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<br /> S. N�rd�r Ptv�rty iutiuriuse�e. Bnrr��w�er �ull k��c�-� tM impru�•cn►ents ix7w rristinR ��e tkreatter erectai on thr _
<br /> E'r��peny insured�uintit luti�by firt. hucaN. iixlu�J�ri witl�in ihe te�ir, "etit�i�d��i c"�•cr:�ge" unJ c►►►y wtur tuz:►nis, including -
<br /> tl�Kxl.ur il�wxling, ti�r w•hi�h L,riwl�r nyuiR� i��.wraik•..Thiv inwr�ukc .hall hc nti,inwinal in thc anwwn�.:uxi far the{+�riods
<br /> thrt l.urkr r�yuir�s. 'tl�c in.rur:uk�C:+rri�r pr.��iJin�ttu i�uur:uac�lull tk .I�asen hy &,rruv►�cr�ubjc�t t�� l.cixlc:'s upp�ovAl
<br /> whi�l► ,twll ixx lx unrc;�u,�whlv wi�hheld. li !i�►rmwcr fail.tn n�int;►in c���e�r�;e �kkritxvl atxuc. l.�ixkr nu}�, ut Lc��r's _.
<br />� i�tleu�.i�ht:�in rtn•�r.�c tu�mtc�t Lciuler's rigt�ts in the PfO�C�IY I!!�CL'1111L'llKY M 1[F1(�;ua�raph'7. _
<br /> All inwraiue p�ti�ie� u�ui rctuwals shali bc;:��eptahle to I.rrxler unJ .full i�xlu�tr a�tuixlanl ❑w��tgubr rlau•e. Leixier -
<br /> �tull ha�r ttu right tu ta�IJ tlu:�x�licic+a�xl rax:ualg. 11� Lc�xter r�yuires, Bc�rri�w�cr.tull prun�tiy Ei�•c tc�l.cruicr all ntiript.af
<br /> �icf prcmiuin�wKi rc�x:u•aI iwNi�cs.ln llk c�c�u uf tu..+, Bu�•ruwer shull �iti�prompt ix�tice co tizc rosursncc car�icr aiui Lciui�:r. _
<br /> Lankr nuy nul•c pra�f of tas.+if�xit nktdc pr��mptly by 8orruwer.
<br /> Unlc�.�Leruter and&irrow•er othe���ik a�ree in w•riting,inwraikr pracccds sFull be;�plieJ to n�wration or repair of the
<br /> Pn�perty dar►uged, if the restorrtiun ar repair i�economically fuzsible and l.c�ruler's security is not Ieticened. If the re+toration or
<br /> repair is not eco�wruic:illy fezeible ar L.c�ukr's aecu�ity Wauld be iacsened, the insur;uxe pruceeds shall6e:iupli�to the sums
<br /> serured by thiy 5ecurity Instcument, a•ht.the�• ar rat thrn due. with any excess p:iid to Barrower. li'Borrower abandans the
<br /> Prc��rty. or daes na answer within 3(1 days a notice Fecun [.en.ier that the inwrance carrier has offereci u�settle u claim. then
<br /> Lender nwy cnllect the insurance procecds. Leoder nu�y use the pmceals to n:pair or rcstore ihe Praperty or to pay sums
<br /> socurcd by this Sccurity Instrument,whether or rx�t then due. Thc 3�-day period u•iU begin when the notic.�ic given.
<br /> Unfe�s Lender and Sorrower otherwise agnje in writins. any application of proceeds to principa! sh�ll rwt extend or
<br /> postponc thc due d:ite oi the nwnthly paymcntc referced to in pars►�;raphs 1 und 2 or rh�igc the arruiunt uf the payn�eais. If
<br /> under par�graph 21 the Propeny is ucquired by Lender. Horrower's right to uny insurrnce policies a�ul proceeds resulting from
<br /> damage to the Propeny prior to the acquisition shall pas�to I.ender to the extent of the wms securxl by this Security Insuumeut
<br /> immadiately prior to the acquisition.
<br /> 6.Occupaacy, Preservstion, Atalnfenauce ond Protection of the Property; Borw��er's Loau Appllc�tlon;Leasel�olds.
