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<br /> ' S.Nex�fd or R'm�srty Insu��nce. Barrawcr shnli kcep the improvemsnta nae�e.xisting or herenites erested on the Prope�ty `
<br /> inst�s�af n�ein�t Ia:ls by 4Pe,I���<�ds included ���thin the tc�ru"extcn�lcd cflvcrnQe" �Il(I C97Y dlllCP I1�Zt�P�S, includi�B flaIIds or ��=
<br /> floodlrg.for whfch 1'.ende.r rzqnices insuear�ce.lh3s insuran�e shall be msuntttined in th�amounts end for the perfods fhat Lcnder -
<br /> --•• �� re���res.The ln�es;.ncw c,:;rstcr provi�iing ihe in�surance ahall be chasea by Bonower subject w Lend�r's apgroval which stiall not `
<br /> :.�:'-�;`� be unretuuooaoiy wi��oln. ii botrowet [eiio W meintain covuage described abovc. Ler�der may. at Y.eadcr's oppon� obtain '
<br /> _�5_, coveragr to p�bttat I.endu's rights Dn the Property In accordance with parnEraph 7.
<br /> - ',:!� Atl Insutanoe pollcles csnd renewals shall be acceptabk to Lender and shall include a standard mortgage clause.Y.endcr ahall
<br /> � hnve thN righ�to E�old the�toli�i�s:�d rener�als.If Lender r..guires,Bazror.�er shall pro:npily give to Ler�der aU ecc�ipts of p.vd �
<br /> �t��,� , premiums end mncwal nndas.In the event of loss.Borrower ahell give pinmpt nodce ta the insurance carrier and I.ender.L.ender
<br /> -r� - may makt proof of loss if aot mndo prompily by Horrower.
<br /> yl� Un1GSS Lender and Bo�wcr��ise agree in writir�,insurnnce pm�wcls shuL1 he applied to resWrarion or�epatr of the -
<br /> Pcopary damagcd.if the resta�a�tic�n or repair Lv economicall,�feasiblu arxl I.encier's�uri:ty is not lc,csened.If the x.rstoration or
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<br /> ,: � rep�ar is not ecoaamicaUy fe��'�7B un I..endes's sec;t�ity waa�Il�f be lessened,the Insur,a�tce;p�receeds s'h.ait�,e apnL��J 1�the sums
<br />�'�:�.���- �uted 6y thls Sssutiiy Ir�stu�eJat,wlt.tL^es cr not then dae,with any eacces� paid to :�a�avncr. kS�3orrowcr abandans dtc
<br /> ';,.,t Property. or dacs not answer within 30 duyo a nodoe from Lendu that tho insurnnce carrlu has ofEcrcxi to setile a clahm,then
<br /> .;�.�,-�: LendEx may colloct the in�nc;o�mceetls.I.ender may we the pnocee,ds w renair or mswre the Property nr to pay suma ses«d
<br /> - bl{dtin Security Insuument,whntlittr or not thcn due.'[he 30-day�rlal wiU 6eg(n when thr,nodce is given.
<br /> Uiiless Let�tkr und Borrawer odiawiso agrco in wridng�e��y application of proceeds to princlpal shall�ot oatend ar p�stpona
<br /> -==--�°- tho duo d�to of ih�monthly paymen�s reYemQ to in poragrapl�y 1�nd 2 or chango the amountof the paymente.If unckr paza�grAph
<br />_-=--- 21 �ho Pr�nperty is ocqulred by Lenekr,Borrawa'a dght tn Any insuranca policfe9 end proceed9 rcsuldng from damago eo tho
<br />��=_�� Pmpc�iy pelor to tno�cquisidon ehall pASa to Lender w tho o�eant of tho eums sxured by tNs Security Inswment lmmedtetoly �
<br /> prior!a tha�cqul�iNon.
<br />;��� 6.Occ�pancY�Pracrv�tbn,Matateaence ond Protectba ot the I'ropertyi Borrower'e Loan Appikatbe;I.eu�se6oWs,
<br /> Samwer sh�ll occupy.establlsh,and uaA the Property�s eorrower'e principal residence wi�hin afxty days aftur tho ea�acutfan c,f
<br />__=---� thb Secarlty Inurumont u�d eha11 condn►�t to occupy the Propaty as Horrawer's pr�icipal residenr�:fcr a[least ona year aftr,r U�a
<br /> dAta �f occul�ncY� unksa I.andu otherwise egroes in wrltL�g, which consent shall not bo un�easo►wbly withheld.or unh,�ss
<br /> -- = oxta+iwiing circumtitma�exlst whkh ara beyond Dorrowu'�control.IIorrowu ehall not destroy,damage nr impair tha Pre�eay.
