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<br /> paymcnts ou�y nn Icingcr L•c rc��ulrcd.nt ihc optiun uf IAndcr, if muitgagc insurar.cc cuvcru�c(in th�umuunt unJ fm•thc�SSelod �-
<br /> iiiui Lcu�icr icyu{ic5i j,�uv;dc�!sy.�n t7sur;,r:;pnmvc(I tSj' I.Ci:dc; ayai:��ccrmc:avallablc cind is obtr�incd. �arru�vci ,iwii pay -
<br /> tlic premiu�tts reyuired to muint�in ntortsnge fnsurnnce ln effect,nr to provide n lotis rescrve. until thc requlecment fm•mortgi�ge
<br /> insuc+�s:cc ends in accor�lancc wid�imy written ugrec�ncm hetwccn Sorrowcr nud Lendcr or npplicablc law.
<br /> 9. Inspectlnn. I.cndcr or its i�gcnt may nn►kc rensnnnbfo entrics u�xm imd impcctio�n of thc Propc��ty. �a:ndcr Shnll givc
<br /> 6�orrowcr naticc nt the time of or priar tu nn inspecUo»spccifying rcasunuble awsc for thc inspcction.
<br /> lU. CondemnAtlm�. '1'he proceeds oi' nny mvurd or claim for damage5, dircct or consequentiul, in connectiim with i�ny
<br /> cundcmnntion or othcr taking of nny pan c►f thc Propert,y. ar fur convcynncc in licu of condcmnadon, nre harc:hyr ussi�ned und
<br /> studl bc qald ti�Lendcr.
<br /> In tlie event of u total tnking of the Property,the proceeds shnll be npplied t�the sums secured by this Security[n2;trurnent,
<br /> whetlicr ar not then due, with any cxcess paid to Borro�vcr, In thc event oP a partiul taking of thc Property in which the fair
<br /> markct valuc of the Property immcdintely before thc taking is equ�l to or grea�er than the amount of the sums secured by d�is --
<br /> Security Instrument immcdiately bcfore thc taking,unleas Borrawcr and I.cndcr otherwisc agrcc in writing, the sums sccurc:d by -
<br /> this Su:urity lnstrument shall be reduced by the amount of the proceccis multiplied by thc+ f2�11mvinII fraction: (a) th� tntal
<br /> a►nount of the sums secured inunediately before the taking,divided by (b) the falr murket vnittc�of tf►e Property immeciiutaly
<br /> befnrc the taking. Any balancc shall be paid to Borrower. In the event of a partial takins of the Proparty in which the fnir
<br /> market vAluc of thc Property immcdiately befare the taking is less thnn thc amount af thc sums secured Immsdlntcly beforc thc
<br /> taking, unlr.ss Honawer and l.ender othcrvrise agree in wridng or unless�pplicable law otherwise provides, the procceds sha11
<br /> be applied tu tl�e sums secured by this Securlty Instrwncnt whether or not the sums are then due. o
<br /> If the Proy�eerty is abandoned by Bonower, or if,after notice by C.ender to Bonower that the condemnor affers to mnl:n un
<br /> a�vF►rd or settle a claim for damages, Borcower fa�le; to respand to L.ender widiin 30 days after the date thc notice is given,
<br /> Lcndcr is authorizccl to col�e��t and apply the procec�s,.�r,its option,cithcr ro restorrttion or repair of die Property or to the sums
<br /> secu�xl by this Security Tnctn�mettt,Whpthe9 cr ao,o�:er.dse.
<br /> Unless Lender and Borrawer otMenvise agree in writing, any application of proceeds to �rincipal shall not exte�d or
<br /> postpone th�due date of thc monthly payments refemed to in paragraphs 1 and 2 ar change the��rr�,x+nt o�such payments.
