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<br /> i0�3�2 --
<br /> 'f�GETHER WITH al!the impmvem�nts acw or hereafter d�,'te9 on the pYO��rty.and all easemenss,appurtenances,and —�
<br /> '� fixtuies naw or h�,'r�Rer a psrt of tt� �rop°.scy. All repla��wnts snd additions shail also be wvered by this Se+curity -___
<br />: Inst�ument.AU af ths foregoing is refeire�d to in this Security Insuume�as the'Pro�sry.° �`�
<br /> BORROSA►ER C04ENAA3TS that Borrower is lavrfi�ily seised of t�Ce ests�te hereby conveyed and has the right to gtant and �
<br /> �,.—�,
<br /> oonvey the Pray�riy tind ihat ttte Ptupeery is uaercu�.exc�pt for encwnbrances of�nrd. Borrower warrants and will .---
<br /> — defe�ni$enerallY�me dHe fa L'tz Fe�at3+agairu-E a!���dir,�n;�tf d��ands.su�j�t to any e�cumDrances oF record. �,,_
<br /> THIS S�CUId11'!f INSTIiUMENT combines��s¢:r�r.nvenan:s for national�se and aon-unifarm cavenanu with limited —
<br /> variations by jwIsdiction to oons�itute a�miform security irstaru.�e.�t.�rering real property. __
<br /> - UAiIFORlb1 COVENANTS.Borrower azsd Lender covemct:�ss�tCre as fo!lo�rs: �'°"
<br /> l. �layme�!of�tinc�pal and Inter�st; Frepayment aasS.Y�sSe C6arges. Barrower shall promP�Y P�Y a�hen due thu
<br /> principal of and inierest on the debt evidenced by the tvote and az►y prepayment aad late charges due under the Note. �����
<br /> 2. II�t�d§for 3'�es sind Fn�uaa� Subject to appGpbie taw or to a written waiver by LRaeier. Borrawcs shall pay to ----
<br /> ,�" Lender on the day monthly payments are d�e under the Nois,until the 1�Iote is paid in full,a sum("Funds")for.(a)yearly taxes _
<br /> aad assess�aents whish may attain priority over this Securiry Instrument as a lien on the Property:(b)Yearly leaset►o!d payments ��;�;
<br /> ::, —
<br />:�:a_ ar graund�enLS on the propeety.if any:(c)Year1Y harard or praperty insurance premiums;(d)yearly flood insuranoe pnemiums.
<br />`°`�s if any;(e)YeaziY mortgage ir��*�nce premiums, iY any:an�(fl any�payable by Bflrcower ta Lender. in a000rdance with —
<br /> ,�� t3�pmvisians of paragraph ti.in lien of the payment of tr,�rtgage insurance p�miums.These items are calle�"Escrow Itemg.' �`'``
<br /> L�xsder may, at any time,wllect and hoid Funds in�ar�ouet not to exceell the maximum amount a lender for a federally
<br />;:'i n�ted mortgage toan may teyaire for Eosower's escrow aceour�z uccd¢s ehe federal Real Estat�Seulement Procedums Acx of —_
<br /> `� i�74 as amencled fcem riac�to time, 12 ET.S.C. S�etivn 2601 et seq.Q"'RESPA'),unless anoi6er law that applies to the Funds
<br /> :,.�, . �.�.
<br />;��>, sets a lesser amuuat. ff�. I..�sier may, at any time. collect aad hoid Funds in aa�ount Qat w exceed the lesser aawuni. —_—
<br /> c..;;
<br /> Leader may estim2te t��amr,u��f Funds due on the basis of current data and m�..�te estimates of expeadiwres of fuwre ;�;
<br /> =��' Escraw Items ar ai�awi�e�ta�cas:�ianee with applIcable law.
<br /> �r,s.
<br /> - �Ft4�r
<br />-=- The Fu�s sdati 6e P��ar� i.-_nitution whose deposits are insured by a`� '� a�ucy, �sbrumentality, or entity •-�?
<br /> _-_ (including Lender.if Le�ec is s�h�.i�-`�iution)or in any Federal Home Loan B�c.3.�nder shall apply tde Fuads Lo pay the �:•
<br /> ��i`� .. Escrow Items. I.ender mag�dt charge Ci�,�wer for holdm and �-
<br /> .f,,. g $PPh+�B�Funds,ar:�ually aualyzing tUe e5cavw aawmit,or
<br /> . 'P`< �r�rifying the Escmw Items.,zral�s Lendez g�ys Borrower interest on the Fuads su�.�liatble!aw permits I,��w make sush '�
<br /> �•'�� a d�aige.Ho�rever,Lea�mmy requue Borro�ver to�y a one-rime charge for an�.-�degendent real estate tax reporting servic� �•+
<br /> :s',!°, � by Lencics in c�nn�eon with tl�s loan, unless applicable [aFC provides otherwise. Unless an ag�eement is mEda�otc ��.-
<br /> - apglicable lacv s�qnires int:.�2 to be pt�d.L�nder shall not 6e reqn�mad to pay Borrower aay interest or eamings on the Fund�.
