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' ' ' '_ _'.___" '_ "._._...^'S•�m��«:.L-_, ��..�_--�.�..._—_—'_—_' — �IVru �O.AP��7 V ! !1 Ii1Cltlti IllCI nu!un �n c�rc�a ulrc�l,cit dw o�nun of i.r�iiJcr, if murt i>>c insurancc covcr�y�(in thc timnunt imd fi�r thc Y II(31I f�•5 �' �' I 1 E L' t� � t � e. that I,�ndcr rcipiires)pruvfdcd by nn i►zhu�tr upproved by L.cniler ci�nin bccomcs nvailablc and is ubtnined. 8orra�ncr shall pay Ute pr:t�►iumy tCt�ul►�d to niaintnin iszurt�i�ec iu�uran6c i�i eiieci.ui iu y�ur�dc a loss mservc,unUl Qte nquir,r.��xnt fnr ntc+*tue�e � in5ur�mce ends iit c�ccordunce wlth nny written ngreeme�it betwe�n Rorrower.►nd L.ender e�r upplicnble law. �. lnc�xrtton� t.�ndcr oe its ugent nvay makc rri�sannblc entrics apon nnd lnspccti�ns af thc Property. l.endtr siiall givc Cicirmwcr nnticc ut thc ti�nc of ur prtor tn nn lnspcctia��SPccifying rcacnnablc cnusc for�hc i�is�xctt�n. 111. Cande�tt�tut0ot�. 'the prcteceds of uny c►via�d or ciitim fi�r Jnmagcs, dirrct or c:un+eyuentittl, in conn�ction with any � comlemnndon ur othr.r tnkin� af uny pan af'il�c Arope��y,or for convey�nce ln licu of condenmation, arc hereby nssignal und shaU bc paid�o Lcndcr. In ti�c event uf t�totnl takinB of dic Property.thc procc�ds shaU bc:upplicd to dic sums secured by this Sccurity IRStrumcnt, wiiether or nat thcn dur.. �vith any excess plid to Borrower. In the event of�pnrtial tuking of the Praperty in whicli the fuir m��rket vnluc of tha Prap�srty immcdiately b^farc the tuking is cqual ta or gre�iter th�n the amount of the sums secured by this Sccurfty Instrumcnt i�nmr,diately before the tnkinb,uniess Borrower und i.ender utherwise agree i��weitins,ti�e sunu securetl by — this Security [nstrumeitit shall be redured by ihe amount of the proceeds multiplied by the follu�ving fructiou:(oj thr: totol wnount of thr, swns sesurc:l iinmccii�itcly before the t�king, divided by (b) thc fnir murkct vnluc of the P�operty immediately bcforc thc tA.king. Any bnluncc shnll br. paid to Q3nrrower. in thc event of u purdal t:tking of thc Property in which the fnir m�rkct valuc of ihe Property immediately bcfore dic teking is less than thc amount of the sums sccured immediately beforc Ihc taking, unlcss Borrower And Lendec othcrwlse ugree in writing or unless npplicablc Inw oihcrwise p�ovides, the proceeds shall Ue applicd to dic sums secured by this Securiry Instrument whr.tl�cr ar not the su�ns urc then due. _ ' If tlie P�•openy is abandoned by Rorrower,or if,after natice by Lender to Borrawcr tlTat the condemnor offcre to makc an awnrci or scttic a clairn for damages. Borrower fnils to ses}ron�l to Lender within 3� days after the date the notioe is given. L.ender is nuthorize�i to ccrllect mid npply the procecds,at its opiion. either to restor�tion or repai�of the Propeny or to the sums secured Uy this Security Instrument,whethcr or i►ot then due. lJtiless Lcr.der and Borrowcr otherwise ;�gree 1►e w�iti�g, any application of praceeds to principal shaq not extend �r post�rc 21ie duc date of the manthly puyments referred to in��.��rap�is l and 2 or change the umount of such payme►2tx. lA.�arruwer NAt Released;For6earance By E.endec N�4� Waiver.ExtensIon af ihe time for paya�ent or madifir.