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<br /> ccx�de�mutiiwi ur othcr wl,i��y of�y psut uf lhe H�w�e►ty,.�f�x com�y:ux•�ir�I�tu of cauicmnatian.are hercby�tisir�xd and
<br /> shatl bc paid co Lender.
<br /> In tlu e��ent uf� tatYl t�l;ing of the Property, the pnxeeds shall bc applicd to thc cums securrd Ay thie Sccuri�y
<br /> U�strument,whethcr cx not then duc,w�ith ��y cxcc�s p�id t�Borrnu•cr. In thc eti•ent of a(�rtial taking of the Property in
<br /> whicti thc Fai:mar�;ct valur oS tlsr Prvoen�� immediattly txfare the ta6:'sn�is equal to cx grtate�thwi ttk:unount of the sums
<br /> sccurc,f by th:e Sec:urit�•litctrunient imnxdiately 6efore the takiac,unkc�Bcwmw'cr and Lencice ahcrwise agrce in w•riting,
<br /> ihe sums secumd by thiv Se�:urity liuqument shaU t�reduccd by thc srnount oi tts�,procecdc muttiplird by thc fallowing
<br /> f'r,►ctia�: (a)the tawl artwunt of the sums secured immedi�tety before the tul.ing,di�ided by(b1 the fair markei value of th�e
<br /> i�op:.rty im.-�:diai:l} t�.fa:th-. t�l�inE. Any balar.ce shall be paid to Btxmw•er. In the event oi� panial �aking of the
<br /> Property in which tt►e f�ir n�rket value of thc Property iajmedi�tely befoa: the t�l:ing is less than thc amow�t a9'the sums
<br /> securtJ immediately befae thc tal:ing, unless Borrau•e� and Lender othenvise agree in writing or unless a�plicabk !aw
<br /> otherwise provides.ehe pcoceeds�hall be a�plied to the sums uxumd by this Security butrument whether or ncu the sums am
<br /> then due.
<br /> If the Property is abar►do+ied by 8orrow�ci,w if,�fiter notice by Lender to Aorrower that the condemnor offe�to make
<br /> an award or settle a claim for damages,Borrow•er fr:ls to responcl to Lender within 30 days after the Eate the notice is given,
<br /> Lender is autha-ized ta collect and apply the proceeds,at its opuon,either to restoratio»or rcpair of th�Propeny or ta the
<br /> sums secured by this Security Instrument,whether or not then duc.
<br /> Uniess Lender wid Bwrower otherwise agne in wriitng,�ny upplication of prceceds vs principal shall not extencl or
<br /> postpooe the due date of the monthiy puyments refetred ta in pxragraphs 1 anci 2�x change cl�;�mount of such payments.
<br /> 1!. Bc�rrower No! Relestaed; Forbe�nce By I.ender Not a �iii�c�: Exrension of the timc far payment �
<br /> �odii`uartion of�moKization of tha sums secured by tf�.is Securit}r instrument granted by Ler..�'�er to:u�y successoe in intereu
<br /> of(iexrn*w•er shall not operate to release the Uability of the origicu�l Barower or Borrower:wcce�sars in iaterest.Lenrler
<br /> shall�x,x be required to commence proceedings against atty sua:e,sor in interest or refuse to extend time fot payment or
<br /> otAerw•ise modify amortvatian of the sums secutnd by this Secnr6�v 2nswment by reason of any demand made by the origin�l
<br /> Borrower or Barower's successors in inkrest. Any forbearance by Leizder in aercising any right or reux�+3�-shall not be a
<br /> waicer of or preclude the exercise of y�y rigt�t or remedy.
<br /> L2. Successor9 aad A�a9 Bound;Joint and Severa!i.AS6ility;Castgners. The covenants and agrecments of this
<br /> Security LuwrtKnt shall bind a►u�benefit the success�rs and.�.si�ns of l.ender und Borrower.subject to the provisions of
<br /> paragraph 17. Borrower's covenanu and+greements shall be,�*;.�and sevezal. Any Borrower who co-signs this Security
<br /> Instrument but does nc�t execute the Note: (a)is eo-signing this Security Instr,:a�ent only to mortgage,pr.�a and convey th�t
<br /> Borrower�s inurest ut die Property ur�der the terms of this Securiry Instrumers; 4D)is nos personally obli�ao.�cf to pay the swns
<br /> secured by this Security Instrument:and(c)agrees that Lender and any other L�arcower may agree[o exteai,modify.forbey
<br /> or male any accommodations vci�it ceoard to the tertns of this Security Insuument or t�e Nou without that Barowerk ,
<br /> oonsent.
