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<br /> UNI�aFiM CaYENANTS. [ixrowx an�LendK covemnt and�Orw�s folfawc wh�n du�th� �
<br /> I 1. Paymsnt of Prl�cipa! �nd Int�r�st: Pr�paymant �nd Lat� Charp��. sa*ov�w sh�u pror►wtA►P+v "r-
<br /> p�i11CIp1�1 Of and ir.latN!011 th�cf�bt wk1w10rd by lh�NOt�trld My pr�WY��t Nd IYt� CM�fli� du����►th�Not1. n
<br /> i 2. Fu:t� S�1'�s atsd lt�stlsieCa. Sub)ect ta pp��abM{�w ar W a w�ttt�n walvr by Lencqr, BwrowK sha8 pay to Unc{�r on �=
<br /> � tha d�y nwnthly P+YmmU aro du�undar tM hoio,untd ihe Note la pald in fuY,�sum('Funds')fa: (�)YwrN Wcas and assessmmts whkh
<br /> ! rrry atta6�prl�tty ov�this� rity k►strunwni ss a 6en on tha t�roP�rt1"• lo)YwN iw+aw�u�;E,+�+y��wr�N:.:w:.::;�rw�:�c:::"a P�^peRy. "_-
<br /> � N�nY: f�)Y�Y hwrd or Arop�rty fnsuranca pntnkims:(�Y�g'Aood Insuranc�P�����ny: (�)Y�N �4a9a{nsuranr.�pr�rt�k+m�, w-
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<br /> ' � M any;and(4�nY� WY�by BoROwu to Lander.in accordinco wiih t;�e pra�isions oi para�rr�ph B.4►t:r,�o!ihe psym�nt of mort4ag�
<br /> {nsuranca premluma. Th�a�it«ns an calt�d'Eacrow RMns'. Und�m�y, at�ny tirtM,coUed and hold Funds In an anwunt not to�xusd �
<br /> th�rnaxkiwm vnw+nt�1�nd�r tor a i�dr+y'nlated mortpapo lan m+y nqufr��o► Borrow�rs�acrow aceount under tha i��i R�al
<br /> Estat�SetWmmt Procedura Act o11974 aa amended from tkn�to tYn�,/2 U.S.C. J 2601 al seq. ('RESPA'), uNasa snothK kw that�ppWo to
<br /> th�Funds��ta a wssx amount. It w.L�nder may,at my tkrn,coll�ct�nd hoW Funds in�n �nwunt not to�ucca�d th�I�ssa amount. Lendir
<br /> may astimate th�anwunt ot Funds due on th�basi.s ot cwrent data and reasonable eeCmates ol�xpenditures o1 tuture Escrow items or athawlse
<br /> � in 4c�tdanae with aAp�cable aw. =�
<br /> .i. 1'1►a Fund�shW b� hald in an instituUon wha�d�Qocits au klsund by a tederal�pen�y,insuumentarcy.or u�t3tY lfnctudinp L�ndK H l.r�dK �
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<br /> �� is wch �n InsUtuUon)or h any Foderal Hortw Lo��e E�u+k. Lend�shaY appN the Funds to pay th�Escrow tt�rns. Lendr^wy n0= Ba�owx
<br /> ;•��I g,,,^�-cw,ar tor holdiny�nd applyhy th�Funds. u►r�ta]y antAR+�q the osaow�ccwint or vari(ykt9 th�Eurow ft�ms.untess Undw pari �
<br /> �' ! t�w�4 on tM Fund�and a�pYcable kw prmi� Lande►to m�lce such�clwga Howavw,L�ndu rtuy require Borrower to pay�an�tlm�char�a i;°
<br /> � law provi.ie�ofherwlta. UNeaa �.
<br /> icx�.y 7ndap�nd�nt ral atata tax reportlny sarvice us�d by Landr in cor►n�ctlon vvith this ban�ur�ss appllcabN
<br />•,�i`i an sy�aarwnt Is made or�ppYcable law nquires Gnee�sst to b�p�d. L�nder sha9 ew!be roqulr�d to pay Bortowar any ht�ss!or wninps on the �;
<br /> ,;�;'; Fw+ds. BoROw�r and Lend�r may aqrs�in wrN4e�,howww. ttut Int�t shW ba paW o�th�Funds. L�ndrr shaH�iv�te►BwrowK.wAQ�o:t -
<br /> chergo,an aniwal�ccounUn�ot th�Funda shov�inq a�dita and debEb to the F�.�sa and th�Rurpaa�for whtch�ach debd to the Funos
<br /> was rnadt. The Funda are P�ilati u add'+tionR socu�tY tor aY tuma s�cursd Dy Ws Soc�:.'�Y k►strument. ��x_:
<br /> 1t 71+�Funds held by Under �aed the anar:�i�Pertnittec!Cv be hdd by appRcAbk taK.LenrJw ahail account to Bortnww�ar th��xcass _
<br /> � Fw�da in occordance with th�requiwn�nta of�bts 1tw. a th� �mount af w'e�Fu�x3s Mid by Lsnd�r�t any ti�n� 1s not sufdcknt to pay the
<br /> _� Escrow tt�na when dw.Lendar rtwy so notii�+Ba�owr In wrqhC.and,ln u:clf cr�sR Eo�owK sh:ll paY to Lender tha�nwunt n�casauY to rtwke
<br /> up�es de&dmey. Bomowr shaU mak�up th�daNcMncy In no rtwr�th�n tw�1�e monU+�Y P+Y�a,at LendK'�sde discnston.
