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<br /> 'fOG�I'H"•1t WiTit �ll tt►r in�provcmcia�uuw ar htresfttr es+ected on the��ykity.+;ki ail cascsttints. s�un��wiK-�.c.�n:1 .
<br /> tizturrs cx��� ot IxrcaRtr � �u�t ut' the �n�ptny. All rz�nla;.enk.us atul :xlditions x1w11 alx� be �bvered �y this Sccurily _
<br /> (nstcument.All of thc fucegoi��g i��rfern�l ta i�z thi.S.kucity Cnitrument as the"PropertY•"
<br /> 6UitROWER COV�NANTS�hat Born�wer is lawfully seisc�i of the escacc hcreby cun�cyccl a��d h�c the right to�rant xnd
<br /> :aaeey ttu Prtixerty� th�u tl�e Prupan�� is uncnrumbered, excepc fo�encunibran:es��F r�urd. l3orrow�cr wYrru��ts a�xl wiU _
<br /> 4.2�211i��Cli►^Y111y Ei1C iiii�:�i�iih u�,.�...+�s.�_•:h�1�li��wltli.�Ytri�i�C111ii11dS.sublcc�to an}'en::w���an:�s nf res�3td. .` 1:...:.s.1
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<br /> TN15 S�CURITY iNSTRUMt�NT c.u�it+in:s unifurn�cc►ve�s f�•�� ���'�"t-°niiorin cur•c;+ruu� :�.�•��•�.-� _.
<br /> v;�y��,��.��y juris:fiction to conuitute a u�ufum>>aurity i�wtrumcnt covering re�!propertY.
<br /> UN1FORh1 C:UV GtiAN i S.Butcuwec utxi Lcnd.r eo�•e:u.*�t and�grce uc fo�Barro�er s1�11 pn�mptlY P�Y wheu due thc
<br /> 1. Wypuat uf Prindp�l and Ic�terat: Rreps�youen� �sd Late Chu�;
<br /> pciacip:al af and interesl on the Jebt eviclert�ct by the Note aid sny Prcp:►Yn�ent a�x3late charges due Utxie�the N'xe.
<br /> Z. Fw�ds��,'���� �.�e, �hja<<��applirable Ipw or ta a written waiver by L.ender. Borrowcr shall pay to
<br /> I,xlxier uu thr d�y nwculily pavnxnis ure due under the Note.u�u►i the Note is paid in full.u sum("Fu�t'1 for: (al y�eariy t�xes
<br /> and�ssc;ssntients wdich nsay attsiu priurity over this Security I�utrument s+s a liet�on the Prop�.tty:lb)ycarly lcaseholJ p�yments
<br /> or�round rents on the Pn�perry,if�ny:(c)yearly hazard or propeny insur,utice premiums:(d)y�carly flood insurance Premiums.
<br /> if any: le)Y�r�y r�638e insurance premiunu, if any: �nd (fl any sums paYable by Borrouer to Lencter, in xcordance with
<br /> the provisioais oC Wr�gr3Dh 8. in lieu of the E►ayment af mortgage insurance premiums.'d't�ese items�re callod 'Escrow Items.•
<br /> �rxier inay. u any tin�e.collect and hold Funds in an amc�um not to exce�i Ux �i�►m amount� lender far a federzl{y
<br /> relatud nwrtguSe loan n�y require for Barrow•er's escrow accoi�nt uader the fa3etal Rea1 Fstate SetQement Procedures Act oF
<br /> 1974 as acncided from tin�e to time. i2 U.S.C. Sa:tian 260t tt scq. ('RFSPA'),unkss anoiher law thac aPPiies to the Funds
<br /> sets a lessec' amount. lf so. L.ender m�y, ui any time. collect and hold Funds ia an anwunt not co excaed the lesser amou.�t.
<br /> ��r�y euicnace the a�nount of Fus�ds due on the basis of curreu,e data and ceasooable es�imates of expenditures of future
<br /> Escrow It:mc or outierwise in acoordutice w+th applicable 1aw. ts are inwred by a federal agency. iTMCtrumentality. or entity
<br /> 1'he Funds sh�ll [�e heQd in an inctitution whase deposi
<br /> (including L.eader.if Ltnder is such an inctitution)or in any Foderal Home Laan B�nk. Lendr�'s�l�aPP t�Fo�t��
<br /> �scrow Iums.Lxnder m�y not charge Borrower for hulding and ap�Y�i►8�F��•��ly an�lY S
<br /> vtrifying the Esemw Itcros,ut�ss Lend�r P�ys Borrower iaterest on the Fttnds aad�PPlicable law pemtits i.ender w make such
<br /> a charge.Hou•ever. Lecxler niay require Borrower to pay a w�e-time charge for 3n inde�endenc
<br /> tea!at�te tax reportia,g service
<br /> used by [,�de: in coiu�action with this lo�n. u�iess appliczble law provides otheruirise. llydess �n a8reen�eat is made or
<br /> applicabk law requicrs iaterest ta be paid.Lende�'sh�f not be re9uired to pay Borrowei'any interest or eamiags on the Funds.
