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<br /> T4lI�S ADdLTSf'tAHLB RAT�REIIBR{s c�n:d�t�sti:S t 2TH � d�y of JANUARY .
<br /> 1998 .aad is it��rrl�d Z*�'�a��tDJ b:d�ated to sunend�nd suppiement the P�tart�ag�.D�ad af
<br />� � Tn�st oi Sxuriry I�rtd(tt�°Seca2ritY Iaut�,�r��°)�yf�t1se 5ume date given by the un+dersi�tt1�e°Borraever')to
<br /> �.se thr Bnan�:�s's A�djast�Qte Arss N�(tb:°P�f:tig°D ao
<br /> � � TAe Equitable Buitdin� nrd laar. AsSaci�tzcn aS�r��t��Sslend� Nebreska, A Fnderai Sevings Ben�
<br /> ` (2he"Le�dec")of tt�sem°dasr a�ooveaiz�:b:�zts��cy drscribed in tha Sa�arity lasnvmekt and tac�zed II3:
<br />:.'�� . 420 S �RANS CsAANQ ISl.ATVS�; �1E�a�a�anssl68�t13-5847
<br /> . THE t�m'EG C�t�Glift�3 PRtt�&!�lYS AlLOYYdll�i FOR CHA.'41t�� !N 7NE LNTEREST
<br /> ,�. Rlk� AtiPJD TF,i� A1iqI7�t1'iF• PAYME(+f'r. TH� fi� UMITS TF[E AMOi811i'�. TH�
<br /> BaR�i�{.�l�€1'a°!�`ii����. �1'i3'C CA91i C�tA�iti� i�'9' AF,lV Ora� '9'[31lE ��V� � �
<br /> , 14fi3iKSKl111`r.Rfl�'iit�:BIY�}}l�ltr-1.Ul�ii iVitISY PAY.
<br /> � ',�7 , ' ;.. �.'..-�. . . -
<br /> p AD1YT�5'�'tBAialb G3�T�1.91�'�.In�ii::cn rra the coveaanls and ag�eemeutt�made itf the Security 1n5�. _
<br /> ��s l�o���1.e�Y�.x aav.�ut.�a��ee as foltacvs: �, _ -
<br />�s���`� A.EY�i'�ilt��'f II�i�t�•��?�'B�I,�I PAYt�i'E C�+C.�
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<br /> ':, � • 'Iiie No•,�ps�nvrdus,�tg�s��itiai.intera3t raze of 6.625 �.The Note provides for�aagcs in
<br /> dye isute��s�ur�crd�lCc�rsf�ulthfy payra�ts:as follows: -
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<br /> ;;'.��' 4.��1RAA6E ANID MO�I'�.V PAYA�NT CI�I�Iti r� . -
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<br /> :.�: I: . (Aj�"6�ilie�t.a . �:..
<br /> `• 7�irt.eresta�'t��iv;c`ii paY maY c6anga on tt�6rst day af FEBRliARY . 2001 ,�:��?�
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<br /> .;.:�f��, daY c�cery::,1L?�i an;;zls e�i�fter.F.ech date on whi+ch my interest rate aonld d�ange is ralled a."�ge�?axe+.°' -_
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<br /> ; . (Y�)�xQ�L'.Yu�?t�c _.. .., .
<br /> � ,, B . ��g�,�k�i+.;t�r.t��c Change Date,mY.interest rdte will be based on 2a�Inde�.TLo"In�Z°is the weelcly .
<br /> :' � av�tstge y'cttd'om Y.Xa�,�s2ai�s Treasnry sa:urities adjustc�ta a oonstaat m�turitg of l yar,as rmade avail,fr°�Ip by
<br /> �r !' the Fed�ral�Reserne�H�azil.Ztta most recent Indeu figu�avaitabte as of the ds�►43 duys befone eacb�Da�a
<br /> �. .�� � is calt�i the°(�rc�ent�3ex.' ��.��:` "
<br /> , If the Inflea is no ton�r availa6l�,the Note Ro�der wUt rhoase a new index whit�a is based¢�an caru�� r:��;::;:. .