<br /> -� 4J�on PaYrt�nt in iuY o}atl sums saciu�d 6y thb S�a+ritY InsQummt. Lmder shaY pron�tly niun.i to Borrcw�r any Fuoda h�id by Le�dK. tf _
<br /> _ wid�r parapnph 21,Lander shW �cquire or a�Y th�PraprtY.Lr►da,Wio►to the acqulsition or aal�oi th�PropeRy, ah�N appy any Fund�hetd i•.:
<br /> by Lend�►at tha ti�e�e of aequkitia�or sab aa a cndit aq�inst the wrtt� s�curwi�y thls S�cu�tY Instvrtwit
<br />'-%?;: 3. AppllCatfct� o!P�ymaOts. Un1e�s applic+bl�Iaw provida otherw's��!I pnYm�nta��aiwd by Lendsr und�r pvayraPha i and 2
<br /> '� slWl b�applkd:tkst to mY ProWY���9�dw under the NoLr sscond to amounta payabb und�r puapraph 2;thkd,to int�reel dua
<br />_i fauth.to princii�l dw: �nd{�st, to any kU chrrqs�dw utuur th�Note. _-
<br /> � 4. Cha�s;UWts. Batrowr sh�l:p�Y dl taxa�assassrn�nu, chary�•Una�nd innpositlons attrYwt�ble to th�Prop�r whlch m�y -
<br /> .m+„�o�y ov�w.s.�r�sw�,.na�.senoa P.y�� o�o�o�a ron�,a ar�y. e�K snai aay cn.�ow��h tn.�„�,n.r -
<br /> — pr„dded h p.rapr.vn 2.or d rwt paia a,u�ai m.nn�r, eorto,w.r ah.Y a+v tn.m a,tkn.dinctfyr to t!►�p.na+ ow.a paynma+L eonow.r abM
<br /> . � ponfptty Almtst�to Unw►ri nao�es oi amw+nis iu G;:F+:��w::«:��^'�lt. !!B^!it�!!!�!!�wa thw��ynw�tt dit�dlv.Bo�row�c
<br /> _ shal promptty furt�iih to L�nd�r ncaiPts w'k!w',cin9 th�payRNnts.
<br /> Bamw�t siull promptly�isctw9e�r►Y Wri whtch ha�p�iorlry ovar thts S�cudtY Inatrurtw+!u�s Bortowx.(e)�aa in wr�h9 to t!u pay-
<br /> j mmt of 4h�obtiy�tkn a�au�d by ths lien h a mannar+cc�PLWe to Let►d�r; (b)contuts h�aod farth tM li�n by. or det�nds ap�Y►st enla�c�u
<br /> = d th�Wn In,f�i ProcMdir►Os whbh in th�Undu'�opinbn opK+t�to Pn��th�anforartw►t of tha Wn: or ic) s�a+ns from tha hofclr W th�
<br /> Mn an aprs�rt�nt a�LStacto�►to I.md�r wbordirsatinp the li�n to thts SscwitK fnstrs+mw►t H L�ncly dstermk+p that�ny P+K of tha Ro{s�ty fs
<br /> ' ONb}�SO�YM1 Wllbh t11[Y�tf�[1 P1b1kY OVlr 1Ai5 S�G�t�ly It1f1RWf1Yf11,LdlfdR f11�}I 91Y�BWfOWK�ff01iC11dlnu��r�St�UM NM1. BORO�L'�C:iti�I
<br /> s.tieN t1x wn or t�tc. a,.or m«.ot u,..ctlone a.e tath abn+«.�idl�In ,o d.ys ot th. gA+aa d no8ce.
