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r` ~.~ ,.,...~ ~1~'~)~J2~~ll ADJUSTABLE RATE R~ER TO DEED ~ TRUST itri. This Rider is made tMs ~ day of aia~ . --~9R3-a end i3 ~oiBd ii~s aiid sib be deettied ti's aiiTBtid and ~ 11~ Deed tit 7rusl t'it s8ttte` t t by the undersigned {die "Borrower") ro secun3 Bortowsr"s rwte to Commercial Fetidrat SawMgs anEt Laart . Assadatiai ~ Ornatia; tca (the "Lender"} of the same darts- {tire "Nt~e") -and otnaering-the ptts@atly- - - desgibed ~ the Dead of Truss anti located at 61b s.r Av -~ Gr~~, aYs .i~~jj~,r eM. 6AtNii - - Monona. In additirxi io rise covenarns and agreements made in the Deed of Tntet, 8onorasr and Leader furtlier covenant and agree as tokows: 1. InDerest Rata and t~Aorittdy Payment Changes. The Note has an iritNal iraerest rah of 16 - 5M ~. The r»e interest rate may be increased or detxeased ~ each Change l~aDe, as dsetxibed in the .Netr3: _ Chattges in the interest rate are governed by Use cataarges in the weighDed average yir~tt at - fife Fisderat dome taxi tNortgage Corporai~n Catttmitted to purchase canventionai rriorDgage rioDae wifft a flzed re~ of interest for the sti~test avaiisble dedvery pros ~i%. The moritrify payment amounts wilt also change on Payment Change Oates es provided in ttie Note:. Because payment changes may-occiu teas ofDen ttiafi interest-rate ChengBB 8nd/tN mayt;Qa'dt~eCt 10.certain tip described in the Note, the monthly payments may at times not be sutAcierit to-pay accruing interest. In Sixi'r cue, unpaid interest is added ro die pnrtdpai balarioe of the Note grid itaeN agues interest iiiereai~r. 2 h could be that this loan >s subject to a law which sets maximum lcen charges and -that law is iMasprated so that the interest or other loan ages cbliected or ro be coHeeted ~ corxiedioti wah Ntis Bari would exceed permat~ iirriits. M this is the case. titan' {!i) any such loan charge Shah tle reduced by the amount necessary ro reduce the charge ro the permitted lima:- and {B) any sums akeady cogeixed from Borrower which exceeded pemiifted limas wiU be retixided to Borroursr. The Plots bolder may choose to modes tires retiuxt by reducing the prinapat Borrower owes under ttx, Note or try making a daect payment ro 8orrorrer. It a returid reduces priricipai, fire reduct~n wifl be treated as a partial prepayrtierit. ~. fig signiria mss, Borrower agrees to aA of me above. -~ . Raberc Bale ,7ahlepeki Borrower Rosely::M n ~leblonaki L ~ Borrower tit