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<br /> p:+)nxn�s nuy�x�lon�er t�rcyuiraJ.at lhc aptiun��f l.c�xler, if nw�n��c i�uura�kc rc���cr.�ge11 1�i t��u���peti.xl
<br /> tiut t,e��Jee rcyuire�► �•r����iik�al by s�n inwrer�pnr�ti�c�i hy 1 e�xler�g�in hc*�tiW�!��s+�ailahle s�rnl i,uM�i�xrl. B��rrt+Ner stw{!pa)�
<br /> thc pnmiuni�rcyuirc,f ro�n�int�in n�n�:�e incury�uc in cif�tit,ur t,�pm�•idc a loss rc±cn•e,unti! the��yuirenxnt for marttare
<br /> itt+ura�ke c�W�in x�urJ:uk�w•ith;uiy writttu ugrcetttent hctw��en ki��rroacr;uKl l.xixkr ur u4�plic:�blc la�.
<br /> 9. I��4iuu. Lr��kr ur iiti :�ent nby �n�le ru�w�iuhl�:cnuie�up�m u,xi iac�..tieiun�of ehe P�ti.pen�. Lrtt�ler ahill give
<br /> t3�x-rUwer�k►tic.at Uie�ink of c�r p�i�u to iu�ia.aaiiun apxilying re:wuuhlr cau�e tiir tha inyxYtinn.
<br /> IQ. t wtdemtutti�w. Thu p�v4-�ti�ls at a��y aw:►rJ u�daim tor �l:inu�;es. dircrt ur cun��{u.�ntial. in c�,nnrctinn with uny
<br />� c.uul.:iunaticu��u iuhcr tas:ing uf anv p;►tt uf�thc:Prc�an�•,or Ca�r coo�c�'aMC in licu uf�a�.t�tmcuitin», am hcrchy ac�igac:i u;�t
<br /> .hall bc�pai�t tu Lendcr.
<br /> In tlk e�•ent uf a tcual ta�in�o1'the Pn�ert}•,�he pnx�l�chall he�p�+liKl t�tha�um� �ecurrd by this Security[nstrvment,
<br /> whcthcr ar not tncn due, with an}r cxces.c paid to Born�w•er. In the c��cat i�i'a partia{ t;ikinp af the Property in which ttu: fnir
<br /> marle� value u1'�h�Pru�x:ny inun4.9iu�cly befare Itt� uwkiug i�cywl lu ur grwtrr th;ui Il�c ;►nuwnt of thc wnu secured by this
<br /> Security Ir.strument inunediatrly beforc the ta{:ing,w�le.tis Borr��w•er�Lc�xtrr otherwisc•rgrce in writing,the surtu uxured by
<br /> this Security Inatrunurnt shall be reducal by the anwunt c�f' the prucceJs multiplieJ by the falluwing fraction: (u) the total
<br /> mnounl of thc wms scrurcd inmuciiatcly before thc taking, di�•idal by(b> tha fair m;uket valuc of the Property imnxdiately
<br /> F+�fore the t�ing. AnL balan�c stiali bc p:dd to Co��awcr. I� ttt�.cti•�nt af a partial t�tl;ing of st�c Pr:��:rty in �;hich th� fair
<br /> market valuc of the P�n�erty immediutely before the ta1;ing i. Icsc than the amaunt of tha sums cecun.�ci immedintGly before the
<br /> t:�l;ing, unless&�rrower aiul Lender otherwirx ayree in writing ar unless applicable law othenvis:r:pmvides, the proceeds sf�all
<br /> ba applieJ to thu wms sc�:ur�d bp this Sc�ur.ity Insaivn�ent w•hcther or not the sums:uc:thcn�luo.
<br /> if thc P�o�Ky ic abandoned by Bun•owei•,or if.at'ser ru+tice by i.ender to Iiiirrmver thut th�:c�i►�ta,nn�mr uffen tu nuii:e an
<br /> awnrd or setde a claim for di►muQes. 6orrower fuils to respond to Lender within 3Q duy�s after thr ci.zu�the notice i9 given.
<br /> Leiuter is autharized to co11�:t And apply the procceds.at its aption,either to restoratfon ur x�;p«ir uf ehr:I'ropeny or to the suu�s
<br /> secured by this Security Instn►ment, whether or not then due.
<br />_ Unless Leoder and Barow•er othenvise agree in writing, any appliaation of proccs-iis to pru:,;�7a1 shall no; extectd or
<br /> pastponc thc duc date of the monthly payme�us referred to in paragraphs 1 r�nJ 2 or ch.�►nge the amoum rf such pay�e�ts.
