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<br /> � TOCiEPHE[t WITH all t6c imptuyements now a I�eteaf�er erected oa t4e P�P�Y•�a11'easea�lts.appunenances._ ,
<br /> '�.futu�es naw oc h�ftsr a part of the pmpecty. AII:+epiacements and addicioos s6aU atso be cove��+ed by this Securiry .
<br /> ` Iasutmua� A!1 of the fongoing is ieferted w in this Secttiriry Insur�neM as the"Ptnpetty." �
<br /> -- � BORRbWEit�YENANI'S that Borrower is IawfulIy stised of the estate herehry ca�veyed and has the rig�t to gra�u� _-- --
<br /> — _=�s and c�veg the Rope�cy artd that the Properiy is aneneumbered.except for encumbmrfEes of cecord. Batower warrants and =_�_-
<br /> =�"'—' w�ldefend gener�lly the utk m the P�ope�ty agamst all ciaims and demands.subject to any encum6iances of mord. =_-_--
<br /> -= TEQS SF.fURTPY INSTRUMENT cam6ines unifam covenants for naaoeal ase and no�-unifaam cavenams with ��==y�-
<br /> ___ - - - - =� < __ i'fmit�ed vaz'ratiats 6y ju�isdiction totons�itute a uaifom�sea�rity iastnnnent covering teal�perry- � __ _ --_
<br /> - - � UNIPQRMCaNENANTS. BortowerandLendercove�rantandag�easfoltows: tI wtiendaethe` - -- =`"' -
<br /> � L Pa�lsE oE Pti�cipsl aed ietere�PtepaF�eE a�d l,site C6as�es. Bortower shall promP y�aY �: �
<br /> ..;;,. ' pri��ipal of and intercst on 3he debt evidenced by the Note and anY p�epaYment and tate charges de�e under the Note. ;;.�. �,��`.�.,�;`_�
<br /> . - 2 E'��foe Taus a�d las�rsicG Subject m appticable law a ta a wriuen waiver by,L,endeG Som�wer st�ali pay to <<_ ��"�--
<br /> Le�er ar tbe daX moothh+PaY��aet due under the Note.unn'!the Note is paid in fiil1.a sum("Funds..)for:(a)Year►Y -�""�`�
<br /> . � �es and assessments wltich maY attain priarity ovec this Securiry I�t as a lien on the Y�m�perty:tbf Year1Y ieasehold ��'�•.�.. � '`
<br /> - an ��`=�=_-=-
<br /> .,�, ur property insucance (dl Y�Y flooci �<�""" �=�
<br /> i �- PaY�� °i'���� on d�e Prope►ty, if any:(el yearly f�zu+d P��� ��;�---:-•-
<br />' - ,� imsurance p�emiums.if anY:(e1�Y�Y��8e insura�tce premiums. if any:and t�anY �P�Ydble by Borrower to �=--=_�=_ .
<br /> � � tnsurance prertuums. Tf�ese �.. •�,s �R�
<br /> __ _ . i.�der;itt accotdance with ti��rovisions of p�ragraph 8,in tieu of elie payment of mortSeSe _ ••�?:�,�q�^'
<br /> :-�_. �� ����:
<br /> • sF'r� i�tems aie caited"Etic�ow toems" i.ender may,at an time.col[ea�d hold Amds in an amount not to exceed We�+un . f, 7,
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<br /> a�aonnt a tender fo�a federally related ma�tgage loaa may r+aquire fa Borrawer�s escrow accaunt under ihe fedeiat Real ,��'; �_.�,.•�_c,
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<br /> - ' Fsqte Senlemeat Pnnc�dures Act of 1974 as amended frorti time to time I2 US.C.§260i et seg.("RFSQA"),uNess anot'her :�. ....�,�--_--..
<br /> - taw that appiies to the Funds sets a lesser aircflunt If sv Lender ma�.�:eu�time.coitut and hold Funds in an amount nw ta• . ,;;: : r=,'�'�"•-__
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<br /> - euceed tise ksser-antonnt. Lendet may esriitiate the amaanc"of Futi+l6:due on the basis of cuaent data�and reasomrble >. : � . �` _
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<br /> .` - ' esamates of eacpenditures of fuNre Escrow Items,or otherwist ur xcordairce arith applicable law. -;,-, f£:�.�. .< ,�
<br /> •� The Funds sfiatl be held'm an instinrtion whose'depas5ts are inatted by a federal agency.iast�umentaliry.os ea6tlr .�:�'; ;}���€;.:°-_
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<br /> • (inciuding Lepder,if�.ender is snch an institution)b r in any F e d e r d i N e�e L o a n B a n k- I:e n d c r shall a p pl y the Funds to . . '`•. � •,
<br /> `;�: - � the Escrow Items.. Lender may�not charge Boirawer far hold'utg an�agQlying the Funds.annually analyzing the escrow ��, • - :�:�;: `." i".-
<br /> ` ,'. °. ' �n�or verifyiag the Escmw Item�.un tess l.e n d es pays B o r r o w e c i m e r e s t o n t h e F u n d s s u�d a p p l i c abl e law p ermiu ' _-_-
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<br /> . I�n�1er to make such a charge. However,txnder may requiie Botrowei to pay a one-time chaige for an independe�lt reai< i;•:��<;�;,,,}' _
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<br />- • '• - - ---- - e6iate tax reportiag service used by l,etxler fn�annectioq with this toan,untess appli�tble law provides otherwise. Unless an , : `.f;`���'"���• •s,":-=
<br />• ' • _ ` . a�reemetit.is made or appGcable law reqeires interest to be paiQ l.endcr shal!noi 6e required to pay Borsawer any intetest or� t`,;;;f;;�' .� �
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<br /> • eazmngs an ihe Funds. Bomnwer and Lender maY agree irt wnting.hav�ert ehat inter+est shail6e paid on the Funds. Lender ..�.,. g�.,°•;
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<br /> , , f shaU give to Bo�rowe�.without charge.an�nnual aceounting of ti�e�'cin:kis.,showing ctedits and debits to the Funds and the . ���'{y�;,
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<br /> ' ed as additional security for alf sums secared by , , • . •�"�r�•
<br /> � ��;�, .�.. . ' purpose for which cach de6it to the Funds was made. The Ponds ar��L�; , ; .