<br /> 11.13orrower Not i8eleased;Forbearnnce Dy Lendcr Not��Vadver. Ex[er.,sion of the time for paymcut or modification
<br /> of am�rtization of the sums secured by this Security Instrumc�u granted by Lender'w any succcssor in intcrest o4'Bonowcr shall
<br /> not operate to rcleasc thc liabiiity of the original Barrawer or Borrower's successors in interest. Lender sha!1 not be requircd to
<br /> comn�ance:proceedings nsninst any successor in interest or refuse to excend time for payment or othenvise mod'efy umortization
<br /> of thc sums secured by ti�is Security Instrument by reasan of any demand madc by the ori�inal Bcn•eawer or Borrower's
<br /> successors in interest. Any forbearance by Lender in exercising any tight or rcmedy shall not be n waiver of or preclude the
<br /> � eaercise of uny right or remedy.
<br /> 12. Suce�s.sors Amd Assig��s Bound; Joint ana9�everal Lfabi3ity; Ctrsi�ners. 1'he covenants an�+ agreemcnts�f this
<br /> Secw•ity Instru7nent shall 'bind und beaefit the successors nnd assigns of Lender und Bor�o�v�.r., subjcct to the provisfons of
<br />' paragraph t7. Tdorr.o�ver's covena�ita �nd �greements shall be jo3nt and several. Any Borrow�er who casigns this Securtty
<br />� Instrument but does not execute the Note: (a) ts co-signing this 5ec��rity Instrument only to mortgage, grant end convey that
<br /> 8onowcr's interest in thE Property under the terms of this Secucity Instrument;(b)is not personally obligatcd to pay the sun�s
<br /> s�terr.�!�y ttiis Security[nstniment•nnd(e)ngrres thnt f.endrr nn�i nny other AorrowPr m�y agree to extcnd,moctify,forl�ar or _.
<br /> makc any accommudations with regarcl to the terms of thts Security instrument or the Note without rhat Bonower's consent.
<br /> 13.Loan Charges. If tha loan secure,d by this Security Instrument is subject to a law which sets maximum loan charges,
<br /> and that law is finally intexpreted so that the interest ar other laar►chargcs collected or to be cullccted in connection with th�
<br /> . loan eaceed the permitted limfts,ihen: (a) any such loun charge shall Ex:reduced by chr atnount��eocss�y to ralece the charge
<br /> to thc pennittcd 1lmit;und (b)ar�y sums alreudy oollected from Borrowcr which excceded permitted limita will bc refundod to
<br /> Borrower. Lender may choose to make this refund by reducing the principal o�ved undcr the Nate ar by m�king a direct
<br /> payment to Horrawer. If a refund n,duces principal, the reduction will be trcated as a p.artial prepuyment withov,t any
<br /> prepayment c.hargc under the Note. •
<br /> 14.NoHees.Any notice to Borrower provided for in this Security Ltstrument shall be giyen by delivering it or by m�if�ng
<br /> it by first clnss mail unlcss upplicabie law requires use of anothcr method.The�iotice shall bc directecl to th`e Property Address
<br /> or any other address Borcower designatcs by notice ro Lender. Any notice ta �,ender shall Uc givcn by first cluss mail to ,
<br /> i.endcr's address stated herein ar uny othcr address Lcnder designates by notice to Borrowcr. Any notioe providai fur is�this ,
<br /> Security Instrumcnt shall be dcemai w have bcen give►�to Ik►rrow�r or Lender when given us pravidai in tliis parag��tph. ,
<br /> 15.Governing tatw; Severability. This Security InstYUment shull be governed by federal Inw and thc law of tho .
<br /> jutisclicdon In wl�[ch tl�e Property ie loc.�tcxl. In the event that nny provision or clause of this Security Instrument or the Note ' ,
<br /> eonflicts with npplicable taw,such conflict shalt nnt affect other provisions of this Sceurity lnstrument or the Note which c:an be
<br /> � givcn eFfecB i��lhout the conflicting pr�nvision. To thIs end tlie pt�ovisions of tl�is Sc:curity Instrument and d�e IVote ore�+e�larzd
<br /> to be severable.
<br /> � 16.Borrower's Copy,Borrnwer shall bc given one confQrmed ccepy of the Noto nnA of this Sccurity Instcument.
<br /> Form 3028 9190
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