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<br /> p�yments may na longer be reqaircd, ut die aption oF l�nder, if'��lortgage insurance coveruge(iii ihe unu�unt wnl fnr thu periud -
<br /> that Lender rcquires)providcd by a�� Insurer approve;i Uy Lendcr n€ai��hcrnmes nvailuUlc und is ubuiliicd. tlorm�ver sMall p:ay
<br /> the premiunis required ta muintuiii mortga�c insurancc in cffect,ar[o Nrovidc�loss ecsrrvc, until lhc rc�pilr.:ntent fnr mort��ge
<br /> insurancc cnds in acccirdnncc�vith nny writtcn u�rcemcnt betwccn liorrowcr mid l.cndcr or npplicablc law.
<br /> 9. [nspection. Lcndcr or ite agcnt may mnkc reasanablc cnuies up��n nnd inspccUons of thc Pri��rty. l.endcr shnll give
<br /> Burruws;r notice nt thti timc uf or priur to an fnspcction sperifying rencnnnble c�►use Por ilse inspertinn.
<br /> 10. Condemnatinn. Thc procceds of nny awnrd or cluim for dumngcs, dircct or conscqucntinl, in rnnncctEoii witl� nny
<br /> condcmnation ar otl�cr t�king of any part of thc Propeny. or for convcyuncc in licu of amcicmnnU�m, urc hcrcby assignod mid
<br /> shall be paid to Lendcr.
<br /> In tho event of a totnl taking of the Prop�rty,the procecds shal!be npplicd ta[lu sums secured hy this Sccuriry(nstn►ment,
<br /> whcther or not then duc, with any cxccss paid tU 16�rr�e,rcr. In ttte evcnt of a panial taking of the Prciperty in �vhicti the fair
<br /> market value af the Pro�sorty immcciiarely be£�:c cli=Falcin�;is�c�unl to or grc:itcr thmi die amount af the sums secured by this
<br /> Sccu�ity instrum�ne inunediately before[hc trJcen�,unless C3orrowcr and l.t:ndcr othenvise ngrec in writing, the sums secured by
<br /> this S�curity InseQU�rr.e.nn shall he n�duced by ¢L2e :�cnotec�l of the Qrc�ceeds m�iltiplied by the following fr.ictiun: (a) the totai
<br /> n►naant of the sum����av�ed irnrn.o��Ately before eBa�t�<om.Q,�ceided by(�)U12 f,ur ni���F:et value of thc Pmperty i�nanr.cfi.2!�.ly
<br /> befmm �th�taking. Any balancn:,hull hc paid to Borro�vcr_ Rn Che eveni af a pmtiai calcin�r of the Property in �:Liir.h.(J'r.�fair
<br /> marG�i �•alue of the Propeny imr�����intaly bcforc the takiec�,is[exs than the amnunt of thc svms secured Im�ttediai:eGv��eEo:n:the
<br /> tak6ng, unle.ss Borcower and L.erd��r s�therwisE a�:ree in writing or unless applicablc law othcrwise provides,tl�.e�r�.Y:c�4s shall
<br /> be a�plied ta thc sums secured by this Security�m;o��rreat whethe,r ur nut tlie sums are then duo.
<br /> If the Property is abandoned�v Sorrow�cr.or if,after R�tice by Lcndet to Borrowcr that dic condenurur oGt•'eus r.o makc an
<br /> award or settic a claim for dama,�cs. Barrower fails to res��nd to L,ender�vithin 30 duys after the dace eh� r�ozcm 'ss Siven,
<br /> Lender is aut�orized to collect and apply thc praceeds,ut its u��mon,eithcr to restoration or rcpair of the�eo�r¢�r ar.�io�i5�sums
<br /> secured by this Security Inst�ument,whether or not then due.
<br /> Unless I.ender and Burrower otherwise ugree in writing, ar,y �pplicn!i�on of proceeds to princi�.�[ shaU rtQt extend o.r
<br /> postpone the due date ot thc monthly payments referred to in pnragraphs 1 anJ 2 or change the amount of such paymr.�3s.
