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4ikr.,i.3fi~3L ntntCVrROkC r9/tIC M4nlraMipt ~1~ ~~lQ~~a~ _ S1Nffi.:9~Alfi'-GDD1TAfN$ f'~iE69TUlfiE fN'fEHEST RATE AtYCf AUTQfitATiG RENEWAL PF~NlSiOPtB. THE tNTERF3'f~ RATE ANLl bf6f1TMLY It11i`6 ~-Sf78.Ei:TT6 iU,7,#tf~tftfEFfT_ Tk~lt' is trteea itNS. OSYB day-ot ~~~A~Y . tg- Si . petxeazt Cher Mat9ayot _ ALL ~. PLAN` and ,IEA@T A. FLAl~YCa~. hnai~oaad and +sife. tMmM+,.ba+aws~`!. rmd rFe ratxr alt'1~[dP~CHI#~t~Al5A1R1.Ys5RNO tOAAS A554fEAFtC}M,ekuera>;~fins tirc~t!debre+k4 aeaperafian orgoeuzedmu~-sifting vncSsrdae+4waoE - ef5fsf li'F Aatsfie¢ .tae a if [MtalP# sYearmiea harsin `tam!" - tYfi{~t$. ftp7eronse~r n frtaaObd m t.atttter M tftB Pnne+CU aLen at st)tielt n rxt steep t» esWawead sty 9ar}otwr'e Reeteweota Rate ?~ttwaa No» and rerswata thweor dated p$$~ i}S.t9 8i . Heffaifi"MW!";, t~:m~attq itwaNdsetis at arfnaeaat utd )Mercer, e.iM the dutezca of ifb ;rtdatftednlAS. rt rtW sd4rsrpaid;A~ end pttyesfefnitiaffY +a+? F1~~AgS O i 198b ~?e *wts Witt oe avtomatus?zr r.nawad at cawe Renevrt entenrere tmtn Meantets sndeetaa rtYrN a,rtdrteae e7 tas tYOfe is ttaly v+?a do FES HBA~tY 02, 2Q11 : pch. Reveres war, Term set#az be t)» ealde tetfgitt u ttze inlffat !tern Misr [era seer Es~dtd t4rk7d. tl n+a zrtNjas seen farm free m Estenfled Period: tMett fha ffnu Rarswa4 !dart Term is reduced by tpe unptt+ bf fete EsiMMm dlNOm - 6EFElYiITOtf6: - y/Nyl;aaaYagt~Ttrst period attlme Mam mdttrCSUtrnrp!he date of iMa.Ndte band inctudtng the daY 3(y cete»dar menthe fromths Date oftMa NWe, Prdalof feMgal 6aatsTyuclz-Thas perod-ut nma no ranger than arx ibr ^.awndar mantes vrnr;r,. tat txx~edsaeprnq.ourpasae. Grecad6e tM6av an ntrices t#Att3r~ni! sntkie ffafa .A tfetiaftetnee fMratty maattuu~ SyeLh =^-if rat wan Te!m <natute w!Sh o!nat suCR ?aanE f#r tea Same dAy 3(f. cafBnder rtipnlM.ttdm the.elld-8t atrM ffiE~Mlad-PaNdd. It en tn(t1a# ldm Term RN an estlnGatl ?u'4rC du'auant t0 4hia daftn+teon, term )nHta# Wan Term means that per}ad ai-11me hdt#!•aefdirmti f41e due of Cis !Yore, sa and :norsArn51 ins Derv 3fl cazar,du mansRa tram me :sue a} ?tw nfate, thus the rm¢th o! arty Extended Mpta~N.MIIIAaF••?naA peri~t try'fime tercet?-b ti+a !engtn at ma !visor lean term =seer any E:fartded eared rs# suGn iniItar Wan T~nn- - taax TTfs~ f.~`-ad_oa i;.