<br /> � � informatioa.�e Nate Hoider will givs me notice of t�is chai�. `
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<br /> � , (C4 Cskalabion af C�. • . ' . ' . .
<br /> .:,v;;�°` �S�fa:e�sh l;ftange Dau.the Nata Holder will calailate my near intetest rate by addljng ' • -' .
<br /> e
<br /> �.15���� ' � T1�. . P��Be goint(s)( 2.000 �Tto t�e CAtcte�t �`�: ',
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<br /> . i}'i° Indx�.. .`ti3liu�Note Holder vu=!l.tlien tound the resWt of this addition w the n�st onerelghsh of an��pe�tage , �
<br /> .� � :: paic►t t�F�:.�2S�ij.Su6ject to tLe Dimits stated in Secdon 4(D)beiow.th9s mlua�yd amouss w7�be ury isew�si .
<br /> ,. ,,,,;',.'cuausUi�,~4te aext C4�ge Date. � , •
<br /> . • ; ,.?'��f�a�Flolder wiU�lien d�tetmine ths amaQat of the mantitly payment t�i woui8 be�&c�ni to.rtp3y flvo
<br /> ' nnpai�'�czcipat shat I um expected to awe at tha C�attge Date in fiill on tbe Matiuity Date�ir�sy uew icte�t rate�'
<br /> : , In sutrstanriaUy equ21�payrnents.�e resnit of this cutaila4fon�vilt be t�e new amotwt of my monthly�yr�ent• .
<br /> � i.�: . . .
<br /> ` (D)Limits on Inte�.est F�te C��gcs � . �
<br /> . ..}t..° � ' • The iuterest rase i�requiied to pay at the fisst CB.wge Date oriU nat be�t�r tiisn 8.62� . 96 ..
<br /> . • '���. ar tess ttan 4.82S S6.T6ereatter,a�y+inte�st rate wi!!never bt insreased ar d�on
<br /> � aay singic Ct�ge Date by more tl:��two pe�oentago poinss(2.095)fram tha rnto of intttest I havB ba�e paying
<br /> , � } .� for tho prece�ding tvrt�Y��months.M interest��ill uever be gceater t�n� 11.62b �.
<br /> ��: . • . . My intere3t --r��.��, �rit� never i�e lower than 4�825AC.
<br /> � • (G�I�dt'�ctivr t��.�.���tr�cs� , � . .
<br /> � c � �1Ry�.{yn�ty��jnterest ratc wUS b.�cu��c�.effective on e3ch t',hange Dbte.I wiq pay the amount ag my ncw nwntWY , -
<br /> � � ' ' � is� an tue fir�it���i:3I ment date after tlie Cl�ange Datm until lhr am�m of m maat�3
<br /> J . � I�Ya��:,:��m8 Y PaY Y Y '.
<br /> . (I Pzymtn�ch�SE�!+���� '� �
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<br />-•,�:'�,t 1.. lal n�CE 1!��LII� .
<br /> :::i;l.'�.� � Thr�l�inte Holder will dsJiv�r or.ms31 to me a natioe of au��anges in my inieRSt iat�nt���.ihe amwu�t of my
<br /> Y;.'. : . monWty�j�ay�ent before the effecticE data of any cLange.The mtice will include infa�lii�rl required by law to
<br /> be pve� me snd aiso the dtle and telephone number of a persan wI�A wil�answar any quesiion I m3y have
<br /> . regarding tha notice. .
<br /> • MiATiSYATE Ab.fitSTA61E RATE R1�ER-AHM Fr2-Singte FzmilY-Fsr�i�RAae/Fr�dd'a�dac IdnNotm lrutnrnu+t . .
<br /> . � .' Fam�81113185
<br /> �a�YZAt3305) ' YMVMOHitiAGEFOFa�tS-(80W54tJ291 �qirrteionH�cyd�lP�pr .
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