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<br /> TOC3�THIIR WITH ell 11�o tanprovcmcnta nov+or ncit;aftfr, �,rcct�i on u� proper[y.ana �ti ensemcnG�, a�puztenunce9,anr
<br /> fl�cwr�,9 now or hrreafter a psrt of the�mperty.AA replaccmr.�ts nnd�dditions shall also ba covcred by this Security Instrumcnt.
<br /> AU of thc fangoing is rcferrcd u�in thE�Security Instrununt as thc"Prope�ty." _
<br /> HO1tR�WSR COVHNAN'i'S �hu Bormwe�r is ywfully sclsod of tho�state haeby convcyal and has thc dght Io grant and
<br /> convey ttic Pro�ty and that the Aoperty is u�r.,ncumbcr�cl,w�ccpt for encumbrancrs of recurd. Damowcr warrwrts and will
<br /> de[eod gener�lly tha titlo to the Pnoyerty��ir►st all ctaims and danands.subjxc ta any encumbranas of record. _
<br /> '�'HYS 5ECUR1'CY INSTRU[�III�NT combi�s unifnrm covenan� for nadonai use and nan•uniform covenants with limiteA
<br /> vadutkx�s by jurisdlctbn to consdWk a uni£orm accurity iasttumerU covain8�C�'oD�Y•
<br /> UMFORM COVBNAN'I'S.Hormwr,r and Lender covenant�nd�gra as followa:
<br /> 1.P��wcnt of PrfacipU an��ntt�eYSt;Prep�yn�ent an�!I,�te Ctur�es. Bcnowcr shs�.q pmmpUY paY whcn due the _.
<br /> prfnclpal of and inteie.,�t on the d�Ui cviclenccd by the Note end any prq�nyment and late charges due under tl�e Nocc. -
<br /> 2.Funde for TRxcs awd IaSUnx�e. Subjcct to t�plicttbk IAw or to a wr{ttzn waivcr by Lcnder. BOiIOWCT 611f111(��l IO
<br /> L�der on ttio day monthlY paYments ore due under the Notc,until�t�c:Note fs pald in full,a sum("Fwrds")for.(a)genrly taxGw
<br /> and as�essmc��ts which may uttain priority ove:dh�s SecurIty Instzument as a Ilen on the Property;(b)yeauiy k,nscltold payments
<br /> or Qm«nd rents on the Anperty.if my:(oI Yearly hazard or property insurance pruniums:(d)Yc�rly flood lnsuranco{�centiums.if
<br /> a►►Y:(e)Yearly mnrtqage ituwance preanit4ms�if e�xy:and(�any sums payabk by Bomnwcr w Lender.in accorclanco with thc
<br /> provislans of par�a��h 8.in iku of�tr payme�t of mongage ins�umce premlums. 'Ilicscs items ue c�lled"Escrow Item9"
<br /> Ler.�x�nsy.r.s sny ti�.c�ct rs�d t��1 Fux�s in en em�x!rd nc�to exceec tt►�irwxim�+m am�mt a leixfei for e feckmlly related
<br /> m►xtg�ge ban may requiro for Horcnwer's escxow nccourit undu the foderal Real Estete Settkmem Procedures Act of 1974 a9
<br /> amet�dt�.d fcom dme w time,12 U.S.C.Secdor�?.bt)1 et seq. ("RSSPA"),un1uzs etwthet law tlwt applks to the Funds sets e lessrr
<br /> anKxu�t. If so.Lender msy. at wny time,callcct a�vl hold Func�a in an anwunt not ta oxcccxl tlsc ksser wnoun�Lciider may
<br /> ��ini�:uw�ri�i,wii u�Fw�6tw:�a����c F,a�cf cumat d�;�e�ra::��.e estim:tes af ex�ndlaues of futura fi...�roev Ite�s ar
<br /> dhe,�wlse!n�ccordance with applicable law.
<br /> 'Ii�o�wuls shall 6e he{d in en instiwtlon whrer�ckpo�Its ero iuwured by a Eederal age�cy.instrumenta9�ty.or ecerity(including
<br /> ��er.if L�enckr is such an instiwtbn)�r in ax�y Federal Home Lo�n Banic. Lentla shaU apply the IFhunds to pay the Bscmw
<br /> if,�s.I.enda inay not cbarga D�ro�vu for holding and epplying the Funds,annually enaJyang the escrow nucouiat,u�rr vaIfying
<br /> tho�scrow Itenu,unless Lendex pays Bomowu int�rest on the Fw�ds and applicab3u law pumits I.ende,r w malce suc�a chargc.
