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, . .,,,,..s. ._ .� � '�MYA `•r... .544�Y+Ily.fT•Y•..j..- � i � .• [\r. c.�..a ��4ys•`T`��:4,•n...i. �`f� y , .. •J vj'f � �-,�'�^A�flh�� P� �, �. �I� _.�F __L 1}Y[lyvlPTe�'- _ '�,"'�� '� l - 'T �,��,�,��'�T ! �' .�7N�� Yiit�Yt�`--_�... ::1J:ci1:w�.a_...r-...�.11s�._... ....a - � ::..r..i.�..a.�.... - - — . �;, :,. -- . .. -e.r-r-om�+rr+..•.+rr•,;;.-�-i...-.��r.inr:�3�1@�i�r'r�"T.""^_"'_� .---.�.---- — - l7:. � :+�-��1.�'�� - ° � H;��J�'�'�.��.� �A�� R��'�-�� ,w ll�e�r Trtw.guKy Inskx-dtkte Cwpe) �uf�2 i a i 4 _ — 'tHIS A�)1USTABLB RATS RID�R is n►ade thls 21 Sr day of FEBRU/lHY r 1�J98 ,uncf Is I�scor{x►rated into U�xl shall bc decmed tn an�end urxt supplcmcnt thc Mortgagc,Ikod of Tru3t or Security Deed(tho"Security Instrument")nf the same dat�siven Ay tho undersignod(the"Qorrower")to secs�re the[3�rrawer's Adjustnble Ratc Notc(thc"Note")to ta� EOuittll� Buildin� �nd la�n ��socittion of Ar�nd ifltnd� M�1ruk�, p Ftd�r�l S1vin4� Btnk (tha"l.ender")of the sam�date und covering d�a praperty descrihecl in the Security Inst�ument and located At: __ 21a W MECGA ST CAIRO, NEBRASKA 88824-9999 (Property AAdras� '1'1iE NOTE CONTAIMS PROVISIONS ALLOWIlMa FOR CHANGES IN THE INTER�ST RATE AND 7HE MONTHLY PAYMENT. TNE NATE LIMiTS THE AMQUNT THE BORROWER'S INTEREST RATE �AM CHANQE AT ANY ONE T�ME AND THE MAXlNIUM HAY��i1�B�iiR�YYeA PAllSY PAY. — ADDITIANAL COi►IENANTS.In addit3on ro the covenants und agreements made in the Scxurety Instcument, — i�orrower and I.ender furthee covenant and agree as fol[owF: A.INTER��"�[�r��1ll 1V1iUl�'i''ttZi.i�PAYir�i.a Vi'anrvvar`.�.°i - 7l�+.e Nat�proa�iJe.s ier�.��i�iaf interest rate of 7.000 �.The Nnte provldes�ar chwiges in �the interest t:+i:aml the a^a��hly payaunts,as followa: - 4.IIVTER!ES1I'IR�1TE AND MONTHLY PA'i�MENT CHANGFS (A)Ctwnge Dates The interest i�ate I wiil pay may change on the lirst�.zy of MARGH . 2001 ,and on thin day every 12th month thercafter.fiach date on whlch my interest rate could chamge is ealled n"Change Date." ' B)'I'Ue Index Beginning with tho first Change Date,my interest rnte wIU be b�secl on�n Iud�a.The'Iudax" ns the waekly averaga yfdd on Unita!St��es Treasury securities adJusted to a const�.d maturity af 1 year,as ma�a availsble by tho Federal Iteserve Board.The most rocent Indox figure avuilablo as of the date 45 days before cxh Chsange Dnte is cullod the"Curcent Index." If the Inde�is no longer avallable,the Note Holder will choose�.new index which is baseci upun.compsrablo infom�ation. '1'be Note Holder will give me notice of d�is choioe. ' � (C)Cak�ul�tion ot CIw►nges Befo�e�n Change Aate.d�e Note�Iolder wili calculute my ncw 3nterest rato by sddin� � �, .. .. ' percentagc point(s)( �.ppp %)So the Cucrene � It►dcx. 'iii:1�Iute•�lolda will then round thc result of this c�ddition to the nearest one-eiEhth of one perou�tage pojnt(0.1259b). Subject to�l�liuuts statad in Secttam��SnD)below,this rounded a�x►ount wiU be n�y new Intttest r�to until the next Change Date. � The Nrst,�.�Tolder will tixn dctem�inc thc aznount o�.the monthly payment that would be su�cient to repay the � unpaid prr!aaf��u1 that I arn expa:tod to owe at the Change Datc in full on the Maturity Datc at m.y new interest rnte in substantitii3y tqua�psymcnts.Thc result of this calculation will be tht new arriount of my nwa�hly payment. N)Limits on Intmes'i IRate Cha�es ' , 1'ho inttc�est rate 1 am requltai to pay at the first Chango Dato will not be grcater than 9.0�0 y6 - or lc�s dtu:�, . �.000 k, Thercuficr.my intciest rate will n�ver be incrca.ged a�r dxrwsed on any sia�;r��nge Date by�ttore th�n ►vrfl percentage points(2.09G)from the rato of inxorest�.hnvc f�►psying fur ti��ssoc�ling twelva��onths.My intcrest rnte wilt neven c�gmate�r than ��•�� `�� My inter�st ra��a� wi'11 never be� Vowar than 5.00�M. (E}�Q[e�Cklve DAte oF�7wnges My iwnv•ds:t.erest rate will[xcorna�ttxctive an cac3�Changb b32�. I will pay the amnunt af m;r new monthlq paymeiit l��;s+:.�ing on Wo flcst mont':31 payment dAe�a nftcr thc G�uingc Dato untii thc amount�of my nwnthly payment clu�ngts again. l!7/VOtCG!Oi l,'2t��lS The Note Etolder will deiiver or mnil to me a notice of uny chanIIes in my int�rest ruse und tlie amount of my monthly payment before the effixtive duto of uny cl�ange. Tl�e notice wiU includo informadon roquital by law to be givcn me and alsu the titte and t�lcphone number of a person who will nnswer any qut�tion I may havo rcgarciing th�notice. MULT45TATC AD.lUSYJ1RI.E RATE RIOEH-ANM 6-2•Single Femtty•F�r.n�o M�elFn@di�M�o Unitam kntrum�nt Fam 3111 3f8b �-�ZTA I8306f VMP MOHT�A6E FOHMS•IBOD1621•7281 � F�hted ai MqtNd Ppar '_