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<br /> � T'OGLrI'HFTt WITIII all the irnpti'ovenncnte nor� oti• hcrcaYter crected on the pro�erty, and nll e�somente, •
<br /> . r nppurtenances,nnd fixtures now or hereaicer a pari of tf►C pru�r�y..all :cplaccment�and additiona shell als�Ue covc:rcd
<br /> "�� by thie Security Instcument.All of the loregoing is relerred ta�n th�e Securtty Inetrument ae�he"Proparty."
<br />-+�� ` '` �'� BC)RRONER COVL�NANTS thst I3otrower is lawtully seised o! the eatate hereby conveyed and has the right t� _
<br /> - grent and convey the Proparty and thet the Property io unencumbere3,except for encumbrances ot rGCOrd.L�orr�war '°�•�
<br />'=��'� � warranto and will defand generally the title ta the Yroperty againet all claime nnd demends,eubject to any encumbrence.q _
<br /> of tecotd. �
<br /> :t"t� ' THIS SECURITY INSTRUMENT combines unifarm covenante For n�cionel use and nan�:i�itorm covenfls�ta�vith
<br /> =_`=•''_�l, limited variations by jurisdiction to canstitute a uniform security inetrument covering real property. `� "�
<br /> ;;�:y;�„ UNIFORM COVENANTS. Borrower und I,endor covenant and agree ae tollovls: �.��'
<br /> ,_,.,�:,r� 1.P�ymeat oi Princip�l�nd Intcreat;Propaymoat��ad Lato Ch�r6es.Borrower shall promptly pay when due �,�•_
<br /> � the principal ot and intssest on the debt evidenced by the Note r�nd any prepayment and late charges dua under the Note. �,:
<br /> _ • _� 2, Punda iar Taxes and Iasur�ace. Subject to applicablo law or to a written waiver by Lender, Borrower ehall _.
<br /> �,i;.A.,� ny to I.ender an tlie day monthly paymants are due under the Note,until the Noto is paid in tull,a sum("Fuiide")for: _
<br /> ---a:': �.
<br /> =r�•�. (�e)ysarly taxes snd essessmenta which may attnin priority over thie Security Instrument es a lien on the PmpertY; (by r
<br />-� ;�° mente or ound rents on the Property,if any;(c) yearly hazard or property insur�nce premiume;
<br /> -. ..� . yearly leasehold psy Br
<br /> ��»�`� (d)yearly tlaod instarance promiums,if any; (e)yeArly mortgage insurance premiume,if eny;and(Q)any aume payabla _
<br />�`����' by Horrower to �.,er.�er, in accordance with the proviBions of para�rep�8,in lieu of tha paymena ef�ortgsge inauranca
<br /> 1`.��uw�
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<br />:,_�..�, premiume, 'I'hese iteme ere called"Escc'uw Iteme."Lender may,at any tima,collect and hald IGUnds in an amoun no
<br />���,..:�,, to excced the maxfnmm amount a lender tor a fedorelly related mortgage loam m�y requite tor Borrower's escrow
<br /> �'°�. acwunt under th�.°rderal Real E?stste Settlement Procedures Act oi 1974 ea amended irom time to tima, 12 U.S.C.
<br />=='!�'�`'�_ Section 266]et seq.l"R�PA"),unl�s another law that applies to the F�unda sets n lesser amount. If sa, Letzder nay,
<br /> „� '°� st eny time.co4?!ect s��d hold Funda in an amount not to exceed the lesser amount,Lender may estimato tha amount of
<br /> �'�,.��� Fur.ds dua on the basis oY current dau and reasonable estimatea oi espendlturea of futures Escra�v Itema or otherwise in
<br /> ::'.:;=-�� accoraanra with opplii;x'ul6 iaw.
