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<br /> 7'p(l�:'l'NE:Ii W{'I'f�.�II�hr,improvementei tm��r��•hcrei�Qcr erectcd�m tho pruper�y, u�td nll cu�.emenis, n�pur�enanccs,iand �,:?
<br /> fixiures naw ur >>crcaAcr c► pnrt �i thc pro7.:rcy. All repinccmcntn �ind Rtlllll�(1I19 hhnll �dso hc cnvcrccl hy thiti �ccu�'ity
<br /> Instrunicnt. All c�f ihe G�regnlnp i�i rcfc:rrccf t��In tliit�1CCU�ity insirumani un ihc"c�i�F�:�.y."
<br /> RORROWBR COVF.NANTS thnt Dorrowor IS In�vfullu roit���!ut'�hc cstat�h6rcbY convcycd iind has dtc right to grant and ,
<br /> convey thc Property nnd thut thn fPmparty is anoncumha�n:d, ex�cpt �'ur cncumbraixos of rccorcl, I�urrowcr wurrants �mJ�viU
<br /> dcCcnd gcncrally tl�c titic tn tho Proparty npninFt uU cinimE�nnd dur►�nnds,qubjcct to nny cncumbrances�if rccorA.
<br /> THIS S�.'CURI'CY IN�'l ttUlt9i?NT combinc:y unifar►n sovu��ani:; fur na:ianal usc and tton•a+iiform coven,mts with limitcd ,
<br /> vnricition9 by Jurisdlcti�m to cmistitutc u uuiform ficcuri►y inf�.trumcnt rnvcring rcnl prupeny.
<br /> UNIFORM COVENAN1'5. Uarrowcr unJ I..cndcr covonnnt und ngrcc as fallowE:
<br /> l. Puyment of H�Inci�tnl and huerest; Prepuym�ent uirrt L.at� Charges. Bormwcr shuli prompdy pay when duc thr,
<br /> princlpal of and intcrest on tl�n dobt avidcnce�by the Nate un�l nny pr4p.j�rmant und late charges duc under thc Nate.
<br /> 2, Etind9 for T�xes ar►d I��SUra��cc. SubJcct ta uppli�nblc luw ar tu n writtcn wnivcr by l.,cndcr, Uorrawcr shall pay to
<br /> ►.endcr on the dny monthly pnymcnts nrc dac under tl�e Nute,until thc Nnta ir�paid in full,n sum("Fundy")far: (i�)ycarly tuxes
<br /> nnd assessmcnts whir.h mny ntt�in priority avcr this Sccurity Cn�trument ns u lien on the Praperty: (b)yalrly Icu.schold paynx:nts
<br /> or ground rentg on thcs Prape�ly,if c�ny;(c)yemrly hn�.�rd nr property insurance premiums;(d)ycurly floai insurnncc premiums,
<br /> if nny; (e) yearly martgn�e insurtuice prcmiunis. if any; nnd(� any sums payable by Borrower to Lender, in nccordancc with
<br /> the provisions of par�prnPh B, in lieu�i'th�1 pn;rmont of mongnge insurunce premiums. These itemg ure calted "Escruw lte►ns."
<br /> Lerxler m�y, at any slmn, collact uncl hold f�undv in an amount not to cxcce<l the maximum umount a lender for a federally
<br /> relatsd mnrtga,c loam m�y reqs�i�s:fur Ho►nu:ver'c csc►a�v uc�ount under the federa! Reul Estate Settlerncnt Procedures Act of
<br /> 1474 as a�nand43 irnm ttme W�f:a:s�. 12 U.S.C. �ection .Zti(Il et seq. ("Ct�SPA"),uniess another tuw ti�ut a�p1E�s tu thc Fu�sds
<br /> sets u lesser nmas�nt. li so. Lc�cvaa�aY, at su�ry time, collect and hold Funds in un tunount not ea exceed the lesser amount.
<br /> Lendur m�iy cstimntc tha amount�ef l�unds dua pn the basis of current data and reasonnble estimatcs af expenditures of fuc�are
<br /> Escrow Itcros or otherwise in accor.ance.vith npplicablc law.
<br /> ;tiu :ur.ds shalt h� held !s ��n iagtitutinn wh�se dc�nnci[s nre insured by a fedcral agency, instrumemality. or entity
<br /> (encluciinQ l.ender,if Lender ir�sur.ii an institution)ar in:v���Fc:dernl Home Loan Bank. I.ender shaU apply the Fu��ts ta pay tiie
<br /> Ess;otiv Itamf�. Lznder may not chargc Borrower for holdin�and applyin6 the Fur�ds,nnnunily anulyzing the escrovr account, or
<br /> verefying tho Tscrow Itrms,unless L.ender pays Sorrowcr interest on the Funds and applicuble law permits LenJer to malce Fuch
<br /> a clmrga. �Iuv+ever, U:nder may require Banower ta puy A one-time ch�rge for un indepcndent reul estntc tax mporting servicc
<br /> u�.�d b� l�endor in connectIon.with this loan, unless applicable law provides otherwise. Unless un agrecnient is macle or
<br /> au}r'�ic:iblc Inw rcquirea interosi ta be paid, Lendcr shall nei 6e required ta pny Bonower any intcrest or eamings on the�unds.
