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<br /> Borcqwer'o oscrow GcCCUnt under lho toderxl F�ut Eatoto�ii�artAn4 Procvdurua Act Qi t974 es amonded from tlme to tUno, 12 U.S.C.
<br /> 260/ ol enq.("FiE�AA'l. unb3s onothor lav�4hnt c�ppl�s lo th� Fun�ts ccta n k�sscr nmount. 11 so, Lcnd�r mny,nt any tim9,calicct and
<br /> hold Munde In an an�ount not to oxcaod lhc� f�86Er amount. l��d:r �ay oatLnata tho cmount oi fund:� duo on tho baol� 01 currcnl dotn
<br /> and reteonabFa estkr,atos ol expsndituraa a} tuture Eac�aw Ilun�a mihurwBe N ncoordanca wRh opplbnbb 13vi.
<br /> . � 7M Funds shnll be h�W In an InytHutbn wh000 deQOtRt u'� bsuno by s inuwN .�¢���y, h�trurr�ntalk,, or entlt; lu:c��d�"
<br /> Lendir,M lendw Is euoh an lnstHutbn) or in any Fotknl Hornl l.oan Bnnk. Lond�shtll �ppty the Funda to p+�y lhe Eecrow Item�
<br /> , � � Undot may not ch�rps B�ROwor for holdinp tnd tpptyhp @� Fund�,annutNy tntlyxlnp ths �scraw tcoount,or verilytnp !h�Esarow�
<br /> Ilems,unlass Lender pays B�rrower hterest on the Funds and �ppNctbb Mw permka Lendtrr to make such a ch�rge. Howevw,Lander
<br /> • • �•�; m�y r�quk�8orrow�r to poy �ona�time ohArpo tor an hdapendlnt rNl�sUt� ttx ruporilnp serv�co used by lcndcr tn conncction ��Nl� '
<br /> .,..�„ "=',��,� this ben. unaas�ppucabb law provfdss othe+wise. UnNSS N �M�M'►t b mad�u►aPpWCQbk1 Inx rC�qukYS Interest to b�p�id,Lon p;�.
<br /> J '' ahall not be requlr�d la pay Borrower any interost or oun3npe on th�Funds. 8onoww�nd LAntK+rnay aproe in wrNNg,howavx, th
<br /> ��� Nte�eat shtN ba psid on the Funda. lender sheN ptw ta�arrowK, wkhout ohprQo, an nnnunl tccountlnp o} lhe Funds, showin
<br /> crodRe and debRe to the Funds and the purpoao tot whlah M�h dehk to tha Funda was made, Tho Funds are pkdpad as additton
<br />� � .`. soaurky tor aN aums secured by thlg SecurTy Inr.trument. �-
<br /> «,i• If lhe Funda heb by Lender exceed the amaunte pwrntled to b�hekl by appUcxl�a taw, Londsr shai!accoun!to Borrower(or tho ���`
<br /> �' excoss Funda B accor�tnce wRh tho roqukemt�nts of�ppk�b4l�w. If tM amount of tha Funda heW by Lender et any tlme Is not -_=
<br /> BuNkbnt to pay tho Escrow ltoms when due,Lender mey so rt oUy Borrower in wrkhp,and,in suoh case Burrower shall pey to Lender -
<br /> • •� � Iha emount necesaW to mnko up the defiC(enay. BortowalF»Imliko up ths d�tiaFx�cy in no mare than tweHe monthy peymonts,et ��'
<br />.,^;;.�:,,,;� Lenders aoW discralbn. _
<br /> {� �`_'�`�>+ Upoa paymant h tuM of aM sums sacutmd by tht�Socurb Nstrument,Lender ohtil prompty refund t0 8ortower flny Funds held by
<br />-;'..'�`'�*# len�ler. It,und�r puQgraph 21.Lendar shntl�cquke a s�!tho P�opwty.Undu, pria to th�aaqubkbn or snle of tho Property� shan L
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<br /> eppy aey funds held by Ue�ra�dor at tha t�ne of acquiskbn or s.aM as�cndR apnfnst the sums sacured 0y lhls Securky Instrumeni.
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<br /> �w�.i.�---��.,..f;, 3. dlp�licstlon of P�py�menta. Uni�ss�ppRcW3�l►wprovld� othwwisa,e8 ptymenta roCeked by Lender undet paroprep s
<br /> � ' 1 and 2 shati be appliod: Hrst, to anv prep�yment ahnrpas du e un8�x the Not�; seco�d,to amounis gaynble under parnqreph 2; thkd
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<br /> - — tc E�tw�!duo;lo!�nh, to prUiope�due;and f��t,to any I�t�ohWw dus und�th�Note.
