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<br /> ^ '�`°'"'"'-'--"�.� • • AQiUSTABLE RA►T� RIDER
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<br /> January ,
<br /> _ ---�•��,,.,�;�--�� TM19 ADJUSTABl.B RATI's k1U�R i�m�dr thl� 16th dpy af 14 .,
<br /> . t.••:��sa�°:--- u�d i�Inoorpantod Intn�nd�A�!) M d�emed lu�mend�nd supplemenl Ihe Morto�e. Deed oi Trusb or Secudty Dad (the •�Sa:rnY
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<br /> ,���+�{�,...;t;��" '` Inatrumrnt")of�ho wma d+ite�Iven by�he und�nl�nat l��"�rrawm")Io cecuro 8ortowu'�Adlus�ablo Rate Note(�he"Nae")te�'
<br /> '—;�'�'���" ' ,,.. ' C��a��v�ue�a�n�u MTIOM OF ORANQ Is1.AND. NQBA/4NKA(the"l,.endeP•)of 1he�saa dste�d covain�Ihe —
<br /> �� ;�.,•.�,'Ta' ,���'..:�' pr4pe�tY descrihed In tba Socurit�I�ulrument�nd laa►Ied�It
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<br /> �����°�-� 4261 Lariat Ln. Grand��end. Nebraska 68803 —
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<br /> .� ,�1:��� lPro�+eriy Addreu)
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<br /> y�,,�,,,,,�:,.;,�„-�.;:. TYII �Wf l'O�UIM pfOY1f�OM� ��OIY�II��AR C�IIj{M�A tt1Y ��Mlpl�IQ �Ild IOy 1�0�lY�'
<br /> _'''�,�w.�.,�'x- p�ye�u�.TMIs�ole�Iw Ila�lu Ibe�maual�my Iaterat ntr c�cM��{e�t�a�oat qaa aai
<br /> ''�i',`�'�:���14?' . �Yo�M wl�o��d IM aad�w�rnle 1•mwt�y. `—
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<br />_ ,—�� ;ca�tsi.-.,aL:am::; , ���
<br /> ADDITIONAL COVHNAM3.in addUlon lo the covomntc and apreenun�a m�de ia the Sceurity Uqtn�mmt�Hamwa ud L�a�d�
<br /> _ _�w".,'�,�:�.1.`•_�. `.�r,_. ' further oovcnpnt uid�r«u foUowa:
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<br /> �` ,�1��� ��+ A. INTP.ItFl3T RAT/:AND MANTNLY PAYMItNT CHAN(:Hi'1 �_,
<br /> ,�:�` ` '�;'� Ttio Notr provWa for an initfal imera1 nte of 8•0 �fir.'•iocqon 4 oi tha Note provlda for chpn4es in Ibe iWerdt�Ate aad tde
<br /> -:'s.�iu���g . moMhly ppyment��as folbws:
<br /> � ��. _
<br /> �:•:t:ii;eS:LT:":. �.,�• ._ . �-
<br /> � �rt�i �
<br /> $�'�� a � '�� ' �. INTBREST RAT�AND MONTHl.Y PA 1 M!!N7'l.HANQlfS
<br /> � �Y''�� �, �;y. IM clau�ea�e. FebrugrY ,�9 93 �aadon�hatdaye�rar ��.
<br /> �+ } +�S'�` "- The inlemt�att 1 wfll puy may rhanRc on the fitsl dAy of Q:-
<br /> x'`.� � .°� ,' twelve man�lu ihereatta.F.�ch date an whkh my imenut ra�a cauld chanQe is called a"Clwnae Date." ---
<br /> _���',�,�?,�;�:�- —.
<br />--:i� �°; � ' .�
<br /> t�;:;c:;h, .'�,.,;,,w�,r; .. . �o� r��naex =
<br /> ,-,�,,�q� �`1' .,� ' Bcainnio�with ihe fir�t ChanKc t)��c,m>fwer�tit rplo will he twced on an htdex.The"Index"ls tha wakiy averaae Y�dd on United States —
<br />-"��y�� ��,,:� � � � Treasury aecudUa odjuslcd tu�aronslant mAlurily af 1 year,ws mado avAil�blo by che Fedml Re�etve Board.The most receal lnda(iQure �-
<br /> `;``� ' ;;.�'r,�:,,;.�, avdlable as of�he dale 43 d�ys bePac u►ch Chan�e D�te is called Ibo"Cunenl Intlex." ��„
<br /> .'� t•+c;���1ar�.y+x If the indea is ao IonRer�vailable,�he Nwe Holder wlll ohoose a�ww Inde�t whkh is basod upon comparubk infams►tion.7'he Note
<br /> .�i ;; !..`,:�s.,t.. ��
<br /> •
<br /> s tiolda will Qive me notice of thiti choke.
