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LOAN NUMBER Z1OS37OOJ RENEWABLE RATE MORTGAGE' 8~__i)Cl'%451 THI$ MORTGAGE CONTAINS RENEGOTIABLE INTEREST RATE AND AUTOMATIC RENEWAL PROViS10NS. THE INTEREST RATE AND MON711LY PAYMENTS ARE SUBJECT TO ADJl1STMEnT. see t is 17TA f DECEMBER fg BO . between the Mwtgagw ~~N~~~~an~gg ggt7t7ggrIr~ypLpp7p7ppAI~g.D husband and wLfe, and ttbrein•b«towr'),amtnaMOrt- 9a0ee, F®MC~SAVRaGS al~r~~. Home Oltice. Ltveoll, Rabraeta a ewpwation agarttzetl entl existing untlb itra lava of IM Unitee Stafee of America whpae address ie 406 S 13th st., Lloeoln, MatYka IlMfeln "LMrdeYl. WHEREAS. Borrower is indebted to Lentler in the principal sum of FORTY TAOIISAND AND NO/100th$ dotlara,K~.,.~~~yp's~`'p'`p', ~, whion indebtedness is orb snail ire evidenced by Borrower's Rerrewabie Rate Mortgage Note aM renrfwal5 Inerept datetl DEC EGh16 R 17 ' 1~$O , (herein "NOte'1. WOnding for monthly installments pf principal aria interest. with MR balanoe IN the indebtedness, if nor sooner lys•tl, due sM prayable i tlaRy on DECEMBER O1, 1983 :TheNwe oral oe aMpmattcatlyrenewed at eQum Renewer intervals pant tt»x+tiretrrdaeteb rrasa evidenced by the Note is lully paid on DECEMBER Ol , 2010 :each Renewer Loan Term shaft be the aarrle Isrgih sa rite IMtW Loan Term less any Extentled Period. If the Initial loan Term nos an ExterMetl Period, then the final Renewer Losn Term is retraced M the Nnpth M tM Extentlad Period. DEFINITIONS; IMnal Lour Term-That penatl of time lrom and inplutling the date of mis Note to and including me day 3C calrmdu months from thetlate of this NMe. ExNritlN Pmiod of Inntal Losn Term-That penod of time no longer than six (6) calendar momns which, !or bookkeeping purposes, precedes ineday qn whicR me Original index Rate is determirretl thereby making such Initial Loan Term mature with other such loans on the same oay calendar mdMhS irom Sha and Of spcn EXlBndetl Period. It an Imtl¢I Loan Term has an extended pellOd Pursuant to Imo tlefimflOn, Then mitlAl Laan ~~ n18an1 that pedptl Of time from and including [he date of the Note. Io and including the oay 36 calendar momns from the date of the Note, plus me length at any Extentletl Penal. rNnawaF IManal-Trio[ periotl of time equal to [he length Ot the Initial Loan Term less any Extended PeNOd of such Inital loan Term. Renewal Lwn Term-That penotl of time beginning on the first day next Iwlowing the entl of the initial Loan Term ending //.. calendar mpnms rater. Far purposes of renewals subsequent to the first renewal of This loan. Renewal Loan Term means that penod of time beginmr~'6n the first day next following the end of ine immediately preceding loan term and endrg ~6 calendar months later. If this loan nos ar. Exierbed PentM of the Imttal Loan Ferm, then as to the final loan term, Renewal Loan Term means that penod of time beginning on ;tie first oay next following [tie entl OI the imm¢tliately preceding loan term and ending on ine maturity day of the Mottgage. Nwfn Pariotl of Ramwal-Thal petted of time ai least ninety 1901 days belOre the last oay of me Initial loan Term or Renewal Loan Terms, except For the final Renewal Loan Term. Mrrawal Notfn-Wrihen nohce, according Io the form prescribe0 Dy federal regWatbn X12 C.F.R. 565.6 - aa/e)(198g)) to be sent by me ASSOCiahon f0 the 8or- roweris) at least ninety (90) ddys before Ina last day of ine Initial Loan Term or Renewal Lpan Terms. except for Ina final Renewal Loan Tem. Index-The Monthly National Average Mortgage Rata Intlez Far All Motor lenders. This Index rellecis ine cOmrac[ interest rate on ine purchase Ot previously vccupiatl homes a5 cpmputetl Dy the Federal Mcme Loan Bank $OarC and pubn5.^ad monrniy m me Fetlerat Mollb LAen Bank Bpartt Jwlrtgt ITaDIe S 5.'