<br /> ��•7J'"�^` 'q, Char�,ea;i.lero�. Borrowet ahsM pay nR tlxsa,i►sstsamw►t�, cherpss, tt�es and ImpouQbns Qttr�utable to tha PrupeAy
<br />__"�'�;� „ which msy attnh prbrity oyer thls Socurlty Instrumsnt and iMt�hold p�ymant� or Qround ronts, Y any. Borroww ahrll p�y those
<br /> ,"-,.��� obtipetbns h the manrw pravidod h parapreph 2,�r Y nol D�a h that manner,Borrower sheM pAy them on time c±►rQCty to the person
<br /> ,, ' owad pe)�nan7. F3orrowsr shaM promptty fumish to l.ender�d nollees of emounte to bo patd under this perap�aph. i7�orrowar makos
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<br />=�,���:�t,� (hesY pAymt��1�dfroCty,BoROwet shafl pr•ompty tumish to Undr r�coph widenchp fh�p�ym�nts.
<br />-=s�n�h,' 8orrowK ehaN prompty dlsohorga any Oen wh�Ch hts prbrly owr thb Securky InsWrtwnt unless 8orrower:(a)apreas In wrRkop to
<br /> =-a.�e4 r1 `i�
<br />- - the poyment of lha oblipatbn sqcured by tha Na�In a mann�c�ccaDtabM to Undar;(b)contests in qood takh t�eo tlon by, or datands
<br /> —=:s;ni�_�— I�alnat vn(orce�r�nt of the Van h,lepal procMdlnQs whl�h h th1 L�ntlif�opinbn Gp�Alo Yo prw�nt the enio�crr►�b+ii o?i��a S:;c:(c)
<br /> '=�'>'�� �ocuns tCm th� hotdK of tha Wn an ags�anant sslkiactory lo Lmdor�ubordin�tn�t ths fkn 4fl thls Seourky Inatrument. If Laader
<br /> ��'!��lz�n� ��nnire�e¢:�pt any paR ol thv PropeAy is subJoCt to a kn whfGh tnay otGtin priorRy oi+Yr thlS Sacuflty InsWrttent, Lendw'r►ay 9:vu
<br /> __.�.--� Borrowsr o���aa klentHyhg She Iten. Borroxwr s�aN aatt�ry t?�Ya�or Wc�one or moro ol the�ctians s�t torth above wRhh 10 daye
<br />--_,,,.��, of the ptvh� af not�s.
<br /> — ""6. He�zerd o� Froperty In�ure�oe. OoROw�+r eta�t k«p the h�prw�art�ants now oxlatinp or heroafler �raattd on th�
<br /> -- � property hsured aahat bas by f��, haaards tnoWded wkhh tM tam '�xt�nded covonps'and any othsr hntude,YMludinp fboda or
<br /> �dhp� {o� whiGh I.endsr roqulr�� tnaur�an�a. This hs�u�c�t�hel 1� malntafned in the �mounts end for the pe�iod� th�t Lendrr
<br /> rpuhs. Th�insunnca cartlK Provid„G th� insurana�MI b chos�n by FlorrowK subjoct to I.en�ar'� approval whbh sh�M not 4�
<br /> — unrweon�by wthMfd. if Borrow�r h�M ta mahuh cowtp� d�crbsd abow,I.�nder tn�Y� �t l.w►ders optbn,obttin covan�to
<br /> --— prpt�ct I,�nd�f�tlphdl In tM Ptopwty h at:COrtl�nce wRh puaprlph 7.
<br /> AN insuranc�Ao�CMI��nd ren�wab shaN b��ccePt�bfl to Uttdu�nd�MA incbd�a aLndtrd mortWq�Clws�. Lendw th�M harY
<br /> tha ripht N hokl tM polfCt�s�nd ntwwet40�. If L�r►du r�squirM�Borrower thaM prompty piw to l.�nd�r�5 nc�ipts of pnfd pr�miums
<br /> — tnd rx+�wul ncticN. In tN��v�nt ot ioaa.BorrowK ohal piv�prompt notk�to th� hsurmce curi�r�nd Und�r• l.ander m�Y a^°k°
<br /> praol of bss�not rroade prampty by Borrowx.
<br /> Unlest 1.M�d�r�rt�!6or�ow�r othsrwbw aqna h evrlttnp,Isiturana procsod�shnM bo�ppN�d to rostoration or npaM of th�Prop�ty
<br /> _ d�m�pscl,n iho rost�ratiar, or rspnlr f�economlcnNy teaaDN 1nd Und�fe c�curky 6s not Msson�d. If tha restArotbn cr np�fr Is not
<br /> �ppnomicul�j k�as6ie or Lendere ssaurih� woutd M Msan�sl,the hsunnc�proc� shfN bo �ppU9d to ths eums s�curod by this
<br /> — Security �nstNmenf,whothor or noY thero du�. wkh �ny ac�s� p�Id to BortowK. It BorrowK ab�ndona th� Propertj� a' doas not
<br /> answx wlthin 30 d�ys a notico from Lsndsr th4t the imus�co c�rri�r has oM�nd ta aettN � ckYn, than Under rn�Y coAect thp
<br /> — hsunnc� proca�d�• d'a�der rr�Y us� th� procwde Q�r�p�r or rotton th� Pro�ty or to p�y cuma a�curad by thb &ecurky
<br /> tnshurre�nt,whothK or not thon dw. 'dri�30�daY Pe+iod w1 b�Oh wh�th�not(c�la p►ra'�.