<br /> tl.Rarrower Not Relea.4ti•1;;Forbeurancc By Lender'�;ot a 1Valvcr.Extension of the time for payment or ea�c�clifiration
<br /> of amortization of the sums secure�!'by this Securiry Instrument granted by Lendcr to any successor in interest of Bor:y�wcr shall
<br /> not operate to release the liability of the original Fsorrowcr or Bonower's succPSSOrs in interest. I,Qnder shall not be required to
<br /> commence proceedings against any successor in interest or refuse to eatend time for puyn�ent or othenvise modify amoltization
<br /> of the sums sexurect by tpis �ecurity Ins�Riiu��ni oy rcaau�i ui w�y ucTiiuiiu iiinuC $� 2�iC UiYgti:�! R�nQwar �r Rnrrr►wer's
<br /> successors in interest. �1ny forbca•r:nr.ce by Lender in exereising any right or remedy shall not be n waiver of or precludc the
<br /> exercise of any right or remedy.
<br /> 12. 5uccessors snd Asslgns Bound; Joint und Severul Lisbility; Cas(gners. The covr.nants and ugrcements of this
<br /> Security InstNment st�all bind and benefit the aaccessors and ussigns of i.ender and Borrower. sub�ect to tl�e pr�visions of
<br /> paragraph 17. Borrower's covenants and agreements shall be joint und several. Any Bonower who co-signs this Security
<br /> Instrument bnt does not execute the Note: (a) is co-sign�ng ihjs 5ecurity [nstrument only to murtgnge, grant nnd convey that
<br /> Borrower's interest in the Property undcr the terms of this S�curity Instrument;(b)is not personally abligated to pay thc sums
<br /> secured by this 5ecurity Instrnmert; and(c)agrces that Lendcr and any other Borcower may ugree to extend,modify, )arbcar cr
<br /> make any accom�nodntions with regard to the teems of this Security insuument or the Note without that Burruwer's coasent.
<br /> 13.I.oan Charges.If the loan securcd by this Security Instrument is subject to u law which sets maximum loan charges,
<br /> and that law is finally interpreted so thAt the interest or ott�er loan charges collected or to bc collected in oonnociion with the
<br /> laan exeecd the prrmitted Iimits,then: (a)uny suct�lo;u►cl3nrge shnll be reduced by the amount necessary to reducr 1hz charge
<br /> to tlac �ermitted limit;and(b)uny sums already collected fr�crn Borrower which excee�ied permittecl limits will be v�e�runded to
<br /> Borrower. Lender mny choose to make this refund by reducing the principal owed under the Note or by makiri� a dicect
<br /> payrr;ent ta B�ra•c>+ver. If u refund raluccs principal. the reduction cvill be treatod as a partial prcpayment without ang
<br /> pre�uyment eharge t�nder the Note.
<br /> ' 14.Nutices.Any notice tn iE3orrower provided for ien a4ais S�xurity Instrument shull be given by delf�er(ng�is�o.*.l�y muling
<br /> ' it by first class mail unless applieable I�w requires use o2.inoiher mcthod.l'he notice shall be directed ro th�pivFerty Address
<br /> or nny other address Borrower designates by notice td Lendcr. Any notice to l.ender shall be givcn by first ctess mall !o
<br /> Lender's address stated herein or any other:tcl�]ress.i.ender designates by rwtice to Borrower. Any notice pravidcd for in this
<br /> Seaurity Instrument shall be decmed to havc L•een gevsn ro Rorrowcr ur C..ender when given as provided in this parngraph.
<br /> 7S.C.overniag Law; Severnbtlity. This Security ➢nstmmene shull be gaverned by fedcral law and thG dnw of the
<br /> jurlsdiction in whir,h the Property is located. In the event tlint any provision or clause of this Security Instrument or thc Note
<br /> confltets wlth upplicable lnw,such conflict s�►all not nffect other peovisions of this Security Ins¢rument or the Note which can be
<br />-- givcn effcct ��ie�CO�t thc conflicting provisioaa.'fo this cnd thc provisiorn:;mf this Securiry Instn+r�ic�t a�r,d the Note are declnred
<br /> ro be scvcrablc.
<br /> 16.Borrower's Copy.BnrroN+er shall be given on$con�'ormed copy of the Nmte ancl s,f t�eis��ci�zily t�lstrurajcr�t.
<br /> Form 3028 8I80
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