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<br /> 96� �LtD�d2 ��:
<br /> 'IiUfl15TFi�n vlI1H Nl Uia 6uptovenents no�v ot hcrG�u;r crectcd on thc property, w�1 all cascment�,app�rtcr��rcc.,,mtti �
<br /> fixtu�s now ot hereafter a part of tho pmperty.All repls�ments and nd�lidons shsill nlso Uc covered by Ihis Securiry Instr�mcnt.
<br /> Aii oI 1liC Io[CgOing i9 reiemxi iu iii w15 sii�uu`�+Ii�Suti�i�C�ii�fhG":'IGi.".Liy:' _
<br /> BO1tI20WBR COV@NIW'TS that Horruwcr Is lawfully sciscd of the estate faercby conveyed and has the;ight to grant snd _
<br /> comay tho Propexty and that t�o l�roperty is unencumbered,except for encumbrances of record. Horrower warrants and will °
<br /> defend generally tha tfile to the Progsuty s►galnst aU cL�ims ae►d demer►�,sub,iect to any encumUrnnces of record. :
<br /> Tt�S SECURITY INSTRZIN�NT combines uniform co�enants for national use and nan•ur�ifor►it covena►zis wiU�i3mltcd �
<br /> veriattona by Jurilsdicdan to constlw¢o a unlfarm securiry insuument wvcring real property.
<br /> UZVIFaRM COVENAN'fS.Borrower and Lender covenant and ngree us followR:
<br /> i.F�yment ot Pr[nc(pAl and Interesti Prepnyment and I.ote ChArges. Borrowc.r shall promptly pay when duo tho _
<br /> pr�ncipal of and interest an dta debt ovidenced by the Note and any prepayment and lato chatges due under tha Note.
<br /> Z,Fund�tor Twce�and Ix�surance. S�ibJect to applicablA law or to a written waiver by Lender, Borrower shall pay co
<br /> L.endcr on Iho Qay monthly payments are due uncler the 1Vata,untU the Notc is paId in fuU,a sum("Funds")for: (a)yearly taxes �
<br /> and assessmcnts which may atlttin priority ovcr this Security Instrument us a flen on tho Propeaty;(b)yc�uly leasehold payments
<br /> or ground rents on thc�'roperty.if any;(c)ycarly hazard or property lnsuntnce premiums;(d)yearly flood insiunnce prcmiums,if
<br /> eny;(o)ytarly mortgage insur'ance premiums,if any:and(�any sums payable by Borrower to Lende�,�n accardence with the
<br /> provisions of patagrtiph B, in Geu of the payment of mortgage inswpnce premiums.'These Items are called "Escrow Items."
<br /> Lendcr may,at nny timo,collect and hold Funds in an amount not tn oxceed the maxImum amount u lender for u fcdw�illy z+elated
<br /> mortg�;o los►i mny requ�re for Bormwe,r's escrow acx�unt undar the fed�ral Real Estnte Seulement Procedures Act ot 1974 ag
<br /> umr,nded from timo to dme,12 U.S.C.Scxdon 2601 et seq. ("R85PA"),unlass nnather law d�at applles to die Funds sets a lessex
<br /> amoun� If so.Lendur may,at eny drtee,collect end hold Fiu�ds ln an amoun.not w exceed thes loescr amount L.ender may
<br /> esdmatc the amount off Funds due an►he basis of current da:w9 tind re.osonable cstimutes of expen�{dues of fuwre Bsaow Items or
<br /> otherwise in accordance with appliaable law.
<br /> 'Q''he Ftinds shull be held in an insdcudon whose depasiCs�re Insiue�d by a fedcual agency,inscrumentality.or c;ndty (including
<br /> Lendar,If Lendu is such an insda►don)or in any Federal Homo Y.oan Sank. Lender shall apply the Funds hn pay tho Pscrow
<br /> Items.Lender may nnt chuge Borrower for holding end qpply�ng tha Fuuda,annuaUy analyzing the escrow account,or verlfying
<br /> thc+Escrow Items,unless Lender pays Boctawcr 3nterest or,¢4�e Funds end appllcable law pcnnitv Lender to makes such o c:hecga.
