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<br /> '1'UU�s"I'FINlt '�'Vl7'!i a!I tho improven�Gntn now or h�reaftar ere�ted an tho prapeety, and all es;�nier�t�, _
<br /> nnr�RrfP�un��a pn�t rixt��re-�n�w�r hdraafter e oart of ths pronortp.All rcplacomenta end additiono ohall al�o be croveccxl �
<br /> by thiA Security I�atrumont.All ot the tore�oln�ie roferred to in thie Secvrity Inetrument Qa tha"Praporty." _
<br /> nORltO\VL�4t C�OV�NAN'TS thet f3orrowor te lawtully celr�d o�tho�su►to horeby canvoyed anct hes tAa ri�;ht to =,
<br /> arant end convny the Yroporty�nd thnt the property is unenc�+mberad,except tar encumbrances of recotd. flarrower
<br /> werrants and will dafend gonorally tite titlo to the Property egelnet all cleime nnd demenda, sub,��ct to any oncum�canc�ec, -
<br /> of rocard. '
<br /> 'PHIS SI3CURI�'Y IN51`AUMBN'C combinee unitorm covenAnte fnr netlonel usn and non-unifosm covanantA with
<br /> limiterl varietions by uriRdiction to canstituta n unidocro security inetrument covoring real pro�.+erty,
<br /> UNINORM(;O�L�NAN'I'S.Borrower and I.ender covennnt an�agree es tollows:
<br /> l,P�ymeat of P�inclpal ead Interost;Prepaymont and L�te Char=ee. Borrower chnll promptly�y wh�n duu
<br /> the principal ot end interest on tho debt ovldenced by the Nnte and any prapayment and leta chergea duo uncbar the�Naso.
<br /> 2. Funds tor Taxos aad Ineurance. Subject tc�eppl�enble Inw or tn a written waiver hy Len�1�r, �+rrnvrt,r eh�ll __.
<br /> Qay ta Lender on tho dey monthly paymentd ard dua undcr tho Nnto,until tho Note Is puid in fu11,n sum ("Func�s")far;
<br /> (e) yr,arly tnxes and aescssmonts which msgr nttain priority over thie Securicy Instrument es a lion on tho Proparty;(b)
<br /> yearly lcesehald pnyments or ground rente on �1►e Property,it any; (c) yearly hazerd or praperty insusanco promiums;
<br /> (d)yearly flood in�urance prom�ume,if nny;(e)yearly mortgege insurautco pramiume,it e�ny;e�nd(f)any sums payAt�lo
<br /> by Borrower to I.ender,in�accordance with tho proviRiai�s of paregraph A,in lieu of tho paymont af ma�tga.g;a itususe:ncA
<br /> premiums.Theso Items ero callod"Fscrow Itome,"Lender mey,nt eny tlme,collxt end hold Fue�ds in an�maiie�t n�t
<br /> to eYCad tho mesimum amount a len.der 4or e t«larelfy relataf mortgage laan may roc;wire tor Borrow¢a's e�cmn
<br /> ar,�ount under t�e tederal Real Estata Set4Joment Procedt+res AcP.oi 17/4 es amandad irom tiro to tIno. 12 iJ.�.C.
<br /> Section 2601 et asq. ("RESPA"),unlesa anothor lnw that applies�rta the Funds sste a losser nmaunt.If aa,Lond�r ms+y,
<br /> at any time,collect and hcald Fuiids in nn emount not to exceed tt�3:ssor emount.I.�sndcr may estirr�atc thv�ma��nt a�
<br /> Funds due on the basie of current data and rr,asonnble�timates of c+xpendixurea of tuturo Fiscr�►w It�ms or oEt�ss�r�sc+in
<br /> nccordance with appliceble law,
<br /> The Fund�shall bo held in an ineti4ution whose depoeits ara ir.s�ve�d by n fe�eral afic.nry,i�trumontelity,oa emt3ty
<br /> (imeluding Iam;,.;s,ii I.ender is sueh an i�titution)or in any FodeeeR 1;�F.�me Loan Bacil�.l.r�c6:s c,�all apply th4 Fa�mcUr.tq
<br /> pay the�ecc�i�� Itemo.Lender may u,ot ct^..erge Burrower for tv���;�,,end epplying tho Fe�.nd�.en�nbw�ly aina.ly�ns�•the
<br /> c�crow acc�a:�r�3,or veritying the Eseraw xtreme.un!�rss I.ender payc,P3orrower i�*,saest on t��Fe�d��r�d e.p�t�ca.t�4�e law
<br /> pe:�nnitd 3�tu��:r to mako such e chru�o. However, P.,�nder may roqu'sre Bo�rc►�Jer to�ay u ano�timm chxr�,o for an
<br /> in�re�.*.c9e^�aral�tnto tax reporting servic�e usod b�r�,ender In connaction with this losa,a�.a!:ss�gpll�a.�m l�.�r provldaa
<br /> othr:r�i3e. �.Tn'1•es9 an egcament io cxanr,4�rp?applicable law requarea intecesi to bo pnid,L�le:r��.vSl cnc�3 4r�roqulred to
<br /> pay Borra�er any Interest or eaminga an thx Nunds.li�►rrawer as�.tl R.✓nder mey egree in writlm;,�,i�os;r�ti�t,m�t tntcrest
<br /> ehalA 1��c►is3 ma�t�hv Funda.I.endcr eha93�;iva to Honowar,withoirt�7�rge,an a��ual accounting of tho Funds,showing
<br /> csEdiita dnd debits to thc Ft.a�cica and tha purpo�o f.or whiah eech debit to the Fu��cL was mnde.The Funds�ro plodgal au
<br /> �dditios►el sxurity for x��suma securod by this Secur�ty Instrument.
