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<br />not personatiy tiabte on the Note or under this Deed of Trust, and (c) agrees that Lender and any other Borrower <br />ht:reundet may agree to extend, modify, forbear, or make any other accommodations with regard to the terms of this <br />Deed of Trust or the Note, without that Borrower's consent and without releasing that Borrower or modifying this Deed <br />of Trust ~ to t1ta3 Borrower's interest in the Property. <br />12. Netlss. Except for any notice required under applicable law to be given in another manner, (a) any notice to <br />Bonawer grovided for in this Deed of Trust shalt be given by delivering it or by matting such notice 6y certified mail <br />addressed to Borrower at ttte Property Address or at such other address as Borrower may designate by notice to Lender <br />as provided herein, and {h) any notice to Lender shaft tae given by certittd malt to Lender's address stated herein or to <br />such outer address as under may designate by notice to Borrower as providcgS herein. Any notice provided for in this <br />Deed of Trust shall be deemed to have been given to Bortower or Lender wfien gven in the manner designated herein. <br />13. twveeeing law; Severablttty. The state and focal taws appticable to this Deed of Trust shalt be the taws of the <br />jurisdiMion in which the Property is located. The foregoing sentence shall not limb the applicability of Fedora! law to <br />this ~.d of Trust. In the went that any provision or clause of this Deed of Trust or the Note conflicts with applicable <br />law, such conflict shaft not affect other provisions of this [~ of Trust or the Note which can he given effect without the <br />conflicting provision. and to this end the provisions of this Deed of Tr-rtst and the Note are declared to be seversble. As <br />used heron, °costs". "expenses" and "attorneys' fees" include alt sums to the extent not prohibited by applicable law or <br />limited herein. <br />18. Borrorer's Copy. Borrower shall be furnished a conformed copy of the Note and of this Deed of Trust at the <br />time of execution or afer recordation hereof. <br />~, o~n.~_.~ t ~ ~; e_ Rnrrnu~rr cha11 fu#fill alt of Borrower's obligations under anv home rehabilita- <br />tion, improvement. repair ar other Loan agreement which Borrower enters iota with Lender. Lender, at Lender's option, <br />may cequire Borrower to execute and deliver to Lender, in a form acceptable to Lender, an assignment of any rights. <br />claims ~ defenses which Bcattower may have against parties who supply Labor, materials or services in conneciioti with <br />improvements made to the Property. <br />16. Tr~afer ~ the Property. If Bortower sells or transfers all or any part of the Property or an interest therein, <br />exc'.-,tding ta)the creation oCa Lien or encumbrance subordinate to this Deed of Trust. (b) a transfer by devise, descent, or <br />by operation of law upon the death of a joint tenant, or tct the grant of any leasehold interest of three years or tens riot <br />containing an option to purchase. Borrower shad cause ra he submitted information required by Lender to evatua[e the <br />transferee as if a new• roan were being made to the transferee. Borrower will continue to be obligated under the Note and <br />thin Deed of Trust tmless Lender releases Borrower in writing. <br />If Lender, on the basis of any information obtained regarding the transferee, reasonably determines that Lender's <br />security may be impaired. ar that there is an unacceptable [ike}ihood of a breach of any covenant ar agreement in this <br />Deed of Trust, or if the requirrtt information is not submitted. Lender may declare all of the sums secured by this Deed <br />of Trust to be immediately due and pay..bie. If Lender exercises such option to arcelrrate, Lender shall malt Borrower <br />notice of acceleration in accordance with pazagraph 12 hereof. Such notice shall pnwide a period of not less than 3Q days <br />trim the date the notice is mailed ur dciivered within which Borrower may pap the sums dec#ared due. if Borrower fails <br />to pay such sum= prior to the expiration of suds period. Lender may. ,sithtaut further notice ar demand on Borrower, <br />invoke any remedies pertitted by paragraph 1 ? herecst- <br />NO,y.1~ta#FORM COQ"i.ti,~ti 1 S Barrl,wrf and Lender further CuvCnitrl[ and agIeC a! failaw5: <br />t?. Aceeleratlea; Reased{w. Except as presided k pusgeaph I6 he-roof, upon Borrower's btes,eb of any eoretiant <br />or agreement o[ Borrower Is etch Deed of Trost, fnctndtetg Borrower's failare fo p:y, by