<br /> Borrower ond Lender rtuY aSrce in wridng.however. tt�at intere.0 s'hall be paid on the Funds. Lender sh�ll�i�'for w����xh
<br /> withc�ut chzrge. aa antw�l a�xounting of the Fuads. showinS credits and debits to the Funds and the Wrpo.
<br /> dtbit to the�undc uras tu�de. 'It�e Fuuds arP P��B°d���tional socurity for ail wms secured bY this Secunt3'j�s�►°��'
<br /> If the Fw�d.s held by La�ier exooed the anwunu uertni,tad to be held by applicable 1aw.Lender stuli rccau�t to Sorrowa'
<br /> for the excess Funds i�accord�nce witl� the tequirements of applicable law. If the amot�tu of the Funds ixld by Lcader at any
<br /> dme is not sufficient w paY the Escrow items when due.L,ender may so notify Borrower in writing.and.in suth c�se Borivwer
<br /> sl�ll pay to Lender the wnou�u txoessuy to maice up the deliciency. ��wer shall s�lce up the deficiency in m mene aF�an
<br /> _ riveive uro�unSY W7.�.::�.,a.�'�s^��A.,��^!.'-'^^:
<br /> 1JPon PaYmnt ia ful! of all sumc socurod by tius Secwity Iasinunsnt. Lender shall��Y retu'ai to Barrower auy
<br /> Funds held by I.eirier. 1f,under pzragraph
<br /> 21. l.ender s1�11 acyuire or sell the Property,l.end..r.Pri�u'to t1�e acq�isitioa or sale
<br /> of the Property. sha11 apply any Funds[�eld by Leuder at the time of acquisition or sale as a credit agtinst the sums socun�d by
<br /> this Sewrit��Inswnxnt. nceived by Lendcr unda paragrsy�hs
<br /> 3.Appllcatiao of Pay�tt.Unless applipble law provides otberwise,all paymetus Z.
<br /> 1 aad 2 shall be apQlied:fitst,to anY P�Y��8�due under the Note: sxond. to amounts PaYab1�uader para�npt� •
<br /> Wird.w int�rest due:founh.to Principal due:and l�st.to any late charges due under the Note.
<br /> 4.C�rges;Lieas.Borrower shall pay all taxes.asses.�muus. charges. fines aad impositions atuibutable to the Property
<br /> which may utain prioriry over this Secnuiry Inctnune.nt. aad lease�oW paYments or grouad �ats. if any.Bomowu shall PaY
<br /> thes�obligadons in the n�uur provided in paragraph 2.or if not paid in that�,Borrow�ea�shall pay them on time direcUy
<br /> to the puson owed payment.Bonower shall promptly'tumish to I.eader all notiqes of a�ounts to be P�id under this Pu'�S►'�P�.
<br /> If Borcower mzlces these WYments directly.Borrower sUal!promptly fumish to I.ender rxeipts evidencin8 the pa►Yments-
<br /> gomow�r sf�l�pron�tly discharge any lien which has priority over ttus Security Instiument unless BwTOwer:(a)agrees in
<br /> wrihng w the p�yment of the obligation saurrd by the lieu in a n�u�er ticceptable to L.eader:(b)conusis it�000d faith the liea
<br /> by, or defeads�ainst eaforoernent of thc lien in, legal procc,zdsnSs which in the L�c�der's opinion operate W pravent tbe
<br /> enforcemenc of ehe lien;or(c)sec�ues fmm the fwld�:r of the tieu sin agramu►t satisfactory ro Lenda ss:Lordin�tin8 clx:5�zn
<br /> this Sxuriry Inucument.[f l.atider detemiines th�a ac,�p�xe of il�e Property is subject to a 1-:en which m1�-�uain priority ovu
<br /> this Security IcuWment,Y.ender maY 8�ve Borrov�er a notia i�sifyiug the l�w.Borrower s�1J sadsfy�he 3ien or t�ke ox or
<br /> tpo�of tbe actions set fotth above�it1`sia 10 days of We giviag eE notice. ,
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