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<br /> Nv�2rty lnwr�e. k3�uruw�r s.tudl ke.p the impruveux:�tit� �ww ex��tii�t ur tex er eroeta! �u� thc
<br /> �'nti+��ly ii�.wrcti);y�x�iul lubx b�� fire, h�uds i►�lu:kci w�ithin the tern� "exte�xi�ti c�,�-era�;e" r�nd �u�}�e>ther h�zru�ds. inclucllnQ
<br />� il�xxls ur puuJin�;, tirr which Lrixlrr reyuir��iawr:u��. 1"hic in.wr,u�c sh:J� be nuintaini�►1 in the um;wnts wxl ti>r ttse p�ricxts
<br />' tf�t l.r�xler rryuirt�. Tlk imur�rxr carrier pnwidinp the i�uur:ukc .h�N t�e rhokn by B��rn�w•cr.ubj��.�tu Lrixicr's a}�pnn�al
<br /> v►•hi�h�hal) iHW t+c unrc:uwtiut�ly withhclJ. I1�&uruu�r f�ils tu n�i�uain ravcruc��lcacrib�d:+tk►�a. l.r�xk:r urr}•. at lxnJer's
<br /> uptiun,�wtain rati•er.y;o ta p�tu�tit[.rowkr'>riRh��in the Pn�-�cri}in:krord:uxe wi4:i}uraeruph 7.
<br />� AU in�urx�uY (fUlil'ICS Y!1(I f�I1CM'31Ii zhall I+e:Krcrtahl�ti� Lender u►xi +hal) iixlude. a�t�rxlurd nw�flrayc ci�u�e. l.eixi�r
<br /> chalt hai�clh.rigAt t<�hu�d In���ticie�an3 re�kw�t�.i� i.eiwltr rryuirr�, R�N7'i�KrY�I1:tII�11h►I11FkIy A'IY�(U I.CtI(ICf riI�IYCC1411a UI�
<br /> paid prc�niun�.�u��d rencw•u)��Kices {��the e�•em af lua. &�rn►wer shall gice pmmpt notiee to tt►e insur,ukr rurrier;u�1 txnder.
<br /> E.c+rler iiuy ��uw�p�a�f uf tu.a if tuu �i�:ule pnunp�ly by Harrow•cr.
<br /> Untc�.�LenJer cuid&►rn�wcr�uhcrwi�ugree in w•riting,in.wrwuc pracceds cFWI bt applied ta rcstoraticu�or rcpair af thc
<br /> Ptv�►crty dan���J. if'the rtistnration ur repair iv ccorxutti�:;illy fe:icible;uid l.ender's s-curity is�xu lecsencd. lf the nstoratiwi or
<br /> rapair iti iuu ecu�u�mically fe:uible ur l.eixtcr's`erurity� v�ou1J b�Iessened,the iaeurance pnxe.eds shall be applie�l to the sums
<br /> scrur��l b�� thiti Se�uritv I��.�trun�ent, whetlu�ar n.0 ihcn duc, x•ith any cxcess paid to Borrow•er. lf Borrow•cr:ab�ndons the
<br /> Propetiy,or�kks ikit an+wer within 30 Jays a nui�:e frcxn i.ender that the i��.wranee�arrier hzs offereci to settle a eltim, then
<br /> Lcn:icr r.uy ;ollec! tltie. i�wran��t, pi.xnrl�, lau,ler n�y uar tnc pracecxls to repair or rcstore the Propeny or to pay sums
<br /> wcured by thig Securitv Inctrununt,whether or ncu then due. TFu:30-�9ay pericxl will t�egin when thc no�ice is given.
<br /> Unl�s Letxicr and &im�wcr cKht:rwise agrce in writing. a�iy appliration of pnxrxds to princi�al shall not extend or
<br /> pauponc the due date of ttu monthly payments referr�ta in par.►�;raphs 1 �xi 2 ur change the amount af che payments. If
<br /> under rara�rsph 2� the Propeny s acquired by Le�xier, Borcow�er's right to any insurance policies and proceeds r�:sulting from
<br /> dan�ag�to the Property prior to the acquisition shall pus to Lendc�to the extent of the swnti secured by d�is Security Irutrumeni
<br /> inu»ecfiaYCly priar to d�c�:quisition.
<br /> 6.Orcupswcy. Preservatiou,4laiaten��ce antf P�otection of We P�perty;Borrower's Losa Applicsttion; Le.�se6oids.
