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<br /> :��,^ TOG�THER WITH all tha improvemenis aocv or her�fter erected on th�propersy.and all ea�em�nts.appwtemancxs.aad
<br /> -t � 6�ctUres aow � hereaftesr a part oS tf� p�nPtty. All replaoements aad add'ttions shall also ts� wvemd by this SEauity
<br /> Instmment.All of the foregoing is refemd ta in this Se:,urity ILSuumeut as the"Property.' '
<br /> � EOi2YtOWER COVENAM'S that Borro�ver is!atrfully seised of the estate he�by oonveyed and has the right to gant and `
<br /> - convey t$e Frogeety� u''�at t;�e R-ciperty es un��;►�,en�t for�Fa,-ues of remrd. �artonrc�r��ttr:as�s aa;!will -
<br /> defend gensrally tt�tit3e to the Fropeety again.�t afl claims and deunr.ds,subject to aBy enwmbrances of cecard. .
<br /> '1gIIg g'ECURTI'y INSTRUMENT combin�uniform cover.ants fur nationnl use u»d non-uniform wvenants cvith limited
<br /> variatiflns by jurisdiction w constitute a unifo:m sarurity inshument ooveriqe,real prop�rty.
<br /> � UNIFORM COVENAN'C5.Sorro�ver and Lender covenant and agree�.s foltozvs:
<br /> �_,�`� � l. Pay�ent o!Prtadpa!and Interes3; Ftepuytnent agd Late C�arg�. Borrower shalf pra�mptty pay when due the
<br /> -�k pristaFai of and int�est Qn the d�bt evcdQnsed by tlie Note and any prepayment�nd late charges due under the Natc. ._
<br /> � Z.Funds fos Tases and insurance.Sabject to applic�le lativ or W a written waiver by Lender. Borrowe�shall pay to
<br /> " Le�der on the day monttily payments ar�due und�r the Note.unti!the Note is paid in full,a su�►(°Funds")for.(a)ye:uly ta�ces
<br /> t.� and nssessasents wQich m�y attain priarity over this Sewrity Instrument as a lien on the P�vperty;(b)YearlY leasehoid paycaenis
<br /> or graund�nu on the Proparty.if any+:fc)Yeazl;,6arard or pragerty ia�uranoe phmlums;(d)Yearty Road ens�nce paemiums.
<br /> if any:(e)Yearty r�tortgage insurnnce premiums,if any;and(�anY sums PaYable by Sorrower to I�ndcr, in acoordatcce witb
<br /> - � the pmvisions af paiagapb S,ia tieu of the pay�t af rao�gage ins�ce premi�s.These items are catded"Fscroc�r Items.° —
<br /> Leader mrry,at any time,witect and hotd Funds in an acuount not to exceed the maaimum amaunt a lender for a federally
<br /> relatad mortgage loa�may requi�e for Borra�v�r's�w aocount under the federal Real Estate Setttement Procefi�'�es Act of
<br /> 1974 ras amended fram time to time. 12 U.S.C.�ection Z601 et seq. (°RESPA°),untess acother!aw d�at appli��ta�e Funds
<br /> ,.,.�f sets a les.ses amaunt.If so. Lender mny.at a�+time.collect and hotd Funds in an asununt nnt w exoeed the tesser amonnt.
<br />_,..�t; Lender may estimate the amouni of Fimds duc on the bas�s of carrent data and reasonahte estimates of expenditures of fupue
<br />:,'�?�! : � �'aw Items or otfierwise in acoordance with epplicable law.
<br />:r,��' � The Funds shaq be held in an instit�on whose d�r�u are insured by a federal agency, �mentaliiy. or emity
<br /> ;E'� ,: (inclading I.ender,if Lender is such an instttution)or in aay:�'-odeial Home Lo3n Bank.Leader shaU agply the Funds tQ pay the
<br /> ,���: Sscrow Items.Lender may mot charge Botra�ver for holdin�and applying the Funds,annualIy analyzing the escrow eccount,or
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<br /> �'����;,r�" ; verifying the Escrow Items,unless Lender pay�i�mrower interest on t4e Fnnds and applicable law permits lender to maice sucd�
<br />'"�'`'�'�;: a charge.However,Lender may reguire Borrowu to pay a one-time chm�far an independent real estate tax repotting servioe
<br />� u..�by Lender in connection witb this foan. unless app�cable law �nvvides otherwise. tinless an agreemwt is mude ar
<br /> .. . ap�(�'3cable law nc�uires intctc.st to be paid.Lender shall not Lna�ired to pay Borrow�any interest�r earnin,gs on the Funds.