. ). Odginaf tmNlz Rata-Tne Inde% rate as determined On the first oay of the Inmal Loan term. !! Ina Initial Laan Term nos an Extentletl Penotl. me Ongma: Index Rate means the Index rate as determinetl on the first day Ot the Innis! Loan Term plus me number Ot days in the Exlenotb Pellpd. !n any case. [tie Onginat In~ dex Rats toast De the IrW¢x rate as re(I¢cted in Ina most recent Intlez matte available by the federal Home loan dank Board wnetner or not the most recent in- dex naa been ofticiaHy published m the Federal Home Loen Bank Boats Joumet OdgirHf Intarast Rats-The ~nter¢st rate in effect during Ina Ininal loan Term Rafletell Indai Reia-7 hs index rate as determined ai m2 trine ine Renewal Nonce is sent to the $onowensi for ine next Renewa+ Loan Term Tne P.nnewai In- dex Rata must be [h¢ Intlez rate as reflected in the most recent Index ma0e available Dy ine Federal riOme Loan Sank Board wnetner or riot Ina roost recent In~ dex nos been officially published in the Federal Nome Loan Bank Board Jwmal. RanawM In4rast Rats-Toe interest rate in effect during a Renewal loan Term. WhM the Initial Loa Term w any Renewal Loan Term i5 renewed, Na only provision that may t>e changed in the NOTE Orin the MORTGAGE rs me contract mteroat rail. tnclWinq any chelyte in the amount pl the mOninly insieliment5 Ot principal and interest nedessary IO amortize a 108n wim Ina same principal and at ine same interest rate over the remaining term of Ims MORTGAGE. Al toast ninety Igdl tlays belOre Ina and 01 the Initial Loart Term entl any Renewal Loan Terms, except lOr the final Renewal Loan Term, the NOie holder Shall Sand tM BwrOwBrte) a Renewal NOpp9 wnicn states, among o[ner things, ine Renewal Interest Rate and new mOnlnly inslallmenl for the nett Renewal Loan Tmm. Tne Renewal Inleresi Rete tw a Renewal Loan Term shall De based on the mOVemenl rn ine Monthly National Average Mortgage Rate Intlez for all motor lenders. Thi9 Intlez rellect3 the contract interest rate on ine purchase OI Dreviously oCCUpietl homes as computed by the Federal Nome Loan Bank BOdrd entl pubhsMO mOnmly in me FaMral HorM Loan Baltk Board Journa: 17aDle S 5 tl Tne Rartswal Inlereat Rate Ior a Re+i¢wal loan Tarm snail be calculal6o In Ina to110wing manner 1. TM tlt//aranea must be lpunp between the Renewal Intlez Rate and the original Intlez Rate. 2. Tne dnar.Rp.. lOUntl in t atbve must be adtletl to lit an increase) or suptracietl Iron lit a decrease) ine Original Interest Rate. 3. The Ipura round in 2 above is the Renewal Interest Rate for Ne nazi Renewal Loan Term .I ine drllerence between that figure and the rnteteat rdie for the Current IOan term does riot exceed the interest rate iimilalinns staled below a. If Ina difference between mat Ilgure and the merest rate for iha current loan term does riot exceed Ina interest .ate bmnabons stated below, then the Renewal Interest Rate for ine next Renewal Loan Term is trio interest rate for Ina current loan term plus pt an meraase) w minus lit a tlecreasei the maximum increase or decrease perrmited Below. Tne maximum intereei rate increase Or decrease Is one-halt Ot one percent (O S°rs) per Year multiplied by ine numOer of years rn the loan term At rb time during Ina term of tots MORTGAGE may the maximum inieresl rate increase or decrease De greater pr less Ivan Irve percent 15 °•0; over or under ine Oflpinal Interest Rate. Intereaf rate dedresaea Irom ih8 previOVa Ipan term are manOatOry Interest rate iner8asas Irpm the previous roan term era opirpnai wiin the Association TO SECURE TO LENDER (al me repayment Of Ina indebtedness evidenced by me Note. wiin interest 'neracn, Ina payment tit all Diner sums. won .n lErest thereon. advanced ir. dccordance nerewiln to protect Ina security of tors Mori9age. orb the performance of ine rovenanis and epreernents of BOrrOwar nere.n cOntdined, dtld ID) (rNf repayment of any lulure atlvanOea, won mlefesi ineraOn, mdde .O $pr•pwer Dy Lender p~ Si.anl to iia:agrapn ~ i nereOr Inera•n .u, ura L 22GA ppW61 HqM MT(, ~lur.rpirr i ,