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<br />,.,,,..a;� ; ,•�;: iCi �Mit++i�ikaotCizstt�cs $ili�ee aild ott2 half
<br /> � ?;�•'. °j` � &fore e�c�Chtnae Date,�he Note Hdder wfll calculalo my naw inlerast raa by addin�_ ���0
<br /> ., . ��i.,:
<br /> • i:'j{�'•'� r.,���'�.`.� '`�;' poinu( ' M�)to the Current Index and rouoding lo Ihe nearosl 1/Bth of I�Vi.subjcet to the UmN��tated in Section M[1)below.
<br /> .��•��� � tii7y4���i,�ii.:;'.�.1
<br /> •'•.�, ;,��.�;; :.,.� ,,,,, Thls roundod amount will bo my new inurest rate untU the nex�Changc Dalo.
<br /> ���.. t�
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<br /> ' � . ,,}�;^is;,`���;�; .. The Nate Holder wfll then determine the�mount of the monthly pnyment�hot would be sutficient�o rcpay in full�he pdnclpal[am �'
<br /> ,`;.•''; : !:. _;..,.�:��:��i�;,:i•.•: •s expccted to owe on tAat Chan�e Date in substanUally cquai�yment�by tha mvlurUy dWe�t my new intercst rate.7'he resuN of this calculadon -
<br /> " �'•'�' wfllbetheaewamountofm monthl nt.
<br /> °, ��1�{ ,. . ,; r rwr►►K �'��
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<br /> :• , �4;��: . lD1 IJa11s oa Intenst IUte('Yr�es 10.0 o/i or las tlun , �
<br /> "�'' r •:.Rli'�'.=� � ' 71te Interest rate 1 am required ta pay a� the ffut Change Da�e wlll not be greater than __
<br /> �
<br /> �. y �!``, �.•�c;;;t:: : � 6 0 n•.Thereat�er,my interes��ate will never be increuted or dnrcak^d on eny sin�le Chanpe Date by mme thea t���^ t_
<br /> ., � �_irom�he rotc of Interest 1 havt becn paying for the prcrallnq Iwelvc momhc.Th13iniOmum intercet ratc on tAb loon wil!nevet be
<br /> �. �
<br /> . • �ps�h�n 6.0 �li ond the maximum intaes�ra�e wfll ncver IK Qre��cr�Mto �•
<br /> � ' (E) EfkcqveDateofCl�a� _
<br />-� ' • My new intercst rate will become effective on each Change uate.l wlll paY the amount oi my new monthly paymmt be�iru�ia8 on the fint =-
<br />. - . y.:�,1,�.,i1:,.:��r�,-..,..!, monthlY payment dote wfur ehe Chanae Date unUl tAe amount of my momhly puyment chonQes�ain. �;.
<br /> � �_ t„�.,�i ��-
<br /> _..��iiV�� ��.+�"�'3(:,l'�':,f`�,j{;.'.;;:� �� NotictolCha��et
<br /> ..:.,p"�,� .. '�y;r��':'•.;1��:''.i.':,i�;: ��,..
<br /> _;a:,.,..• '; • • •• ,',�:;},...�;,a} The Note Holder will mdl or dcliver to me a notice beforr cach('hon�e�ate.The nudce will advfse me of:
<br /> .�t�'4n:
<br /> ¢,�,,''i �,, '„r,�.c?,�;,:',.�,,.,.,.' (q �he new interat rate on my Iwn as of tAc Change Dale: – .
<br />_:t;,,,:.�. , :,,i�.,.
<br /> :,;';'i�',: + .' ":��i��Li;,,i?.,,, (ii) theamount otmy monlhlY payment following 1ho Chan�e Dole: ��`.
