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<br /> � not to P�ccned t?�e mrxprwm �maunt o �r tar a iadere�Ny retated mart�eg9 tuan may r� tar 8orro�7'tscraw nccount under ihe �'
<br /> tacl�ral Rs�l �e�ate Settl�;aa��t Procofi�irc� t o1 tOaM1 Gs cmrnded rom t�ma to tlm3, 12 1�.8.C. 2641 et eeq. ('R�SPA"�, uR%ee anothar low �;
<br /> ' lhei r�;�;tica to 4hs fund� c�te a l��acr amuunt. II oo, Lc��dcr nry, at cr►y t'���3, r.o.'cct cnd hold��snd� in �n cmou�t r+o1 to excae�f U►e
<br /> . �. Inaear a'a�,unt. Lender may eatkrwto ths amount o1 Punds Quo an th� baei� 01 current d�ta end reaean�bte atkiutes o! r.�ac�ti3unn o1
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<br /> The Funds eh�N ba hnid 1n m InetRutlon whoae depoelta a�e Ineured Ay a Nden►�ymaY� tnatrum6nt�Aty, or entlry (tnctud"wi� i.vncie�� ii �u:
<br /> '• =', .� LendM i� wah m Matltutlan) a{n�ny f�dwal Hom� Loan B�nk. �u►t3e► Eh�l!�PP�Y th�Funds to pay tha Eecrow Iteme. Lencier may n�t 61h_�
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<br /> � charpe Elorrower tor hnklh�g�sna ap��ykin the Funda, �nnualy a�miylk►p th�eicrow accouM, or vaityk�y th� Esarow Itwra,unl�ma l.qntlHr __
<br /> �'. ' payi Bcrrowa� Int�rst nr+the Funde �nd�p�►bfe�w Ps����is Lc+�d�to ra:»ca cuch o ch�rp�. However, lender rr►�Y requ9�o ���rnnr�tn _...;,
<br /> :.,'�t :: pty�ortFdm� chupo la�n Ind4p�ndent�al s�tat�tax nportina ewvlce u:�d by L�ndK In conn�crioe�wlth thi� ban� unlae nppflrrablu krN =_.
<br /> �`'�''� ovld�e othwwlc�, Unbes an aQree+nent Is rrµde w eppNcable I�w requk�s Intanet to ba pdd� LendK ehaN not be recn�t'ad to pK�r
<br /> � . Bor,owK uay IntwKt or amings on thr Fundo.Baisowa and lender m�y apre�In w�itfn0�h����that Intenst ah�ll b�patd on the Funde. _
<br /> - --�, Londar ahsll piv�to Borto+�er,wrihout ch�rq�,an annuel eccountinfl of the Funda, ahowlnp cr�dite md debka to the Funds�nd the piupots� �
<br /> ' ..�;� tor whk:h Mch d�blt to ths Funde waa rtwd�. 'Ihe Funds�n pledfled�e addiGone►I aecudty to►aM auma eecurod by thl�3�curip+In�qurmnt.
<br />. � - H tha Fund:+ heid by lander excad the omounia prs;m��ter!to bo hofd by epPM*d'.bb k�w. lend�' shaM account to BamWrR tcw thn __
<br />-'`���'<�� ' exsaea Funda fn�ccarcNnnn vrlth the requkert►enta of appNs.ebte Oew. N the emcwnt of the Funds hdd by l.ander�t any tlme Is nt►t Rut�r.ks�t
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<br />:�,h,. �,,:,: to psy the Egtirow ttama whan du0� Lender rrw�y sa n�tHy Borrowx In writlnp, and, tn euch c�s�BoROwer e1�aN p�y to ��ncter thn wnrnnrt�.
<br />:.'=�:�b;Ea � necesauy to m�ke up the da1lctency. Borrower ahnN mxkn up tAe delaiency in n� moro then twelve moMhy pr.ymente, rl Lat►ckr'e ecde� _
<br /> �e;��'�"r ditcr�tlon.
<br /> -*�`'��� UP� PoY�t h fuN of d ourrta s�urcd by thta Seaidty lns2nmx�t� Lender ahafl promPtlY rsEund tv Bwmvttx �y Fwn�ia hdd 6y
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<br /> --��--•�� Lender. H, under p�n�ph 21, Lender shaN�cquke a sell the Praperiy, Lender,Poor to tha�cquiartior►or sa66�1�it�I�r'O�U• �h
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<br />..;=�-;,li•� �ny Funda held by LendK�t the tfma af acquisitlan or snb ao w crxlit ay�inst ths dums aecurod by f�►is S�.L'r�1j lnsinrmi�'s4,
<br /> `�,'� 3.�Jfp1lCi�ttlOn �P P�yn1�11b. Unls�e�p�ica�!nv pra�ddea othe�wla��M WYm�nta nceived by Lander unet�p�n�agr�phe 1 �d
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<br />-a,_�;;�;;ti.> 2 shaN be applied: Rrst, to any propay►nunt ch�rQes due untkr the�lote; sxand,to�nwunta �r,ysbla under painDraNh �: third to Intw'at
<br /> _._ _r„� dus�touAh,to princlp�l dur,�nd Mst,to any wt�ch�r8es�undcr the Nots,
<br />"Srt�.''�� 4. Chaf+�f; Ll�nz. BoROwer ehnq pay a'8 toxes,assasments, ct�ryoa, fines end frr�osH�ans s�tftaGle to tha Rope+tty �vhith
<br /> - - m�y attain prlodty ov�►thb Sscurity Inatrument,arsd iaaaehoid payme�+ts or pround ronts,H rm�r. Ber.ro'xer sh��pny thsss obl�eUone in thn
<br /> ':Y;,;:� trMnn�► providod h p�npnph 2. or M «ot pald In th�t mrnner� Bw�owa ehal WY thNr► an ti�ne d+nctlY ta Yh� penon ow�d pMmHM.
