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<br /> .� ' n ��'"����,��l�r and �s�.
<br /> 'PO(igTHEEt WYTH all the improvcncncg now or ttc�G�itsr cr��tcd on thc praP�rtY�rnt1 nll c�°enicntA,n��p��rtenen.es,
<br /> � Cixwres now or her�t+itcr n p�rt of the proghny. All acplr.eemcn�r e�e�9 r.d�ltlo�a sii�A el:n I��cc►ve�..A hy liiin Sc�urity Insuur�ient. �
<br /> x All of the fore�oing Fs refe�rrcd to in thla Secadty Instrument t�the"Prapc:riy." �. .
<br />.,F,_,t;"' gpI"cROWfdR C'�V�NAR'T�1h�e Bo:ro�ver is I�wfi,lty seisc,�i of t;�o c;RSta h°rcby c4nvoycA end hav thc dght ta grant a��d �-,
<br /> convey tho Property nnd that tha Propen.y is unencumbered, excapt for cncumbrances af record, Ilarrawee warranu+und witl �-�
<br />:�."� defend generally�he dQe to the Property a8atnst aU clain►g end demsnd�,aub}ect to any encumbranccy uP rc�;urA. ���•
<br /> ` �.,,r TI�IS SECURITY IN S T R I J M B N T com b i n a s u n i f o r m c o v e n a n t s f o r n a U o n a l u s o a n d n o n•u n l f A r m r u v e n n n t n wlth Umited �.
<br /> r.._, ,
<br /> variations by jurlsdicdon to constituu a uniform securlty insuument eover3ng ceal�;::�y�:+y. _;'7:
<br /> � LJIVIFORM COVENAIV'I'3.Homowes and L.endcr covcnent and agroo ss fo l l owe, �,_
<br />'�=� i.Paynunt of PrincipAl and Interest;Prepay�Aent and Late Chtrges. ilorrowcr xhnll pram{�tly puy wl►en duo tl►n - -,.-
<br /> �c:�'��31 ;:;
<br /> ';{ principal of and lnterest on the debt ev;dcnccd by thc Noto end ar►y psepaymcnt and l�te ctuugc.r duo�indrr tho Nato.
<br /> ^ti'�E`,, ' �•�::
<br /> �.. ,tiL,� 2.Ehnda tor Tiuces and Inguraace. Subject w eppl�cabla law or u� a wdtt�r►walvcr by I.cndcr, llarrowcr shull pny m r
<br />�.�t"�,��i,; Londer on the day monthly payments ere due undcr tha Note� ur►tll tho Nota le paid In full,a eum("Funds")far:(a)Y�iy tnxea �'._
<br /> (b)Ycarlg lcrachold pnymentn ��`-.
<br /> trnd�ssessments which may attnin priority over th1s Securiry Ynstrumatt av a Uea on tho Property� a
<br /> ,f�,4-4, � �,,.:
<br /> ���s���� or�raund nnts on tha Property,if�u�Y�(c)yeaxly hazarA or propersy insurance promlum9;(d)yenrly tland ineurance premlums,i�
<br />=�!s`��` any; (c)yeflriy moitgage insurancc premiums, if eny;snd(� any sums payab{o by Dormwer W l.ender.tn accordnnco with tt�o
<br />��i�� provisions o�paragraph 8, in lieu of the payment of mortgaga insuranco premium�. Theso Itcm� are cnllad "�craw I�cros."
<br /> -- I.ender m�y,at an�dme,collect and hold Funds in an emaunt not to eaceod tho maximum amount a Ieneier[ur a fe�lerally rolatu!
<br /> °---- mortgage loan m�y rec��ire for Borrower's escrow sccount undcr tho federal lteal Bstate Settlemcnt Proc,�durce Act of 197A sa
<br />�;�:,•j� emcndcd fmm ti�ne m t�me.12�J.S.C.Secdon 2b01 et stg. ("ItES�A")�unless another law that applles to Uto Funda ecta�1G~xr
<br />'��'':� � amaunt If sa, Leridu may, at any time.callxt and hold Funds in an amount not to oxcoed tho Iesser amaum. Lr,rui� rr�►y f
<br /> __:,:_', esNmece che amount of�nds due on tha basis of c�urent data and rea5onable cstimates of cxpcndiuu+os of fuwro 8scrow It�mi ar
<br /> .,^;�� otheiwisc�in accardAnce with appllcablelaw.
<br /> — 'It�e Funds ahall bc he.ld In en insdtutiun whose deposits aro insured by a federnl agency.tnswme�taliry,or enUty(Including
<br /> "1r�`'J Lcnder,if Lender is sucd an Insdtution) or in any Feciw�al Hame L�n Hank.Lender shall�pply the Funds w p�y tho Eacrow
<br /> --_� Iterns.Lerder may not charge Borrowu for holding end applying tho Furtds,anns�ally enelyxing tho oscrow account,or verl[ying
<br />'�'�� the Sacrow Itanis.unless Lender pays Bqrrower lncerest on the Funds�nd appllcablo law permits Lendcr to mAka auch w chargo.