<br /> 5. Hazard ar Prop�rty Insur�nce. Borrowr shra ke�t��i�x�cv�ts now e�dstin�or hre�Gt�nct�d an th�Propwty►nsur.d
<br /> ap�inst bss by fre.h!wrds hduded withln the tam 'pQ�nd�d eovuapQ`r+cf any otl�h�z:rds.hcw+din911oods or tloo�l�.for wh�h Und�r
<br /> nqulrps hsu�anca This ktwranq shW bs m�hLhed In 1ha�rwunts and tcr th�pabds tfW lander r��. The hsutance cartMr providirl�
<br /> ttN lnsw�nc�sh�N bs chos�n by Bortewr subj�ct to L�nd�r'��pprov�l whbh sF�atl not bo unn�sonabA/witNh�ld. If 8oma+w�►tails to m�ntin
<br /> — covKapa dwrlb�d abovs, L�►d�r may.at Lendar's opdon. obWn coveraQe to protect LeodK's riyhts in the Prop�rty M acxx�nce wdh
<br /> pu�taph 7.
<br /> = 11r in,wr�►G polir3as and ra�►rwals sh�Y W acc�pt�bl�to th� L�ndr�nd s.'�aN kklud��sWedud matpaC�claus�. Lend�r shal haw th�
<br /> — ripht W boW th�palic�s�nd renawats. It L�ndcr requlra, Bortowr:hall Pro�aRtlY 9��to Lands►al nc�Ipts o!Wdd prwr�uos�nd rerwrrr�l
<br />---' noticp. In th��ve�o!bsa,Bortowr shaY piv�prompt no&e to th�Inwrancs canir�nd LencNr. L�nd�r m�y mak�proof oi bsa rf r+of m��ia
<br /> PromPUY bI►BortowK•
<br /> — UnMas Undr�nd Botro�+rr o`.havvii�ayrp in wrki►y. inwtanc�P�oc�la shay bs�PPli�d Yo rosio�tJon a�apaU of tht Prop�tY d�np�d,H -
<br /> ° th�rostoratfon ar rap�Gr h�conoMc�NY Ieasl6i�and Lend�►'a��curitY ts nat Ma�n�d. H th�nstoraion or rrpak fs aot�omlcNy�t�a� -
<br /> — or f.ridr's i��/woutd ba{��d.the Hs�ranc�P�shall bs aP�d to th� sums s�cund by it�,s S�curdY Instrurtw►t,whMfir a not
<br /> th�n dw.wwithh any�s�p�fd to Borrower. tf Bortowa�b�ndans Uu ProFerly. a do�a not�nsw�►withh 9C drys�noNee iram L�ir UMt tA�
<br /> Inwracsa c�rtir hu ott�nd to sepN a d�irt4 than L�nd�r mty cclf�ct ths irt.wranc�procrda. Lend�r m�y use the proc�emds w r�ir or nston
<br /> �� qM ProMrty or ta pay wms aecund by U►ia SeairitY Instrutn�ck wkaBtor ar not than dw. Th�34d�Y Priod nrJl bpin whe�the no�I��.
<br /> ;s� U11�ii Lbti4�iT Yfw SG.�auc:o'thc�.:�3-a:.�`in writlnQ. eny��P{�s to principal shsa not �Qw►d or�sos�sorw tha c�:a dss� _
<br /> -=s ot ehe monthlSr a�Y��rer«red eo h pv.g�ph� a„d 2 or ch.ny.th..mauat of u�s payn+«►ts. n und�ati�+w+�� en•Pirop.ny�s
<br /> — �uinc!by Lendr.8«rowar's riyAt to�ny inwrancs polciN�nd proc�d�s�wu�k��t�om d�n�to th�Rro(Hrty P+lor to th�acqukit�s
<br /> ::��� stW Pats to lender to th•nrtent o1 th.swns seaind by ttib S�cudtY Inatrum�nt Mm�e�t�N P�+to tM acqulsrtion.
<br /> 6. OccupancY,P��on,�Aaint�nanc� and Prat�ction o#t1� Prop�rty; Borrow�r's Loan Apptication;
<br />;� L�sl�hOlds. Borrowu shaY occuPY,establish.and us�tha Prop�ty w Botrowu's ptindpal nsld�nc�withln sbdy days atter tha�x�artion a1 _
<br /> �'� this S�curity�insWment�nd chal continw to ccaPY��'�5►a�Bortowr's princlpd r�sld�na for at{eui au yMr after the dato ot _
<br /> .� occupar�cy.unhss Lenclar oShwvvis�ayre�s h writin�.which cons�nt shall no1 be wurasonably withhNd w unNss �nwtlny circumstanc�s�x1s1 -
<br /> � whfch an byond Borrowers conuol. Borrowar shall noi datroy. d�rnap�or or►palr tha Propwty.�Yow 1ha i�roQaty to d�rioate.or canvirt
<br /> �`� w�st�on tlu Propxry. Bortower shaq be in detauR il�ny iorteiture�cdon or proce�din9,wh�th�r dv� or crirtdnal, is be�un thai in Lr�dr's yood �
<br />� 30�Et.1rm(3/91) prp!2 of 5 F --
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