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<br /> , TO(3E'Ti�i�t� ��![TH nll the improvem�nte naw or her+ea�ter erected�on tha� prape����a9'1`EesenYente, �.
<br /> e p p u r t e n a n c e s,e n d t i x t u r e.s n o w o r h e r e e f t e t w p n r t o i t h e p r a p c r t y.A�U ro plACCmcntn and nddltione e�hell elso bo covered -
<br /> by thie Secutety Inutromos�t.All of ti�e toregaing la roterred to in tht��ecurity in�trumcnt aA tho"Fraperry." —
<br /> I30RROWFR GOVBNANTS th�i I3orrowCr ie lewfully aoieal ot tho esta4o lieraby convayed and has the risiit tca
<br /> g,ant nnd canvoy the kroperty snd thet tho Proporty ie unencumbered, eYCept[or encumbrancaq ot recard. Dorrower
<br /> i�nrrnntia nnd e�ill�!elcnd��ncrelly t►�o titl�t�the i�roperty againet all cle+ms end damensls,aubject eo eny�ncuanbrancas -
<br /> of r000rd.
<br /> 'I'HIS S�C[7RITY INSTRUMBN'I'combines unitorm covenants tor national uso end non-uni�orm cavenant�with
<br /> limited veriatian�by jurtadictian to con3tituto a uniform security instrument covcring renl praperty.
<br /> UNIFORM COVENANTS.BorrAwer and�.endsr covenent.�nd egcee es tollowe:
<br /> 1.P�y�nentt of Princlp�l and lmtere�t;Propaymeax�nd l.�te Ch�r�ee.Aarrower ehell pramptly pay when duo
<br /> tho principnl af attd intarest on tho debt evtdenced by tha Noto ead nny prepayment nnd lato ch�rges dua undar the NoUe.
<br /> 2. Funda t�r'�a�xes and Iasursnco. Subfoct to applicabtc law or to a weitten wsivcr by Lendct,Barrower chnll ___
<br /> ay to I.ender on the day monthly pnymcnts are due under tho Note�until th�Note ia paid in full,s sum ('Funde")tor:
<br /> �a�yearly taxes nnd assessments which may attein priority over thie Security Inptrument as n lien on tha Property;(b)
<br /> yearly lcesohold paymente or ground rents on tha Pcaperty.i�any; (c)yearly hazard or praperty ir�ursnce psemiums;
<br /> (d)yearly flood iasuranco premluma,i[eny;(e)yearly martgage insuranco pcemiume,it any;and(t)sny sums�oayable
<br /> by Barrowor t�r Lender,in accordance with the provisions ot psragcaph 8,in lieu oi the payment of mortgage iasurance
<br /> peemiume.'I'hcse itexns nre cnlled "Bscrow Itenne."I.ender may�et any time.collect and hald Funds in an amount nnt
<br /> to exceod tfie meYi�uc,ri eraou�t a le�dar tar a fcdcrally �clated mort8,.6� los:e mey require to� 1i�rmwer'e escrow �
<br /> account under the foderd Real �cato Settlement Procedvres Act oi 1974 as ameac�ed from tim�e to time, 12 U.S.C.
<br /> Soetion 2601�at seq. �"�PA"���1'1�enother lew tt�nt npplies to the Funds eats n lcsser amount,If eo.I.enckr may.
<br /> at any tln�o,collect or�d hold Funds in an amount not to exaocd tha less.°r amount.L.ender mey rstaxnato the nmuunt af
<br /> Funda duo on the�Sai�oi current dau end reaaonablo estimntce oi expemzlixures oi tuture Eecww It°eme or otherwieo in
<br /> accordanco with a�licablo law.
<br /> i�'"tte runds enaii bo neld iu ai� i��sii�u►iou w����e�,;i�ai s itiuui�;C�`by:.f:,.a.,',i"..:8�.ttoy.::t.,"trurnK:t-",l:i;�s'°:t::jY
<br /> (incle�iir,g�1..ender�it Lender ie such an itu�titution)or in any Fed�ral Home Loan Bar�k.I.ender shell epply tha k�nde to
<br /> gny the�SCrow IumA.Lender mey rtot chargo�Borrower i�c�r holding a»d npplying s�e Funds,Rt2IlUbIIy LJl.'t�5.21b1$th0
<br /> eecrnw account,or verifying tho F?ecrow Iteme��nless Lender pays I3orrower interest on tho Funds and appltceblo lew _
<br /> �permtto Lender to r.nake such a chuge, HowGVer� Lender mey roquire Borrower tc► pay n oAe-Zime ch�rga t�r en
<br /> independcnt real eatstv taic repc�rting nerv�ce used by Lender{n connoct��n with thie loan,unleae eFplicable l�w provides
<br /> OI[lc1'�vltio.vivain 6u e�icczTibiit i6 iudaaii,tLP a.F"'y�iCoh�:.�o� f:�ttt1'C,:3 112LL!'L.°•I t�h"_'�'A:i r_.�rlrsr ahnll not be i't7�UitCd LO
<br /> psy$orrawer u�y inurest or earainga on tho Funda.Aorro�er and Lendor mey egrec��writing,howevcr.thet intereat
<br /> ehnll he paid on tho Runds.I.ender ehnll givo w Borrower. �vithout chargo,an ennual acxounting�ot the Funds�shoNing
<br /> credits and debtts to tho Funde and thv purpoee tar which rmch debit to�tfie Funds was mede.'The iy`�ads are�ledgod es
<br /> additionrl socucity for all sume securod by this�urity Inairument.
