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<br /> = paymcnts may no longer be required, at thc option of Lrnder, if mortaa�e insurance cnvernge(in thc nmou�u nnd fur�hc heriod �
<br />= Ilinl l.cnder rcquires) provided by un insurer approvccl hy[.c:nder again bccomes nvuilribl�:m►d is aU/uincd. [lo�ruwcr sl►all p,�y
<br />' Ihc prcmiums rcquired to maintain mortgage insurance in effect,�r to providc a lo�.s rescrva,until tllC icyuiicuicnt ii►r n�orig�ige �
<br />- invurimce ends in uccardnnce with any written agreement betwecn Borrower 1nd Lender or applicable I.�w.
<br />_ 9. Iu;bxctlun. L.cnder or its agent m.ry mxkc reasonable entries upon and inspcctions of the Pr�perry. [.�nder shull tilve —
<br /> liueruwer notice at the time of or grior to an inspoction specifyin�reasonable cause for the inspcction.
<br />_ 10. Cnndemnatic�n. 7'he proceeds af Any atvard or claim for dama�es, direct or conseyuentiul, in conneetion with nny L
<br />- cantlemnuUon�r other taking of any pait of th:. Pr�perty,or for conveyance in lieu of condcmnnUon, urc hcrrby assfgncd nnd
<br />- tihsdl he puid to I.ender.
<br />- 1n dtc event of u total tnking of the Pra�xrty,the proceeds shnll bc applied to dic sums securcd by tl�is Sccurity Instruntcnt,
<br /> whethcr or not then duc,with any excess puid to Banower. In the cvent of a partiul tukins of thc Prnperty in wh{ch tltc fidr
<br />= nu��kct vulue nf the Property immedintely before the tnking is equnl co or grcater thun thc amuunt of the sums securecl by this
<br />_ Se�urity Instrument immaliately before the tnking,unless Horro�vcr and Lender othcrwi:sc agrcc in writing, thc sums sccurcd by _
<br /> this SecuNry Instniment shaU be reduced by the arnount af the p�•oceeds multiplial by the follu�ving fraction: (u) the totnl
<br /> nmouiit of thc sums secured immediately b�fore the tnking, divided by (b) thc fair market visluc of thc Property immedintcly
<br /> before tlie taking. Any balance shall be paid to Borrower. In the event of a partiid taking of the Property in wliiclt thc fnir
<br /> nuirket valuc of the Propeny immecliately hefore the tnkl�g is lass thun the amnunt of the smns secured immcdintcly before the
<br /> takinb, unletis Borrower and Lender atherwi�e aBree in writing or unless applicable law otherwise pravides,the procecds shnll�
<br /> be appliecl to the sums secured by this Security Instrument�vhether or not the sums are then due.
<br /> If thc Propc�ty is abandoned by Barrower,or iF,aftcr notice by Lender to Burroieec th�t the condcmr�or offr,rs to makc�s� -
<br /> nward or scttic u clnim for dama�us, �onawcr fails to respond to Lender within 30 days aftcr the dnte thc notire is given,
<br /> l.eixler is authorized to caUect and apply the praceeds,at its optlon,cither to restoration or repair of thc Property or to the sunts
<br /> secured by this Security Instrum:nt,whether or not tl�en due.
<br /> Unless Lendcr and Borrower otherwise agre. in writing, any applicution af proc�eds to principal shall not extend or
<br /> postpone the due date of the monthly paymeytits refeired to in paragraphs 1 nnd 2 or change the amount of suc}�payments.