<br />-,;;��� BorrowK ah�N promptly tu;ni�h to Lcnder rll nuUcea of enwunM to b4 p�d und� thh pansg►oA'h. tl Bortow�r rtMic�s ffinN W`Y►n�•ta
<br />__-_�— dnctly,Borraw�ehal!ptompty iumkh 4o LendK��ceipte svid�ndnp th�payn'�►te•
<br /> ---==� BortawK th�M p�omptly dlach�rp��ny Nen whkh has prlorHy over this S�wrNY Instniment iMl�ss Bortow�r: (�I a�s In�M�te lh�
<br /> - - p�yenK►t of th�obN�uan seaued bY the IIe:� In e manner�eoept�bM to Unda; (b)cantMte In qood hith ths INn 6I►, w dNrnde �prn�t
<br />.� MdOt�oe�►tMlt o1 th�Nw1 k1�IpN Proo�edin9e whk�t Sn the L�ntler'a OplrNOn opR�i�io Pr�,iw.i�N�^�r.:t!a!!he"�!:•,�(r.� arax�s Mom
<br /> — th� Rdder of th�N�n an �¢arnent adlsiactory to lendw aubarEinetinp th�Mm to thb S�arity h►xWmon� Ii Lmtl�r dal�rt►M;N that�ny
<br />---..__� ped of Mo F�rcip�lyl h subj�ct tp�Y�whlch caay� priorltl►ovK thi�3�curky intirwn�1, Landsr m�y pN�Bonuw�R notlae Id�nlMyiny
<br /> � ths Mw�. Barow�r sh�N wWty the fle�or take o�►o cu more of the�ctlona�K ta�th�bove wkhin 10 dsya of th�qt+k�p of natica. •
<br /> -• — 5. Hi:�d Oe P�Op�I'ty f19ll�ar�Ci. Oor�owar shuN keep ths impro+r�nenU now axletinp or ha�seRar�sd a1 th� PtoQwly
<br /> --- Inwrod �p�fnat iow by wn. hatsrde Inch�d�d v�ithfi ihe t�m "acta►dsd cov�pe' tnd ary athn�haarde� fnciudlty�tbodr or lfoodlny,for. :
<br /> ;:�� whk,h L�nd�►nquk+�e Inwmco. Thlo in:utance ahMD bs meMaYbd In th�r►wt�nts and for thA pe�kxla th�t l�nda�equk�e. �f'l�e inwr�nor
<br /> urria proY{dhy ths Inwmce �h�N tre chosm by Bort�owx mubJed to Londere �ppr�wa7 whfd► sh�N not br unrwistx�lY ��. M
<br /> Bottaw►MNe to mNntak� cov�� da�ak►ed �bovi. lander m�y,at Lender'a qpti�on� aAt�k�cov�to Qroteet I.enMra dp1MS h th�
<br /> Prop«ty In�000td�na wkh par►,ynph 7.
<br /> AN frntKana poMci�e�nd tsn�w�b shaN be scaePt�bN to lendor and�hM hdutM�st�ndrd matli�dwt�. L��s1uM h�w tM
<br /> �ht to hakf th�poNcNs�nd��wle. M Lende►nquk�es,Bortr+w�r eh�N p'cmPtb 9w�to L��d�r�N ncNpts ot P�Id P+�s�nx�w�rl
<br /> notipe�. In th�w�t of ba�, Barowar sh�N pke pro►ry�t notic�e to th�Inwm�ro carrf�r�nd L�ndK ��nd�►m�y►n�ks pbai d bu M not
<br /> trMds promptly by BprowM.
<br /> UnNss L� amd �3tKrow�r otharwise �yra�In wriNnp� tnwma {x000�do sh�fl be �Md to n�tontlon or�rpWr ot tM Properly
<br /> ' d�nwip�d� R tM natotatloc� or r'�P�ir h �conan)calA►haDf� nd L�ndw'e r�tt� 1� not I�a�nrd. B ihe rettorMlon a apdr k ad!
