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<br /> . TacEi'HF.R v�irni d�tb�tmpovam�s now a t�eieafta eaccea an the pnopaty.ana all eas�ts.�.
<br /> and fu�tures now or fKreAfGer a put of the p�+upacy. Atl Rpi�oanatts and addit�oes s1u11 atso,be coveRd by this Security
<br /> ' L�tcument. AU of ihe faegaing is teferred w in ihis Sec�tdry Insuumetit�tht"Prapecty." .
<br /> - BORROVYEEt COYENAM'S thu Hatawer is IawfuHy seised of the estate bersby convtye�and t�s th:right ta g[ant.
<br /> and emvey tbe pcopectY�nd tt�at the.ProQerty is uneacumbered.exc�t for er.cumbr�ces of record. Barowar warnau aad
<br /> � will defrnA geea�l�y:the atk m the Pmperty agau�st ali claims aad demands.subject to u►y encumMuxxs of raord. ,
<br /> ---- � 3'EIIS SECURITY INS13€�INEI�c�es o�tifas:aavemrt�s�fos na�onal usc and n�uniforas•cove�ants with _
<br /> ` timited vuiations by jtuisdFetiae to ca�stiwte a uaifoctn�ecurity insuumeAt covesing[eal ptoperty �
<br /> 1TN�ORMCaYENAN'FS.Bomnwerand[.endacovenantaiedagne�sfollows:
<br /> l. Pf��u�at d PeLcipal snd I,tenst;Pr�psywait s�d I.ate Char�es. Bormwer stnl!prompUY PaY wtxn dne the' --
<br />_ — princip�l of and�un�a►tlta debt evidarced by the Note and anY{xeWyma�t ard late charges dae under the Note.
<br />-- . Z Fi�dsfor'I3�ies a�d Iawr��Subject to appUrabte taw a to a wntten waiver by Leader.8o�mwer sha11 pay to —
<br /> - Leadec on t6e day montblY WY�ts ue due under t1�e Note.wn�l the Note is paid in fu11,a surte f"Fonds")fos:fa)yearlY
<br /> �taxes aad acsessmaus whici�may attain priority ovec t6is Seeurity Inswmeni ac a lien on the Ptopgrty:•(b)Year1Y lasehold
<br /> PaY��8��rwts on the Frapecey. if any;(c)Yeaz1Y hazaM ar property insurance p�emiums;.(d3�Y�Y �� -- ___
<br /> insuruke p�rtimns.�f any: (e)Y�Y��+8e insu�ance pc�ms. if any;aad(fl any swns'Pa'lebia bF�°�t° -- -
<br />-- Lendea.in acxadanoe with tI�e pcavisivns.of ptiagraph S,in lieu of the payment of mortgage msur.ince��• 7i�ese' --
<br />. titms a�e catle�"Escmw Itans." Lender may at aay tuoe,colle�aad hold F�ds in an amount Mt tcexs�d thc ma�ansun . i�__-__L
<br /> amamt a Ie�er for a federaUy retated mortga8e loari s�aX,reqnite far Botrower's escrow accounc�wider�ftre fe�t Reat _
<br /> �..Est�te Settlemene Pmcedutes Act of 1974 as atneadq�;fsa�L��.�i tt�n�12 U.S.C.�2601 et seg_("R�•SPA''}, .�s anel� �� - -
<br />;tis • �`�s...'_
<br />-,s_ •.�3vlf t�t 3�1CS t0 t�1�C F'�S SCts A kSSC'S?�Otil1�..If 30,�ft�1II8�G',:'A����",COIIBCt 8[td 1111��uQdS F�8[f.?¢S6 at2��1Ii4'�''f0� >; ,—_
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<br /> � � ._excoed it�tesser�: •t.e�ter�ay�^'��`.�anioaat,of.�mds"ii��m�e basis of.ause�;dtitsc ar�re�sd��TS �
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<br />�, � �ofe�eadim��a�#�E'scaa.�v�ie�uor��rwiseu3acsoid.�ciws'�a�;icabtelaw. �- , •;'� ,
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<br /> ``, .'�IG�ifds 511�E�E ilelf�.;2II 2ik tt15�3tUi[t'►��G'�7dst dZj1i]SiLS 1lC��iD`S1�YCf�{31r.fi'f�"�"!aT a�wC�.�SS.�Te[t�"•!�-� �tY �
<br /> `�, (ST.� D.t11S2$T.08IJ�.71C.,�5..�����,Li]4 gBYt'.�[6 . ��4
<br /> t�ncT�i�ni►g k.er�kr.i€�en�Cr.3s."su��aTi ittshtttuna*�.., us.:�r kd�al... �Y '*.
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<br /> ''i ths Fsero��3teras. �aad'e'r.'�iay na:c�iarg�Hom�wes fqr�iolding and.agpl�rin8:8ie I'vu�ds:a,r�;:�C�.�.j'ziaS tbe asaaw �. „ ,.
<br /> '� '+ �..� :�caur�.ar�verifyisg.tba Esc.ma Items;unless Le,'ndeF�ays Bom�aec interest_on the Funds�nd a�pi'v�IrL4slauc.pem�.i�s ;;'�k'� "-
<br /> h , '�:indtc�u.�atce such a cTtzrge. Eiawever.Lender may,r�ire.Bomower to pay a one-time charge fa�are utiiep�cdent�tea1�. :.=k
<br />..'.:,�;�; �;.` . . • e'srat'e tax,iepoi6n8 secvioe used by Ixnder in connecxion witb Ws toan.unl�s appticable Mw provtdes odt�mvi9ei,Ualcss an� ';. .
