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<br /> t°.st�sa3 cc�;sj' ��. y,j,-.- , __
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<br /> payrnents may Qo longer br:�t�d,at t�e�ption of Lend2r.if morte,,a�a�ar.utce ooverage din the�unt a�nd for the periad
<br /> that Ls�der requires)provided by an insuret a�proved by Lendzr aDa.in becr�m�cavzilrA�te ansi ie obtained. Borra�ver sAall pay _
<br /> the pnemiums requir�d to ma'sntain mortgage insuiance in effect.or to pmvid�,o lass ceserve.unti2 tiie requirement for mo�iga� -
<br /> insuranoe er.ds in ascordaflce�vitb any writtQn ngiacment between Borro�vzr asist Len�er or applicabte law.
<br /> 9,tas�dton. Lender or its zgent may make reasonable entries upvn and ic4=peaeons nf the Prop�rty. Lender st�all�ive �
<br /> Barrowcr rtoEice ai the time of ar prior to an insgzctian specifying re3son:�t$cau�for the insgertion. =
<br /> 10. Condemuat[on.The proceeds of any avrard or claim for daanxges, dinest or�nse+�uenrial. in connestior+with uny
<br /> ooademnadon or otker taking of any part of the Progerty,or for conveysnce in licv of aastdemnation,are hereby assigned and =.
<br /> � shalt 6e paid to Lender. -
<br /> In the event of a total takin�of the Property.the prooeeds shall ba applied ro the ss�ms seturr,d by this Secvrity Iasuum�nE, .
<br /> ,� whether or not tLen due,�vith any e�ccess paid to Borrotver. In the eveut of a p��tia!ts��g of the Property in which che fair -
<br /> market vnlue of the Property immediately before the talring is e�ual ta or gn�er th�n the amount of the sums secu*ed by thia
<br /> Security Insuuruent imm�ediatzly before the talring,untess Borrower an�Lenflcr othe�i�e aAre�in writing,the sums secured by
<br /> this Security lnstrument shall be reduced by the amount of the pro�ads multipliad 6y thc faUowing fractfon: (a)the total
<br /> , � amount of the s�ms secvre�immediately before the taking,divide�by(b) tfie fair mar�rt valuti of the Property immediately _
<br /> Defore the takin�. Any baiance shal! 6e paid.to Eorrower. In the ev,ent of a p2reial t�itcing of ttie Praperty in w6ich the fair
<br /> , market valae of the Praperty imncediately befare the taIdng is less than tha amnuat of the sums sa�ursd immediately befoae the
<br /> takint,uutess Borrawer and lt�..nder othernr�se agree in writing or unless applfcai�te law otlrerwis$pmvides.the proceeds sha!!
<br /> bc a�t5ed w the s�ms secured by this Security Insuument whether or not the sums are thes�due.
<br /> ' Tf the Ptroperty is abaudoned by Borrower,or if.a8er noiio:by Len�ar to Borrower that the oondemnor offers W uiake an
<br /> award or s�ttle a ciaim for damages, Bormwer faits to respond to i.ender�vithin 30 days after the date the notice is given,
<br /> Lender Ls sutIlcr�d te cotlect and appIy the proceeds.at its opiion.eith�r to resSaration os repair of the Property or ta tIxe sums
<br /> secured by Uus S�cs::.-ity Instnurpnt,wheiher or nnt then due.
<br /> .��� Llnless Lender and Hariuvrer otherwise agree in writing. any applicatiaa of pmaxds to prinripal shall nnt extend or
<br /> �,:i. postpoae the due date of the�srsl�y payments referred to in parngiupl�1 an�2 or cl�s�the amount of such payments.
<br />:`:�; Dl.Borrower Not Re2Qased;ForDearsn�e By Lendea'1Va2 a Pdalrssr.Extensian of the tims fnr payment or tnodifscatian
<br /> �' of amorti�atian of the sums secured by thi�Secarity Instnuneat gmntErl by�Lender to aay successor iu inisrest of Borrower shall
<br /> �''�`'` nca operate to retease the liability of the��..^�l Borrower or Borro►v�'s sa�ssors in i�erest.L�c shall not be required ta
<br /> :' � �;�-�,rpnre p�dings again4t�r.�successor in interest or mSuse to extend tims fmr.payment or otherwise madify rmortization _
<br /> ' �,� Qt:� sums seaued by tlus 5ecurity Insuument by rea:cm of any dmnand made Gy the original �orrower �r. IIorrowet's _
<br /> ����� sucr�sors in interest. My forbearance by I.ender in exercising any tig'ht•or rem�fy shali not be a waiver of or preclude the -
<br /> exercise of any right or remedy.