<br /> Bom.ower and i:�nder mny agrce in writing, however,that interest s?a3.'!l be pdid on ihc i'uin�s. Lei�.�2r el�a!!g:.e:�r.':::=:'-'=r.
<br /> witfiaui charbe. un:mnual nccountins of the Funds, showing credirg and e1eblGv to die Funds and the purpose for al:ich euch
<br /> dcbit to the Fund�was made.The Punds nre pled,red as ndditional seeurity for nll sums secured by thts Securiry Tnstrument.
<br /> f.�the Funds held by Lender exceecl the�mounts permitted to be lield by ap�licuble law, Lender shall account to 13orrower
<br /> fr.x�i�e rxcess Funds in uccordancc with the requirements of applicnblc law. !f the amount of the Funds held 5y Lender at�ny
<br /> � tiarte•�s nat sufficient to pay the Escraw Items when duc,I.�n�er may so notify Borrov�er in wciting,und,in such ct+se�rrower
<br /> s'���I pay to L.ender th�nmount necessacy to make up the deficiency. Borrower shall m.11ce up the deficiency in��a more than
<br /> twelve monthly puyments.at Lcndcr's sole discretioai.
<br /> ' ' Upun payment iu full of alt sums s�curecl by this S�curity Instrument, Lendcr shail prompt:y refund to Borrowor any
<br /> � Fentis��cld by I.ender.If.under paragraph 21,Lcnder shfl19•ncquire or sell thr.�'roperty,Lender,prior to the acyuisition or s�le
<br /> of ti�e tProperty, shnll apply any Fi�nd�hcld by I.endcr��t the tirno of ucquisitian or s�le as o cralit aguinst tha sums sccured by
<br /> . this S�'turiry i��st�v►ncnt.
<br /> ' 3.Appfkat��a4Paymmts.Unless upplicabie law provldes othe�w�se,all pay►uents receiverl by i.endcr under paragrapt►s '
<br /> ' 1 :end 2 shull be apptied: �rst,to any prepaym�nt ci�nrges due•under the IVotc; second.to amounts pnyn'�le undcr paragrapli 2; .
<br /> d?i�d,'to intcrtst due;fourth,to principnl due;and l�t,to�ny late charges due undcr the Nete.
<br /> +d,Chprges; Llen9. Borrower shall pay all Gvices, �ssersments. cl�arges, fines and imposittons niteibutabte tp ihcs lyroperty
<br /> whicfi may attain priority over thi�s Secuiity Instrument,�r,nJ leaschold payments or ground rents, if any. Bunviver ehalt pay
<br /> these obligattons in the marncr providcd in pnragrnph 2,�r if not paid in that mamxr, Eorrower sha1R apay thcm on tirr�dir�ctly
<br /> tn the person cwecl�aoyment.Borrower shull promptly furnish to Lc�nder all notices of amounts to be paid under this parugtaph.
<br /> If I3ormwer mak�e ihese��ay�nenta d'srectly,Bonower shall promptly furnisl�ro I.e�xier recelpts evidencing the payments.
<br /> �anower sh�ttl Promptly lli;chac�e ati�y lien�vhich hn.s priurity over thi6 Security S:nsuumcnt unless Borruwer. (a)agree.s in
<br /> writing to the pay�cyxnt of tlie obligation secured by thc lien in a manner accept�iblo to Lender;(b)cantests in gnod fa�th the lien
<br /> by, or dcfe��ds sigainst enforcemcnt of thc Ilcn in, Icgal pror.eedin�s tivhich iii tho I.endcr's opinion oper3:e to proeent d�e
<br /> enforcernent o€tR�e�lien; or(c)securea from slie hulder of tlio lien nn agrcement sntisfactory ta Lender aubordinating the lien to
<br /> this Security instrumenc. If Lender determincs that any �ars of the Property is subject to u lien whi�h may mtG�in��rrior.iry over
<br /> this Scx:urity Instrument. Lcndcr tnay give 8orrower n r�otxec identifyinb tlie licn.Borrowcr stmll satisfy the 13c:n or tt�ke ono or
<br /> more of tlic�ctions sct forth abovc wittiin 10 duys of t{�c giving of noticc.
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