<br /> �:.' agameni is made or applicable law requires interest to be paid 1-ende�shall not be required to pay BeRrav,et,3m�interes�or� ' � '�
<br /> earnings an tiie FunAs. Bortowe�and Lender may agree in writing,hawever,that interest shall be paid oa ticu�ii�ndyt t.ender, F:. . �'�`'
<br /> shall give to Borrower.without charge.an annual accuunung of the f�nds,showing credits and debits to tiw�Fiutds�aad�: '�'_
<br /> purpose for which each debit ta the Funds was made. The Funds are pledged as additional security for al�t�uma�sect�ezd i�n' .:.;. �
<br /> -f: . this Security Insaumen� J•' `.�, ��.
<br /> If the Funds field by Lender exceed the amaunts permitted to be held by applicable law.Ir.ndar�strol�iaccaunt�to �:;:.y j ".�_
<br /> . � 'i ' Bamnwer for the excess Funds in accordance with the requi�ements of applicable t�w. !f thc amount of th��l�td.�t�ficid by � `_�a--
<br /> L.ender at any time is�wt sufficient to pay the Escrow ltems when due.i.ender may so notify Barawer ia�wri�tg�.,and.in� �~�;=.�:. :�_
<br /> • � . such case Boaower shali pay to l.ender the amount necessary to make up the Qeficiency. Barrawer shnif�tr��lati:up t1�e :- ;��_
<br /> �. ' �` deficiency in no rtare than twelve monthly payments�at L�nder�sole disrretion. �
<br /> , ..;
<br />' •',�, -w��';;_ ;; Up�on payment in fuil of all sums secured by ihis Securiry Instrument,Lender shaU promptiy rcfund�;e+�1�uwer any � - ;�, _
<br /> � �'*�""-�` . Funds held by.Lender. If,under paragraph 21,Lertder shail acquire or sell the ptopertyr,Lender.pri�or to�ch��acq:�:sition or ���:f'
<br /> �.'�'J '•-_"`.= sale ui the Property shali apply any Funds held by Lender at the time of acquisition ar sale as a credie�againet the sums '��+,� ;;
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<br />. .:�a.:' ,'' SCCUtM by this Security lnstiumenE. ° • r� ;
<br /> `°�- "• ` 3, Applleatbn d P�yments. Unless applicable taw pravides othecwise.all paymenu received���Lander under .:, • •;,`r.• �
<br /> • �VAt�� . �
<br /> : ��` ,;,;•;;�' • paragraphs 1 and 2 shall be applied:first,to any prepayment chargeg dae undea the Note;secand.eo amountn�yayable urtder• I =�.f:;_
<br /> '��" �-,�-`�s- paragraph 2;third,to interest duc;faurth,to principal due:and last,to any!au chargea due under tha Note.
<br /> .�. � , ,.,c ' 4. Cbaeges; Li�s. Horrower shal{,pay all taxes, assessments.charges,fines and impasitdoae�auiri�atable to the :"; = i��
<br />. ,�':-.� s1,;-• .r:a
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<br /> �A��• ,,. Property wf�ich may aaain priosity over th�s 5ecurity Instrument,and teasehald payments or ground renrat i��a.2y. Basrowe� ,, ,
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<br /> � �: �.�,;E��, � � shall pay these obligations in the man�er provided'm�ara�aph 2,ar if not paid in that manrter,Borra uec sf:�S.�ay tIsem�oa► .
<br /> �?:. �• '-;:S`r';:��'' • time direcflY to the pecson owed payment Borrower sha�l prosnptl�r Saanish to l.ender all notic�af amounW io be paid u.��r• - ==.'s;�_:.:=
<br /> �' '_`+: '' '`` tivs paragraph, if Barrawer makes these paymenrs�ire..^t1y.Bo�rawer shali psamptly fumish to Lender r�cee:�'s eviCenc6r.�• °""�
<br /> t iS:`� f' "�' c. a+ , �.;,,;_
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<br /> •_�.,,"� ... � ihe B�arrower shall psarr,ptly discharge any lien wfic:h hav priority ovcr this Sewrbty tnstsume�t unless$�tr��ves:(a)agrees � R ��
<br /> •, 'Y`�•s • , in wrifi�tQ the?aYmen Sa
<br /> --.3 f`�< , t of the obli tion secured by the lien i�a manner arceptable to I.ender.(b?contetta eru good faiLh the �� . ��—°�
<br /> � af;;.::_; ��--•�=--
<br /> - :�-:--� • lien by,.c���:fends against enforcement of the lien in.tegal praceedings which in the l.enders opinion�opurate to prevend�ie �.�� '��;:
<br />� .' t �rr�rnr:i.�� A
<br /> „ , enforcesr�rti of the lien:or(c)secures fram the holder af the tier�an agreement satisfactory to L.endai suU`tltdinating t��e ti� �: ,. .,,�:,.,;
<br /> ����'=`-''� ' io this Ser,�rity insttumen� If Lender determ9nes that any part af the Ptopemf'ss subject to a lien whiei�Fnay attain pric�tf, ,• �
<br /> �• .'��'�'`=`��'' aver this 5ecnriry Mstrumcnt,l.ender may give Borrower a nadce identifying the liert. Honowcr sdWl�l�atidt��the lien or take _ ,��
<br /> ' ' ' one or ma:e of the actions set forth above within 10 days of the givin$of nasice. �
<br /> � ' ' ' S. Razud or property lesurance. Borrawcr shal!keep the improvements now exis;�ng or hbreafter erected on ti-e
<br /> , � . Propeny insured against loss hy fire.haxat�included within the term°eatended coveragc"and smy otha�fiaza�'ds,including
<br /> _ • . t�oods or flc�oding.for which Lender reyulre!►insurance. This insutancc shall be maintaina�in�tha�amounts and for the
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