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<br /> 'POfl6l ki�tL 191 t H ell tha im�roves�ients now or hercattcr e7E;ctcd on Q�e property,nnd n11 Ga>�.m;,nt�, nppi+rt:ncnr.^9,�ntl '�'�'.
<br /> fueturc�n�w or i�uc.�fter a�ct of tha prope�ty.t#il r�pAacce�ient�n��d cddiUans:li�ll nlso bc covE7c�by tilis Scc�!piq� 1nci7um«Yn,
<br /> � All af N�c fcrgcing�ref�*ra�!t�in thig Secur.�ty lris�ruenent us O�e"Frope,�y.�� �;,;.:.
<br />' BURROWER COV�NAN7'S ihat Aorro�vu is IawfuUy setssd of ihe estn*.o hereby convoyai and hR9 ihn ri�;ht Qo�h�t s:;td - ,� :
<br /> � convay the Pra�rtY and that tho ProPerty is unencumber�,oxcept for enr•umhmnr2s of recorA. Aarrmvcr wannnts nnd wil► , �:;
<br /> defend gencrally Ure t�tle to the PcoPer►Y 88aingt dl clolms and demands.suhjoet u►any eneumbrar�ees of e+ecord.
<br /> ��:`
<br /> TI�ES SEC[TRITY 1NSTRYJMTaNT wmbines wi�arm covennnts for nationel ueo nnd non-uniform covtnanta with limitc,d
<br /> vtuia�w�ns by Juciudiction to consdtute a uniform se�:urih+insuumcnt covcrU�B real property. �:f._
<br /> Q =�=_
<br /> U1oiIFnAM COV BNANT`S.Borrower snd Lendu cavenant and a,gc�a es follows: �,..:
<br /> 1.Payment d�rl�cip�l aind Intuesti�'ti'�P�3��R�p�d LAtB CtlflT$!S. Socro�vcr shnU promptly p�y when dnn tho .u.
<br /> ��;.
<br /> prtncipal of and intereston the debt evidenced by tbeAToto end any prepayment and laus cht�rges duo undasr�he Nau�. �
<br /> 2.Funds 1'or Twres wnd InsurAnce. SubJxt to appllcubl4 lnw oe u� a written waiver by Lendae. Horrowcr �tmll pay w 1
<br /> Lender oti the day monthly payments nre due wdcr ttsv Noto,until dm N�to is paid in fuU,n sum("Funds") for.(o)yc�iy lfl5'A9 ��_.�
<br /> enA�sse�s�nts which may auuin priority over thi�Sexurity Inswmr�►t as a licn on tha Prope�ty;(U)y�aely laa�ct�alcl paym�ts �`�.
<br /> or ground rents on�►e Praperty.if eny;(c)Yeacly l�auerd or propetty in�un►naa Pmmiums;(d)yoarly flnod Insamncv pren►iums.if u�
<br /> ut
<br /> iu►Y�(o)YearlY moctJ386o inswance premiun�s,if any� and<�unY sutns pe,ynbta by B�iro�v�to LendESr,in accordnnco witt�tho _
<br /> provisions of para�raph 8,in Iteu of the paym�nt of mortgaSe Insurnnce premiums.'ILhese itoma are c�llE,d "fir+�ro�v Itesn�" _
<br /> '- Len�er muy�e�any time.coUect and hold Funds in an oniount nat to oxcoed tha mnxlmum amannt a lunder far a fcnlcunll��ml�ux!
<br /> .'�'' m o t t g a g e l o a n m e y r e q u i r o f or Bormwec's escrcaw e¢caunt undar d�s fadosal Real Bst�to Seulvnitmt Pri�oedtuns E#et af I97A as
<br /> �
<br /> emendcd from�iL��e co lir.�e,12 U.S.C.�ec�'ec+2�-Ql e�seq. ("R�SAA")�uI�1BS9 AAQ dlei lAW U U 1 1 A p p 1 I t�4�0 I j 7 0 F l t l l i l S S 4 i r i l ��e�' ,
<br /> amounG If so� Lendtr may� at eny t�no�celloc� a��3 hold Tunds In an nmuiu►t tzot to exceed Ute lesser amoun� I.encie�b�ay
<br /> esHmate the emount of Fands due an the basas vc c�.mr��nt d n ta an A taaso n n b l u o s tlmetas a f ex pcndltures of future Escrow Items or —
<br /> ottietwlsc in ecco[dance with applic;aL•��R�w.
<br /> '[t�a Funds shall be held in an ir►s�„�nronn w�����s:ts ane isir,ued by n fa�f:ra!a�enol',d+x.r,�.�.�mentality�or eaitiry(inclu�i�g
<br /> ' Le�du,if Lea�da is sueh ac� �naYiWdon)or in ri.*�p Fedczal Homo I.oan HanY..I.t�ndet shall uPp'!y 1he Funets to pay thc I'sscraw
<br /> _�; I _ ..
