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<br /> � TOGETHER WI'i'H all the ira}�rn�•�m-.�ts usi;v or h2t+�alt�r erected aA tha propx�ty,and all w.�semenas.appunenan�s.and —_
<br /> ` f:xtures naw or here�fter a part of tPie pm�ty. All r�pt�cements and additions shail alsn be covcsed by this Security 1�_;,�_'
<br />- IRSir�tinent.Atl af tlsr.foregnin;cs referre�to in this S�uriry i�staument as the"Property." �;'�
<br /> BQRROWER COVEMAN'i'S cha.t�ozracj�zz i�l�wgully seised of sh�estate hereby conveyed und has the right to graat and = _
<br /> convey the Propeny an.d tl�at the Prop:rt�� is uswyncumb�red. exce�t for enc�cmbrances of reoard. Borrower wsarrants and wifl �--
<br /> _ defend ger,eral{y the titt�to the Pro��rt�+z�.inst ali clai�ns and demaads.sabject to any encumbranoes of record.
<br /> THIS SECURITY II3�RUIui��li'comb'tnes uniform cov�nants t'or nationa!iess and non-uniform covenants vrith fimited ��"
<br /> variarioas by jr�risdiction to constitute a unifotm s�curity instrument covering real pro�erty. [:.�.�
<br /> UNIFORM COdENAN7'S.Sosron�amf Lender rnveaant and agree as follows: -- _
<br /> 1. P�ymeat o�Pc�Lrttdpnf and Inte�i T?�'eFaS'ment esnd Late Chn�es. Borrower shafl prompdY PaY when due the �`
<br /> priacipal af and intesest on the debt evide.aa�1 hy the Note and any prepayment and late charges due under the Nate. I�'��
<br /> Z. Fumds for Taue��nd Ipsa�tt�. 9�bject to appiicable law or to a wrttten waiver by Lender. Borrower shall pay to �'°�
<br /> L.ender on the day�onthly paymes�ts a.re�ux under the TVote,until the Note is paid in fuIl,a sum f"Funds"}for:(a)yeaiiy taRes = _
<br /> and assessmenu which may aatp.in�riority•over this Security Insnvment as a tien on the Frogerty:(b)yeariy leasehold payments ---
<br /> os gmund muts on t�Pro��rty.if aa►y:(a)Ye�riY hazard or properry i�swance premiums:(d}year2y!3r:,�insurance premiums, ��
<br /> if any:(e)Year1Y invrtga,,a°..insurn��e p�^...�.�..�.if�u:wd.t�anY sums Payable by�.+:a-o�veg c:.�e;�e�e�.���rr'.,ance wiffi �=-:;'
<br /> �� ��:�wL��n€��+iap��.in i���af�:�xun�c cf mrrtg:-�ge insun.;v{�'^...i:�..'Ifi.xcs�rt:s�u.�_..�ci:.��cr�Items.° °_-
<br /> ;r,"` Ls�-�� at;ur:� +im¢, vaifc�c sa�Ina;£�.�t�ui,� in an amnunt not to er�t the ma�c�..a:.� ���'�nder for a federaliy
<br /> �:�_;�.�i '."..,�.�+ .f �'
<br /> '_= se��inortgsge la�r.ri:�}� c�.ire fis�uer>c��'i escrow account under the federal Real fistats�ent Procedures Ad o€ Q.;°
<br /> ����"' 1974 as amended fmm tim�ta tuan:. 12 U.S.C.Section 2601 er seg.("RESPA"),unless another taw that applies to the Fuads ,-�-
<br /> sets a tesser aurovnt. If so. Leader may. at any time, collect and hold Funds in an amount uot to exeeed the lesser amount. �
<br /> Lender may estimaie the axnaunt of Funds due on the basis off current data and reasonabte estimaies of expeaditures af fuwre
<br /> � Fssrow IteuLS or otheswise in r.�c+aaa#�toz w+th applicable law. ��
<br /> The Funds sh�l be Iie,td in an insatution wh6sa deposits nre insured by a federal a�ency. instrumentality. or entity u--
<br /> (including Lend2s.if l�ad�r is 5csrh un institution)or in any f'edera!Hatrte Loan Bar;ic.Lertder shnll np�ty the Fur�ds to pay the �.:.