<br /> Botrower shall occupy,esiablish,and use the Property as Borrow�ci s principal residence within sixty days after the oxecutioii of
<br /> this Socurity Tastru�nent and slwll conii�ue ta arupy the Property as &>nr�rrr's principal r�sidence for at leict one year after
<br /> the date of accupzncy,unless Lender otherwise uKrees in writins,which cc+��,"cnt sl�all twt be untea5onably witF�held.or unlesc
<br /> exteiwatir� circumsrrnoes ezist which are bcyo��d Horrower'� rnntrof. &KZOwer shall not deuroy. damage or impair the
<br /> Property. allow the Property to deteriorate. or mrtunit wastc vn the Pr�perty. Barrower shaU be in default if any forfeiture
<br /> u:tioa os pracceding, whether civil or criminal,is beguri that in Lender's good faith jutlNenent could resule in forfeitute of the
<br /> Pmperty or otherwise materi�fly impair the lien created by this Security lnswment or Lender's security iiutrext.Borrower may
<br /> cure such a default and reinuate,as provided in�graph 18,by pusit�the action or proceeding to be diunissed with a ruling
<br /> that, in Lxr�der's good faith determination. p�Lrludes forfeiture of the Borrower's interest in the Property or other rt�terial
<br /> impainnent of the lien created by� this Security Ias=:umeru or I.ender's sesurity interest. 13omowcr shall also be in defiailt if
<br /> Borrower.during the Ican 3pplication prooess,Fa��e n�aterialiy f�,1se or inaccurate infom�ation or statements to Lender(ar failtd
<br /> to prvvidt Lender with any material infom�ation)�u conr:ecticxn with che lo;��viderxed by tlu Note. including,but not limitod
<br /> to,representations cwxeming Borrower's ooc�Q;►rec�of the Pr�acrty�a�acipal residence.If this Security Instniment is on a
<br /> leasehold. Borrower shall comply with all the provisions of tI�c lea,e. If Borrower xquires fee t�tlo to the Proputy. tt►e
<br /> leasehold znd the fee tit18 shall not merge unless Lender agrees cti*t�e merger in writing.
<br /> T:Pi+�.�t.rHa►�..!'t w��'� .Rn��,.t�.. s'S�Ds'^..�y. �f E:,.::r::a',r�'.ils:u}'i.,v.n�:�Ge w�ci�u:u Guu a�iecu;�c+iia w,�iai.iw iti
<br /> this 5ocuriry Instrumeat, or there is� legal proceerliti tt�t may significantly affect Laider's rights in the Pinperty (such�s a
<br /> ' proceading in b�nkruptcy, probate,for condemnuion or forfeiture or to enforce laws or regulations). then I.ender may do and
<br /> pay for wh�tever iS �ecessary to protect the value of the Praperty and Lender's rights in thc Property. Lender's xtions may
<br /> include paying any snms secured by � lien which hac priority over this Sauriry Iactrument, appearing in eourt. payiag
<br /> re�sonaEzSe attomeys' fees�nd entering on the Froperty to mzice repairs.Although Lender may take action under this pua�grapb
<br /> 7.I,eadec does aot l�rt to do so.
<br /> • . A�y amountc vac'aussed by Lender under this paragraph 7 shall be�.vaie addition�l debt of Barror�iet secured Dy ttis
<br /> Securiry Inctrvment. Q,'r.3ess BoROwer �nd Len�er agree ¢o other terms of�ayment,these airwunts shali (x,nr interest from the
<br /> date of disbuisea�er.; a2 the Note rate �nd shalt be payable,�ath iutu�est. upon uotice[rom I,en�ler to gorrowa requeuiqg
<br /> P�Yment• '
<br /> �8.11�ortgage Iasuranoe.If u�ader required mong�ge inwrance as a candition of malcing the toan sec�red by this 5ecurity
<br /> Instrurnen4 Borrower shall pay the premiu�ats required to m�intain the mortgaga insurance in effect. tf, for any reascitt,the
<br /> roartgage insur�ice coverage required by Let�r Fapses ar ceases to be in effect, Borrower st�li pay the preavutnc rc�vuer�ta
<br /> c�tai.n covuage subsiantially equivalent to the mortgage inwnr�ce previously in effect. at a cost substantially equivalk•tst to the
<br /> cost w 8onower of the mortgage insurance previ�usly in effect, from an alsem�te martga,ge inwrer approvad by Lander. If
<br /> . subsraatFally equivaleni mortgage insuranoe coverage is not available. Borrower st�all pay to Ixnder each manth a sum oqual to
<br /> one-tw�elfth of the yearly mortgage incurance premium being paid by Borrower when the inwrauce eavernge ia�sed or aased to
<br /> be in effect.I.eadv will accept. use and retain these payments as a loss reserve in lieu of mortgage iasutaaoe. L.oss reserve
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