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<br /> 1'C)C31s"1'lltit: til'ITIi al! thc impmcemrnts n�w ar hereafur crocted on tha pm�mttc, and sii exsement9,
<br /> �ppurtenances,�nd[ixtures now or hereattcr a p�ret ot tRe ptoperty.All replscements ynd a:l:liti�ins�hall ale,u 6e w��erad _
<br /> by this Securety Insuument.All of t�e[orcroin�is relerrod ta in this Securit�Inatrument�the'I'roExrt�•." _
<br /> ii7nniitii'F.R:.':+'��n":7� it�w: B�':c�",~' !°l•�t���ty w�c�ct�f tha ostnw 1►esebY �nn�•c�•od�nd has thc riQht to
<br /> erant �nd co�vay th�D'��operty and thai the I'roperty is uoencumbered,Bicelit far encumbrances ot re�ard. Bormwer
<br /> warrants�nd will dotet►��enerally the title w the I'coperip rg�inst rll ciaims and demands.subjar.c to on}•encumbrutces _
<br /> of rocard.
<br /> 1'HIS SECURI'1'Y INS7'RUI�IGNT comhines uniform coven�nt:.for national usc snd non'unifotm co�'onants�w i11�
<br /> i imitecl vaeiotioas by juriscliction to constitute a uniform sxurity enstrnmrnt rn��erin�real property. _
<br /> UNIFORI�1 COVfiNANTS.Borcower and 1.endor co�ccu�nt pnd aEroe u[ollaws: _
<br /> 1.P�ym�nt ot Principsl�nd Interest;Prepaymen4 and i,ate CdsrQos.florrower shnll promptly�y when due
<br /> the principal ot and intercst on the debt evidencod by the Nota and�n}�prepayment and lata charSes d»e under the I�ote.
<br /> 2. Funds Sor Taxes and Insurance. SUb�CL SO aQ�IC9t1IQ lil« c�r to a written w•aivar b}� l.ender. Borrower shaU
<br /> y to Lender on the day manthly p�yments ure due u�dar tha[vutu.until the Nota is p�id in tull,a sum ('Funcis")far. _
<br /> (�a)yeuly taxes and esstssments which msy attain priority ovor thiR S�t;uri.t+�In�trument as a lie�n an thn Property; (b) _
<br /> yeuly le�sehold payments or ground rents on the ProExrty,if any;(c)yearl;�ha�ard or property insur:�nca premium.^.,
<br /> (d�year�y flood insurance premiums,if ony;(o��euly mortgage in.surinc�psemiums,if any;and(f)an��sums p�ysbl�
<br /> by Borrower to Lender,in accordsnce with the provisions of pua�raph 8,in lieu of the psymemt of mortgage insurance
<br /> premiums.Thase items are called"Escrow Items"Lender may.at any time,collect and hald Funda in an amaunt nat
<br /> to exceed the n�aximum 4mount a lender for a fr,de,rally rclated mortgag� losm may roquire for &�etower's escrow
<br /> scoount under the foder�t Real �state Settlemant Procedw�es Act of 1974 as amended from time to time. 12 U.S.C.
<br /> Soction 2601 at se�q.�"�PA")• ���Q�Er low•U�at appliea to the Funds sets a lesser amount.If so,Lender may,
<br /> at any time,cvllc�t and hold Funds in an emount nat w exceed the lcsser amount.Lender may estimate the amount of
<br /> Funds dve c���s of curnnt datr�u�ui rcasoriables estimates of�xpenditutea of future F.scmw Items or otherwisa in
<br />' accorrlance w£rIt npplicabla taw.