<br /> Escrow Items. l.cnder m�.y n�t�harge i3orrawcr for holding und npplyins thc Fur�ds.unnually nnalyzing the escrow occoua3.or
<br /> � verifyiag the�scmtiv Itesns.unttzis tender p�y9 Botrov�ee interest on�t�Fands nnd applicablo la�v permits Lxndcr ta make such �"
<br /> a cbar�ec. Howevcr. L.c�►d�m�y�rcquirc Barrower to pay u onc•timo chargc for un indcpendent real cstutc tax reparting service
<br /> � uscd by Lcnder in cannx�iicm with tdis ioan. unitss applicablc �aw provfdes athcrwisz. UNess un ugreemcnt is msde or �7 _
<br /> ) ppplicable!aw requims intr��t ta[fe paid.l.cndcr shall not be rcquircd to pay Bar�ower any interest or eamin�s on the Fur�ds. •
<br /> (� Bcirtower and l.en�cr may�rca in writins,howaver. that intcrest shall bs paid on the Furtds. lxnder shall give tn Bortowes. ����_�
<br /> � Wllh0ul Ch�a.an nnnua�r��rsaunting of tde Funds.showing credits and dabita to the Funde and the purpose for which each �-
<br /> debit to the Fu�s way m;dn.'I�+a Fuads are pledged as additional s�urity for all sums secvred by thle Sua�rity tnstmaient. �
<br /> if tlte Funds hr�d by�.endes.exceed the amounts permitted ro be h�lsl by applica6le law,Lender shall acsvunt to Boaavrer �
<br /> for the excess Fuuds in e�a�naa with ttie requirements of applirabte law. If the amou�t of the Fuuds held by[.ender at any
<br /> time is not sufficient ta pay the Bscrow Items when•due.Lender may so notify Borrower in writing,and.in sach case Borrowez -
<br /> ��, shall pay ta Lender tha aue�uaUnecessary to make up tha defciency. Haaower sh:ill make up the defc:ency ia ao moie than ---
<br /> cwelve monthly gayriw.�t�.an Lender's sole discredon.
<br /> Upon payrnr�t iq fuil:af all sums sec9ued by this Security Instrument. Lender shall promptly refwtd w Barrower anY
<br /> Fu¢ds held by L�e.�.i�;r>,If.�er parag�aph 21,Lender shal!a^.quirz or sell the Property,Lender,prior to the a�quisition o;sate `
<br /> of the Prap:rty.s1sa�T appiy�r�T'r�mds held 6y I.ender at the time of aequisition ar sa!�as a credit against the sums seenred by
<br /> ti*ws�'.-.rp.uity Ia��-tr�cm.�t. . • ■`•;�
<br /> . 3.AppSiratia�Qf��ayatends.Uni��Eicable taw provides otherwis,e.all pa;��".s re�xive3 k.r�.endsr�tt�r psuagraphs --
<br />�'t:*`� � 1 and 2 shall(r_.,�i,:�d:fifst,to anY Pre�'=:.ru.m charges due under ei�s�v�.�:seo�:u�,ta amovrss r�a.�;�».ta ua�s�Satagraph 2:
<br /> .;.c,.:
<br /> ,s:;;�;; c�isd,to inter�c,du�;fouith.ta principal dae;and last.w 2r►}r late charges•w.vnder•r.�a:►Iote. !`�`_.
<br /> 4.Chargtsi Ltrms.Bnnu���er shaIl pay all taxes,:�a�:�ents,charges. fines�m�t��.�positions amibatable a�i•�he Pcoperty -:.;..
<br /> �-�',i ., wlricb may attfdn ptiodty ovE:-�:`.is Security instiucners,,�.�3 leasehotd payments or r,�.�:ind rents.if any. BarraweT shall pay �.
<br /> ��,;�.:: thsse obligatians in tho rnanner pi�ovided in�,�r.�raph 2,or if not paid'm tUai manner.Horrower shall pt�y them on time dlr�xly i
<br /> � to the per�'.,omo�ved payment.Borrower sh�i.I�s�mptiy fiunisH to Lender all notices of amounts to be paid under this paragraph.
<br /> If Borrowez,makes th�e paym�ats dimrt}y,,�rrower shali promptly fumish to Lender recelpu evidencing the payments. tl�
<br /> Bosrawe:sDa�l pmmp4lys u_w^.}�rge any li�en which has priority over this Security�;,strument unless Borrawer:(a)agrees in =_
<br /> wririag ta t!r paym.�t af the c�-J.igation sesured by the lten in a manner aocepiable t�It�.�der:(b)cqntests in goad faith tP►e lien --�-
<br /> by, or defe�ests aga�n�t enforccm�t of tlua!�:%n in, tegEt proceedings which in the �'.�;nder's apinion opernie to prevent the =
<br /> enforcem�m of thz lie�;or(c)secures&auc ii7a holder of the lien an agreement satisfactory to Lender suEwrdinattng the lie.�a to
<br /> , this Socurity Instnun:ut�If Leader d�tern�r�that asr:1+rutc of the P�vperty is subjsez to a lien which may attain priority over �.
<br /> �� tt�,.i:r��cutity It�truno:nt+I:ea�rnay P,ive Sercawer a t!t:ai�x identifying the lien.Ea��xer shall satisfy the lien or take one ar ���.
<br /> n.na�e nf ti�e astians s�farth s�en���with:n t�v�ys of the giving of nodce. �__
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