<br /> However,i.cnder n�ay rcquire Barrower w pay a onatirna charge for an indepcndent real estate tax rcporting scrvica uscd by
<br /> 1.ender in amnection with this k�n,unless applicabk law provldes otherwise.Unless an ag�cxment i.v mado or applkable law
<br /> .+�;���rrc�nrereu�n ha oaid,i.end�r shall r�t h�rec�uired w pay Hormwtr any lnurest or tamin�s on the Funds.BQrrowa en�d
<br /> I,cndu may agree in wri�ng,l.oweva.that intc.rest shaU be paid on tho Ftuids.I.endcr shall glvc to Borrowsr,wItt�o�t chArga,en
<br /> annual aocamting ai the Funds,ahowing cred+ts end debits to the Funds and the purpose for which each QebIt to the �u�ds was
<br />_ m,ade.7�►o Funds em pledged as addidon�l socurlty for all sums secuced by ttiia Secur[ty Ynsaumen�
<br /> IIF tha Funds held by 1.ender excad the amaunts permittsxllo be held by applicable l�w,Y.endu sha11 e�ccount to Bocrowcr�'or
<br /> the excags Funds in accordance witli�ie reqYiLrmants of appll�ble l�w.If tho amount of the Funds field by Lender at�ny timo is
<br /> not auificknt tn p2�Y 1he Sscrow Items when duo,Lcnder may ao notify Bonrower in wridng,and,in such ca90 Borrower shall paY
<br /> w Laxk�r tho amount necessary to malce up the defi�ckncyr,Borrower shail make up oho defxiec�cy in no moro tlw� twelva
<br /> montlilY PaYments�at L�ender'�sole discndon.
<br /> Upon p�ymcnt in full of all aums securcd by this Se�urity Inss�ument,Lendea shall Inomptly refund ta Borrowar nny Flmds
<br /> held by L.c�uk,r.If,un�er paragraph 21.Lender shall acquire or sell the Property,Lender,Prior W ttxs acquistsion oc sale of the
<br /> Propr�rly. she�l eppty any Fund�hcid by I.endu st the dmo of ecquisidon ar sab as a c�xdit aguinst tbe sums sxural by thi�
<br /> Socurlry Instatmen�
<br /> 3.Appticatbn ol Paymes�t9, Unless appUcabb I�w pnovldes othenvLse,all psyments roceived by i.enda und�r yare,grnphs
<br /> l waci 2 sh�ll6o appijed:Cast,w anY P�Yment chnrges due unda the Noto: second. to amounti payabk under pAmp�typh 2;
<br /> third,w inkress duo:fourtl►,to prtncipal duc:and lagt,w any�ato r.hsuges duo undar tho Nuu.
<br /> 4o Clue�d�t Liea�.�Qn�qt'�11 l�aY all uutes. assassmcnts,ch�gas, fitKS end impositbns auributabb W the Propesty
<br /> whlch may auain pciorlty ove�this Security Instrumen�end kas�hold{►sytnaits or ground rents�if any.Barower shall g�y�hese
<br /> obligationa in it�e m�nner provided in paregranh 2,or if not ps�d in A�at mennei�Borrowes shall pey than on dre3e dircctly w tho
<br /> pason owed p�ymcn� Boirowa sl�ll peomptly fumish W i.ender all notices of emonnts W bo paid wuiar this p�ragruph. If
<br /> Borcowrs ma➢css�hese paymuets dirxtly.Borrower shall pmmPdY fumish tfl Lendt7 recetpts evtd�ncing tho�aymaits. .
<br /> Barowa sheU promptly dlschug�any llon which t�a�►ixiodty aver th3s Sxurity Insuumcnt unles5 Aormwer.(x)egtocs ise
<br /> writiug 1,0!he paymont af the obligedan soeured by the lka�in a manna acce�tabk to Lender;(b)oontests in gotHf faith tho IiGn '
<br /> by, ar defp�ds againsc cnfacs,�ncnt of the llen in, Leqal �rocaxAinga whkh in the I.endar's opinion opersic w provent Ehe
<br /> enfar,�nent of tho lien;or(c)secwes from tho holder af r�e lien an egerement sa�.�f�ctory to Lenda subordinatl��g the Ikn to
<br /> thts Securiry InstrnmcnL If Lender dctrsmin�s d�at any part af the Proix�y is subJoct W�lkn which msy attetn�x[ority dva this
<br /> Socurity Iestnuntnt,Lentkx tnay give Bom�weT t►nodca idr,�tlfying the lien.Burrower shaq sadstify��c li�,t�or tako ono ar moca
<br /> of tho icdons sct forth abave wl�hin 10 days a�f tho gtving of noticc.
<br />- FormOCZ�91�0
<br /> . ���Sq(NE��ss���.o� Papo�ot 0 Initl�lc
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