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' . , ' � ; i <br /> .. '� ' <br /> �„�.�,�r- <br /> ,,,..,T . . �.,,.. „ ,. .� ,_ <br /> .. �., . ��� , .�. .,�� ... - � .. ..� . • ..a, .s.r,Yw..S+?b711N _,-�_.�ry. . _ _.,... .� - --v--`- <br /> . .� .t�.y�.t- .. '}WI?�r���.1!�{f+•t�1 �:�.- ...,�.�.�_ - . ..._. ,.CG' <br /> .. ... _. <br /> •,:. . i � .- . . . .._ .._ _. <br /> . . � �� ' ' ' �,Zl.•,�-...- . . . .......- ---.. . . .. _ _ <br /> ' ' ';�.:• ' . . ._.�.t..__._._... .. . . ---.. <br /> • �_; <br /> � �6.��(��.:Y�;� <br /> TOti�'I'HflR WI'I`H ull ihe improver�icnts now or he�ca.Rer ercc�cd on the pra�scrty, nnd nll c���mentn, npp►tnrnnim^s,nnd <br /> ' :.r k f'�cwres uo�v or her;,aftrr a psn u€Lho properry.All replsice�nents and nddidone shnll also be covercd by �hie 3eeuridy Insu��ment. r• <br /> AU of the forcgoing is eeftrred to in uii�Sec��ity(nsU��►cat us the"Prolr�lY:� <br /> � � BORROW81t COVBNAId'TS d►at Borrower is inwfully seiaed of the estate hereby conveycd snA hn9 the ri�ht to grant er►d <br /> •� .�'� convey the PropertY snd t�x�tha Pr°pem' i� unancumbered. oxcept for encumbrances of record. DOIfOWOI t74TFf)�iifl flRA WIII �H, <br /> defend gen�rslly lhe dtQe to the Propertp oAalnst nil clnims and demands,subject to any encumbranc$s of record. <br />-�,�;'��.�^� THIS SECURITY INSTRtJIuffNT combines unifoRn covenants for national usc:.nd non-uniform covcnnntn with limiscd :,� <br /> .. ,,.-,�: . variadons by Jiuisdlcdon to conadtute a unifocro securiry instrument covcring real pro}�erty. ,_".: <br /> ;;_. <br /> ' .y.� UN�ORM GUVBNANTS.Bonower end Lender covenant and egreeg foA�ws: Wh�n dun �ho <br /> -�°�"� 1.Payment ot Pr[nctpal nnd Intcrest;Prepayment and LAte Char es. Borrower shnll promptly pay :;_ <br /> ��'�"� principal of and interest on the debt evidenced by the Note and any prepayment nnd Into chnrges dua under tha Noto. ; : <br /> � • . , <br /> � ,� `��� 2.Funds tor Taxes and Insurance. Subjoct to nppllcablo luw or to a writuen waiver by Lender, Barro�vor shnll paY co ,. <br /> � Q � Let►du on the day m�nthly payments are due under the Note,until the Note is paid in fuU,a sum("Funds") far.(n)yoarly taxes c__ <br /> ;,;.�� y�� and assessments which may auain pdoriry over�his Securlty Instrument as a lien on the PropertY;(!�?Y�Iy loasohotd payments �ni <br /> ��y.� �n5�uanc�Premi�uns;(d)Ycurly f�aad influr�nca p�miums,if --- <br /> .i�.�.,; or ground renu an the Pcnpeny. . c)Yea�1?;hazard ar property' � �co¢rlenca with the <br />'°��:;";;;;;'�' � any:(e)Ycarly�nartgagc insurnn�x prcmiums,if any;and(�anY sums payabic by Borco►vcr w Lcndor. - <br /> .�:�s<!s::" . - <br /> "�',�>>r,.�'�, , pmv��ions of paragraph 8, i�a fa�u of the payment of ma:r{gnga insurance premiums. 'Pnesa itr,ma�re cullr.d"�scmtv Items." _ <br />.•`;:r;;� - <br /> i,___ Ler►der may,at any oime,ea�lioct�tnd hold Funds in an nmount not to exceed the maaim.q::n iunaant a landnr for a fedfrcally relatsd <br /> o;,;;;�;;� � caartgsg4 luan er�ay r�quire��r Hoa�wer's ascrow account�u�der the fed��^k�Real tsta�e Settl�mant.I�rocedures Act of 19T4 es - <br /> _-� amended from tiun�ta time,12 U.S.G Section 2601 et seq. ("ItF.SPA"),nnicss another Ittw that op�Gas m ti►s F�unds setv e�es�x ` <br /> ;,,,-.;, smoun� If so.I.endex may,at a►ny dme� collect and hold�F�mds in an amoimt not t� �x�eed the l�sssr amount,Lender may <br /> :�'w�:�� e;�dmate the amt�unt of Funds due on the basis of current dnra Fu►d reasonabla esamntos�'�w��enditures of fraWre Escruw Items or _ <br /> othen•�isa in ecr�rdance with apnlicttble law. <br />:���1���;� '!fie Funds shnll be held in nn insdtuflon whose deposits are insured by a fedaral oganc;+.ens�nr�e�t�llty.or endty(includin� = <br /> �.�-�� Lcndcr,if Lendcu is such an institudon)or�n s�ny Federal Home L�n Bnnk. Londnr sGuil��Ey�as�nds to paY the Bscmw <br /> —== Itams,l.endu muy not cherge Horrowcr for ho7d3ng and applyln�the Fund�,ennnnlly nm���i�.'►e�scraw accoun�,or ve,rifying <br />---,.