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<br /> .."'�::;'�� The Funds shall be held in an inetitution whose de�osita are ineurtd by a ted�ral agency,inetrumentrlity,�or entity
<br /> �"���'� (including Lender,it Lendor ie such an institu4ian)or in any Nederal Hame I.oan Hank.Lender shall apply the I�unds to
<br /> —_- — pay the Escrow Itesme. I,onder may not charga$orroNVr for hobding and applying the Funds, annually anslyn,'ng the
<br /> �_.-:.:�„ �scmw accoun3.or verifying tha F.�crow Itams,unless Lender paye Bonawer interest on the]Punda and applicable law
<br />--- permits Lender to mako such a cherge. However, Lender may require $orrower to pay a a�na-timo char.ge tor an
<br /> -- = irdependont real eetate tex reportln8 servico usod by Lender in connoction with thia loan,unless applicable law provides
<br /> :`�'.<�,:;JTY— otherwise. Unl�ss et►agreement ie mnde or apglicablo law requires intetest to be�aid, Londor shell not be requirod to
<br /> -'�,��� n ...��r�f�minae on the Funda. Iiorrower aud Lender mny agroe in writing,however,thet intereat
<br /> ...,':-.. . .- �3i iJt%1���%1�mef��« _.
<br />=_�'�'� shall be paid on the Funda.Lender shell giva to Borrower,witho�at charga,an annuai accounting oi sno Fu�iun.nt'�ar�n�
<br /> credi4a end debite to the Funde and tho purpase tor which each debit to tha Funds wae mnde.The Funda aro pledged ae
<br /> '-',"'�� ndclitionel security for ail sume secural by thie Security I�strument.
<br /> - -- If tha Funde held by Lender excxd the amovnts perm�ttcd to be held by applicable law, Lender shall naoount to
<br /> Borrov�er for the excess Funde in accordanco with the requiroments of appltcable law. It the amount of the Funds hald
<br /> by I.ender nt anp time is not suiticient to pa�y the Esctow Iume when due,L.ender mny so nat's�y Honower ia writing,
<br /> end,in auch c�se�Borrower ehall pay to Lesi�lar the amount nece.ssary to make up the deficic�cy.�Arrower shall mske
<br /> —_—_--—� up the deficienoy in no more than twelve monthly psymente,nt L.end�f 8 60IC(�18CfOt10II.
<br /> Upon pyme�it in tull of�ll suma sxured by thi�Security lnetrument,Lender ehall prompUy rafuncl to Ea;ruwcr
<br /> — any Funda held by I.ender.If. under paragraph 21. Lendcr shell acquiro or sell the PropoMy, Lender. prior to the
<br /> ncyuisition or sele of the Proparty.shell agply any Funds held by Lender at the time ot acquisition or salo ea a crcdit
<br /> against the eums eecurod by thie SACUdty Inatcument.
<br /> 3. Applic�tion oi P�ymonte.Unlces epplicnblo law provides otherwise,all paymeata cecelved by Lender undar
<br /> pnrographe 1 and 2 shell be applted tirst,to eny prepayment charges due under tha Nou;second,to amounta payeblc�
<br /> - undec paragrnph 2;thicd,to interest due:tourth�to princi�al doo;and leat�to any lste charges duo under the Note.
<br /> 4. Ch�rses; Liene. �lorrower ehall psy ell texes, assesscRents, chnrges, fines nad impoeitione ettribuin'blo to th�
<br /> Proparty which may attein priority over thie Socurity Instrument. end leasohold payments or ground ronts, if eny.
<br /> Borrower ahell pny theso obligatione in the manner provided in psragreph 2,or it not paid iai that manner. Borrower
<br /> shell pay thom oa time directly to the pos�son owod peyment.Borrawer ehnli promptly ivrnieQ�W Leader all noticp of
<br /> amounte to bo pnid undor this paragraph.It Borrower makes thaso paymentn direatly,Borrower ehall promptly furnish
<br /> to Lender receipte evidenaing tho paym�oats•
<br /> Borcower shnll promptly diechargo any lien which has priority over thiR^�ecwlty Inairument unlcs,s Borrower: (a)
<br /> � agreea in wririn�to tho pnyment�f the obligation securod by the lien in e manner ncceptable to Lender; (b) conteste in
<br /> -:- Qoe�d fnith tho lien by.or detCnd�egainet enforcement oi the lien in,legal proceodinge which in the Lender's opinic��e
<br /> _ op�rate to prevcnt tho ontorcement of tlie lien;or(c)secures icom tha holder o4 the lion an agrxment satisidctory t0
<br /> Lender subordinating tho lien w thie Sr.curity Instrument.If Lender determines that any part of the Property ie s»bjoct
<br /> to s lien which may attain priority over thie Security In�trument,Lender may give Borrower a notico identifying the
<br /> — lien. Borrorver ehn]1 satiefy the lien or tnke ono or more of tDe actions set torth abovo within 10 daye di the givxng ot
<br /> " ...�'�, notice.
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