<br /> '.' 12. Succ.�sois and A��s Bound;Joint and Sev�l LI�Iiitq;:�t�s. The cavenams and ag��its of this
<br /> �..�a�aty Instnunent shall bind amw beuefit the suocessots an� asigns af Lender u�sd Sorrocver, subjed to tlae�vu��ons of _
<br /> 1 � pazsgraph 11. Bonower's co�m�.nts and agreemenu sh�il be jaitn and several. �� Borrower who co-si��o�us Sec.urity
<br /> ;��`� Instn�¢reut but does not execute the Note: (a)is ca-signing thi�Se�.urity Instrument anly to mortg,age, grant auRd ronvey thut
<br /> ,:;?'��,�c. Borrower's interest in the Property unde=�ir:�t�rms of this Securit,t Incuument;(b)is not personally obligated tv��y the sums
<br /> ::����:'• sera::�ed by this Security Instniment:and(cf�,.�es that Lender rmfl.rmy aifr�a Borrower may agree to extend,madafy,forbear or
<br /> c,
<br /> # �any accommadations with r�ard to the tera�s af this.Seuirity Inst�r�t or the Note wichnat�hat Borrower':��sent.
<br />. ."`.� •�.,�;.Lo�n Chapges.If t�.:C�an secared by this Soci��In�um.nt is subject w a laoi which seis maaimum 3'�n charges,
<br /> { . an.:�zi law is�aaliy i�erpreted so tl�at th�e interest or other lozn c#�a��collected or to be collected in conneciion with tha
<br /> Ioart eaceed¢9e:�E�itted limiu,then: (a)arry suct�toan c��st�ll 6�ro3nce�by tbe amount necessary to reduce the cha�e
<br /> to the perautted•l��nit:and(b)any sums already oalls+Cal trom,8arrm���rhich exceeded perauued lhniu will be refunded ta
<br /> :. �. Borrower. l.ender ma,y cha�:ce to make ttus refund by ra�ucing the priacipal�owed under ehe Note or by maldng a dicect
<br /> ::� . pay�neat to Borrower. If a n�und reduoes principzi. thn recluctian will be ueated as a partiai prepayment without any
<br /> ' �}.,� . prepayment charge under the!<or�.
<br /> ; � 14.Not.�ees.Any notice to Borrosrer�}eavidal for in this Security Lnstroment shall be given by.dESlivering it or by m�iltng
<br /> :"',: it by flrst class mail unless applIcable law n�;�frims aa ofian��her meths�-The notice ahail be dirxte3 eu the Property Address
<br /> ` ar any other address Botrower designates by natic�ta 3.ea3�r. My m�ise to Leuder shnll be given 6y first ciass mail ta
<br /> ��..,: L.ender's address stated herein ar any otber add�Lendar d�s�ignates by notice to 8ar.eawer. Aay notic�prnvfdc�for in thia
<br /> .;.�;, SecirIty Instrument shall be deemed to have besn gi���n ta��]orrower or L�der wheu r�noen as pmvide�In this par.�r,�A�ph.
<br /> •, �, 15.Go�eraing Law; Severa6Uirj. 'IVii� 5a�mb1•tnstrumcnt :�m�� be gavemed by federal law and the law oftltG
<br /> ...:��:.
<br /> ,,u,-: ju,��caon m sr�tur.h the Property is lacated. In dt�e�vunt that ang prr�i�ia�n or clause of this Security Insuument or the Nni;� ,
<br /> � wnflicts rrith app;�aalsla laca►.ra,1Vh conflict sh�ll nm�sffo:t a;ber Qmvi����of tlus Security Iusstrument or the Note whieh�ean be ` _
<br /> �"� given effect without the a�nfiir.ydr,,g prov�:ion.Tu ttds en�tlrs ptovi�:��of tIus Security Inshvment and the Note are decYated _ `
<br /> � , to 6e sever�bte. '
<br /> �� • 16.Borrower's Copy.Borrati�cr sholi t�:.gjven one confomied r�;of the Note and of this Securiry Instn►ment.
<br /> ' Carm 3020 9/fl0
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