the end of 10 calendar days after <br />they are due, any rams scored by th4 Deed of Trost, Lender prior to aceekratbe sbali {tire notice to Borrower as <br />provided to paragraph 12 ![eras[ spect$~ying: il! the breath; l2I the utioa required to can each brtaeb; (3I a date, not <br />tors {tun 20 days fiam the date the twtke is mailed to Botrowtr, by which such breach mmt bt cured; sad !4) that <br />faBur'e to curs stsc6 tartrch ten or before the date specified i$ ttte sretice may result k atxektatlos of t~ sums aecttred by <br />this Deed of Trmu and sate o[ the Prttperiy. The notice shall fsrttter inform Borrower of the right to relestate after <br />aeseieeatien asd the rttltt to bring a court action to assert the noaexisterx~e of a default er say ottxr defense of Borrower <br />to accekratioa and sale. l[ the breach h oat cared os or before the date specified to ttte notice, Lender, at Lender's <br />eptias, mar dectue at! et the sums secured by this Deed of Trent to be imastdiatetr doe sad payable tvttbout further <br />desaasd sad troy tavo4e the power of sale and oar other remedies permitted by applicable taw. Lender stall Ix entitled <br />eta ealls+rt aft rlxoaable costs and expenus Itourred to ptrrsstng tree retstdks provided lit title paragraph 17, iaclading, <br />but sot theited to, eeasoaabte attorneys' fees. <br />[f the porrer of sale is tevatted, Trustee shall record a aotice of default is each avunty its which ibt Property or some <br />put threeef is localed sad shalt matt tropic of such notice to the taaaner prescribed by app[iesble taw to Borrower and <br />to the otixr perwas prescribed by applicable law..4fter tree lapse o[ sac6 tint as may tx required by apptkabk taw, <br />Trusut shalt gtre public notice of sale to~tht persotut sad k the maaaer prescribed br applicable law. Trustee, without <br />demand oa Borrower, stntl sell the Property at puhtk auctiaa to the btghatt bidder at ttx tisre sad place and ender fire <br />temp deaigaaud in the notice of sale in oat or more parcete sad fn such order as Tructte may detszmist. Trustee may. <br />poatpoae sale of all or any patcet of the Prpper-y by pubtie atsnotmcemeat tLL chc tLme sad place of anx previously <br />schedirttd sale. Leader w Leader's deatgnet rosy prrchase else Pwpertr at am sale. <br />Lipon receipt of paytttcat of the pact 1~f, Trustee shalt adirea to the purchaser Ttwstae's dced'conreyittg the <br />Pwperty sold. Test recitals in the Trustee's deed shalt be prima fade eridesce at she trash of the statemtats made <br />tira~. Tntsite shall apply else proceed of the sale in stye fallowing order: tai to aft rawonatde costs and experaes of fhc <br />sale, iaelat@sg, but trot timtted W, Trustee `s tees aciaaltr Incttrstd of net mare than ............. °a of the groat sale <br />prtre, reaseaable attorneys' fans and costa of title er[dettce; Ibi to ell surm secured by ttth Iyeed o[ Trust; scut kM the ex- <br />ceu, tf say, to the person w pmrsons legally eatitied thaveto. <br />tl}. Borrow~tr's fttght ie Reftutate. ~Icuwithstanding Lxndrr's :tccel~°raticm of the sums secured by tfsis Lktd ut <br />Trtut, due tss Bet trtswrr's breach, B+?cr+?wee shun bare the right to have an} priacredings begun ha Lr;nc#er in enforce thu <br />Lkea1 of Trust discontinued at stay tinge prior to the earlier to tzcur of ti) the fifth day bet~arr the Baia of the Property <br />pursuant ie the power of ante contatned is this 1.><ce4 of ~f~rust or i,ii) outer of a judgment enfrrrcitr {has i)ccd atf i~ru3t d: <br />taI Borirwc~r pays Lander alt sums which would be then due under this F}c~ai of Trust afro the 4~xc had-no acre}eratity: <br />uCl-uriC4t: (bt &amawer curr3 all breaches of env c,ther ravrnants ar agrr.~t~ments of Btrrrewrr a,ntatnrd in this Lkxd of <br />1`rust~ fc) tlorrowrr pays alt reasonably expenses irirurrrd by Lender and Trustee in entarring floc :cncnarats aoc# <br />agrectaients of llomaaet cYUUaioid an this Lkcd i>f 'L rust and in enforcing Lrndcr's and Trustee's remrdsas as pruvrdrd in <br />paragraph t' htterA, erg#uding. but trot )son#ctt t.;. reas,.nabiy attasueps' fees, and icLt t3urru„et takes -suet+..+.t~•=+a .+. <br />txntlrr map re~auataly re~quar to ,tx~:ir4 that the !aen =rfi this [_>ecd c.t ~trna. Lra+4ce ti ~at~~e,t ttt site i't.rtu~rsti and <br />Bcernawer's obBgatxm tea pas the sums secured by this Lhx~d_af trust shat, c~,ntinvc~ enioa;unsr~#. i },.~n w. h t+acat;e,+t .,+t., <br />cure by }iutrc~.er, th€ th'K,i e,f trust an+l itae c+hlsgatsuru 4rcuret~ hcrety ,hat3 reua a:aa ;ts #wi? h.r.r .ten! r?tc7 ` as ,3 no <br />t~:et,Cr~ir,n lfr~tt !x"6tirr~d <br />