<br /> Borrower shall occupy, establish,aixi use the P�roperty as Borrower's principa!rcsidence within sixty days aftor the executian of
<br /> this Security instrument and slwall cottitinue to oecupy the Property as Borrower's principal residence for at lezct one yrar after
<br /> the date a£occupancy, ualesc I.ender othenvise agrees in writing, which oonsent st�all not be unreasanably withheld,ar ualtxs
<br /> extenuati.ac� circuractane� ezist which are beyond Borrower's corurol. Borrower sha;1 not deuroy. danw�e or impxir tho
<br /> Property, J.�w the Pn*perty to deteriorate, or commit waste on thc Property. Borrower ct�ll be in defurt[t if any forfeitu�
<br /> action ar�a:eeding, whether civil or criminal, is begun Gtiat in Lender's good faith judgmen: could r;sult i:s forfeituro of tho
<br /> Properry c��Lherwise msterially impair the lien created by this Security Inurument or l.em.ier's security interest.BorroWer m�y
<br /> cure such a c?efault and [einstate,as provided in paragraph 18,by causing the action or pnxa:�c'ing to be dismissed with a ntlin�
<br /> that. in I.ender's gocri �,ith detemunation, preelwtc�s forf'eiture af the Borrowcr's interest in the Property or other m�terial
<br /> impairment of the lien cnated by this Security Instrument or Lender's socuritk �nterest. Borrower shafl:dso be in dtfr�uualt if
<br /> Bomower,during the loan application process, gar�e avaterially false or inaccuc~.;e d�fornzation o�statement�to l.ender(at failad
<br /> � to provide d.ender with any material informstion)in cocubction with the toan evidenced by the Note. including.but not limittxl .
<br /> : to.repres�;.�'��r.��rnacwning Borro�e�'s occupaa;p of the Property as a priixipal residence.[�11vs Security InsttumrnLis on a
<br /> l�selwW. Borrower sEu!! comply with �ll tlse proti:sians of the lease. Jf Borrower acquires fee title to the Propettg., 133e
<br /> ic,�ciwiu auKi iiic icx iii�ai:r�i1 uui mc�gc wdc.+�i.aa�Gra•wgicra i�i;�e wcagci iu w,iiii�. �
<br /> 7.Protectioo ot I.ender's Rights in t6e Property.If Borrower fails to perform thc coven:�nu and 2gn��nu oantaur,�ia
<br /> this Security inswmeni,or there is a legal proceeding ihat rn�y significantly affect l.ender's rights in tttz Q:operty (suci�as a
<br /> proceoding in butkruptcy,prob�te, for oorkicmn�tion or forfciture or to enforce laws or regnl�lic��1.t9e;t Lcnder may�Ta ard
<br /> , pay for whatevu is ne�essary to protect the value of the Property and Lender's rights in the Eacvperty_ �ader's actio� cnay
<br /> include paying any suis� stturod by a lien which has priority over this Security Instcumeai, appearit�� in oouit. paying
<br /> • reason�ble zttomeys'fea and entering on the Property to ma�e repairs. Although Lender may take action under this paragraph
<br /> . 7.Lender does not have w do so.
<br /> � Any �cxzats disbursod by Les�der under this paragraph 7 st�ll beoome �dditional deC..0 of Borrower seeumd bsc this
<br /> • Seeuriry Insu-�t. Unkss Borrow•ec and Lender agree to other terms of payment. thcse anacx:nts shall bear interW fmm ihe
<br /> '' date of disbursement at tt�Nou rue and shall be payable. with interest. upon nodce from Lectikr to Borrower requesting
<br /> > PaY�•
<br /> 8.Mo�4ga�e Iasuraoce.If L.ender required mortgage i�uurance ac a condition of making tlu loan secured by this Security
<br /> - Inurumcui. Sorrowu sh�ll pay the premiwn.. required to mtintxin the mortg�ge inwr�nce in effect. If, for�ny reason, the
<br /> mortgage ius��r�nce coverage requirad�y Lender lapses or ceases co be in effect, Bortower shall pay the premiums required w
<br /> � obtaiu oov�ge subswntully equiv�lent w the mortgage iawranoe previously in effect.ai a cost sub�ty oquiv�lent to tlu
<br /> cost to Borrower of the mortgage insur�a�rx previaczsly in effoct, from an altemate mortgage insurer;�coved by Lender. If
<br /> substsntially equivalent mortgage inwrana coverrge is not available.Borrower shall pay to Lender exh mooth a sum equal W
<br /> orc-twelfth of the yarly mortgage insuranoe premiurn beir�g paid by Borrower wtun the inscu�ac�ct ooverage lapsed or ceased to
<br /> be in effect.I.eoder will 000ept. use and ret�in tfu�se paymenu as a loss reserve in lieu of mortgage insurance. Loss r�serve
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