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<br /> TQ�iE[HER wrrEC�it�tt�improvemeotsmw or 6aatta eeccea on ina pcopaty.ane au�nb,appae�r�oa.,aa
<br /> . � fi�wtes eorv or baaRsr a p�t of i!rc propecty. All reptaoaaaxs and.additiong,sh�1l dso be ooverod bSr tins Sa�{
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<br /> - Iasuume�t•Ail of tLt:fore�oit�g�s nPate�w iit tlu�s Socuritg i�uommt as the�Ptupe�Y•" : .
<br /> BORROWER COVENANTS tl�t Bomawer is lawfu!!y seised of tLc est�oe here6Y conveyod aod has tlx rig6t to gr�at ud ` ,
<br /> , a�►veg the Prope�ty utd t�at tl�c.Pcapetty is unrncambR�ed,,txceQt for eacutu6ca�oes of tornrd;Bocrawet aartadts and w�71` :
<br /> de(eod gcnerally the tiile W tbe P�opestY against�lf claia�atid demands.subject to any encamhrancss of reoont.
<br /> � T1�LS SECiJRiTlf INSfRUMENT oomhivcs unifomn tova�ar►ts for nationai use and nnn-unifom�ravcmmts�vith limitad
<br /> -- ---— v�ri�tians bY ju�iuliction to constit�ce a ueifam�socurity inatummt covuiag[wl p�opeRY• '
<br /> ' UNIFORM QUVENAI�ITS.Borrower acd t.a�der aoven�mt and agroc as foltaws:
<br /> , � 1,�Yo�E at PtiAdpd a�d 1Me�d;P�+ePYmaM a�d ��� Barmatr shatl P�P�Y PaY �n dae the �
<br /> pziacipall of aod inter�c on[hc Qe6t evidenced by�tbe Note aad anY P�Y�t ard tate charges dne nrder tI�e Noce.
<br /> - Z�Fi�foc Tas�aod Ie�uneK SubJc�t to a�Plicabk hw or to a writts�waiver bg Ir,nder. Botmwec shaU pay m
<br />= l�nder on the day monthlY P�F�s ar�e due under the Nate.u�nii the Note is paid in fuil.a svm t"Funds")far.(a)yearlY tu�+
<br /> and assasmeea whicb may nttain priority ovec this Security Instiument as a lia►on the Pmperry:(b}YeartY teasetwl�PaY�s
<br /> __ os gnuund re�us on tltie Pcopesty.if aay:.tc)Yea�1Y hazacd or propecty insurance pr�niums:td?Y�Y flood i�ran�r prcmivms.
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<br /> ::<. if�ny:(a)Y�9��8�insur�nce pran'suau,if any:and(fl ang surns Paqabie by Bormwes to Leader. en accordancr with
<br /> 'the provisionsQipangnph 8.in lias of ttfe payment of mortg�ge ins�uanoe preminms.7'hesc items are calted'Escrow Itaas.,
<br /> l.eodcr may.ad.m�y time.colEect apo lwtd FUnds in an amount not to exoeed the maaimum atnount a lender for a federaQy
<br /> ref�tod mortgage ioan arry�cquire for Bom�wer s escmw a¢caunt under tha federal Reat Estate Setitrneru Procadares Act vf - -
<br /> 1474 as arnaded fmm 6me to time. 12 U.S.G Se�tion 26QI et seq-("�#'a").�S��w that aPPties ta tLc Fwds :
<br /> - seas a lesser tinauit:If so. l�endet may. az airy rime. btlecc aad 6oTd Fwtds in an amaunt not m a�ceed c6e t�ser amouzst. .
<br />. �,eMer may atiq�ate the amount of Fwjds'due on thc basis of current d�ta aad reasonable�tes of eapenditta�s of futare ---
<br /> Fscraw tiems os otherwise ia aocordar�ce wit6 applicabte faw. ' ----
<br />_ • 71�e•Funds st�all be held in an institntion whosc deposits ane ituttr+ed by a federdl ageaeY.insdumrntaliry, or emitY
<br /> � `" (iacluding Lender.if Lender is such an institution)ur in any Federal Home La�n Bank.Lender shall apply the Fmids to pay t6e . _�_-_
<br /> �•; , �-==__
<br /> � , Escrow items.Lender may not charge Borrower for ho2diag and applying the Funds,annually analrzing the esc�nw aocouat,or --.�,.,.�,_
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<br /> --_ ,,�,�.�4: - vsrifying the Escrow Ite�.unless Lender pays Bosrower i:uerest.na tLe Fimds attd apPlicabte law pe�miu l.ender to maice such �=,�=:.F
<br /> a charge.Hawever.Lender may require Borrower ta pay a one-time charge far an independent real estate tax reparting service ���°V.��
<br /> �_ - , usod 6y Lec�der in oonnection wlth this loan, unless applipble law provides ot6envise. Unless an agreement is made or n��s�
<br /> +` , w r an interest or qmi on the.Functs. _ �"��-��`
<br /> ` '�,w��,`.. applicabie law requires interest to be paid.Le�tder shalFnot be required to pay Boma e y � �.-•��.�•
<br /> �_s. ��°�-
<br /> Borcower�rd Lender may agree in ariting,however. that interest shail be paid on the Fuads. L.ender shall give to Borrower. ��f��7-;_,:
<br /> � without charg�.an annual siccounting of the Functs:showin�credits�d debits to the Fands and the purpose for which eadc ,.��. �.�_-,_'
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<br /> ., . �:..,_:.�;� `' debit to the Fateds�was made.The Fu�s are pledged as additiona!security far all sums secured by t6is Security I�strumau. � E��.�-
<br /> � ff the Fundy held by[.ender exreed the amaunts pemiitted to be held by applicable law. Lender shall account to Horrowec �i'�:'
<br /> , - �T��Y' fortho exccss Funds in aceorct�ttice with the requirert�ents of applicable law.If We amount of the Funds held by Lender at any �_�'-=_:
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<br /> � �� _ time u nat sufficient to pav t�:�scraw items when due.[.ender may so natify Barrower in writing.and.in such c�se Barrowe� �•,:�;�;�:- T
<br /> • �'�"L�'"- s5alf paY ta Lender the anuy:rt�ecessary•to make up the deficiency. Borrower shali make up the def ciency in nv more thau �;�,��': �-.
