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<br /> � Y�t1(lfiT'Fi'e�R WIT71 all 3Ao iinprovcsnents now or bcreatkr en�ct�cd oa Iho prop�lY.aAd aU cascmeats,a�suttenar�s..�nd .
<br />` .� fuctures now or txrcall�a p�ct of tho pn.�pc.ny. Alt r�i�ce�nt�tc auc!acicliti�uis�11�iCt►ba covc�ra�i by thi�Sc.curiy Instrumrs�L °
<br /> ! All of the ia�e�ain�is rofrr�+a�1a in tAic 5ocurity Iastr�unast as the"PrnpertY•" -
<br /> � B�RRO\YER CUV&I�MI'I'S tls�:Qarower is Iawflilly seise�d of the ess8te Aereby conveyod aud has the ri�ht ta grasi:and
<br /> � con�cy ttu+Raperty and that thc Fropery i► unr�scumb�ocf.exctpt tor encumbrances aF rocord. Bocrowu wurants antl �vill -
<br /> .; defa►d gcu�rAliy thc titic to tAc ProgrnY agaiast all cl�ims�ad dcasu�da.subjoct W ar�y ascumbauuxs oF t�xord. _
<br /> ! 'IHIS SECLJRI'CY WS7RUMEN1 oomDirw unifarm coven�ats for �u�l usc usd aon•unifmn cov��ants with liu�it3d _
<br />; °t vuiati�ns by jurisdiction to constiwte�uniFaa�sacuriiy ins�urt�-u cav.riag rcal prnpctty.
<br /> � UNIFURM COVENANTS.Bortuwa aud l.ctulct covenant and�gtoe as fdbws: -
<br /> t.P�jmeai oP PNnciaai saai Iakrest;Prepaymen!a�d L�e CSse�a�. Bo,�awa: s�ll p:omf�Y P�y wGe� d�se ttu =
<br /> Principai of aad iotetcst on the debt er�da�cod by tl�e Notc aud�wwY Pr�Yment a�ul latc charges duu undca'the I�Iote• =
<br /> 2.Fuads for Twces and I�wranca Subjcct to applisable law or m u wriu,ea waivu by Lcndcr. Borrower sh�11 pay to -
<br /> Lextider on thc daY��Y PaYments arc duc under the Nau,until t!�Nore ic pzid in full.a sum("Funds")for:(a)yearly ta�ces -
<br />� aad assessmenis which may atttin priority over this Socurity Iasinuncat as a liet�oa!he Propucy:(b)Yeatly k:�sdwld paymcnts =_
<br /> or goound reat�aa the Proixrty.if anyc(c)Ycarly hazard or property iasurance pteiniums:(d)Yc�rly flood ias�uance preraiuma.if _.
<br /> aAy�C�)Y�jY�BaSa��P�•if any;aad(�anY�Pa9able by Barowcr to L�cackr.ir�accotdancc witb ttse •
<br /> prov�siotts of patstgr�ph 8. in lieu of ttse paymeAt of mortyxg�insvc�tsco pcemivaas.'ilscse items are callod '69crow Itcros.' -
<br /> Lender a�y.at aay tusu.collect�-�Mtd Fuads in an acamuzu not w caccood the muimum amount a ie�3er for a fakr�:ly related
<br /> cao�tgstgo loan may reqaire for Barower's escmw aocount mctet tbe foderal Rwl F.stue Seule�u,nt Pn�c:adures Act o€1974 aS -
<br /> �from timc to time,l2 U.S.C.Section 2601 et seq. ("RBSPA"),unless another law that applies to the Funds sets a� _
<br /> � �uwunt If so. l..enaer may,at aay asne.couecc aaa e�oia�lwas ia aa amo�nt�wt m ea�cad tt►o kssu amounc. Lreada may _
<br /> = estiniate the aa�ount of Fuuds due on tbe basis of cuttr.at data aad c�casot�abk esiimatss of cxpeadiu�res of fWwe F�scmw Items c,� -
<br />�}. otberwise ia�ococdance with s�plici+ble law.
<br /> 'tl�e Fiuids sball ba de3d ia an iastiwtion w6osc deposits ue insured by a fodcral�eucy.iast�umwtaliry�or tatiiy(iacIudia� -
<br /> I,u�det,if Lasder is suca aG insawtbo)or in any FodaW}Wrne L�os+a B�oic.I.eada sball appiy the Faad.c ca pay the Fscraw _
<br /> -_� Items.I�er►dcr may not ci�arge Borrawer for lwlding and ppplyiqg tt�e Fwsds,anaually analyzing tbe a9a+aw�c�rat�or verifyia8 _
<br /> the fiscmw Items.ualess L�ada payc Boerower iataest oo tbe�nds aad applkatk l�w permits I,eaikr to asztro sucb a c3�arge.
