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<br /> S. Ci�.sd ar f'�.riy las:arau:.. tiorruwcr shall k::p the iny�rc�vanents no+�'lxi1s�tl� or fieu etF"r e�rlEd nn the
<br /> i r�cn� inwrrJ ariainct tcu:.c by fire. iucar�Is iik3wiui x�iii�iu iit�: [ci�u'ratcikG�t iJV�iia��" an:!;utiy nther t�x::cs!s,ittclLJinP
<br /> Qatil,ur fl�xklin�, fuc whi�h[.e�xier r�uicc�in.wrait.,e. This in.wrwke�h.zll t�.nulnt:wkd in ih�:u�wwn�c urul G�r the pericxic
<br /> that l.�n;ler rcyuins. 7'hc i�uurrncc c�ni.r pra�•l�in� tfu i�uurarke ctul) l►e rho�rn by &ar.�w�er w6jc�1 tu I.e�x�Cr's u�{�rnvul
<br /> whirh sAall n�W hr unrexsunably withheld. It'Rc�rrawcr failc to maintain crn�cru�^ �kMribcxl atx�cc, Lcixler nuy, al lx�klcr's
<br /> opti.�.��in coverige ti�pr�xat L.et�&.r's rights in thc Praperty in arrcucf:auz w•ith p�r�gciph 7.
<br /> All inwry�x�r�x,Ncie� ;uKl renewalc �11 be a��ceptahle to l.etxier und stu�ll inclu:te u at:uuiard nwrtQa�tc clsuse. L.end�r
<br /> slult hacc tiu right to tu�W Q�c policica suxl rc�uwals. If Lcixtcr reyuires.Ba�rouer Stw!I pwn�fy gice tu Le�xler atl m:elpis ot'
<br /> paiJ prcmiu�ti�.�axl reiku�af nutica. In the evcnt of toss, Borrower shall�ive pmmpt ixuire ta the inwr;tnce carrier:u�d Lcitder.
<br /> Ixtkier ntay n�ake proc+f uf lo�.c if nc�t made pmmptly by BorroN•er.
<br /> Unlesc Lender aixl Barmwer c�thrrw�ise agree in writing,insura��ce proceeds stwU he appliod to�ectorutic�n o�r��ui�nf the
<br /> Propett��damaged,if tlu rectoradon or repair is economicaUy feasible and Lender's security is nol le.csened.If the restoration ar
<br /> ��epair is ru�t econc�mic�lly fcasible or Lendar's security would be lc.csened, the ituurnr.ce proceecis shall he applial to the �ums
<br /> sa:urai hy thic Security Tnctniment, w•hether or ix�t Ntien due. �rieh any excess naid co 6orrower. If Bonower abandons the
<br /> Prupeny. or does nat answer within 3Q days u rwiic.€rum L¢uder.ehst che ie�raace carcicr [�s offered to setUe a claim, then
<br /> Lend�t m�y coQect the insurance pnti�uds. l.eader an,�y u:,�U;r���s to rep:iir or resa::rr� ths Property or to ps} aunu
<br /> secunYl by ihis Seeurity inst�umeni. wF,ether or nat tte�n due.T1Tr;?�3-duy periaf w�i[Z Begic�v;i�rYa,P��fce is g6�ett.
<br /> t'�nl�.cc l.encier and Bonower Wherwise agr� in w•riting. ;irt� app[i�accw+.og pra�c�.�(; t., �:znrc�:zf. s�L�:tl� �sr,ac e�e:�v�or
<br /> �wstpone �ik due dntc ,�f the nwnthly payments rt:crred to in paragrap�is C .:vx'1: or c1s��:th.°x��al.unu.rt'Yhc�:tycreerees. ZF
<br /> under parugraph 21 ih�t�roperty is acquired by L,ender, Borrow•er's right tcr�u�_t :�uur:uece���i�ies�.-1.3 pro�.;r�n:�IG:.�, tivm
<br /> damage t,�the Property prior to the aequisitiun s1�11 pass to Lender ta the exten.uF the sttm,.c:o4arc.�flrv r,�,i:�c�:+:riE�: i;ti:.awrai:=:
<br /> inmediately prior to the uquisition.
<br /> 6.Oocup�ncy,i4+rservatioa, 1�iaiateiwnce and H�otectiaa of t6e Proprrty;Borrower`�9.uaa A�Yi.,Nt�n;I.es��cb.�]�c.