<br /> ll.Barnowec Noi itrlesroed;Fosbearaace By Lendi�r 1\ot a�irafver.[xten�io��uf'Uze time far paymeut ca uis.jificaiion
<br /> of utn�i��.iz�tion of the sums se�:un� by this Sec:uriry Iusl�Ument granted by Lender to ur�y�uccessor irt interest of L�JZ�wer chall
<br /> not ogerate to�xlaue the liability of the original BorrowEr or Borrower's sucressora in interest. L..erute:shall no;�requirad to
<br /> cammence ptoc�edings t�Ainsi any suooessor in interest or refuse to extend time for payment or atherwi,�,modify amortiz�tion
<br /> of the sums serured �by this Security Instrument by reason af any demartd mude by the origin� �*nower or Bormwcr's
<br /> succ�ssors in intereu. An��foriu;;r.uue by Lender in exercising any right or reanecly sl�ii not be a w•ai�er of cer preclude the
<br /> Qxen:L�e of any right or remody.
<br /> 12. Sua�sors swd Ass�rs Boand;]oint and Sevesal l.ipbilityt Co-signeis.Ttzc caveu:�u ;u�d agre�:r.xx►ts of this
<br /> Securily Inurumeut s1tia11 bind u�d benefit the successors and assigns of Lc�:der and 8orrower, wbject to t}ie provisions of
<br /> parigt�ph 17. Borrower s covenanis and agreements shall be joint and several. Any Borrower who co-signs this Securiry
<br /> Instrutnent but das not exaute ttse Note: (a) is co-signing this Security Instrument only to mortgage, grani uscP convey that
<br /> &urower's inkrest in the Property under the terms of this Secwity Instn►ment; (b) is not personally obligated to p:� the sums
<br /> secumd by this Security Irut�:E: and(c)agrces that I.encter and u►y other Borrower m3y agree to extend,modifj.forbear or
<br /> make any accommod�tioas with regard to the terms of this Security Instrument or t1w Note without that Borrowa's consent.
<br /> l�.Losa Chsr�ss.If the la.z sxured by this Suurity tiutrum.ant is subjcct to a law which scts m�xirrwm lasn cln.-g�.
<br /> and tl�t law is fin�lly interpreud so that the interest or other loan charges rnllected or to be collected in catu�action with the
<br /> loan exceed the pemritted limics,then: (a)any sach loan charge shall be reduced by the amount necessary to rcduce the eharge
<br /> to the perwitted linut; and(bp ;►y sunu ajready co�lected from Borrower which exceeded permitted limits will be refundod to
<br /> Borrower. Lender may choose to malce this refund by ceducing the principal owed un3er the Note or by ma3dng a direct
<br /> paYment to Borrower. If 3 refund re�luoes principal. the reduction will be treatod as a partial prepaymeat without any
<br /> prepaymeni charge under the Mxe.
<br /> 14.Notkes.Any notire Cv B�rrower provided for in this Secvrity Iastrument st�all be given by delivering it or by mailing
<br /> it G� fust clasc m�il unless r�p�fi�ble law requires use of a��cher method. The nodce sh�ll be directod to the ProQa�c}�Addreccc
<br /> or a�y ather addras Borrower designates by notice to Ler�der. Arty rotice to i��der slsall be given by first c:a;s mail to
<br /> L�nder's addrzss statad henin or any othee�c1dress Ixixler desigr�tes b} notice to Borrower. A�y rz�cioe provi�Zd for in tl�is
<br />� Sscurity lastrwn�nt shall be daemad to have 6�xn given to Borrower or Lender when given�s provide+��this Q�-.tgtaph.
<br /> l5.Goveroing Ls�w; Se�srabjlity. This Security Instrument sf�aU be govemed by fedcral Lavr �ad tt� law of the
<br />, �,uris�:�etion in which the Prep�cr1 is located. In the eveu�tt�3t any provision or clause of this Secvri�y xr�+*�-�or the Note
<br /> cc:,tts�s with apglicable law,s�xh conflict sfw,El not affezt o:her provis�oas af this Securiry Inurn�-r����w���be
<br /> given effect witixiut the canflicting provisioa. To this end the provisiQas p�£this Soc,vrity InstrL��,i.t�e:Koie ue declarw
<br /> - to be severable.
<br /> 16.Bonurva's Copy.BQtrower shall be givea one cot►foruyed copy of ihe Note apd of this Security invrn�+�-r
<br /> . Po�m 3oZS 9190
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