<br /> The Fw►ds sha11 be I�eld in an institution ahase cic.posits are insured b}a f�eral ageney,instrvmentality,or er►tity
<br /> (nncluding I.ender,it Lendc�s is such an itsstitudon)ar i n any Federal Home Ia�,u Bank.I.ender shali epply the Funds to
<br /> pay the Fscrow Items.Lender may not charge Bnctvwer for holding and a�lping the Fuads, annuallv �alyzing th�
<br /> escrow account,or verifying the Fscrow Items,unless Lender pays Sorrov�rer inter�st on the Funds and applicable law
<br /> perm;ts I,,,-nder to make such a charge. However, Lender may require Borcower to pay a one-time charee for zn ,
<br /> in,3ependeat real estate tax reporting serv►ce used bY I.enda'in conr,�:tion wi4h thia loau,unlrss applicsble law provides
<br /> otherw;se,Unl�ss sn agroemrnt is mado or applic�ble law requires inurest to be paid,Lender shall not be required to
<br /> pay Bornower any interest or earnings on the Funds.liarrower and 1,ender may agree in writing,howevec,that interest
<br /> slsall be paid on the Funds.I.enda'sha11�ive to Bon'ower,without charge.an annual accounting of the Funds.showing
<br />_ credits and debits w the Funds and the p:upao for which each cielact to the Funds was ma.cle.'Fhe Funds are pled�ed as
<br /> additional sxurity for all suma secw�.6�this Secwity Instrument.
<br /> If the Fuads held by Lender excecd the unovnts permitted to be held by epplicablc raa� Lender shall acxount to
<br /> Borrower for th�exc�Fuads in aocordaaa with the requirements o4 applicab�e law.If the amount of the Fuads held
<br /> by I.endnr at tny time is not sufficient to pay the Fscrow It�ms when due�Lender may so aotify Borrower in writing,
<br /> and,in such case Borrower sha11 PeY to Lender the z'='ount nxessary to make up the d�ficie.cy.Bosrower shall make
<br /> up ttie dr.ficiaicy in no more ttu�n twelve moataly ptyments,si icnder'�nvto w�.�eu�a.
<br /> Upon gnyinent in full of�ll sums aecured by this SecwitY Instrument,l.encier shal[promptly refund to BorroM�'
<br /> aay Funds held by I.ender. If, under paragsPh 2Y, Lender shall scquire or sel] the Property. Lender. prior to the
<br /> acquisition ar sale of the Propa�iq,sha11 apply anY F�;ads held by I.ender at the time of acquisition or sale as a credit
<br /> a�unst the sums sxurod by this Seeurity Insuurneat..
<br /> 3. Application ot Payments.Unlesg applicable lan���od��'����No�n����o��yabte
<br /> petagraphs 1 snd 2 shall be applied:firs�, w aaY P�'�PsY B�
<br /> �zader paragraph Z;third,to interest du�;l�Qi�th,to priacipnl due;and IASt,to aay late charges due under the Nou.
<br /> � 4. Chartes: Lieaa. Borrower c�11 paY aII t�;.assessments.charges.fiaes and impositiona attribuuble to the
<br /> pru�xrty which miq attaic priority over this Secuaity Instrument.and lesse.`�ld payments or ground reats,if anq.
<br /> gorcr,wer sFsuti pay these obligations iA the manner providod in ps.•agraph 2 or if not paid in that mana�r, Bor►�ower
<br /> st�,ut psy thes v�n time dircctly to the person owed paymeat.Borrower sha11 promptly furnish to I.eader all notices of
<br /> a�ounts to bc�aid under this pariBraPh.If Borrower makes these payments directly.Borcower sh�ll promptly furnisEa
<br /> m Lender receipta evideacing the p�ymeasa
<br /> Borrower shall promptly discl�arge any lien which has priority over this Socvrity Instrument unless Barrowcr: (a)
<br /> sgrxs in ariting to tlso paYment ot the obligation exured by the lien in a manner accegta��to 1-ender;(b)caatests in
<br /> good faith the lien by,or defeads ag�irst enfotcement of the liea in,legal procadings�T�ccii in the Lender's opinion
<br />= uperate to prevent the eaforcement oE the lien; or(c)secutes ftom the holder of the liea r�agtament satisfactor9 to
<br /> L,ender subotdineting the li,ea to this Security InsUvment.If�.ender detesmines that any�rt of the Property is subjoct
<br /> to a lien which may ati�'vm griority over this Security Insuument.Lender m�g give Borrower a notice identifying the
<br /> Iien.Borrower sha11 satisfy the liea or take oae or more of the actioas set foech nbove within 10 days of the g'tvinE of
<br /> notice.
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