<br /> ";:` $orrower aitd'Lender m3y.��in wy:tizig,however.that interest shati be paid on the Fnnds. Lender sLall give to Borrower. �•,;
<br /> ,:.�f without charga.an anu�b�n��csg of^.he Funds. showing credits and debits w the Funds and the pwpose for wiuch e�acL �A�,
<br /> '� debit to the Funds was m�le.�L��are pledged as additional security for all sums secured by this Secarity i��*��t. '��"'._'•,
<br />"' �', If t6e Ff,�nck3 held by�a...e�����amounts permitted to be held bY apPlicable iaw.Lr�tder shall mxount w Borrower �`��•
<br />.F:;�_ � foz the exeesa�nnds in aazr�:.-��:.�circ�requiresnents of applccahle law.If the amannt of s�Funds heid by Lender at arry
<br /> ��'t�;. time is rtot suffrcient to pap r�ta�s�css.Z;�when due.Lender may so notify Borrower in writing,and.in such rase Borrower � .'
<br /> • ' :;,hall pay W Lender tlte u��s aeczssary to make up the deficiency.Borrower sFal make up We deficiency in no more th2n f+-
<br /> .. I,: �t�.;.
<br />• .� : .uwweive momhly paym�ts.�6�der•s sole discretion. .. �,_
<br /> '� ' Ugon paymeat in full of all svr-.� �ewrect by th�s Securiry Insuumrut, L�r':er shall promptly refund to Borrower siry ..__:_._
<br /> ��� Fltnds held by Lender.If,under pa•ra��al.Leader shatl acqnize oz�.il the Progeny,Lendgr,prior to the soquisition ar s�ACe
<br /> • � . of the Propersy.shE]L upply aay Funds�r�by Lender at the time of acquisition or sale as a credit against the sums secure�i 1�
<br /> `�' tbis Se"IlYityr II15trum:Qt. • �n,;,`.
<br /> ' 7 3.�pplisation oY Pr�sr.��.nts.L'nless appllcable law provides otherwise,all gs;-�e�nts received by Lender uader paragrsphs i
<br />��.� ,. . i and�shall be applied:f�st.to anY F'�',,aYment charges due under the Note;seoosxl,to amounts paya62e under paragrnp�h 2; '��=„!�`-
<br /> third,w i�tete'st das;fourth,to principsli�nc;arid last.to any laze charges due under the Note. °-_
<br />' ;i � 4,Cltw*1{�?;�eris.Bormwer sha:�•paY a91 taxes.assessments,charges. finaa anc!imposi6ons atq�ibutable to the Praperty �.;,.
<br /> �. ' ' ;z��ich may a�..'i ptio�tr:,.�tri:r ttds Sacurity In.mament, and leaseh�nid payments�s graurtd rents.if any. Bonvwer sl�ll pay � ,ri:j,.
<br /> i�}aCSe obTi�atio:s�t�t�m�pmvided in paragrapb 2,ar if aat pald in tt�at maa:.�eu��orrawrf shall pay thau on time directiy °; r(��.
<br /> . �% : to tfie peisocs�-.,�`+'ai�;�};tr•�n'c.Borrower shall promptly fomish to Lender all notioes uf amwnts w be p�d ar�rS�r�his pazagiaph. �,�'���_
<br /> . If Bonower r`n7r'res�h�paymenis directly,Borrowcr shali pmmptiy fum^Ush to L.ea¢er ieeeipt�c�ai�3r1►cing the pa�ymients.
<br /> Borrower shall pramptly discharge an}+lien whicb has prlodty er:�d:is Security Insnume�.:e i�.-�Iess Borroerer:(a)agr�in • �t`
<br /> writing w the paymcnt Qf nh�obligatian secured by the I�en in a mannear accepi��M w Lender.(b)oontests in good faith tbs lien '
<br /> . by, or defeads against at4��.r.°.ement of drs Iten in, legal proc,cedings wAich ia�tdh�Lender's apiaion operate to prevent the � ��•�
<br /> ' ' enforcement of the lien:ar�I��secures from the holder of the liea an ngreement.,�it�:f;�s�ory to L.ender subordinating the lien W • ''��`
<br /> ' this Security Instrument.Ir Lender detesmines that any part of the Property is subjeax to a tie�rxhich may attain priority over _
<br /> ,} �_�,.�: this Security Instrument.E.eECer may give Borrower a notise identifying the lien.Horrower�4r]W 5atisfy the lien or tatce one or
<br /> " more o8 the acuons sc�G ti�st�n i�bove vrithin 10 days of the giving of notice. =
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