<br /> 13. I.oaa Charges. If the ie�,�v�secw�ed by this Secwitr Instrument is subject to a Ca•�+ which sets maximum taan
<br /> charges,ar.d that taw is finally intetpreted so that the interest w other loan char�es colkcted cx to be collected in cautiectim
<br /> with ihe lo�n exoeed the permitted limits,then: (sl any such loan chuge shall be redi:ced by the amoucu nec�ssary to redua
<br /> the charge to the pemutted limir,and(b)any sums already colkctcd from Boirower which exceeded pe.-�vit�i limiu will be
<br /> refiutidod to Barower. Lender may choose to make this refund by t+educing tlte principal owed�uukr ttae:�ace or by makiag a
<br /> dinct paj ment to Borrower. If a refuad teduces principal.the reducdon will be treated as a p:�ctial pre�yment�vitlwut�y
<br /> pre�aymeat chuge uader the Note.
<br /> 14. Notices. l4uy notice to Bw�rower provided for in this Security Ins�.ment shall be given by 3r3ivering it or by
<br /> . . mailing it by�first c1�ss r.�wil uoles,�applicahk law requires use of uwther method.The notice shall Oe dira'�W the Mroperty
<br /> Address or any other address&m+ower designates by notice to Lender. My notice W Lender st�ll b�g;��n by fitst class
<br /> manl w Lutider�s address stated iuseia or any other�ddress Lender designues by aotice to Bomower. My notice pcovided for
<br /> in this Securiry Inctrume:►L shall be dumed to have been pven to Borrower or Lxader wtten givea �c provided in ttti9
<br /> �5�veraiog I.aw; Severability. Tl�is Seciuity Insirument shall be governed by federal law� the law of tbe
<br /> jurisdiction in which the Rbperty is located. In tIse event that any provisia�ot clause of this Security Irssuvment or the Note
<br /> ; coaflicts with appticatsle law,such conflict shalI aun affect other provisions of this Security lnsuument or the Note which caa
<br /> be gisea effect witt�out the conflictiog provicioa. 'Co this euci st�e provisions of this Security Insuuaoent and the Nate an
<br /> � declst�etl W be severaWe.
<br /> 16. Borro�ver's Copy Bomower shall be gi��n one con.°orr.�ed copy of the Note�nd of this Security Insuument.
<br /> 17. 'I�antter uB t�1Le Property or a Beneficcss�Iutcrest io Borrower. Ff all or any part of ttie Property or�ny interest in
<br /> . it is soW or vansfemd�.tor if a beaefici�l intuest in Borrower is sald or tra�zs£emed and Borruwu is not a �uaual persoa)
<br /> ' without I.a�dcr�s prior writien cunsent.Lendu may,at its opdon,rc9uire immediau payTner►t in full of�1!sumc secured by
<br /> this Security IruuumenG However.this optioa shall not be exercised by Lenda if�xec�cise is pmitibirod by federal law as of
<br /> the date of this Securiry Zt�sUUZr�ent
<br /> If Lender exercises this option.Lender shall give Borrower notice of acceleration. The notice shall provide a period of
<br /> not less than 30 days ftom the datt the notice is delivered ur maited withia which Borrowu mast pay all su�s secund by this
<br /> Secwiry Insnwna�t If Borrower fails to pay chese sums pcioe to the expiration of this period,Lend�c may invoke any
<br /> iatmdi�et permiued by this Security Instrumuu witlwnt further norice or demand on Botrower.
<br /> • L&. Borrower's lt�6t to Reiesiste. If Borrower mcets certain conditioas, Bo�rower shall t�ve the rigtu to have
<br /> ' enf�eut of this Se.curity Ituuummt discauinued at any time prior to the earlier of: (a)5 days(or wc[1 aher period as
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