<br /> ::�,;v��. enonomfotly feael�M ar Lender's�t�a,�utity wou{d b�Mas�n�d� tM Insunna P��„sh�N As�It�d to th�w+m securod by►� ��l►
<br /> M�urrnnt.vrhethK a not M�n dud,with ar►y wcas�pNd to Barow�r. M darowr�b�ndona iho Propwty.a doN nat answrr wklik+�0
<br /> .. d�yr�nollc�irom Lendw tMt th�tn�w�na cartMr has ollerwd to s�tfM�d�im� M�n I�nJK may calea!th�Inwnno�ptooMCk. Lw�
<br /> m�y ua th� proo�e2b to np�ir a rartor�th�Prcprty ar lo Q�y wn� s�axrd bY tt�b S�axthl insburt�t,whMh+w or not th�n duR. TtN
<br /> . 9b�dry p�rfocl w11 lwpk�whon th�noya�s qHan.
<br /> lk�e landw and Bo�rowar othMwito�9ne In writ�E� arc��PP� �W'�s ta P+��sMM not roR�d or poatpar th�dw
<br /> ` `�� dR!d 99+the n�onfhy P�ts tehrt�d to In penqn�phs 1 wnd 2 a cheng�th��nfount d th�p�yn'Nnt�. N unda prqtpA 21 th�PrapwlY
<br /> ---- - h�crjuind by Landu�Bartnwe►'s�ht to�ny inaurano�poNcieo md proo�l�resuNinO Uom d��to th�F'tup«ty Prior to the�qui�km
<br /> � sh�1 p�ss to l�nd�►to th�mdmt of the sum�seCUrAd by thSa SeCUrky M�trtmlin Nm�edai�Al P�►to ttla�oqukklon.
<br /> — 6. (aceup�ney, pns�rvaHon� MaBne'ds►naree� and ProMct�on o� tt� Prop�ety; 9orrarwr'� Lro�n
<br /> _ .,.�� NPP�k��; I.�i�OhWd�.Burrr�tu sMiN ocauPY� e�bMsh� �nd uw the Prop«4y u Bottow�'� prk�dpN nsld�wNhM s�dY tkys
<br />- ;a;'p�� MEer tl�exacuqu� d tMa S�r�1ty i�ahummt and shaM continur to oocvPY thr P1i�ty s� 19orrawer'�prfncipal raddano�toar�t te�n one
<br /> ,`..r� --.-- yev tthr th�d�to of occup�nay. unlets LondK otherwise�gnea in wrtdr�p� �vhktf conaatt ahtiil nat�e ix���ii►wllhhafd� a unNss
<br /> - sxtmwthp ctramst+rfoea�dnt wAlch �te beyond Borrawa's conVol. Borto�ver nh�N not Eestroy� dirn�p�or hp�ir th�P+o��Y� �Mow Ih�
<br /> ----_•^. prop�ty to dateilnrate,or cortmdt v�nste on the Preperty. Bomowsr ehal bo(n�ts'hult R erty forldtws acYon ar ptoaedny,v�Mtl�er ckM or
<br /> ---�=� atnan�,Is bep�xi th�t In Lendar'a qoal t�ith judpna►t couM reauft in foridcure of the Propaty a otherwf�e mat�Mpy MM��•�^��
<br /> "s?�1 by thie Seauky MsUument or lender'� securfty Interea� Qorrcw�r may axe such a ddsvk end reinslaN, �s pro�id�d h Fmr•eyr�fh 1 E,b y
<br /> �:"-.r�� .,....y.,. �►r ..r�.. .,. .�...,,.o.x�.,. e� h. .u.,�,taud uAth r nilha Uut h Lendar'� 000d t�Mh dd�mY�tion� Pncludoe ta►f�Wr� of ttw
<br />- �..-,.rm�i� '�—.� _.� �_. � r____�.'o � _'
<br />.ws_xiii��sz.,.�� BortowK's Intenst fn th� Prop�ty or other mate�lal Nr�pNrtne�tt of the Nen c�tad by M9i SecuritY k►ehument or Land��s�c�xkY k�t�1.
<br /> _;;- —' , Bcxrowu shaN�Vao be k�dd+wN 8 Borrower�during tho loan appl{c�tlon pros.�as�.O�+re matatNty ldae w In�cc.vate Fnto�tlon or�htwnw�ts
<br /> -``�� — •� to l�ndn(or hiod to proride Lendor rYilh any m�tedol InionrnUon) h connectfo�wilfi th� ben e�+rldenned bY the NMr, Inducin�,!xR aot
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<br /> -=����!-�� �. �Nt�d to. rqM+eaeintetfona conceming Borrower's oceupency of the Froperty as •�inap�l residenco. It thb Serxxit�► IneUuma�t on •
<br /> __—�� leas�hoid. Barower sh� eompty�n1h e1 the prmrfsions o1 the lesae. H 8orrower acquYsf /ee Wfa to ths Prop�rty�the Nasshald�nd liH
<br /> --_-_�:•_;:� te��ltle�he!not mcrg�unks�the Lender��to the merver In writlnp.
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