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<br /> - = TOCiEPHER WITH all Ihe improvemcnts naw or hercafter erected on Ihc prapeny.and�11 es�semcnt+.uppuncnanccs, �""'�"'
<br /> ��F� ;�j�� and fixtures now or here�flcr A p:ut of the property. All replacement�and additians whull nlsa bc covcred by this 3erurity �_
<br /> � �.;;��c'�"b� � Insaument. Alt of the foregoing is referred ro in this Securiry In�trumcnt us the"Propeny."
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<br /> '� ?: ^ BORROWER COVENANTS thAt Dorrawc�ic Inwfully seiud of the e+wte hemhy r�mveycd und has ihc right to grant
<br /> _ .,,,_y N,,,�� _ �.; and convey the Property und thut the Prapeny is unencumbered,except for encumhmncex of recorJ. Borrawer wwrurxs and �+__-�_-
<br /> ' �': ';;;_ will defend generally the tille to the Propehy aguinst all cl�ims and demund,,subject tu Any encumbruncey of rea�rd.
<br /> at',:' ,y r._,,. THIS SECURITY INSTRUM6NT combines unifortn cuvenunl+ fur n++�iunal ux und nun-unifarm covcnunta with ���� •
<br /> � �' `�.�`� '� " ' ' " limited variAtions by jurir,dictian to consdtute a uniform.r•ecudty instrument covering real propeny. �
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<br /> UNIFQRM CUVENANTS. Borrower ond Lender covenum and ugrce ns follows: �q,+:��'=-
<br /> '�' 1. Payment of Princi�wl and I�tere.wt;Prepayment and Lnte Chnrges. Borrawcr shall promptly puy when due the �„�i_:.��
<br /> �;`-���+�`°� �--�'� principal of und interest an�he deb�evidenred by the Nate und uny prepaymem And lu�e char�e�duc under the Note.
<br /> ��-•— --
<br /> 2. F�unda tar'Ihxes and InsurAnce. Subject to upplicable law or to a written wuiver by L��nder.Borrawer shull puy to ����'s',�.�
<br /> . . ,�.� __
<br /> -- - ' Lender on Ihe day mcxithly payments ure due undcr the Note,until the Notc i, pafd in full.A sum("Fund.s")Por:(u)yeurly
<br /> taxes and a.gsessmems which may uttain priori�y over this Scrurity Intitrumem u+u licn on�he Piroperty: (b)ycsuly leusehold a::;_'_`- �_
<br /> '" pstymen[s or grc�und rents on the Prc�perty, if uny; (c) ycruly hsuard or property insurnnce pmmwms; (dl yesuly fl�x� _�� -
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<br /> .: � . �'�` •.�„�,;::::, insurance premium+, if uny: le► yearly mcxtgage insurancc prcmiums, if any; and (fl any sums �yuMc by Borcowcr to �i-- -----
<br /> � "' Lender,in accorclance with the provisions of pnragraph 8, in lieu of the puymem oP mongoge in�urance premiumx. Ther,e
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<br /> 'r�� ��~'"'�`�'`";�=��"�'�,� iamount u le'nder'for a federnll ,r luted on�a e laan meac rleeuire foh�sort�wer'�esc w�account�under he federul Resd ` '�
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<br />;�� ��� ' . �^r�! Lstatc Settlement Prceedure.Ac� af 1974 as amend��d f�am�ime to�imc,13 U.S.C.�?601 ei sey.("RESPA"),unless unothc� �,�,.-
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<br /> `�;�. : . Iaw lhut upplies to the Funds scts a Icsscr amount. If sa,l.ender may,�t any time,collect and hald Fundti in un umnunt not to ���; –
<br /> ,..� , , exceed the lesscr umaunt. l.ender mAy estimute �he umount af Funds duc on �he basix of cuRent data •rnd reawnable
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<br /> :. � extimotes of expenditures of future Eticruw Itemti or otherwise in uccordunce witb applicable luw. �'^���
<br /> • 9 ' � The. Fundx shull be held in un inslitution whosc deposits arc insured by u fedeml ugency, instrumentnlity, or entity -�:�•;�
<br /> "•' (including LenJer,if'Lender is such�n instilution)ur in any Federal Home Loan Bank. Lcnder shull upply the Fund�to pay '�`-, .,_:`'
<br /> �'''�; '''��` � � �• the Escrow Items. L.ender mny not churge BoROwer for holdin�und applying the �nds,unnuAlly analyiing the escrow .N::��.`�°-__
<br /> ,•,._,; • ', uccount, or verifying the E�row hcros, unless Lender puys Botmwer intcrest on the Fuixfs and applicablc law permits _u•s:'ts�
<br /> ,,,�., .,��` � �' l.ender to muke such n churge. However, Lender mny reyuir�Borrower to pay u one•tin�a ch�uge for un independent renl �"
<br /> �� °��"' rstatc lax reporting servire used by Lender in connection with this loun,unless applicuble law proaides otherwisc. Unlc„un �+=�?_�
<br /> ° agrecment is madc or upplicnblc luw requires interesl to be paid,Lender.r•hull not be required to pay Borrower uny interetit or ��y�=.°