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<br /> �=';''- ' tw•eive monthly Qaymenu.at Leader's sofe discretion.
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<br /> ' ,�e;�:�;� ••.;-,-, Upon pa��ttent in fu'.t�ruf all�sums cecured by tbis Sec:urity tnurument, l.ettder shall prompdy refund to Borrawer ac� ,
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<br /> °r:•. •,�r �� Funcis hetd by Le�tder.if.ur.der paraDrapfl 21.Lcndcc shalt acquire or se!!the Property,l.ender,prior to the acquiset➢nn or saSe _, _. , ._
<br /> ' , �`;'�'1;�' of t'L�e Pcaperty;sha1�appty�any Furtds held hy Lender at the time af acquisition ar sate as a credit again5t the swrb secured by
<br /> ' ��"'�` .-x;.r.. this Securicy Instrument. • • . :
<br />' ' � � `'�;��� � 3.AppTcafiqn ot Payments.Un1es�agplicablc law provides atherwisc,all payments received by I.ender under paragraphs : _.
<br /> . '��"'�.. ;• � l and 2 shal}�tY applied:iirst. to any pr�ment charges due under the Note: secand.to artx�unts payabte under paragraph 2:
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<br /> _ • � �,`.::�d.to interest due:fourth.to principal due:and la.st.to any late chargec due undcr thc Note. . . � -
<br /> ` ;;:-.�-~ __ � 4,Chatges;I,iens.Bc,,r�c��•er shall pay all tazes,asce�sments,chatges. fines and impcnitioas attribntable to the Property ;•
<br /> � '�`"""i� '" . � �fiich may attain priority o•.��his Security Instrumen� �.�d Icaschold paymentc or graund rent�r.if a�ry. Borrawer shall p�y �'��+�:�.� � ;
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<br /> >��'"` �•' these obligations i»�he manner pravided`���^aragraph 2,or if nat paid i�that manner.Bnrrower shall pay them an time diractl} r,�:r,.•.•• ��
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<br /> � :;"..:; ' _`�=�,:;;��;:�:° . to the person owed payment. Barrower ss��:�r�rompily fumi�+h to i.endi-�all natice�oi'amnunts ta bc paid under this par��*ra�`.+:'� t;�;��>� •. _
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<br /> �" '� � .��� °�t�• lf Borrower malces these dyment5 directt'� '$orrowcr shall ror iI�+umish tn Lcndcr recci t�cvidcncin ihe ayments. i;;�'.;;;�r, ' ; -
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<br /> ��""`. � Borrower shaU ram tf dischar e an tten which h�.� rc o�er this Sccuril la�trument unless Bnrrowe.:f�a)$•�'��n �;; •
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<br /> � �y ,s•i r�:� :. , • ariting ta the payment of t�:o�bligati�n secured by the t�:�t"s�t a n�anaer acreptablc to I.cndcr:lb1 C(+nles(s iO gnod f�:�S[!`1S7iii�;1• .
<br /> ' '' ��'�� �.1'�Ty••.�.41�'!•j.'�
<br /> :,::.� �-.- �;, hy, or defends against enfarcemcnt of t1:e tien in.�tefial proccedinry whicfi in thc Lcndcr'� �.pini�n aperate to�pre�e.:t ehx.,
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<br /> ' • •• enfarcement of'the lien:or Ic)secures fraa�t':c holder nf the lien str s�reement ti�ti�fact��ry to l.cnder�ube�rdinatin�the tiec xsr _
<br /> ' ''�'`� � ,,��:!,,+;,� ' this Sccurity Instrument. If Lendcr detcrminc�that any part �+f the Pre�peny i��uhjcrt U•u licn which may attuin priority over �
<br /> . � � . ¢his Security lnstrnment,Lencler may give&�auwer a��t;ce identifying the lien. Borrower�hall�uti�fy the lien or take une or
<br /> . . �;`>..: "•• � more of the actions sct forth abcwe within 1U da}��of trt�-i�:ag oP nutice. . �
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