<br /> � However�Lcnder rnay rc;cquine Borrawer to Pay a one-Rime charge for an independent real estato tax rePorting een'ice uaed by
<br /> - I,ender in cannecdon with this loan,unless eppllcnble law provides othuwiso.Unlosa an agroement is m�do�r W�plic�blo G�w
<br /> - requ3res intu�est to be pald�Lenda shall not be requi�ced w pay Sorrowu any intaest or eamings on tho Fands. 8orrowtr�nd
<br />-_-_ - z,s,.;.��.�y ga�r__.in wridn¢,iiowevel.thut interest shall 6c i�aid on the Funds.L.end�r shall givo to Boaowu�withnut ch�r�o,u►
<br /> _--';';� �R...J�«.��
<br />_.:;;;� annual accoundng of tha Funds.ahowing credits and debit9 to tho Fund�wnd the purpo�o[or wnicn eacn dabii oo ino rw�w��
<br /> •---_—= mado.'i'�e Funds are pledgad es addi�donal securiry for all sums secu�red by this 5oeucity lnsWmenG
<br /> -- If the Funds hcld by I.ender eaceed the armamts permittcd to be held by appllc,�blc law,Lender shall Accaunt W Barowar for
<br /> tho ea�cess Funds in�danccs with tho cequirements of applicable law.If the amount of 1ho Funds hekl by L.r,nder u�ny Wno i�
<br /> -�� not suf�iCknt to pay the Bscrow Itans when due,I.ender may so nodfy Harrower in wridng,end,ln such caao 8txrower�hal!pRY
<br /> to Lender nc� aunount nocessary to make up the deficiency. Borrower shall rnake up tha deficietscy in no moro thaa► twelvo
<br /> monthlY l�ri'�ts,atY,.ender's sole discredon.
<br /> Upon payment in full of all sums secured by this Security Instn�ment,Lendc�r et�ll pcon►ps1Y rofund to San'aWa�ny Funda
<br /> Ix,ki by I.ender.If,nnder paragraph 21.Lec�dec shall acquire or seU the Propaty,Let�der.Pcia w the�cqnWtbn ot w{o ot thq
<br /> ptoPerty�sha,ll epply any Funds held by Lender at the dmo of acquisidon or saya ss e crodlt aga�nst tho eum� tocured by thl�
<br /> Security Insuwt�ent t�roceivod b i�ender undar p�nphs
<br /> 3.Appticatb+n o�Payments. Unless appllcuble law provides Wht�+iso�all DaY� Y
<br /> 1 and 2 shaU bo applied:first,w enY P�Y�t��Ses cluc nndu the Nota: socoe�d�co�rnounte{uyxbb undcr p�r�r�ph�t
<br /> third,w intuest duet f.�,, rtb., .,Princ��a1 duo:and last,to eny late cherg�t due under tha Note.
<br /> 4.Cf�rgai L "•� '���ha11 PaY all taaes. atisessmenv�chergea�fines and imposido�u�trlbubble b tho PnoQaty _
<br /> -- which may attafn prlority ov�this Security Insaumtnt,and le�sehold pryments or gc�ound rents�if any.Borrowa th�ll p►y tliero
<br /> - o�L�at�Ons in th�mannu provided'cn pacugreph T..or if not paid in thst manner.BcHmwa shall pay them on dme dlrocdy to tho
<br /> ob
<br /> peraon owai payment Borsowu shall promptly fumish to Lenda all nodces of eunw►nv w bo p�id unde�this pNr�raph, 1t
<br /> Borrowu maices these�sayments directly.Hocrower shall promptly fumish to I.�nda receipts avidencina the p�yrt�enu.
<br /> Borrowu shall p�ampQy discharge any lien which fiav priorlty over this Secudty Inswnxnt unlea�Barower:(�)y[roo3�1�
<br /> --— writing u,zhe payment of the obligation secured by Ihe Uen in e manner accePtabk W Lendu:N)conteste in Qood f�flh tho�tln
<br /> by. or deFends against enforcemeat of the lien in, legal proc�xGinge which in tho Lenda's opinlon npex�t�o tn praetnt�l�o
<br /> enfor�cemen2 of the Gen;ar(c)secucr,s from [ha holder of tha llen an agroement satisfactory w Lendu subordinM.ing tha�len w
<br /> _-- this Securlty Instrwner�G If Leader determines that ony part of thu Propaty is aubjxt w a lien whkh m�y nttait��ietity mda l;�i.�
<br /> __ Sxurit3r Inatrwnent,I.Zncler may give Porrower a nodce idemif'ying tho ifea.Bormwu ahail sadsfy tho lkn a tako ono o�mora
<br /> ______ of the a�tions xc fo�th alx�ve wlthirs 10 days of the�iving of nodce. Form�os� 1lRO
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