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<br /> � " , 13, I,o�p C6�r�. If the loan secuted by this Security Insln�men�is cubject to a I�w which sets maximum loan —._
<br /> -,`sa��``�`„ chuQe�,and tlut I�w is fimlly interpreted so dwt the ieterest or dher la+n ctwrge�collected or lo be cuilated in connection ,,_
<br /> �, :, �.r..�
<br /> with the lo�n exceed the permitted Iimils,then:(a)any such loan charge shall be rcduced by the unoun�naess�ry ta reduce " •��:t a...r--�,�.�-
<br /> ., ••.` �he ch�uge to�he permitted limit: xnd lb)a�y a�um��Ircady collected from Borrower which eaceeded permitted limi�s will ,.=1"'-—
<br /> • . ��. '� be refunded to BoROwer.I.ender may choo�e ta nwke�his rcilind by rcducin�the pr�ncipal owed under the Nate or by making M -
<br /> ; � . � o direct payment to Bor�ower. If a r�fund reduces prfncipal, the rcduction will be trc�ted as a partial prepaymem without �''-___ _ ___ _
<br /> , ,.: " �Y P�9ment chuQe under the Note. ��•e,�.�-.
<br /> 14. Notias. An ndice to Borrower rovided for in thia So;urit Instrument ahall be iven b deliverin it or '."t'"' ""�`"°
<br /> Y P Y 8 9 � � ��h--�::
<br />, " , by mailing it by tirst class mall uniess Applicable law rsquircs use of anather methad. The notice shc�ll be directed to the • °• -•• _
<br /> Property Address or any aher address Borrower desigrwtes by natice tu Lender. Any notice to Lender shull be given by „ =-
<br /> first class rtwil to Lender's adcircss swted herein or any other address l.ender designates by naice to Borrower. Any notice _t;
<br /> . provided for in this Secu�ty Instrument sFwll be deemed 10 have been given to BoRawcr or Lcnder when�iven as provided - - �.:,;���:;.;„.Y:_,�
<br /> � in this puag�aph. � • _ �� •=�
<br /> 1S. Govemia�I.aw;Severability. 7'his Security Inatrument shali he govcrned by federril law and the law of the �
<br /> jurisdiction in which the Property js located.In the event that any provision or clause of this Security Instrument ar 1he Note „ -
<br /> ., conflicts with applic,ible law. such conflict shall not affat aher provisiona of�is Security Ins�rument or the Nate which .. _�.�'
<br /> ` can be given effect without the conilictin�provision.To thic end the provisions of this Securiry Inctrument and the Note -.�-
<br /> ora declared to be severable. �- .�'�":'�
<br /> � 16. Borrower's Copy. Borrower shnll be given one confarmed copy af the Note and oP this Securiiy lnstrument. ': +•,
<br /> ��,' 17. TransPer of tke Proper/y or w Be�ceiicial Interesl in Borrower. If all or any part of the Praperty or any � , , �-�__
<br /> � '''�;'� inurest in it is sold or transierred(or if a beneficial interest in Botrower is sold or transferred and Borrower is nat a natural ���- . �� ''
<br /> • , I �� :.'.. �I �..,
<br /> '' person)wlthout Lender's prior written consent. Lcndar may, at its uption,require immedia[e payment in full of all sums . , �� ; •
<br /> secured by thlc Secur�ry lnstrument.However,this option ahall not be eaercised by Lender if exercise is prohibited by federal ':�';�;.:a;R ...��� '.�
<br /> ` law as of the date of this Secu�ity Instniment. ,��`_,�:_
<br /> '�.�_; !f Lender exercises this optioo,Lender sh�ll give Borrower notice of acceleration.The notice shall provide a period �"".)��p
<br /> " of not Iess tlwn 30 days from the date the notice is delivered or mAiled wlthin which Bortower must pay all sums secured � . -
<br /> ! by�his Security Ins[rument,If Borrower fails to pay these sums prlor to the expiration of this period, Lender may invoke
<br /> nny remedies permined by this Socu�ity lnstrument without further natice or dcmend on Bo�rower. '�. ,
<br /> ; ' , , 18. Borrawer's RIQhI to Relnstate. [f Borrower mats cerwin conditions,Borrower shall have the right to have ..
<br /> , ;". � � enforcement of this Security lnstrument discontinued at any time prior to the earlier of: (a) S days(or such other period • `, . .• '
<br /> � �.s applicable law may specify for reinstatement)before sale of the Property pursuant to any power of sale contained in this ,.- #-
<br /> • __-_– , Security 1nstrurrient: or (bl catry of a judgment enfarcing this Secsslsy lnstn.�mrnt. Thos?��iti�+nR are thec Borrower: _��__
<br /> • (a)pays Lender all sums which then would be due under this Security Instrument am1 the Nde as if no acceleration had �'.`� �
<br /> �'•��':•� � occurred;(b)cures any default of any other covenants or agreements;(c)puys all expenses incurr�y!in enfurcing this Security , ,,,:,,,�t� -
<br /> ..:�f;� ��
<br /> ' , Instrument, including,bul not limited to, reasonable attorneys' fees;and(d)takes such action as Lender rnay reasonably •�� �i`
<br /> �.'.;� ;,.