<br /> Bonower sha!!oceup�•.�.�eoblish,and use the Pro�riy as Borrower's Frincipal residence within sixty da}>.:��:�.r the executionof
<br /> this Security Instrurt�iu And shall continue to occupt•the Property as Borrower's principnl residence for at leust one year after
<br /> the date of occupancy.wtless 7xnder euherwise�t+e�s in writing, which consent shall not be unreasonably withheld,or unkss
<br /> extenuating circumstarxes e�►ist whi.h ure beyond Borrower's con�rol. Borrower shaU noi destroy. damage or im�ir the
<br /> Propeny, allow the Property ta deteriurate, or�mmit wacte on the Property. Bonow�r shall be ia dcfault if any forfeitutt
<br /> action ar�rooealing, whether civi! or criminal.ic Q�gun that in Lender's good faith judgmen!could re.wlt in fotfeiture of the
<br /> Pruperty or otherwise materially impair the lien created by this Security Ir�struirient or I.endcs's security interest.Borrower may
<br /> cvre sueh a default and reinstate,as pmvided in patagraph 18,by causing the action a'proca�ding to be dismissod with a culir�
<br /> t}ut. in i.�tidcr's good Eaith determipAdon, precludes forfeiture of the Borrower's interest in the prc►►perty or othet material
<br /> im�►im+ezu of the {ien creatcd b} thic Security Inst�ument or I.andcr's securiry intesrst. S.,rrower shall also be in default if
<br /> BotzowEr.during the loan applicasi�n process,gave materially false or inaccurate infomiation or staterrxnts to Lender(or failed
<br /> to pmvitk Lendu with any m�teria!infarn�ation)in wnnection with the loan eridenoed by the Note, including.but not limited
<br /> to,represtntatioru conaming Borrc�wer's occup�nc.�y of the Property as�princip�l residence. if this Security Inu�umiu ic on a
<br /> , le�se7wYd. Borrowu shall oomply- with all the provisions of the lease. If Borrower aoquires fa titk to tbe Pnoperty, the
<br /> Ieaselwld and the fee title shall not merge unless Lender agrocs to the n�crger in writing.
<br /> - �.t�otectba ot'L�er's tttgAts ia t�e i�wpat}.It t3orrower tat�s to perform tiu covenants ana u�treuntnts eontzined"u►
<br /> this Security instrument, or there is a legal proceeding that may significai�tly affect Lender's righu in the Propaty(uuh u a
<br /> proceeding in builcruptcy, probate. for oondemnation or forfeiwra ar to enforce laws or mgulations). ttun Lender may do aad
<br /> p�y for+uhatevu is nece.csary to protect the value of the Property and Lender's rights in the Property. Lender's atxions may
<br /> include psying any sums secured by a Ilen which h�s priority �ver this Security Insitumrr�t, appearing io c�ut, pstying
<br /> reacw�able utomeys'fas and enteri�on the Property to make repairs.Although I.endu way wko xtao undet ihis Pua$r�ph
<br /> 7.i.end�r does not have w do so.
<br /> � Any ar�wunts dislwrsed by Lender under this paragraph 7 sha11 bxcu���ddidon�l debt of Borrower secured by this
<br /> Soauity�nstrument. Unless Borrower and Lender agree to other terms of paynx,�st.these uYwuncs shall beu inurest from tlue
<br /> date a€c�sttiwwseaxnt at the Nott r.�te aad si�ll be p�yable, with iaterest. upon notice from L�ead�r W Borrowca�roqu�sting
<br /> P�Y�•
<br /> S.Mo�t}�,age Inwrance.If Lender requiral mortgage inwranoe as a corw�i�n of makiag the loan cecurcd by this Security
<br /> Instnunent, Borrawer shall pay the p�emiums required to m�intain the mort�:�e inwraire in effoct. If. for sny reaso��. the
<br /> � mort�age iasurmee ooventge rcquired by Lender lapsac or ceases w be in effoct,Botrower sl�ll pay the pnmiums reqt�ired to
<br /> obtain cnverage subst�tially equivatent to the mortgage insur�previously in effect.a1.a cuu sutuL^�i��ly equivalasC tp the
<br /> ' oos: to�Sarowu of the mortgage insurance prcviously in effoct. from an aleeraate moct,g,ege inturer approved by Lc.�nder. If
<br /> � substantia2ly equiv�;�:uwrtgage inwrance coverage is rwt avaitahle. Bormwer si�all pay w L.et�cler e�manth a sum equ�l w
<br />'1,-�i
<br /> ;', • one-twdith of the ye:u.i.p mortgage inwra.nce premium being paid by Borrower when the insiraance ooverage lapsed ar ceased to
<br /> , � be ia ef!`�x,l,e�icr.arili xcept,uyti a�mtaiA these payments as a loss reserve in tieu of. mr�rtg�ge iruur,�cx. Loss.� rexcxve
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