�tion �f ar�tortization o£the sums secured by this Sccurity Instrucaem gmnted by Lender to uny succe�sor in interest of Barcower Fhall not operate to rclease thc liability of the origin.11 Borr�wer or Bonower's succassors in interest. L.ender shal!nut ba c�equirod to rom'•7tence procoaiings agair�st uny successar in in.en:st or refuse to extend time for paym�esu or otherwlse modify emortizatian oP the sums secured by this Secuc�ty Instrument by rcason of uny demand uyade by tl�e originul Borrowcr or Florrower's suceeasors in interest. Any forbearnnce by Lendcr 1n exerrisinr any right or remedy shall nat be n wuiver of or preclude the exeruise oF any right or remedy. 12. Success�se a��xd Assigns Boand;Join4 und Several Liabllity; Casigners. The covennnts and agreemenu of thts . Security Instrument shal[ bind und b�nefit ¢he successors and nssigns of J..ender and Borrower, subject to the provislons of - parograph 17. Burrower's covenants And agreements shall be Joint nnd several. Any Aorrower who co-signs �hea Sccurlty Inscrumet►t but does not execute tht Note: (a) is co-signin� this Security Instrument only to mortguge. grant and canvey that �; Bortnwer's intarest in the Property under thc terms of this Sccurir� Instrument; (b)is not personally obligated to pay the surns secured by this Security Instrument;nnd(c)agrees thut Lender and any oth�x Borrower may ugrce to extcpd. modify, forbear or Y . make a�iy accommoduttons with re�nrd to thc tcrms of this S�curity Instrument or the Nate with�ut.that Borrower's consent. ` 13.l.oun Charges. If the loan secured by this Security instrument is subject to a law which sets maximum loan chnrges, � a��c3�at lav+ is fii�nlly interpreted so that the interest or other loan chnrges collected ac•to be cullectM in connection wich the - loan otcetd the permitted Ilmlts,then: (a)nny such loan churge shcill be re�iu�d by tli�amount necessary to reduce ehe cherge �. to the permitted limlt;:u�d(b)any sums already collected from Bonower which exceeded permitted limits will be refunclod to � Borrower. Lcnder may choose to make ttiis refund by reducin� the principal owed under the Nott or by m�ing a diroct paynxnt to Borrower. If u eefund reduce� princEpal, the reduction will be treated as a pacp�l prepaymeni without sny prepayment charge under the Nota. ' 14.Notices.Any notice to�torrowcr provided for in dtis Sceurity Instrument shall be��iven by delivering it or riy maiiing - it by firs!class muil�nlcss applicable law requices use of another method. 'The nottce shail be directcd to the Property Address ; � or uny od�er address Borrower designates by not9ce to Lender. Any notice to Lender shall be giti•en by first class mail to - _ I.cnder's addmas stated herein or any other uddress I,ender designate� by notice to Borrower. Any notice providul �'or in this Securety Instrument shall bc;decmeci to have been given to&�iYpwer or Lender when glven as provlded in this paragraph. ; .;` �i.Governing Law; 5etie�biiity. This Security Instrament shall be governed by federal law and eRe �.iw of the � ,;:.. jurisdictinn in w�ZecB 2he Pro�x:rty is located. In the event thnt any provis!on ur clause of this Security instrument or the Note . � :;=( con91(cts with app�+cuble lu�v,sunc�onflict shall:not affcct other provisions vf this Security Instrument or the NRte which can tta given effect wlthout�i�e confllicting provision. To this end the provisions af this Securiry Instrument and die Note ei•e declared to be severab(e. � � 16.Aorrower's�Copy.Bonawer shnll be given one conformed copy of th�Note and o�'this Security Instrument. , , Form 3028 A190 ' Ppe 4 of d .i ' I