<br /> require to assure that the lien of this Security Instrument,Lender's rights in the Property and Borcower's obligation to pay sr� ,.y; ';;�
<br /> . the sums secured by this Securiry Instrument shall continue unchanged. Upon reinstatement by 8orrower,this Security In- {'��„� ;�
<br /> strument and the obligations secured hereby shall remain fully effective as if no acceleration had accurred. However,�his -=Y.,..R�,._
<br /> dgtn to reinstate shull nat apply in the case of acceleration under paragraph 17. ' �''
<br /> 19, Snle at Nate;Choage of Loan Servicer. The Note or a partial interest in the Note(togelher with this Securlry ,
<br /> . � Instnimeny may be sold one ar more times without prior notice to Borrower. A sale may result in a change in the entity , -
<br /> , , (known as the"Loan Servicer") that collecGs monthly peyments due under the Note and d►is Security Instrument. There . - _
<br /> • elso may be one or mare changes of the Loan Servicer unrelated to a sale of the Nute. !f there is a chenge of the Loan l
<br /> ' Servicer,Borrower will be given written notice of the chunge in accordance with paragraph 14 atwve and applicable law. • -
<br /> {s'�` ? • The notice will s�ate�he name and addrcss of the new [.aan Servicer and the address to which paymenls should be made. i =
<br /> � ..`'~': The notice will also contaln any other informetion required by applicable law.
<br /> • 20, Hazardous Sobstances. Borrower shell not cause or permit the presence,use, disposel,srorage, or rekase 4 �� -,
<br /> ;;,i,;4 , ' • of ony Hazardous Substances on or in ttie Property. Borrower shall not do,nor allow anyone else to do,anything affecting � :
<br /> . ,, .., the Prope�ty that is in violation of any Environmental L.aw.The preceding two sentences shall not apply to the presence,
<br /> •. use,or storage on the Property of small quantities of Hazardous Subswnces that are generally recognized to be appropriate � . ';"�'"{
<br /> to normal rcsidential uses and to maintenance of the Property. ' ' ':;".�:;
<br /> � Borrower ahall promptly give Lender wrinen notice of any investigation,claim,demand,lawsuit or other ac[ion by E '. ;M,.,� ._
<br /> any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or � •- �
<br /> � Environmental Law of which Borrower has actual knowledge. If Borrower leams, or is notified by any guvernmental or
<br /> regulatory authority.that any removal or other remediotion of any Hazardous Substance affecting the Property is necessary, ••
<br /> Borrower shall prompUy take all necessary remedial actions in accordance with Environmenwl Luw. .
<br /> As used in this paragraph 20,"tlazardou�Substances"are those substances defined u+tozic ar h�zardous substances
<br /> by Envlronmental law and the following substances:gasoline,kerosene,other flammable or toxic petroleum products,toxic
<br /> pesucides and herbicides.volatile solvents,macerials conwining usbestos or fi�rmaldehyde, and radioaaive materialx. As
<br /> used in thls paragraph 20."Environmental Law" means federal laws and laws uf�he jurisdiction where�he Praperty is located
<br /> dwt relate to health, safety or environmental prcxection. , .
<br /> ' � NON•UNIFORM COVENANTS.Burrower•rnd I.ender funher covcnant and agrce as fiill��ws: '
<br /> ' �• �� 21. AcceleraUan;Remedfes.l.ender shall give notice to Borrower prfor to acceleration following Borrower's
<br /> breach of any covenant or agreement in this Secu�ity Instrument(but not prfor to acceleration under paragrs�ph 17 .
<br /> , unless applkable Iww provides otherwise).The notke sholl specify:(�)the default;(bl the action requind to cure the
<br /> default;(c) a d�te� not les.s than 30 doys fcom the date the notice is given to Borrower, by which the detault mu�t
<br /> be cured;wnd(d)tlwt taih�re to cure lhe default on or betore the date specitied in the notice may resrlt in nrceleration
<br /> of the sums secured by thLs Security Inatrument and sale of the Prope�ty. 71ie nottce shaii iunner inform norrower
<br /> of t6e rlght to reiostate afler pccelemtion and the dght to bring a court nction to nssert the non-exlstence of a default
<br /> � or nny otder deknse ot Borrower to acceleration ond sale.If lhe def�+ult is not cured on oe betore the date specffied
<br /> in the notioe,I.ender at itsoptlon may require immedi�te pnyment in full o[all sums secured by thls Secu�ity lnstnunent
<br /> • wiWout(Wrther demand aad may incoke the pnwer of sale and any ather remedies permitted by�ppltc�ble Ww.I.cnde�
<br /> slwll be enUtkd to coUect all expensea incurred In pursuing lhe remedles provided in this par��ph 2l. including�
<br /> but oot Wnited to, reASOaabk ottorneys•tees nnd casls ot title evidence.
<br /> � Fon�l021 9�10 �page I oj 3 paReei
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