<br /> Howeva.I.ufda may roquire Sorrowrr w pay a one-dme charge for�indepa�d�ent t+eal estate tax�eporting suvice u�ac1 by
<br /> i.n�4e��nnmr.tim with thi4 Inen; unle4s anolicahle lae�r omviidts WherSVisC.Unless�eF.iettnelit Is Ii'�ede ar eDpljCabk Iaw
<br /> ro��aites int�erest w be paitl.Lenda ehall nat be requit�d to p�y IIomow�eny inte�cst or earminge on tho Funds. Botrower and
<br /> Ix.��ar rnay�gtoe in wridng►ixr��utr.tl�t int�rest ehaU be p�td on ttie FunAs.Lrndu s��ivo tn Harower.wllhout a tnrge.an
<br /> ar�udl accounting of tho Fu�uiq.:sf�nwing crediv end ciebitn W thc Funds ond ttw puapo�e Qai wAich tach debit w tfls L�onds wu�
<br /> irnde.'Ihe Funds ac�a pbdgod ag addllda!�l sxurlty fa nJl suma aei,urai by this Security Iaswmrn�.
<br /> If the Flsnds heW by Lendcr excced d�amounts pemiita�cd to be held by cy�plicabb law�Lenddr�i►x7R�ccount to Bamwer fa►
<br /> the excess F�nds in aocadanc�wi�t�e ca��cane�ts of opplieabk law.If the amount of the Cunds heY�t�y I�a�dtr�t eny dme i9
<br /> oot sufficlent to psy the Fs�ow L�w��9uc.�.endct may eo notlffy&xroNCr in Nriting�and�in such cxte Bomo�uier shall MY
<br /> to L:a�der the amow►t ncce:cs� a��v�ice up the defickncy.Borrowa st�all make up the deF�ck�cy tn no mon tt�an twelve
<br /> monthIY MY��•at I.mdcs'�se�e a,3�cz�sion.
<br /> UP�l�YmaAt in full of all swns xcaue�9 iby�hi9 Sec�uiry Irwstnunent,I�enda atu�ll P�PaY refuad 40�arowa any Funds
<br /> tield by Lader.IB,undex p�graph 21.I�en�r a�hall�cquire or aell the Pltmpetty�L.eacla�lxaa w the acquisi�bn a aak of�he
<br /> plrogpty,shell apply eny F�nd��:r1d by I.cnda at thc tiroc of ncq�sitbn or a�lo�s a c�ndis�,gainst the aums savcod try this
<br /> S�cau�ity Inst�umait
<br /> 3.AppYc�t,1oN o�Aqsats. Unfcss applicaLb 4w�xuvlcfea o�hawiso�all p�►yn�enu c�eceivul by I.e,nder u�der p�ng�apha
<br /> � i axS 2 siWl bo�at:fust,w�nY P�Y►neat ci�ges dua under the Note:sxond, a ecnoonta�able under paragr�h 2;
<br /> d�Cd,to inAx�t�e�;�four�t�m principai due:�m�at�,w sny lue chacge��feae vnda tho Note.
<br /> � 4.Ci�ricAp L�eir, Borrow�r ahail pay all wxos.a4se�cancY►u� chwrga� fincs uid impositiona a�tr�.bumtsla m th�PmQe�ty
<br /> n+ii+;,h may al�f�pr�aity ova thi�Socurity In.�wna�t,andt�]euxho3d pa�yma�ts or ground rents,if any.Borrowa sh�U py ttxae
<br /> oblig�tions in Q�e rt�ura pro��l in p�ca�2,or if nae�dd in that marujer,Bcxrowrr shaU psy dsem on tuae ddirooctly oo the
<br /> pei�on o�vod payment Bamwt�r shall promPdY fwnLsh w Ltnckt oll nfl�ees of�monnte oo ba p�ld�mdcc th'r�t p�agr�h..[f
<br /> i�orrower m�iccs the.vo poymen�direcdy�Bor�ewrx shall P�PaY twnish uo 31r•nder roneipu evida�cimy,g 3be�ynxxe�. '
<br /> S3amower aluU PromDdy�ge any Ikn which tws prio�ity over thls Socur3ty Lnsuument u�Barower.(a)agroes in
<br /> rrrbl�,g to the paym�nt oP t�r c�[t�llgati,on accural by the IL�iu a mutna eccq�tab{e to�.,cni--r.(b)contat.�in gomd!i•snth�he lid�
<br /> bY. os defe�cls egAinst aifa�rna�t of�hc: lla� in. kge! p�.rcioetdings whkh in tha I.tader's opinion oper�: sin�rcvent tho
<br /> �iforoanent af�ho lieu:a(c)socures from tlw ta{ckr of tlie 19,c9 an agroa��eat satisfastay to Le,ade�suD�tsting 1he llen eo
<br />- this Sacurity Tns�vmcnG If Lcada dcaxmina ttmt any p�t of the Pronaa�►is subJoct a a lia�whicl�+n�Z�aeiudty nva d�1i
<br />_ �cc.wky Insuwneny I.uid�x may giva P.ormwcr a notico ideatify3ng tAe�i�.Borrawcr shi11 a�dsg'y��`;e.liei�ar�:e a�e or morc
<br /> e�afhe actlons eet fath above wtthin lU days of tha giving af:arotic�e.
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