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x ~ ~Oi000304 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in any Rider executed by Borrower ec ded with it. <br />r 1^ y ~~ t ~ ~- ~~ ~ JD <br />FRANK F GOSDA Date O E GOSDA Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged by FRANK F GOSDA, and JOAN E GOSDA, before me on <br />January 4, 2010. In witness whereof, I hereon/to set my h d if a plicable, y official seal. <br />My commission expires: l U ~~( ~ ~,~ <br />GENF.AAL N07AHY - State of Nebraska <br />~ LISA Ft. MAYER Hall County, NE <br />My Comm. Exp. May t~, 7011 Identification Number <br />(Official Seal) <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />®2004.2009 Compliance Systems, Iac. 002D-DSSB - 2009.12.368 <br />Consumer Rcal Estate - Security Instrument DL2036 Page 8 of6 www.compliancesystems.com <br />