°re-ttxtrn•#, an fte'ttt:t d-ay nexs •o~'~wtnq see trxl ai the trsitts? Saar term attdmg ~j~ eaimdu months-leer. fht.pWp@ald:~ tsfrynrRtli tx$MeQlsMSt try #t1a fersi ,'eneaasi at tRHy tC3n. Renews= ipan term T..:rts Chu Dlr+atl a} tires-tte(jrrtalflg Ofk the Hrst tlay nest ldlipttrriteg stysilfpcsfiMitRfflaKAatOty prewdsn$=our tam and morn{ ~~t{~,, Gile++du menthe later rt tR;a .can has an-Extended Perrod'at the dN[iu loan 7omt; stsn R fsi the fntf# fOWr-rum, Rufearu i„den Tartu means ,net pa+:~7'0? trine pprnnrnq an t-.^.e tirgi day nest tai?ow+ng rna end oz the +mmstltatetr precedietp.tean ifs Cosa end^9 5r=-the-'rs#t.,tV daY p} }na ~. - f1171i0e-f41sM~ai Naear.a--Tt7at at i?me u ?seat nrnuv i9QS days ba#trre the say? oat n `ne rn.z~ar :aan Tr*++ of ~anyrtu ~nan ?etma, escapt tdr the rival AWNAead k:tK 7gxm. Maap@llitalWa•--YKNten beret;. atcordsnq#a tsva Corm crsscrrtird ev ?aerate regrcaaz+an in2 C.F rT. 3a3.6 - s~axz99es1 tc oa aanz d+f rtts Aasocranon tdaRS gdz- eeeParNa at teal nmtslfr tiA days deta+e tfyl iaN oat of one :A,ttu lore Term a[ fiutawa4 lean termer, s.:.ept ear iha frnu amewa loan Tsrr'r. 4a~sa~77eptttYtttfraty tfutmrat Ryaa®e atarlyege rtau Index Far A#t atyar t.aratara ''4va tnaa.~ :a?t;ec:s :R.• cr :tact ;ntstrot rate on the ;s;~ctsasa oz zemunuty ;tna~Eed l-p.carrtpt+udasr ttet Federu efo:et! t.oan Berk Baar© amt p.dttisnad mwinsy ~^ rexe fetsara stelae lose Rana tieoee Jaeeat STa;ke S S.t). 6ylstt ll~e~-Tea t!y~ ra~u aataamsned an eaes'ma sav .+t :ere to=teas i.cur. 'arm +r <ne rr:z,at reran term vas an ~tsrosw Par;od, fee a~rrgtnst 7:>~ r$10-tt~t~ tttt leg5aa ~#sL~~rtsmdd ~t t#! ts*a# stay dt 4he?rtsstas scan ?arm eras ~'ta .: smeu at tlaya ~n i>e Extandw y°enad- s+r r.ry cane. ins £3n6ltfa! !n. Qea its rtefet !A ti5! efidur +ifa-a!?at#aalad tit ma meat re{anT YndeY !nerds sreiiapte Gl' Ina ~eaarar !tame :QUt Bens ~Oa: d W naT!Hr O/'*at !M n+5at reCmt'n~ ditR etas Ifeaa ~y OYAtfaMd is#! 9erainN NWe t.0aak ia111 read JewaeR. }pjjjjer 1~e"-.~xsgt:nLeleltr~,rt>2rg~i asi!i*rq [ne'.nstrar E~;JU+'. arrn NtttetwalteditJb~M~rM ihdax ~ritsaapetwn+rnw at *.hs itms tnsbesstsai hrasrra,a aen} =?a fRaBorrawayfa} br the next r~enewa Lean rum ? N Rsnewa; 7rw da0t tiYR }rtltN 6e ttpa iRlea.etka ai Rifeated to ttt1 moat :ees?t znada reads aaa:tidre G3 ;ere =adarra4 ydt^a :.den gam Bea O wtsen*er dt ^+o< fee most teClnf f n~ rfi~f~ t{asn attsaacHy 9u0efar+ed an tts ~datM (sear lMyt aaetr Berate tanner. _atllfaaR (4Mar.Tt+e-enferelt-rue rn efteC4 tlia+t?4 a iteevwu kaar. 