<br /> If tho Funda held by Lendar excecd the nmounta permitted to be held by applicable 1nN� Lendet shall account w
<br /> , Borrower�tor the excess Funds in accua�clanco with tho roquiremente o!applicable law.It the amount of tho Funds held
<br /> by Lender aZ Any time ie not sufficiant to psy tho Eecrow Items w�xn duo,Lendcr mny so n�tify Bortowor in writing,
<br /> and,in such c�so Borrowor shell pny w Lender the amount neces.sary w make up tho defi�itmcy.Borrawer eh�ll meke
<br /> u�the deticienoy in no more than twelva monthly paqmeate,nt Londer's sole diECrotion.
<br /> Upon psyment in full nf all sums sxured by thio Securlty Ycsetrumant,Lender shnll pmmptly refund ta Borrower
<br /> �ny Funds htld by Lender. It, under peragraph 21, Lender ehelt ecquird or sell tho Property, I.onder, prior to tho
<br /> acquisitt�n or eale of the Proporty,s13a11 apply nny Fus�ds hetd by I.ender at the timo oi acquisition ur stle e�p arodit
<br /> agsinst tho avm�socurod by thie Sxurity I�stcument.
<br /> 3. Applic�tion of Payments. Ui�less epplicable law pruvidrs otAet wise.ell paymenta raalved by Leusdat uader
<br /> paragrephe 1 Rnd 2 sh�ll bo appliod: iirst,to ar►y prapsyment chargce duo undor the Note;exond,to�mounte payablo
<br /> under peragraph 2;third,to intenst duo;fourth,to principal duo;and lest,to eny late chtuges due under the Noto,
<br /> 4. Chsrfaa; Lieas. Borrowor sbxll pay nll taxes,eseessmente,charges,tines and imp�sitiona emlbuteble W tho
<br /> Property which �ay attain priority' aver thie Socurity Instcumen�t,and leaee}told paytnonta or ground cente, if any.
<br /> Borrowa chall pay thecr.obl3gations in the manner provided in y�nrngraph 2,or if not paid i�n th�t mannos,Borrower
<br /> ehall pey them on timo diznctly to the person owod payment.Bomaaor shall pr�mptly turnish to Lender ell aotices of
<br /> amounte t�be paiA under thie peregreph.If Bonower mtkes these payments directly,Borrower sh�ll promptly tumiah
<br /> to I.ender roceipts ovidencing the psymente.
<br /> Borrc��rcx shell promptly diecharge any lien whioh hne priorlty ovor thie Socurity Instrumcnt unitss lbrrower; ��)
<br /> sgrc+es in writ3��to tho pnym�nt of tta9 obligation sxurod by tha lion in n menner ncceptablo io Lendor;(b) contcsna'sn
<br /> g�ad faith the lien by,e�t a�eionds aga.it�st enforcons�nt of tho liea in, legal ps�a,eedinge whioh in tho I.c:tder'e opinioa
<br /> o��rate to prevent the em�cnrcement ot the lien;or Qa?e��res from the holdar vf tha lien en agroemont 8atisf�ctory to
<br /> Londar subordinati»g the]a�n to this Security Insu�ument.If Lendor determines thnt any put of tho Ptoperty ie subEoct
<br /> to a llen which mey attaiu prioriry ovor thte Security Instrument,Lender may give I3orrnwar a noticx�identifying the
<br /> licn.Borcower sha11 satisfy the lton nr Yn7to one or more oi the actione sat forth nbove wiEbirn 10 diy„of the giving of
<br />- nottce. _
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