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��'�' �sc�S:�e :s � �-^------ - —=?. _ ..� - .`�i ■ :.- ------= q6_ i«� , �;: � TOGETFiER WiTH �th� inlwo��nmts now or AWwh�r �r�ct�d on tM propwty��wiswrw�ts. appurtmsncaa. �nd _ _ , GniurQS now or horeaRev�part ol the pro�+wty JJI r�plsc�+iu�its and�ddiib^=slwY atso be covr�d by lhia S�curity Instrummt �_ AY o11he�ore�.�infl u r�lm�d to in t1+�s S�curuy In�trumrnl�a tho'Pir�ty" -_ BdAR01h'ER COVENAN7S that Borrow�r �c �wG+Y1+ ca�e� ol tr• esute hKeUy conv�y�d iu+d has th� riQht to qrant and com�y th�Prop«ty �nd lMt th• Prop�rty Is una►cu+riG�t�d• �xe�P1 �a �cuniiuinCOS ot ncord 8ortowar wunnit and w+� __ dYhnd 9�nraNy IM titie to Ih�Prc�p�rty�pajnsl aN cWma u►d d�rt++�nda, subj�ct to ar�y mcu�+�b►anc�s of racord -_ 7HIS ScCUA1Pf INSTRUMENT combfn�s unNorm covmanto lor nat+o�al us� �nd non�unstorm covenants with hmited _. vir�rGons by}�u�i�d'�ttx to constitute a unNam x�currty i��►n+m�►�cov�rin9 nal Pr�D�Y• _: UNIFORM CQVENANTS Sortower�+�d LenMr coven�nt�nd�grov ae(allows: � � whM� -. 1. P�ymo�t of Princip�! and Intsr�t: i'rapaymant a��d Lsta Ch�r�o9. sorroww sr�a curwtN v v �` dw lh�pmcipsl of�nd Interaat an tfis d�bt evid�ncW Gy th�Plot�and anY {x�paYm«�t�nd I�ta charqos du�und�er the Note E�..- 2. Funds tor Tax�a �nd ittwranc�.S4bIk1 IO�ppYCiDq liw Or t0� writt�n w�ivw by L�ndw. Bartaw�r shau paY �::. to Land�r on the day nwnthy paytnMta�r� du�undK iht Naio. until IM f�to2�k psid in fui.a sum ('i'unds'1 ta (al yeartY F' taze� �nd asses�ta whleh may �tta+n P�oriN ovr thls Slcuriqr InstnunMt as a R�n on the Propwty, (d) �Qtl �u�� paym�nts or yround re�l� on th� R'opotty. H any: (�) Y�++N haiud o► P�oP�Y insuranw p�wniums: (d3 Y�►N mort e insuranca prwnlu-Te,if any: �u►d (0�Y sumt paYabie by 9orrower to Lender in accordince �,_ premiums, if any: (e) Y�Y �9 t o1 mort e insunnce pr�niume. TAesa ita�ns �re caL'od 'Esaow with th• ptovisk�ns of p�n9nph B. In Ww ot tM paytnm 4�9 • Il�ns.' Lendar may, at sny time. coY�ct and hcld Funda in an amo++�t not to �xcaad tfu max4num amount a knder Iw a ��' fedwWy reHted mo+tyago Iwn n's+y ncluk�for Bortowais escrow account under tha federal Roal Esute SetUentient Procedures �; Act o1 1974 as ammded hwn tLne to tkn�, 12 U.9.C. �260� et seq. ('RESPA'). unbss another law that applies to the Funds j;;_ sets a lessar amount. II so, Lender may, at any 1lmt. copact and hoid Funds in sn amo++nt not to axce�d tho bssor amount. �: I.endw- may estimat� tM�+nount ot Funds due on the Wsis ot curtant data +^d�wsonabl@ �s�tes of expendicures ot tutura �_. Escrow Rertu or olhetwise in�ccordance with appYcabte 4�w• __ The Funds shaVl bo haid(n an instituUon whose deposita aro inwrad by a ta�lwal�9encY,InsUwMntal'ry. °+°�titY(��'^9 �- LendK, N Undar ia such an institutJo.�)or in any Fedenl Hame Loan B�nk. Lmder shall apply th0 Funda to pay the Esuow !. itarns. Lendx rttiy not charqe Barowx tor holdny and�pptyrca9 the Funds. arnwWY analyzin9 1he escrow accaunt, w verityinp — the Esaow ftans, unlas Lend�r pays Bon'oww interoct a� tho Funds and appUubla kw permits Lender to maicQ wch a �_ chuge. Howwer. Lender may �quk� Bortawer to pay� one-time charge for an inda�pand�nl rsal �state tauc repoefinq service � used by Lendar in connac'�l�n with thts ban. unless �pplicable law provides othawls�. Unl�ss an agreem�nt is madv or applicabta law requkes interest to b� pald. Lender shall nat be requkad to pay 8ortowe�any fnterost or eamin9s e^the Fu�s. - Bortower a�id lende► may a9ree in writlnp. howwer. th�t intKest shall be paid on the Funds. Lend�r sha8 ylve to Borrowar. wkhout clwge, an annw� �ccounth9 of the Funds, showiny asd'Rs and debits io the fu+tidt and tha purpose t�sw��aacl+ _ debit to the Funds was made. The Funds on PMd�sci as additiona!s�curity tor W sums sacured by the Secwity If lhe Funds heid by lender exc�ed tha amou�ts pwmitted to be hdd by appicab�e [aw,Lend�r shaH account to Bortower tor the excess Funds in accordance w�th the nqukemadc of•ppstca�te�w• n tne amoune o�tne Fuods naw by�ender•t ar,y tlme is not wiGclent to pay th�Escrow Itwru Nhe� du�, U^der rtvy B�t'N�°R��e up he ddukncY in�o m�e oth+^ shaU pay to Lander the�mou�t necessary to m�e up the debdw�cy. tweAr�monthy paym�nts, at L�nd�t's sole dlscrdbn. rdund to Botrowar any Funda Upon paynwit in tuB ot all sums s�curad by lhls Security kutrument. Lender shaY promPtly hetd by Lender. 11, u�der pnraQnPh 21. Lender shaU acquin w seil the RroperN. LandK. Prlor to the acquts'itio�o►safo 01 the = Property,shall ap(Sy any Funds held by Lender at tha time ot acqulsftion or sab as a cr�dit agak�sl the sums sacurtd by this - Sacurity Instrvment. ts racxivsd by Lander und�► • 9. Applicdioa of Paymonts. Unti.ss �pp�ca�w �� e under he t3oteNsec�ond w omounts Payabk und� paragnphs 1 a�d 2 sh�Y be aPPli�ci: lirst.W anY P�eWYm� - para{�aph 2; thid,to intemt due:fourth,to prindpal dw: and last,to any tnte charges duo under the Note. � 4. Chary��; Li�n�. 6orrower shaW pay all wces, asssssm�nts. clw9es. fnea �u+d impositio+�s attaibutat+tie ta the vmoertv which mav �tt++c� GYi�xiY ovar tAis Secwiry InswmaiL and leasehdd paymwus a►qround rents. H any. Bmrro�xa sMY .� �y L!;pL C..f'�' 1�0115 III ��f fIW1f1Bf Pf0lildl� �(1 �5�11 2. OT li flOi R�Q il itNi iire�6i� uwTv::: Lti:: ��N;a/w n�tYnw =. ' C�IfOC�Iy/ 10 Zh!PMSWI OWld []a�11116f1t. BOROWef S�liu�01I�yY��s�l SO I.6fIfIEf �I) f10TIC�f Of�RW1Yltt t0 Ll0�Ut14'Ct tI1�C �i(aQ�i�h. � BOROW�f 1111WlS 1hYSY p8}Ifl'16f1ZS �IfOC�jl• BOROWBf 5�1i� �Cft1�� t11tT1�Sf1 {O �.if1f�U (CC�LS BY�Yf1C� t�t� � {7iy1118fltS. Borrower aha�ll prar�Ftt�r diischarge any lien wtdch has priairy over this Security InsUument unkss Bortowa: (a� agrees in writing to thc paymant cf ttre obligation secured by tM 4en in a manner acc�ptabfe to lender; (b) contests in good taith the � Gen py. or deknds against ertiforoemsnt of the Yen in,k�gnl procaadwtigs which in the Lenda's opinbn op�rata to prevent th� entorcema�t dt the lien: or(e) securos i�m the holder of the Gen art�eertwnt satisfactaY to Lendr subord'natin9 the Ilen to -� t��y�st�umrnt,q{,�+d�r detamirees that�ny part of the Pro�tY is subJecl to!t Iien which ma;�attain priority over this Security InsUUment. Lender s�ay give Borrower a noUce IdaiWyii►�the I'�en. Bortowa shaY satisty tAs'fi�a a tak�aw u mor�of — t!w acttons sat forth abcrc��10 doys of the giviny of noUce. 5. Hsiza�d o!P�o�rty ttliu�ticY. Bortower stwH keap the Gsiprovements�ow exJstiny or heteatter aeectxd on the Property instued aqslnst bss by Tv�. haurds Y�cluded withln the tertn 'extended cove�g�' and�r�y ott►er haza.