<br /> However,I�encier may req►ii�e Ho+rower to pay 3 aae-ti�aae charYe for an ia3�dent rea�a�te tu reportisig servia ased by -
<br />�� Leader iu co�onoction with this toan.u:iless applicab3e taw provides otheJwise.Unkss an agteemeai is trnde:a applicable lsw
<br /> raduires iateresc w ee paia.Latida sh�ll na be requiroa m pay son+owa aay iatrre.0 or euniags oa the Fuoas.B«ma+a�aa
<br />�� Leader ao�y agnee ia writin�t,howeva.that inter�st sball be�id oa the Fuads.l.eoder ahall pve to Bormwu.witLo�ut chu'ge.sc►.
<br /> anooal ao�g of tbe Funds,showing crodiu and debits to ttie F�ds saci tLe piupose fa wtiich�ach debit W the Funds aas
<br />,`� m�de.'IUe Funda a�+e pledgoa as addirional9ocuricy far ait s�ms sec�.-ed by this Securicy tastrumaiL
<br />� If the Fuads held by Lrs�der eaceed the arnonais pr�mitted to be dr,ld by a�plicable law,Leada shall xco�rs:t to Barowes fa -
<br />�� the e�oes�FuMs in aocacclaooe with t1�e nquii+eraeab a6appli�bie law.lf tt�e amo�u�i of tt�Fuads held by lre�ckr at 9ay dme is
<br />� aoc a�tTiciest m pay the�'+�cxow It�ns wfia�due,l.ena'i�anay so no�fy Boitowa ia wridag,aad.in s�r3 cx�e Rarowet sl�a11 psy►
<br /> - io leada lf�e uooiu�i noe�ty io maf�: up ibe de5ctia�+cy. Sar�wa s1w11 make up t1�,:ds6�mcy ia no moe�e t�o t�d�re
<br /> --= mootbIy�meats.at l.eader's sole dis��na.
<br /> e..�s e u a�....►:..e� • • i .t.. l.wll ww..w�w�1a.wrf.�1 f�rs 1l��Nfv A��la -
<br /> � uP�f�7�iw twa W au swai Sw.u.us vj�.aw...:23'a;.w.ir.w�w.+wwnw+%�r�r""'r"7 � �
<br /> �by j/EO�.�.13i1dEf Q�f!$t�1 Zl,�.�C!S�9CQ11t[C Oi SCn tbC�ly.Lt�Ct.�l�tQ{�aCQ1114til00 Of S�C Of 1�iG
<br /> i' Pe+o�ertY,sl�all spply aay Funds LeW by I.eader at the time of�cquisi6m or s�le as a credii agaicui tt�e sums securod by this
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<br /> � �Appiestio�of Pa�sata. Unkss�pplicable law provides othawise,all paymeats searived by L,e�sder wsdei pan�g�aph�c
<br /> — 1 aod 2 ahall be�ppbed: first.to anY P�Y��8ex due wider�e Note;seoond,w amo�mts pny�ble under p�r�rap6 Z:
<br /> �_ c�rd.ou intaest due:faW�.to priacip�l due:�sd 1ast.co say l�te c�rge.�due uader tbe Note.
<br /> -- � 1�.cVe�es;Lia�.ti�aro�vw sdau psy au taus.asse�.cWrges. rmes aad imposieons amn�utabie t�tbe�y
<br /> _ Mhicb mty attaia prior�y overlhis'Security Inwummt.md lesxbo�d payments a g�uund rea�,if�ay.Boa�ower shall pay d�ae
<br /> obi�tioas ia r.6o maQncr povided ia paragr�pb 2.or if not paid in that a�aacier.Barrewa s�i3 pay t�sem oo�e di�ecdg ea tbe
<br /> pasoa o�ved gayaau.Baaower stnll promptly fiunis6 to l,enda all aotices of amonats ta be paid nad�r this pswp�h.ff ,
<br />— B«���cn�nr��►,��«���y c�w r..�aor��a tne�y�u. '
<br /> Baao�ver s�ll P��Y�8e aay lisa which das priority ava tbis Sx�nity IostnuamY unles4 Barnwa:(�)n,�+xs in
<br /> — �8��P�Y������by t�e liea ia a m�anaa axeptaUle to Leada;(b)cauests in good fait�dse lia�
<br /> � by.or defmds against eafae�oanast of the liea iu, kgal Pcooe�din�s ahicb in the I.eada's opinioo ape:ate to poeveat tbe
<br /> — a�foremomt of the lim�a(c)securec from tLe bolder of the liea an a,Qroemant s�ctoeY tu Le�du Q �^�*�^�tbe liea w
<br /> t�Saauay Insaumeat.If Lerdar ddamiees that aoy port of tt�e Propaty is s�b�ect tu a lira wliich may attai�a prioeity over tf�
<br /> — SoaaitY Insuameat,I.asder may giva Bamowa a notice idearitying tl�ee liea. Banna+e��6a11 s�tisfy tbe Iiea ar t�ice oae ae more
<br /> �-= of th�actioa�set foctL above within 10 days of die�ivia�of ootia.
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