��� <br /> �� the�scrow Ttems,unless Lendcr pays Hoirower int�ros�en r�t�e Funds and a�plicaUfa la��paimits Lentkr tc�make s¢c�h a c ge. <br /> -�,,,_�.# Howcver�Lendt�x may rcclui�Sorrower to pay a one•timz r�erge for un indepe,ndent real estat�taas reponing srrvir,c usad by _ <br /> -�++ Lender in cunnect�on with this loan,unleas applicabla law provides oAiemiso.UNe.cs an agr�xrt►ant Is made or applicabSo law <br /> _'�'"'�"a ��}ny�M:��_:�.�±i�;i�nctei st�ll nut 6e requircd to Pag �o�a��er nny intorest or earnings on the Funds.Borrowu end <br />____� Lettdu may sgree in v+ridr►8�however.that intenst ahall 6e}taid on v"�e�Funds.I.ender sliaii 6ive co B°R°`"'���`�''�u`cts�8'""_' <br />=-�,�,� annu�el eccounting of the Funds,showing credits ttnd d�tu�to thc Funds and the pur�ose for which eACh deblK to tAe Funds wes <br />--_....�., made.The Funds ere pledSed as additionel securlty for ttli sums secared by this Securiry lnstrumenG <br /> �� J If the Fund.�h�ld by Lendu exc,�ci tt►e amounts 1�mducxl w ba held by�ppllcuble law,Lender shall account to Sorrowu for <br /> _`'�1 tho excoas F1�n0a in accordat►ca w'ith the c�s�u�ements of applicable law.If the nmount oY'Ihe Funds held by Lender at any time 1s <br /> - - cqt sufficicnt W puy d►e Escrow Itema when due,lRnder Ru►y so notify Barrower in wnitin8.end,in such case Borrowec shall pay <br />- - to L�nder the amount necc�9sary W m�lce up the deficiency.Borrower shall make up the deficiency in no moc+e it�an twclve <br /> mcathlY PeYmcntn,et Lcnda's sola dLscretion. refund to Bortnwor eny Funds <br /> UP�P�Ymcnt in full of a11 sums secumd by this Sxurity Insuument,Lender slwll D�P�Y <br /> held by Lender.If�under.pa�aph 21�Lender shall acquirts or seU tha Prope�ty.I.endcr.Pdor w tha ecquisidon or sale of the <br /> propaty,shall ap�ly eny Funds hcld by Lcndes at the drr►u of acquuition or salc as a ard�t a8ainst tho suma securod by this <br /> Socurity Instrumtnt. <br /> 3.AppF3cAtbn ot Pay�¢nts. Unless applicubla law provides o�isc.all payments receivcd by Lenda undu paragrapds <br /> - - 1 and 2 shall be applied: first, to a��Y PrcpaYmcnt chsuges duo under the Notc;second,w amounta peyabk undcr paragrap <br /> third,co intargt due;fourth,to principal due;and last,to enY late chargas due under Ihe Note. <br /> 4.C�r�pr�,l�. 9omower shaU pay aill ta�ces�assessments� eharges. Cnw and impositi�ms amibutabla w tha Pcopaty <br /> _--= which mgy etfaid''�doricY aver thi�Secwity Instrunient,and leaset�ol�i peyments or ground rents�if nny.Horrower shall pay these <br /> obilg�sbns in tho ma�tner ysovided in paragreph 2,oe if not paid in that mannu.Bocaawes shell puy ihun on tIme d'uecily to ihe <br /> -- pason owal p�+ymenG Bamwcr s6all promptly fumfsh to Lc�ndu all nodces o£amaunts to be paid undu this pa�agraph.If <br /> Boirower malcros thaso pnYments dirxdy.Be�rower shall promptly ftumi�h to I.endCr tacoipts evl3encing 1he payme�nts. <br /> - Borrower shall prompdy discharge enY lien which has pdoriry ov:r'�l�is Security Instrument unless Borrower.(a)agcees in <br /> vrriting to tha paYment of ttic obligation sccured by tha litn in a mannu acctptabla to Lender:(b)contcsts in goad faith the licn <br /> � by� or defen6s against enforcement of the Hen in. IeB� D�S� which in tho Lender's opinion opaate ta� prevc;m the <br /> -� enforcemrnt of the lien:or(c) seciucs fmm tho halder of tha lien an agreement satisfactory w I.u►der si�bordinatIng the llcn W <br /> - this Socuri�r 3�suumeuG If I.end�r detcrrninos tlwt any part of the Pc+aperty is subjoct to a lien which may ausin pdority over this <br /> --u Security Instr.umont,Lcndcr may give Barsower a nodca idcntif'yu:8 C�E�it�n.Borrowu shall saii:;Fy iho licn or takc one oe r��e <br /> ��'= of the acricans set fosth abovc witl�in 10 cluys of tho giving of notice. Fa:rof�302a �/OD <br />-.�--- �.:� <br /> , -:�-.�__� • �.ZU3I�1E)co¢�a�.o� ae;e2ore inniai,: <br /> .� � <br /> _�� <br /> �---;�� <br /> - <br />