<br /> tflis Security lnstrument� � ` L�L
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<br /> ;,:�,�•:+l,�• , ' If the Funds hefd by I.ender gxceed the amaunrs pe�s;itted ta be hcld by applic�bte law, Lender shali account to •; „�
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<br /> � �rn t = '�,:'�^;Ei;�3� • ' �r�ower for the exc�s Funds in accardance aith the r�+nrements of applicable law. If the aznount of the Fun�hetd by .,. . � �
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<br /> `°;'� Lender at any.time is not sufficient to pay ihe Fscrow Ttems when due.Lender may so notify Borrower in writing,and icr F
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<br /> �,';:`,:, - . . -, :� such case Bocsower shatt pay to Leader r�te.amaunt aecessary to make up the deficieacy. Borrower shall malce up the �;��.
<br /> ''{'; deRciency in na more than twelve month[g paymenu,at i.tnder�s sotc discredon. T
<br /> � � Upon payment in full of aQ sums secured 6y th�s Security lastrumcnt�L.ender shaU promptly refund to Horrower any � z �':
<br /> ., ' Funds held by Lender. If.under para�raph 21.Lendcr shutl acquire oc seli the Prey��ty.lxndes.prio�to Ihe acquisition or . �;5
<br /> ' sale af the PropeRy.shall apply any F1�rtds held by Lender at the time of acquis���:or sate as a credit against the sums �
<br /> , `� , , secured by this Security InstrumenG . �.
<br /> • 3. Application ot Ptaymentv. Unfess applica6ta !aw provides otherwise.�Lti�u.�menGS received by Lender under ��.
<br /> ` ' paragraphs 1 and Z shall be applied:�n�t.ta any prepayment charges due under the.'���:�:second,to amounts payable undes . __
<br /> - pa�agraph 2;third.to intetest duo:fourth,to principal due:and la.st.ta any late chargi��w►e under Ute Note. r
<br /> 4. Charges; l.iens. Borrowe�shall pay all taaes. aszessments.chatgca.f�tes and impositians attributable td the . ��
<br /> ; �� - � pi'opetty which may attain priodty over this 5ecurity instrument and teasetwld payments or gnund rents.ii any Harrower __
<br /> � �� ; shall pay these obligatians in the manncr provided in p�graph 2.or ti not paid in that manner.Bartawcr shall pay ihem on -
<br /> � � t time directig�r,��person owed pa9mert� Tderrower shall promptly furrsi.�hto L,endcr all notices of amaunts to be pa�d uader �
<br /> � �,�r t?�Ss patagap�i..7f Borrawec�akes thes��Tnents direetiy.Boaowrr�Insi]promptty fumisb to Lender receipts evidencing • : _
<br /> `' � = '�,�� . � ` c�e�ayments. ��� ` . � . � .
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<br /> •.. Horrower shall prompti,:�e,�seharge a�ry lien which has prioriry over this Security lnstrument untetis Harrower.(a)agrces
<br /> �� � •� • . � � � �h writing ta fhe pay�ent of the obligation secured 6y the Jien in a maaner acceptable to L.ender,/b?contec�s in gaod faith the � •
<br /> � � �; , lien by.or defends against enforcement of c�liea in,legal procecdings which in the Lender'.s opinlen operate ta prevent the , � . .
<br /> � • '= enforcement of thc lien;or(c)�ecures frar2�,+4e haldet of the lien an asreemeni sati.rfactary to LeRdc�subordinating ihe lier�
<br /> . .3o this Security ln�mimem. lf Lendcr dei.ciiiae�that any part�f thc Property is�ubjcct to a lien�ufi:ch may attain ptiority _ , ,
<br /> • • ' er�er this Secudty Instrumcm.Lender may givc Borrower a noticc tdentityin�the lien. Baaawer shall satisf}the lien or take
<br /> � �te or mare of the actians k;�forth above within 10 d�ys of the giving nf napce. �. • . .
<br /> ' � ' S. Hazud or Proper,ty lnsarance. Borrawer shall kecp thc impravcmems now existing ar hereafter rr:�.r��oa the •
<br /> � . • ' ' PropeAy insure0 against toss by Gre.hazards inctuded within ihe term"extended coveragc'and any other hazat�:.:,i-:c�nQin� ` , �
<br /> • ltaods or fTooding.far which Lender teyuires in�ur:�ncc. 7'his intiaranre�hall he mainwined in ihc amoum�aad for t�e • �
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