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in fauor of the Board aE Administrators hereirfafter set frlrth in Sectirih- t~ , <br />I of Article Xr public liability insurance in such Iimits'as the Board: _ <br />of Administrators may from time to time deterrf#ine, covering the <br />Association, each membec of the Berard, -the M~r}agi:ng AgenC, agents and <br />empioyees of the Association and each suite or^. ga-age owner; and such ~' <br />additional coverage as the Board of Administrators may; Exam time to time+~#? <br />u'etermine is appropriate. Such public liatility coverage shall also <br />cover cross Iiabiiity claims of one insured against the other. <br />Certificates of all policies of physical 8amage incur-~.~: <br />ants and of all renewal, thereof, together with proof of payment of <br />premiums, shah be delivered to all mortgagees of suites or garages at <br />least ten {341 days prior to expiration of the then current policies. <br />The cast of such policieP shall be a common expense. <br />The Hoard of Administrators shall determine, at least annuaily, <br />the replacement value c?f the condominium buildings and, in so doing, may <br />employ szrch oxpert , a~ thr* i;oard may Eeel necessary, <br />Section 2. Provisions. <br />All polic~ie,~<,, of physical damage insurance shall Contain waivers <br />of sutars>gatiran and waivers c:lF any defense based an co-insurance err of <br />invalidity arising fr;rm i,tny sets of the insured and .shall provide that <br />such po.B.icies may rl±:+t bc= cancelled or substantially modified without at <br />least ten {ill; c9ay.s" grrie,>r wr,itken notice to all. of the insureds, <br />inclzrding rr<art'gagees. <br />Section 3. Insurance by Suite and Gararte Owners. <br />Suite and garage owners shall rot he prohibited from carrying <br />other insurance foc their own t?enefit provided that all such policies <br />shall, contain waivers of sutarogation, provided, further, that no suite <br />and garage owner shall have the righ± to insure any of the common <br />alements individually. <br />Insurance coverage c~rn ftirnish'~ingar~ raru'l r)ther items of personal <br />err other pr'erperty kielnn4infl tr,. errs rswner an<:'i 67utaiiC: liability cos;rerage <br />w~.itRi.n L..~ ~ suit.. :sr gs ~..: .h a,l i.. h,~ thr~ c'!ir :zriel dieerGt respona;3ibiiity <br />Cif tl;e st;.it~ or gaga=,~ osrn= r tt~er~eot , ;;,:°;d R". iiav a:aaard ref Administrators <br />and the Asp_?ciatic±n =ha;l have ;,s:s re<,;ponsit:oi,l.xtr therraEFar. <br />ARTICLE, VII. PfAINTENANCF AND ALTERATIONS, <br />Section 1. Maintananc+.> <br />The suite owner shall have the obligation to maintain and keep <br />in goad repair the interi„r surFaees of walls, ceilings, and Floors <br />jinclpsding carpeting, tile, wallpaper, paint or other covering) as well <br />a3 a:ll fixtures, utilities, wirin,7, plumbing and appliances, located <br />within such owner's suite. An ownor shal..1 not: be responsible for repair <br />to c~.z,meix~n eleacents ray c-asuai.ty, unirRss such casuaitp is due to the act <br />or nag„ligergce of the owner, his nuests, invitFres or tenants. All commas <br />elemaant maint.enanc+=, incluclinq Lawin maintenance and snow removal, r.~pairJ <br />artd !'t'P}?Iacements tc? the ~-rener:~l cnm;r:t?n "~tr~ment.s, shah ;e made Cry tha <br />Ass,ac,iatian and be charae=3 to all the suite c)r garage owners as a ccmman <br />expense, unless s;urh maintc~nanc~*, repair or replacement is necessitated <br />by the negliegence, mir,u€~e err neglect c?F r~ suites or garage owner, in which <br />-f3v ..cr ~-p:~°-.-E' '3-`Ia i. x. :~ s. -r ... ~x 3 iii c.n stj 7t€_= yr +jaCa~JN Owner. <br />.~ o~ 2, Alttr~tionh by ;uitF= or Garage +7wrrc=r. <br />firs r,uite or garage c>wn*~r :shall mz,k+~ any strur.tursl addition, <br />alteratia~n or impcovcmr~nt in «e *_a his scrite oz gara~:l«~, or the> limited <br />Corn eiementc~s rx~rt.!?nzntr t.hc~re,to, incluc3in~ 3nv cxt~rie~r rlainrine~ <br />>x#:.eeicrr alteratic>n czr ,a.i<iitinn {inclutting awnings- ~rills,retc^.) with- <br />ciut tia±~ s~riar wriit.f~n c==n~}-=n? th€~ctt.c: cif tb~ F~oa*tl~oE Administrators. <br />~riitfu Br,arr3 of Aelrrinzr=tratrsr:= .~thall }~~avs~ ~hr~ c;t-t.igation to answer any <br />written rc' rua~Nk. try ,,-~s ~;~_ri t~'• ,ir ~~.-~r;~3+r~ owner C<rr a{',{,rovr~l a~f a i,rniloed <br />trtzESC~ti.zari:i, addition, raifr~r.~tieza, c,r i°r€;x !?<rk-rn~nt in ~ur~tz ~~:wner'-. suite., or <br />