<br /> :! Itemo.I,endu may nat ctuirgo Borrowcr for t►olcting��nd apPlyinB the Fund�,�nnu�]ly an�lyzing the essxo�v ax�unt,ur vcrlfyinB
<br /> � �ha Bscrow Iteme,unless 1-endu pays Borroever inra'rst on the Funds and a�plitnolu l�w permit�Y.ender ta maka such a chargo.
<br /> "� How�ver. I.u►der may require Borrowcr to pay a on�dme cbarga for an indr�e��lo�!t reul�stn:4 tax repordn8 een►ice us�d by
<br /> _� I,ender in r,flnnxtion with this loan,unless appllcabla low provldrs othe�wise.Unl�s an�v,tu:msnt is mado or epplicable law
<br /> requires intenst w i�o paid.Laender shell not ba nq�iced to Pay Rnrmwer eny intet�st or ramings oa tha�nds. Borrower nnd
<br /> :� ���y�W::.�.:�g,fiaa;;,�� F�q.;nr�.r.�a cinnll Uc oaicA on tho Funde.Ler.dcr shall glva to Borrow�,widtout chargo.an
<br /> .� ana�ual eccounting af the Funds,shawing cred'►ts a�d debits to the Funsls an9 the purpose for which each debit W tde Kunda was
<br /> -� made.'Ihe Funda are pledgad as ac1�IFl�na1 security foz all sums secur�3 by this Sasurity Insteumet�t
<br /> _:� 1f the Fund9 held by I�ender e:�a��d�e amounts pumiuod tu be held by applicable law,I.enc�ar shaU accx�unt w Borrowcr for
<br /> _ ����ndy in,e�co�dnnco with gR�e aoqulcem�nts of applicabb law.If the arnnunt of the Funds hsld by Lender at anY dme is
<br /> -.= noc suff�cient to pay the S�cmw Items when du�,lender mr,y so nodfy Borro�,�ea in waidng,and,in such caso Bomo�ver shall I►�Y
<br /> 10 Lender the amount noces.garp to make n�p t2�e d�ficieney. Harrowar eh�ll malce up the deficIency in no mon than twelvo
<br /> monthl9 pc►Yments.at Lcnder's sob diesaetion. refund to Borrowa eny Funds
<br /> UP�[mYme�t in full af uil suma accur�d by this Socuriry Insuument,Lender stu�ll promPUY
<br /> held by Lencicr.If,under paraBinp�►21,Lender sha11 acquire or sell the Pmpo�tY.Lender�Pdor to the acquisidon ur salo of the
<br /> Pmpeity. shnll�PPIY�Y�u���by L.endtx et the tinw of ecq�uisidon or salo es a credit egeinu the sums scxuced by �his
<br /> Socurity In�nunutG meats receivod by Lenda under par�gcaphs
<br />-- 3.Aprplicatioe of Ps��rnea4s. UNe,�s appliablm law provides othaw:.coe�oll l�Y
<br /> 1 and 2 sEuU ba applied:C�st,tn anY P�I�Ymrait charges dne undcr the Note: second,to amounts payable undar par�rep4�2:
<br /> = third,W insaest0�:foucth.t��incipal due:end 1►sr.W eay lata charges due undex the Nou.
<br /> 4.C1uuLes;#.ku�. i�orbaer shall puY all��a,a4ses.wncnts.charges�fines and im!iosadons atuibutabk w tho Pro;xrry
<br /> which may ets�in prioricy over this Socurity Inst�umcnt,anct kasehold payments�z gmund nnts�if�BarJOw�u��p►Y��
<br /> - dsllgations!n tha m�nnar providcd in paragraph 2�or if no[paid in thet mtuu�r,l�omowa shall pay Y
<br /> prrrson�•xud p�ymait Barowa shall promptiy[�unish w Lendt�all notioes of amounts ta be pRid under thts�raPh.If
<br /> Borrow,r.T:malcrs these payments direcdy�B�nowa shall promptly#umish w I�ndet receipts evider�c�g the�aymants.
<br /> Bo�r.�wcr nhaSY promP�Y dixhar8a eny Ikn which hes�riorit5►ova lhis Socu�ity Inauumcnt unks9 Bc�ower.(a)r6ec�s in
<br /> writing�s the p�ymont of the obllgaati�on securod by ¢3�0 lien in a manna uooq�abk w I.ender.(b)contcsts 3�gaai faith the llen
<br /> by. cr�!'a�d�egainst enforcuixa►t of�ha Gea iu.leSal ix�oeoaun�s whieh in ttw La►dtx's opinion o�xxaca w provent the
<br /> enfo�zrnent of tha Ikn:a(c)secures from tha ho2dcr of tt�e lir,n an a�neemtat aetisfocmry ro L,ender subordL�adng tAQ er ihis
<br /> thL3 Sxurlry In�namet�t If I.a�der deteimina tlut any patt of Ihe Propercy is subjoct w e liea whkh may auain P��Y
<br />- - Socuricy Instrument,Lender may give Borrower o noike identtfying the lien.Hcnrowes e►tu�ll saasfy tha li�i or take ona or mnre ,
<br /> �= of the ections Att fos11�above within 10 day3 of tha gsving of not�ct. Form�o2s 9ia0
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