-ds. induding r,eods or tbodiny. for which lender raquires inwrir►co. Thls lnsuronce shatl be mak�isined�^the am�unts and tor the pe�iods - that Lender rpukes. The insurance carrier providing the insuranc�slsalE 6e chosen by Batower s::trject to Lend�r's approva[ — whkt► shaY not be unroasenablY withhe{d. If Bortower tails ta m�ic.t�[c� coverage descrtbed �boy�, ionder t►�y. at Laader's — optlon. obtajn cova�aye to proted Lender's rtyhts In thQ PrcpeRy in�ccrdance with puayraph 7. e �e. l¢ndw A!1 inwrance poYdss and renawals shafl be acaFta�L�:e to Lea� and shall induda � sWtiud mort9a9 shall have�riyht to hold the Po�aes ana ren.wats. a�ena.r nar�es. eo�rowe�st�au ao+nativ�ve co �ende��s�cs ct — pald prarN�,�ens and renewal notices. Irt tiv�event of tou. Bortow�s�mi giva praapl noUc�to the insurance cartia'suid lcn�xr. "- Lender m�y make proof of bss if not rt��romptN by Borrower. - Un{tss Lendx and Borrower otherv.ise agrae in writing. insurance proceeds shafl be appGed to r�siorafion or repair of the - propeRy darnaged, H the restoraUon or repak is econanic.atly tsasible and lender s securily I� not(essened. If the roatora�� = repair is nat economlc�lfy tea�ible w Lender's security would be lesse�ed.the lnwronce proceeds shatl be�AP�� secwad Dy thls Sacuciry 1nsUumeo� whether c+ not the� due, with ony excess pald to Borrower. Et Borrower ti�ndons the • Property,or does not answer wQhin 30 days a notico irom Lendar that thQ insurance carrkr has o9er�6 to s�tfe� c1aGn.then Lender rt�y coUe�.K the insur�nce procaeds. Lender may use the proceeds to repalr or rastora tht Ptoputy or to pxy sums = sacured by thls Secudly Instrumen�whether or nat th�n due. ThQ 30-day period wi8 begk�wh�n the notca Is g.'van. — Un!!ss LenAar �nd Borrowar olhwwisa agroe �i :�tin9, anY aPPGcaUort ot ptoce?ds to principal shrJ! not extend w n postpone the due date of the monthy payments refernc5 to In ParaynPhs 1 �nd 2 or cAange the¢mount oi ti�e payrnents. if � under paraqraph 21 the Property is acqulred by Lenda` 6cerowar's rlght to�r►y insurance policies �nd proueds resuking trorn "� darna4e fn tlie ProPuN P�to the ac�ition stwl Pass to Lender w the eatent af the sums by thia Secu►itY InsUument .;�� nme�tely pr.cr to the ac4ulsition. = 6. Occupancy, Pros�rv�tioro, 1�Aainten�nca u�d Pratoctlon of tha Praper'ty; Borrow�r'a L.oan 3� A�tAlic�tlon; Ls�fYho�ds. Borrowe+ sHaA occuFy. es�bYsh. and use the Property as Borto•Wers pr.r•cip�l residence within slxty days after the ezacution ot this Secu�iry InsUwnent and shaY continue to occupy the Pro�erty as Borr��x's principal f- residena for at laast on«��ear aftcY the date ot occupancy. unless Ler►der otherwise ayrees in writing. which ccn�ent shaG not ' be unreasanabty withheid,or unless exL�nuating clrcumst�nces exist which are beyond Barowe►'s cc++tro!• Borrcwer shail not desVoy.dun�ge or Impair the Property. albw the Property to deteriorate, or commit waste on the Property. Bortowe�shaA be itt detauR if any torteituro action or proceeding. whether civil or crirt�al• �s be9un thai in Lander's good taith judgme�t could result in forteiture o1 the Property or othetwlsa materia9y irtyuir the lien rxested by thls Security InsUumenl or Lender's�/interest. } F1376.LMa(7N�) aaqe 2 ce s Tw� � � � ��