<br />__,ri+�,l ', • �•�. • (iiq anyaddidonalmet!erswhichtheNoteHolderistoyulrnlloJfsclae;wnJ
<br />- �. . �, � �::
<br /> - •�,,._. � (iv) theaddras of the associadon you couW comact rewuJin�ony questions ubout�he adjwtment trotice• __
<br /> 1.l;+�� :y . . • '' B. CHARGFS:I.IENS �=.
<br /> .' oN'��;�1.�.'.' '� Uniform Covenant 4 of lhe Security Instrumenl ie AmtodM lo rtad��foUow�: i��
<br /> ��{',,i�..,�:,�,,.,r,i...j
<br /> ,�;;�;�ti: �+.,.ti;; �, ChuQe�t I�ens.Borrower shall pay all uxa,assessments,ancl other ch+�r{er.One�,unJ Imp�xi�iom audbulable ro the Propeny whieh may ��
<br /> �.i � . ,u'+', nitain a pdority over this Securky Insuument,and leuehold paymentti i�f�round ren�+.If uny,in the manner provided underpangraph 2 hereof �i
<br /> ��:. . or,ff not paid in such manner,by Borrower making�uymem,when due,Jircctly Iu the poya�hereuf.Borrower shall promptly furnl�h Lender
<br /> � ��'•'��,�� all notices of vnounts due under this{wragr�ph,snd in the cven�li�rrawer�h�ll maAc pAymem dircctly.Borrower shall Oromplly furnL�h to �-
<br /> ��.�'' ° t.ender receipta evide�cing .uch puyment�. Hotr��wer Q,:JI pnnnptiv Jiuharpe nm Ilen whfrh ha�priority over Ihis StcurUy lnxtrument; ��.,
<br /> H
<br /> �.��.`,,, h�wevcr, Borrowcr shull nul M: reywrcd to Jiuhargt an� �uch hcn w luu�{ �.(kq11�MCL (Y�+hull a�{rce m wriunQ to ihe payment of ihe
<br /> � • oblipadon secured by such lien fn the manner acceptaAlt to Lender;lbl�holl iu Ka�!t�oi�h cuntes�+uch lien by,or defend aBdnst eniorcemen�of
<br /> '• ` • ,��� such 8en in,legal prxeedings whirh in ihc opini�n oi l.ende���reic�u prcotnt thc eMorcemmt of�he lien or forfeiture of the Property or any ,
<br /> .•�..��r'�•-;
<br /> �• •� part IhereoP;or(c)shall securc from�hc hot�r ot.u:h Ikn an ax�ccmen�in a fui m wtl�tu�t�xy in Lender subordlnating such Ilm to this
<br /> ' ,��;�� Securfty Instrument. ' `
<br /> "•:'Wi:u�C�� If 1 ender detemines thut all or uny Nr�at��.:Pru�rly n yuh�cr� �u a li�n wlnrh mrv+��+��n�prf��rny over this Securfly Instrument,
<br /> �i.-_
<br /> � i; , ' � Lender shell gfve Borrowcr u uuti�c�dcnhiywp�wh I►tn. Ilurrurrr�hall+uu+tY wrh hcn ur�uke�me ur mare uf th.ac�ans ss ronn aoove ����:
<br /> • � �� „ w{tMn ten doys of the giving of ihc nutiee. '
<br /> � - C. NOTICE �"��
<br /> �+ �� Uniform Covenant 14 ot the Securi�y In�trumant�r umrudeJ�r re�d a�Inlluwc !�.
<br /> U. Nollee.Ezcept for uny nouce reqwrtd uMkr applicnhle luw lu he Y�ven m yuuthrr mronrr,Iwl���Y nutl.c Iu Fi�ttrower pru�ided for in this ':
<br /> Secudty Instrument shall bc givm by deh�erina ft nr by ms►HfnK li by lu��rlu�+mrll w IW�rruwe�a�Ihe Pru�x��Y AJdraw+or N such other address �;'
<br /> as Borrower may designaic by notice tu 4en�kr a�pruv�JcJ hereU�,rnJ Ih�ony nuNre u�1 enJrr+hrll tx�tNrn by Ont clus mail to Lender's i •�
<br /> addres stated hercin or tu such othcr addres�nr l.andcr muy dc+igo�ir hy uutlre���IM�naMer r�pru�iJrd herem.Any aotiapruvlded for in this
<br /> Securfty lnstrummt shall be deemed to huve biten given io&�rrower or I.enJcr when yl�en In�hc manner Jeslanotcd hcrcin. �;,,
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