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<br /> Tt7t;urt'H�R WITH u{i tl�iu►pr.�venki�ts ix�w or harr�ftcr croctocf un thc pnyxct�•.:uxi ull easenxnts,up�unci�xe+,w►d :"
<br /> fixwres taw• cx he�tfter a p;ut u1' thr pn�etty. Ail rzpl�ementa �xl �kli�i��u .tull al.a b. raticr.:l bp this Security 4
<br /> ln►trumem. AU c�f tt►e furcguing ic refere��l ti�in thi�Serurity 1►utnin�nt•rs tfx:"Pr��n}�."
<br /> BURRIlWf_R CUVE�iAhTS ttut Bc�rmw-cr i�law f'ully seiKVf uf Qie e�la�e he��by cum•cyc+1;ux1 ha.. tl�r:ght tu grwu ar�ci
<br /> cun�'ey� ihe Pruperty :uu1(n.►t the Praperty i+ utxixumt+en�1,ercept f��r e�cumt+r�xes��t'r�tiv�rd. &�rn�wcr warr:uus :u�1 will �
<br /> tkt�:J s:enerally the title to tf�e Pmpeny:�ai�ut�11 clainu;��1�ienunJ�,wbject tu;u�y en.umbr;uuc�af r�tioni. °-
<br /> TH1S SECURITY INSTRUti9EiN'C camb9nes unifom�cuv��wiu fw• nuliwia{ u�wM! iwai-wutann�an�c��+►us w�th limitai �
<br /> va:i�tians by jurisdiction ta�anuitutc�unit'urn�security instruat�nt rnvcrin�real pro�rty. _
<br /> U;VIi'ORDt COVG\AhTS. B:•nou;r ar.:!f.c:�.i:v cu�c�wu ar:!�gr���s fallaws:
<br /> 1. Payauni of i'�iaci�w! suui Iatcresi; Prepay�uul xud I.xtc Char�es. Borruwer �hall promptly pay ahen Jue the
<br /> principa)of and interest on ttu debt evide�xed by tFu:Note and any prepayment and late charges due under thc Nutc. —
<br /> 2. F�ndc for Tsucts Wnd Iasus�uce. Subject to applicable law ur to a w•ritten w•aiver by l.ender, Borrau�er�hall pay ta
<br /> I.ender on th�:day nwnthl}•payments are due undcr the Note,until thc Note is paid in full,a sum('Furxis")far (al yearly tazes
<br /> and�ssessments which m�y attain priority ovec thic Security instrument as•r lien on the Pn�peny:(b)yearly Ieasehold pa)'menu
<br /> or ground rents on thc Praperty,if any:lcl)'ear1Y hazard ar praperty insurance premiums; (d)yearly flc�oci insuratue prcmiums.
<br /> if any; (el yeatl�• nwrtgage insurunce premiunu, if;ury;and(tl an}� sums payable by Borrawcr ta Lender, in�ecordance with
<br /> the provisions of puagraph 8,in 1'seu of the p�ymetu ot'mortgage insurance premiums.These items ar..called "Escrow Itemc.'
<br /> Le�xier m�y. �t any time,collect and hotd Funds in an anwunt not to exceed the mveimum �nuwnt a lender for a federally
<br /> related mottgage loan may require for Borrow•er's eserow• aeea�nt under the federal Real Fstute Settlement Procectures Act of
<br /> 1974 as amended from time to time, 12 U.S.C. Section 2601 rt seq. ("RESPA"), unless alwther law th:it applies ta the Funds
<br /> sets a Iesser amount. If so, Lendes m�y. �t any tinu, co!lect and hold Funds in an arrwunt not to exceed the lesser amount.
<br /> Lender m�y estin�ate thc arrtiount of Funds due on the b�sis of current data and :easonable estimates of expenditums of future
<br /> Escrow Items or otherwise in accoMance with applicable law.