'ire*. +shAn tAe+rtis)iY J:aaa~Tinn err-sezy Rertewei f,ea4r Tem+_h neww~e. f7tsanry drawaran era }'<al der cnanged ?n fee ROTE a rn itts MOffr6A3E re ttN cdntrsxt t~urrex.rean~#tf~aayd3wr0atz+ttRSatatm afters mtp+tty#yir>at~nes~c>iprirtcfpu emx*nnreet necesaarr to amwt+zeaiaart wiM the sere+etytteteiFaz and tl4 ~ti~>i0W'?e MfafO/2'NN asE fteFria»np fern of ttNS sfflai~AGR. it[f~att43eNQf~IF9t~RHetlla#4Me CH tM fattiaf t.,#~f TaNn. atq wrl. Ranawai laMn "a+ml. aart~t r;m sM free? Renewer t.t]ert rum, tfu Mate ttafdet siW i - saasr~ta Bs fpnisxst ttu4sge esaWa ftatlik among otter traaga, fee Rartewsi rhtatyt Rir uta new rftemtt:ty rrtuadlrrrM }err Ctrs recut Rettswaf wan _ 7S~lN ~»tmlad Pgaaa for s RsaHrwf t.sWt?am arm; m saaas a:z fee +*+avamenf fn Sts 4tcr+thty yaairmai ekystaaCe matt4+po RaLr-.ndart ter-a?r ma;aT '.. i.~1rE-°138 this !±326Br3 f,°-~vwCt~B of yptGika:y atGtt~-!Ed etaR+afi fl+ C4n'r9ufad #Y fry-F2d8eat Name L(t#t ~!t4 gQa'~atid -' OfWafta~efftetHfM'm::tafa:F4yaH1'Mlal lailr-Ana fisatr .ara~af =.FaIIfa 5 5-?~ 1A1 iUlnfawaf:feea[efa-!Wi fdy a lheterrerl t.can Term slsluz ee ea;..>:rertad in tee tditaw'Iny :ttertasr. 1._ iMf+M1~NRas actor iu #11Cfd @atxseut errs RernaMN ftrpea RW err ~ :ne atagena# In4ex Rate. - ~.- ~`~!=- '~"-': ° Xi'+r~a m~ ~3+ is t+} ~ rs~;'erltae¢ a? acrdtr~~ tram Utl x ass++aaat sn9 C%t ytf~* intil+iat Rato. i - - 3. 'Ma N~11s~tgerftp to-I aYpreta:ttat RewssNf freleteat Rau far ftr rsat efat9taar L,ouy Term it the W.11e+Mt.a 6lette0en Chef ffpas. ' M+e lAer-ftROftesf ta1a hR rtfat'tat11M taint! term das4 aaf exaeeat Its intettsi raft fittut~yas stead 6e#dw. ~__ - 1,. ~ thats!•ats~ad t&rF+ntleeef refer tpt the teMln/ sera term adse ~ 4eesaq the rntfrplt -uelnrPtitlane -t. fr~adfg~are:ae-ft~rgea ~atss ffr.±y~.s-~_+r~?ann re f'sea..~r~r~t~+r t*.~~~reeet!~nfsra #as t Ftwex.rwyfat~ra-Ai~f~.tnff=ewndefnu!e+}tareaae a+dacraeu tyna*fftsd fraww. Ti1p 7ateCSlrrtllrs rtale~snsaaaee€e 9averae-ter owdfut.ol Dear aat~nt ip.d'.t) Wr tea: mWhtraed by feM nurnba c+ ytre in tae roan term er'r sterftaledllr#r>i>Iler ienodf taara~m~ ty~iaffet!y trtt~aer'ar+ftataeae RfdeerNme a g.°eatW {n WR mm tike petoent i5`hym W err ssnder iM Csrfneargat ttaea.. td'YItMa! rZptdeR'eraaea *rfxn ~#a dead teP+h eri-NesrkgaLasY. iateeea3 Carte +tu~etFere).ttWlt lfbe fuea+auf 4aut SNm ere aptrdners wiBt the aeaoxwton ft4lL 7i.5- Lf+MS+pkw }M-~.d} !r!e ~'tQeatadneaa r«-0V+cad ~._ NA 2ar2Ya: taRfi-sue #etasean, the aotarxsrrt of ur oHSr~tuats. +a+M sntsrpt ~epsAaFt 3als#1f6eY tR-erK:rlfStlb7a lStl3efH.l~gtGler.#Yta 1e4-,riiy 4r f?r•aiort#xTp;tdaP - WMeseaeaafa and etaeerz)ema al ~Kdrafa/t'tflMin lea{ R the gafbeYeet atatnr` aa~'adM. rtlh r.,tgye~ ltrerenf-, steers Y1Y 9amaaref iri-i.etdrr dwergere fL` etsal{gfi7h ift }!ereof zleerein ' Future