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<br />8I- J~231 <br />AQDU8TA8LE-RAYS R~?ER TO DEED OP TRURT <br />This Rider is made this 5th day of ~.v __.__, 19 B 1 .and is irtcorporeted <br />inkv and stvsq ~ deemed b amend and suppiemertt itte Deed of Trust ~ five same u~sn by dte <br />urtdted (the "Borrower") to secure Borrower's note to Commercial Federal Savings and Loan <br />wort ~ t)rrtatta; tV~raska (ftie °Lender°} ~ Me Sartre dab (the "Dote"} and wvedng the property <br />deetx~ed in the Geed of Trtrst arxf located ~ <br />~2A§' Ng~n Grand Island 1`tebraatca t~RSG! <br />~. to addi~n to the covenants and agreemerrts made in the Deed o! Trust, Borrower and <br />Lender fcu8ter covenant and agree as fo~cavs: <br />1. Interest gate and Mtorrthty Payment Gharrc~es. The Pbfc has an irNEfat irrtereat rate of 14.750. <br />The rtob interest rate may tre increased or der.~_~d ort each Change Dab. es dest.ribed in ttte Note. <br />s:hanges in the interest rate are governed by the charxtes m the weighted average yiNd at which-the Federal <br />iirune Loan fubrtgage C.rsrporadwt committed to purchase converttiortai mortgage notes with a fixed rate of <br />interest tar the sh€xtest available delivery phrs kir%. <br />The- monthly payment amounts wig also c~tange on Payment Change Dabs as provided in the- Note. <br />Becatrste payment ehatx}es may occur less often than anterest rate changes andfor may bes Sut~ecY to certain <br />bons described in ttte Note, the montttly payments may at times tot be sutNaertt to pay arxxuing <br />irrbres4. to such case, unpaid interest is added to the principal tsaier>ce of the None anti itself accnres <br />araten'3st tttereatter. <br />Z g r txs thst tfris It»+ is sub}eet to a Iaw whit~t sets maximum ioazt ctfarges end twat law is <br />r~ sD that the anterest or odser dtarges rx>Nectett ar to be co~ected in aanrtection wNtt this loan <br />would exr~ett permitled lttigtg, H }ftis as trot case, oven' {Aj enY strctr loan charge sttatl t18 reduced by the <br />arrxvunt necessary to reduce the charge t© the permitbcf limit; and (B) arty sums already coaected from <br />Borrower whicn exceeded permitted Carrots writ be refunded to Borrower. Ttae Nob tiobder may dtoose to <br />mbce t-ris refund tsy redt~ng the pnrxxtiapat Barrovrer owes under the Note or by matting a direct payment to <br />Borrower, It a refund reduces prtncrpai, the reduction watt be treateC as 8 partial prepayment. <br />3_ t3y satg skits. Borrower gees to aN of the atsava. <br />J? /'~~~• <br />~.. ~~ ~.. <br />o .a a _ 'Borrower <br />~! r <br />Trene "r. '~arna <br />BonawFu <br />i623F <br />t,. L <br /> <br />