<br /> albw the Property w da�aiorato, or wmmit wasw on tho Ptoperty. Borrowu shall be in default If any forfeiWre acttan or
<br />-� procaoding,whahu civil or crfminal,ia begun that in L,ender's good��itli judgrnent co�1c1 nsult in forfeituco of the FroTx,rty oe
<br /> ---__— otfi�r�+l�e matalaUy imp�ir tho llen created by shis Socurity Insw�,�t ar l.,ender's security int,erest.Borrowu may ciue such n
<br /> default a�d nr.instato�as providod i�a paragraph 18.by causing Itw action or groceeding W be Nr,�t�i�t�ed with tt niling that,in
<br /> Lc.wicr's g000 ivin daamu�aiion,prectudes Forieiauo of the esomowu�s interest in tije i�rc�eny a�;�r.er materiai�rnpairc�unt of '
<br /> �� tho Uta cnatod by tdis Socuriry Insuvment or I.er�der's security intsres�8ormwu sha4�miso ta�n dr.�ault if Homowear.during the
<br /> lo�n aDPlicatton proocss�Bave en�terislly falu.�r inaccurate infonnation or atataments tca 1Le�der��r E�ited to provide Lender with
<br /> any mua�al �infom�asion) in connection wtd� the loan evidencoct by the Not�, includlr�g,b�at naa 3vnite�l to. npresentati�ons
<br /> conceming Hutrower's occupancy of tho Ptoputy s�a priticipal rtsidatce.If this Secuslry Imseurna�3�s o�r�a leagehold,Barower
<br /> .—� slu�ll wmply with all tt��mrvis�ons of the kase.If Homower ecquires fee 6tle w thc Pnaper�y,she kasehold and thn f�:e dt2e shu![�
<br /> not merga unkss L.ender agi+ees 3o the merger in wridng.
<br /> 7.Protecdoa of I.ender'a R�l�hta in t6e Pruperty. If Boirower fails to petfonn tho covenants and agamcaq contalnod?n
<br /> Uds Stcurity �ns�mcnt,or the�is a kgal proceoding tt�t rnay signtt"jcantly affect I.cndtr's righcs in the Propaty(snch an a
<br /> - pcocteding in Mniavptcy,probata,for condcmnuion or forfelauo or w enforce laas or regululons),then I.ender may do ancl pey
<br /> _ for vNhatever is noce,ss�y to pr�tecs tho valuo of the Pmperty and I.eaQer's righu in tt�c Pmperty.Lendcr's ections may Lklude
<br />---- pyL�g Qrry sauns socuxod by a lien which ha9 priority over thLs Security Instrume,nt,u�Patrin8 in cowt,PaYinB masan�k
<br /> attomoys' fees e�sd�salnE on d�e Property w m�ke ropairs. Although Laxkt may take�uori untles shis parag�apb 7.I�ender
<br /> - das not ttave w do so.
<br /> Any amounts dlsbursed by Ler�du under t�ia pa�greyh 7 sl�ll bocome additiona➢debt of borrowcr socural by thls SecurIty
<br /> Insqaimtn�Unkss Borrowcr and La�der egroo W other tama of payment�thesc a�aounts shall bear lnturst fram the daoe of
<br /> diabursenunt at the Note�ate and st�all be payablc,with Interest,upon noricc fram Lar►ticr w Bomowcr roquesdn8 P�Y��
<br /> �.Mort��ge I�asuranee. If Lendcr nq�ired mcxtgago in.guru�ce av a Condldan of majdng the loan gecured by thi�Securlty
<br /> Ins�unent,Bortmwer shaU pay the premium� roquicod W maintain tho mor�age insurance in effecG If� fa any rea9on,tha
<br /> �SABe insurance oova�e roqulred by Lendec lapses or ceases W bo in�effGrt,Borrower shall pry tha premi�requiced to
<br /> obtain covaage substantially e�uivaknt to the mortgego insurance previously in effect,ut a cast substantiaalty equivalent to the
<br /> cost to Samwa of the moeiy,�a ir�surance pmv€ously in effxt, trom en altrmato t�ortgege insuMr appnnvool by Lendcx.If
<br /> _ substandally oquivalent r.iongoge insurance covcraige is not aviilet►k,Iiorrowcr shaU�ay W Lendra exh month a sum equal w
<br /> _- ._.._ ono-twelflh of the yearlY�S�3e insurasxc�premium bcing paid by Burmtivu wh�t�ho inrurance coverage l�p.;ed or ccasc.�to
<br /> : bo in cffecG L,e�der will:�,oqit,use and ntain theso paymcnts as a toss ms�sve i� fl3cu of mott��gc insuranca.Loss reseive
<br /> �— Form 502� OIOO
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