<br /> ���:�e Funde held by Lender e:coed the amaunts psn�itted to ba held by eppli�ablq Inw. i.eader ehall account to
<br /> Bor�rw�!or the exeese Funda in accordance with the�uirn:�nente of applicable law.$S tt�a srnount ot the Fa�n�s held
<br /> by��}e,r at�ny time is not sufiioiont to pay tho Eacm�v�'lftems when duo,I.endcr ma�r�notify Borrowor_za�wciting,
<br /> and�in suoh caso Borroxer ehall pay ta Lender tho amount neceseary to make up the ckPiclency,Barcower stiell mnke
<br /> up the deticienoy in na moro thin twelva mnnthly peynneats,�t Lender's eolo diecretion. '
<br /> Upon payment in tull ut aU sume cocured by thio Sccurlty lnstrvment,Le,ndar ah�l!promptly p¢tund to Borrower
<br /> any Funda hald by L.enda. I�, e:ndar pnrsg�xph 21, Lender siull acquire or sell tkia Propesty, 7..ender. prior w 4he
<br /> acquisition or ealo ot the Property,shnll apply any Fur.ds held by I.ender st tho tirtee a�?ecqu��it�on or ealo es a credit
<br /> , egunat the sume Aocurod by thie Security Instrument. �
<br /> 3. Applicatioa ot Paymeats.Unlese epplicable lew providca otherwise,all paymcnte recei�T;ota�by Landet under
<br /> � peragraphs 1 and 2�'hall be appliod:iirst,to eny p�epayment chnrgce due uader tho Note;seconil, 'c�smonnts peyable
<br /> under pera�caph 2;Zt�iad,Yo intcreet duo;tourth,to pnncipal due;�nd lest.W eny latt chargee duo undei tho Nate.
<br /> �4. �!Mbt�es; f,ionr. Boirower ehall psy ell ta=es,s�samenis,charges.tines aar]impositione attr}.btatatb1e to the
<br /> Pjnpersy ahich may attein priority over thio Security $c�nerumcnt,end leasehald pnqrnents or grouad r�ngs,ef eny.
<br /> Bocrowec shall pay`t'heee rsbla�atioas in tho manner provic3ed in psragcaph 2,or if nat�peid,in thnt mnnner, �oi`rower
<br /> � � shall pay them on timo dirxtiy to the persnz�bwal payment.Bomower ehall promptlS�furn�s.y to T:ender ell notic,�e of
<br /> � � nnnounts to be pxid under thie pragcaQh.�i�orrower makea theeo paymente d�rectly,�rrower shall promptty turnish
<br /> ' to Lencier roceipte evidoncing tho�aaymente.
<br /> Borrowe.r ehall promptly diechargo any lien which has prlority over this Secur34y�nstrumen�t unlesa 8orrawer:(n)
<br /> agreoe in writing to the paymcnt of tho obligation ea:urod by the lien in a manner accaptablo to Lender; tb)contests in
<br /> good[sith tho lien by,or detends ngeinc�t enfatcement of the lien Yn,le,gal proceedinga which en the I.ender's�opinion
<br /> � oper�tc to prevent tho eniorcoment of the lien;ar(c)eocures from t��e'h�lder of the lien en agreement setisf�ctory tn
<br /> Lender subordinating tho lirn to thie Security Instrumcn�It Ir�nder de'�rn►inos that any part o4 trie Proporty is subjxt
<br /> to s lien which may attain priority over thie 5xurity Insr.rument,Lender may givo Borrower a notico iden�ifyiag!ho
<br /> licn.l3�rarrowcr ehall satiefy tho iion or tnko one or mo:��f cho netions set forth a�ova within 10 days of tt��ivdng oi
<br /> notico.
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