<br /> Il.Boerawer Nat Released; Forbeur�nce By Y,enrler Not a Walver.Extension of the time far paymcnt or mcxlification
<br /> of umord�.�tion of the hums secured by this Sectn•lry lnsulament granted by Lender to�eny successor in interest of Banowei'SIIAII
<br /> not o�rate to rclei�sc thc liubllity of thc original Bar�ower o�•Barrower's successors in interest. Lender shnll not bc reyuit�d ta
<br /> commence proceedings ugainst any succcssor in interest or refuse to extend time for p�yment or otherwise modify mna�ifr.ution
<br /> of the sums securcd by this Securiry Instrume�t by re�zson of any demand made by the original Bon•ower or Hm�coevor's
<br /> suceessors in Interest. Any forbearance by i..encier i�rxFici��!!g �n; right er rfmc�,sh.a!! ^wt �a::�si:�sr uf�r,�r�;;:;le t3t:.
<br /> ex�rclse of nny right or remedy.
<br /> 12. Succeavarx And As.slgns Bo��nd; Joint and Sev�erflV I.iabiflty; Co-si�ners. The covenants and agrcements of this
<br /> Sectarity [nstrumcnt nhnll bind ttnd benefit the successors und assigns of Lender and Bnrro�ver, subject to the provisions of
<br /> parngraph 17, &►rrower'R ruvennnts and agreements shull be joint und sever�l. Any Borrower who co-signs this Security
<br /> instrument hut docs not execute the Note: (a)is co-sfgnin�this Security Instrument only to mongage,grant and convey that
<br /> Borrowcr's interest in ttie Property under tlie terms of this Sccurity lnstrun�ent; (b)is not personally obligated to pay the sums
<br /> securod by this Securfty lnstrument;ancl(c)agraes that Le nder and uny other Barrower may agroe to extcnd, modify,forbeur or
<br /> make uny accommadations with regard to the tcrms of this 5ecudty Tnstrument or the Note without that&�rcower's wnsent.
<br />; 13.i.onn Charg�s.If the loa�n secured by this Security Instrument is subject to a Isw whieh sets maximum loan churges,
<br />' und that luw is 6nully interpretcd so that dic imerest or othar lo�n chnrges collected or to be eollecte� in cannection with the
<br /> loan excced the permlttsd Umits,then: (U)any sush loan cht�r,a,e shull.bc rcdacexl by the amount necessary to redue.�tUu chsrgo
<br /> to the aermlttod limit; and(b)any sums nlready collectecl fi+�m�arrmwer�vhlch exceeded permitted limits will be rufuricte�d to
<br /> Bnrrower. [.ender may choo.r•e to make lhis reS'und by a�educing the pdncipal owed under the Note or by making a direct
<br /> payment to Borruwer. IF a refund reduces principal, the reduction vriil be treatod ss a partisl prepayment without nny
<br /> prepaymcnt charge undcr the Notc.
<br /> 14.Notkes. Any notice to$orrower provided for in this Security Fnstrument sha11 be given by delivcring it or by mailing
<br /> !t by first class mail unlcss appllcuble luw requires use of another method.The notice shall be directed to thc Property Address
<br /> qr any other atidress Horrowcr deslgc��tes by notice to Lender. Any notice tu Lender shall be given by first clnss mail to
<br />. Lender's ucldre�s stated hereln or any iither acldress[.ender designates by.notice to Borrower. Any notice provided for in this
<br /> Security Instrunknt Fhall Ik dcenKCi tu huvc b^�cn given to Borrowex or•Lender�vhen given as provided in this paragraph.
<br /> 15.Governing l.awj Sevrralt�iltty. This Security lnstrument shnll be governed by federn! IAw and the law of the
<br /> jurisdiction in which thc Fraperty is losnte,ci. In tl�e event that any pravision ar clause of thls Security instrument or the Note
<br /> cunflicts with applicable Inw. such cunflict shull not affect other provlaions of this�ecurity Instrument or the Nnto whtch c.1n be
<br />. givcn effect witlhout thG confllctins provlsion.To this end the provisions of this Security Instrument and tlte Note aro dcclarcd
<br /> to bc scvcrablc.
<br /> 16.Borrower's Copy, gotr���vcr�hall bc given one cont'ormed cdpy of the Alote nnd oF this Security Instrument.
<br /> Form 3028 9190
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