<br /> Bc�swer aad Lender ma}r agr�in writiag,hoa•�ver,thzt�z�est shall L��sid on the Funds. Lender shall give to BorruNer.
<br /> without r,hazge,an azmua3 acoounting of We��is, shaw::�g�cs�its.:rud�Eel�its to the Funds and the purpose for wbic�eac�
<br /> ' debit to the Fuuds was tnade.The Funds are pC�,�ed as a�sranai s�s§�r aU sums secuzed Ey tht.fi�ecttrity�.�+�
<br /> - ,'�f the Fuads held by Lender exoeed the aa►onnis perro��3 w be tieid i�y applicabfe'r,aw,I.ender shall acxount tn.Bormwer —
<br /> fq�r�e excz.cs Funds in arcotdance with the requirerasats��epplicable law.If the amvi„�t vf rlie Funds held by Ir.�si.�er at a�r �
<br /> ' ti�5s noi suffiae�t to puy th�Fsccow Items s��en dne,Leader may so notify Borrowe��writing,aztd,in su�ti case Borrower
<br /> „``'`� . 5�,�pay to Lend�r the amoant necessary ta�xe up the deficieucyr. Bormwer shall make ap tha d�u�ency in no more than
<br /> ;- . . t�e.'vz raonthlY Paymenis,at I.endcs's salo di�t'ran. � . �
<br /> •. � •Upoa puymeict in ftill of atl sums secura!by this 3ecurity Instrument, I..ender shall pmmptty�refnnd to Borrower any � _
<br /> � , Fu.ti�head by Lend�r.If.ander pamgiaph 21,Lender sha��cy�uina or sell ttie Property.Lender.prior to the acquisi6on or sai� �
<br /> of t�Propeny,shall appiy any Funds he}d by Lender at tZa��t+ms of ncquisition or s�le as a credit against the sums secured by
<br /> � , this Securiry Instrurnent. �
<br /> � . 3.Appft�stion ot F�ymenis.UNess applicable taw pmvides othe�nsw ctll paymsnts received by�:(�rader under paragrapiis -
<br /> . i and 2 s�all be applied:fust,to any prepayment charges due under the Note:secnM,to am�nts payrable under paragraph 2;
<br /> tirird,w interest due:fourth,to principal due;and last,to any late charges due under tts�:"Jote.
<br /> ' .�!.CtiargeS:I.��v.Borrower shall•PaY all ta�ces,assessmeaats.ctiarges,fines an�.,i�i�positions amihutabte to the I>zoperty
<br /> � �e''.W�7i may attaia priority over this Se�vrity�nent,and IeaseholQ payments or g�r'i�nd rents.�any. Borrower shall pay
<br /> ' ':':� � . ' these obligations in the maaner provided in parn�aph 2.or if not pald in that manner,�orrower shat��ey them on tia�e directly
<br /> � :,: .
<br /> • to�:person ow e d payment.B orrower s h a ll promp t iy f u m i s h to L e n der a ll notices o f amoun 4 s to b e psi d u n der t h is par8grap h.
<br /> If'l�:ar�awer makes these paymenis dim.ctly,Bomo�wer shall�mptly fumish to I.ender receipts evidencin�the pay-rrr:nts.
<br /> . � . � tF�rrower shall proncptty discharge any tien wluch has priority over this Security Instnunent uNess Borrower.(a)agrees in
<br /> � a-�u�g�to tha pxyment of�the obligatioa secured by the lien in a manner acceptabla to Lender;(G)contests in goal fuith the lien
<br /> � , ts�,;rtu�defen�s -ayp,inst enfarcement of the lien in, tegal proceedings which in the Lender's opinion operate to prevenl the
<br /> � . . eni.'4�rcentent of the tien;or(c)ser,ures�om the holder oF the lien an ogeement satisfactory eo Lender subordinating the Hen to
<br /> ltir;��esurity Instniment. If I.ender determines that any gart of the Praperty is subject to a lien wluch tnay attain prior�ty over
<br /> ' thf.�a.Sect�rity Instrumem.Lender may,give Borrower a nodce identifying the lien.Borrowet shall sat�sfy the lien or take one or
<br /> :,•.,, .
<br /> more of the actioas set forth above within 10 duys of the giving of notice.
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<br /> ' Farm 3028 9190
<br /> ' . vop�2 ot 6
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