<br /> •�� � +;''>{•�� ��� ' eumin s on Ihe Funds. Borrower und Lender muy ugree in writing,howevcr,ihut interewt shnll bc paiJ on thc Funds. L�nder =.:.�____
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<br />..�, . ,, ,;, .:1 shall give to 8orrower, without charge,un annuul uccounting of the Funds, showing crcdih and debi�s to the Funds und the
<br /> ''.'.��<, ,^,;;,:,,_�,,,, ,� purpose for which each debit ta the Funds wus made. The Funds are pledged us additionol security for ull sums.r•ecured by
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<br /> � ., ,f ., this Security Instrument. _� .. `
<br /> �� If the Funds held by Leixier exceed Ihe amount� Nermined to be held by applicable luw. Lender shull uccount to i _
<br />- ." ' Barrower for the excess Funds in ucrordance with the reyuiremernx of applicablc luw. If the Lmount of the Funds held by "'�!'"��"�
<br /> , Lender ut nny time ir nw sufficient to pay �he Escrow Ilcros when due,Lendcr may so nrnify Borrowcr in writing,and,in '4"�`�
<br /> . ,,•.� . ., such rase Bortower yhall puy to l.ender the umount neces.r:�ry to mukc up Ihc deticiency. Borrower shull make up the '"'�`" ' �
<br /> �; ---
<br /> : deficiency in no more Ihan Iwelve mon[hly p;�yments,ul l.cnder�solc di,cretiun. ___
<br /> � ' � ° Upon pAyment in full uf all sumn+ecured by thi�Sccurity Imtrument.Lender.hull promplly rcfund tu Borrower uny ------�
<br /> y �� ° •,. o ' Funds held by Lender. If,undcr parugruph?I,Lendcr shull uryuirc or+cll thc Propeny. Lendcr,prior to the�cyuisilion or
<br /> � sale of the Propeny,shall apply any Funds held h}• Lcnder•rt ih�time��t'acyuisiliun or +ale uc a credit agninst the sums �'-"'"'"��
<br /> , secured by this Securiry Inntrument. ' �--`--__
<br /> , • 3. Appl(cation of Pnyment9. Unle,+ applicable I�w provide� othenvixe,ull p•ryment.received by L.ender under :
<br /> " parugruphs 1 and 2+hull be upplied:fir,t,ta uny prepuyment chargc�Jue undcr thc Nate;seconJ,to amoums p�yuble undcr _-��
<br /> .. ' „ parugraph 2;third,to imeR.t Jue:fcwnh,to rinci ul duc;und last,tu an lutc chur es due under the Note. ,� ,r :�---�
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<br /> � , ,.. , 4. Cbarges: Lien!►. Borrower shull p:�y all t:►xey, u�.c.,�mnt., churgc,,finc, und impo,itions uttribuwblc to thr
<br /> � Property which may ultuin priority over thi�Sccurity Im�rument.and Iru+�huW paymcnl,or ground mnt.,if uny. Borrowcr �_�»r-*�: .
<br /> • ''��••�� shall pa y these obli gatiunti in thc munner proviJed in puragraph 3, or if not paid in that munncr.Borrowcr�hull pay them on �' '�i�:
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<br />'��,,;��,. .+,.��, „ time directly to thc person��wed p•rymem. Burrower tihall promp►ly 1'umish tu Len dcr a l l noiicc,uf amuunt.to t►e pai d un der ,_,__�,_.
<br />- •�•� this parng�ph. If Borrower mukes ihe,e paymrms directly,Borrower�hall promptly (umish tu Lender receiptti evidencing �.�;;�°.,::,
<br /> ::...��; � • .. ,._ ...^s.::__ _
<br />'.�, „ thepayments. _�-_:_ __
<br /> •• •- Bormwer rhull promptly di+chargc any licn which h�s priority over this Security In.trumrnt unle.r Borcower:(a)ugree. ;�_,,;,,___
<br /> ` :: � " in writing to tlx payment of the obligution�ecureJ by the licn in r manner arceptahle to Lrndcr:Ih1 contcytti in�a�cf 1'ai�h�he
<br /> �' ,,. •,, lien by,or defcnds�gainst enforcemcnt of the lien in.Icgal praccedings which in�h�Lrndrr�opinion operate to prcvcnt the •'•�
<br /> ' �� enforcement of Ihe lien;or Ic)secures from the holder uf the lien an u�reemcm �atisFac�ory to Lendcr tiulx�rdinuting the lien _. :.y,
<br /> . � � to this Security Instrument, Ii L�nder Je�cmtinc.thiu uny pan��f the 1'roperty i�.ubj�et ���u licn whirh may ullain prioriry
<br /> k over this Securiry Instrument,Lcnder may give Borrower a n��tice identifying�hr li��n. B��rrowcr shull rs�titify the lien or take - ..•
<br /> .. ' ,�, r3' '. ' une or more of the actions set forth uhovc within 10 dayti of�hc Eiving ut nutirc.
<br /> S. Hoznrd or Property Inyurance. Bonower+hull kcrp ttx improvemrnt.n�iw exi.ting on c�reaQer erected on the �
<br /> Propeny insured ag•rinst loss by tirc,h:uard�includrd wilhin thr tcmi"cxtrndcd covcragr"•rnd any othcr harurds,including
<br /> ,� tloads or flooding, for which Lender nyuires insurunce. Thi.inwrunrc .hull Ix mainlained in thr •rmcwnts and for the � ,
<br /> .`� . Forn 302N 9l90 �r,..v�:.,�o���v.�r, l.
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