<br /> The Funds shall be held in �n institution whose deposit� ;� insu�ed by a federal agency. instrumentality. ��: entity
<br /> (including Leixler,if l.ender is such an institution)or in any Federai Home L.oan Bank.I.ender s1�a11 apply the Fur►ds t�+pa�the
<br /> Escrow Icerru.Lender�nay rwt charge Bonower for Iwlding and applying the Fruds,annually analyzing the escmw accoa:r,t,or
<br /> verifying the Escrow Ite�u, unless Le�xler pays Borrower inter�;st on the Funds and applicable law permits Lender to mak�.cuch
<br /> a chuge.However,Lender may require Borrower to pay a one-time ch3rge for an independent real estaie tax reporting service
<br /> usod by Lender in cau�ection with this loan, unless a�plicable law provides otherwise. Unless an agreement is n�dr or
<br /> applirable law requires interest to be paid,Ler�der shall not be required to pay Borrower any incerest or eamings ou thc Funds.
<br /> Borrower and Le�xler may agree in writing, however, that interest shall be paid on the Funds. Lender stull give to Bu:rvwer.
<br /> without charge, an ar►nual aaounting of the Funds,showing crediu and dsbits to the Funds and the pur,�ose for which each
<br /> debit to the Funds w•as m3de.Th-Funds are pled��as additional securiry for a:swns secured by this Se..urity Insuumeat.
<br /> If tht Funds heW by Lender excxed the amounts pemutted to b�:hcld by applicable law.Lender shall aocaunt to li�ascower
<br /> for the exe�ss Fu�xls in xcordance witla ihe req�ir�a�ents of applicable law. If the amount of the Funds held by I.e�xfet ai any
<br /> time is nat sufficient to pry the Fscrow Ite�ns when d�e.I.endcr may so natify Borrower in wriang.and. ia such case SorroW�a
<br /> st�all pay to Lender tI�e amount neressuy to m�1:e�p the deficieacy. Borruv�r shzll makc up the deficieA:y in no more tt�n
<br /> ..�Y��„ . r�v+ntl�lv swv�eua wr i�r'c cnle�Aicrrrfi�►n:
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<br /> Upon payrnent in fuil of all sums secwtxl by this Security Insuument, Lender shall prompily refund to Borro�:cr�y
<br /> Fw�ds held by[xndtr.If,under pangraph 21,I.ender sF�all acquire or sell thc Property.Lender,prior to the acquisition or sale
<br /> of the Property, shall apply auy Funds held by Lender at the time of acquisition ar sale as a credit agai�t the sum5 secured by
<br /> this Security Instrutr�ent.
<br /> 3.Applientioa of P�ymeots.Uciless applicable law provides otherwise,all payments received by Lender under par�griphs
<br /> 1 and 2 shail be applied:first,to�ny prepayrrtieat charges due undu the Note;secand,to 2uno��^«payable under paragraph 2;
<br /> Wird,to inz�est due; fourth,w principal due;and lau,to any tate charges due under the Nete.
<br /> 4. CharQes;Lieas.Borrower shall pay all taxes. asses�ments. charges. fines and imposiaons atvibutable to th;Property
<br /> which rroy attain priority over this Securiry Insttume�u. and lezsehoW paymenu or ground rents. if any. Borrower shall paY
<br /> these obligaiioas ia the mazu�er provided in pardgraph 2,or if not p�id in that rt�ant�er.Botrower shall pav t,�.om on rime dinctly
<br /> to the person owod payma�t.Borrower st�all promptly furnish to L.ender all notices of urtiounts to be paid under this paragraph.
<br /> If Borrowu'makes tf�ese payments direcdy.Borrower st�all prompdy fismish to Lendtr receipts evidencing the paymer►u.
<br /> �orrower shall prompily discliarge any�ien which hac priority over this Security Insiiument unless Borrower:(a)agreac in
<br /> writing to the payment of the obligation secured by the lien in a mar►ner azceptable to I.ender; (b)contesis in good ftith the lien
<br /> by. or deftrds agai►ut enforceaient of the lien in. legal proccadings whirh in the I.ender's opinion operate to pravent the
<br /> enforcemni of the lien;or (c)socwes From the hoider of the lien an agreement satisfactory to lxnder subordinating tt�wc:lien to
<br /> this Security Inswment.If Leader determines that any parc of the Proper.y is subject to i[ie»which may attain priority over
<br /> this Security Lutrument.L.e.nder may give Borrowcr a notice identifying the lien. Borrower sisall sati�fy the lien or taSce oue or
<br /> mo�re of tLe actions sei fonh above within 10 days of the giving of ratice.
<br /> Fam 30:�8 �l90
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