<br /> — m Ur�!(�as Lindet and BomOwor cifiarwtse aproo in wrt:hp� snY APP�1bn ot pros9sds to prk�ctpn�shnH not extortd or poatpono th0
<br /> — du�daLf n1 the rtwnthty pnymw�LS nWl�rrs�d to h panpraphx t u�d 2 or chanq� tM smount o1 fh�paym�ntc. Q under pu�pn�Ph 21
<br /> —= tho PrapKty Y acqutred by L.endar. �crtowat's dpht to an►Ir�swtnc�Polfain uid DroCwda roaukinp Uom dam�p�to th�Property R�o�
<br /> ----� to tM ecqukkion sha71 pa�s to Land�► to tM a�d�nt of tM sums �acund by 8?�is Sacurlty IncWmsnt hxrwdi�toy prior to ths _
<br /> _—_. 's�..-�c.a dCQU�S��fl.
<br /> — �,��� 6. ��cupa�ncy� Prc�ec��t�;r�, Malntenanc� end !PJa�l�attoro oi ttoe Property; Borrowe�rb doan
<br /> . .�_. ==c.�r�rr.rr��a
<br /> -.°_= AppliCi�7�D11; LEaseh0ldf. Bo��� cAaN xcuDY. ata6ish,�n� usa the Propcxty as Bwv.�or�fx's prinoipal rosfdonce witnin s _
<br /> —= daya aMr tM aoacutbn of trtts�auray insbummt�nd �hail eoRthue 40 occupy tr�e�rcpeAy as Borrawer'e princpal resfdanco 9�r at
<br /> --- �_;;� i�tat one r�Yr attar thv dat� of ocCUp4nCy. unWas I�rder ott�qwkas i�yoa in vnl:ing, which consent ;,ni� r.c". he unreasoneby
<br /> -�-==�"� wlthhetd,Or Un1i55 extenuithd OM'CURtSt�tlClS lxiSt wAiC11 Y�bl�ron��ErtOwArs CoA1�r��. Dor►owa 9htb not d�L�N,dam�.pe or Ynpafr
<br /> Y=��� operty. 6o�row�sha8 bo tn deiauk�f any(orfekure ncti0n or
<br /> th�ProAet,�,�,abw th�Propwty to daioriorat�. or commi�M'asll n�fll�e iPr
<br /> --__._a�_� �r�..� .,...�.,�r.,�.��N...e oo��a n��...����w erw�h E:la.oiwro ot the ProDeAY or Cx�-�.•wisv
<br /> — __�:y�, �3�OCi�6C�`T�/+,IIf�Rflw fiin N Vt��nta4 r�v�w. �..�.�.�_.... ��_�'.�.",__�.�...""' "' .
<br /> �,��- ==-= ��I�My tmptir tM Nen crQat�d py this SscurRy tnsuamn�nt or lanr.J�� securlty hteros� Dorru:v9r maY curo such s darauii and
<br /> �� �;;;�;,�!'�'�' rehsl�tr,as provbod tn psr+pnPh 18,by cYUa1�p th� �cllon or procsadhp to be dismfssod with a rulinp thnt, h Lendei's qood tikh _
<br /> -`=�;;+`��;' dalerminptton, p�ciudee torhlt�ro ot the 8orrowws htwvs!h tM Property or other materkl I�ripaYment of tho Oen created by thts -
<br /> :�t.,.y �
<br /> "�,�,,�� S�curlty Instrum�nl or Lond�a socu�sy htoresL Bomoxw ��a�ttao ba (n detauk M Borrow�, durinfl tho ban aApOcatbn process,
<br /> -_�-:;,:.��;,� p�w mctwialy fa�s or haccurate htortnatbn or stala�nts to I.aid.ar (w Mited to pro�ride I.ende� wilh �ny mate�lal htormntlon) In
<br /> :'-�"er–i�wt��►�t
<br /> � ;r.,�.��� conneatbn wDh th� ban evidenced by tho Noto, incNd�np, 1w1 not linked to,represent�tbns concanlnp Bortower's occupency ot the
<br /> _���� �����r�°� prpp�y�g � prYti;tpal residonee. !!thb Socunly Instrumanl fs on • ieasohold, Borrower shaN cort�ply wilh eN the provisbns of lhe
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<br /> "' "g�'�•''� Ions�. I}gortowe�aCquires fe0 tRte to Mo Pro�tY,th�4�s�hold and ths lee t�M ehau not morpe unbs� tlio Lender agrees to the
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