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<br /> ... . . (1YexrTr�urylndeu-RateCaps)
<br /> 3anua�Y -19 96 - ��.r' �
<br /> � �4i1S ADNSi'ABLE RA'rE RIDER�i made Nt• 4th �tay of �':k„
<br /> • aad u[nco�ywrued Into aad sIlaU�e deenedto amecd nnd szty�tesaent tIle Mortg3ge,�eed of Tn�t,or Security Q�d(tha"Sca�rEty instrumrnt">of
<br /> th�x.�e due�iven b�f tEc uadusigned(the"Borto�rrr")co aeaue 8anocrer`e Ad�aLt�.?:t:t�at�(th:•'I�tott"2 t�Httl�l�F�9€Ct�L_I�flRN __
<br /> : j��..y.�(tIle•'L�a6�")o?the sat�date and oovering the prapCCtY d��ta the S,.°cutity Instrument and[ac3ted at: �
<br /> .�,1 "
<br /> • 47�4 Deva Drive Grand Island Nebraska 68801 "�:-�=�
<br />- (�P�v Address) '''`l:j`
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<br /> -* i�eote cesi�u D�fl:����Z tcs�.°�ts c�F i�terrat rnts and�maaih�r __ss�.�
<br /> . pa�ts.�4fs aote�ali:f�t�:s�nael Q+Y Utr:at rate an cL�agr at aqy oae[i�aa� ��:,:.F
<br /> 4
<br /> a�o�cr�iffinman�48e�t�m�Le 1�s1 psI-
<br /> ��z,;:�r.
<br /> AADITIONAL COVEt�FAN'i'S.Ia addition t�n tiie covenanrs an�a��ts madc in Ur.See�uitY Inst�cat�8anawer and ixnder �;,,:`.�.
<br /> furtheronvcaauaaade�eees fo�avrs:
<br /> �`'+.. _.,
<br /> � . Ra-�°-:;-,
<br /> A. B�'s"ERES'P�A�AND MOPiti'SLY lAYMET�T CHANGFS �_;`�,`__
<br /> '1'�a.Nnes ysavides for an initial interat rau of 7.000 q�,�oa 4 of ehe Noce pravides for chaaqes in the iaterese r'ste und @ts
<br /> � a'nttibiY V�Ymmts.os foflo�vs: �:
<br /> ' ���-.
<br /> - A, (�117ERES7'R/JTE AND MONTHLY PAYMF.11Pi'CHANCES — -
<br /> �. fA) �� Februarv ,19 97 .aadoachacda�re� . ��;
<br /> The'ut"_erest ra�e I w�1psY�Y�Bton tha fitscd�Y of
<br /> � Bach dnte an wLicII m iat�r .s couId chasi3e is caitad a"CGanSe Dnte.•• �r,..,,,;:'
<br /> anonthsthaeafta. Y I" °°".---_--.
<br /> �'!1y��
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<br /> �witHt�fust ChaaBt D�tG mY inte�st rurr.-�16e B�esS on as tn3ex.T6e"Inden"i�tGs weeicly aver�i=Y�=�on Uaited 9tatai
<br /> . ��.rr-'
<br /> . � ��
<br /> 'iYmsu�e�2ritfes adfn�tefl co a constaat mataritY of 1 year.ag ma�soteZable by th:Fedesal Rescrve Boxrd.The maac reomt Indes�ianns
<br /> � � ava�ab4e��c Ltse date 4�days before each Caan3�Date is caQ�d the"C�urce�u lndeA." ---.
<br /> a
<br /> � If Etp�%�ia is�Ioog�r ava�h2e.the Note Iiolder cvjll c�aoss E�v indac rrhicb is based upon com�abte infmmation.Ttw Note „,:_
<br /> NolGesw�7lgivemenasixoithlschoise. , /:'�.f�.
<br /> (� �0�� ' twa and one—h$S.f pcsoeatnge f
<br /> Bftb�e�d�e�te.tbs l�iou Holda w�11 QeYs�:m7►new irserest rateby add�3 cs
<br /> • r �v.rR 9i)t,o the Cum�t:inde�i aad ronadiag to tb:rx�s:lBth of 17s.sub�tct to 1�Iimits statcd�t�xeina�f(�bc?enr. ��,''
<br /> , ra3ms,;._,..a.� . . -
<br /> 'ifsi�Yarm�YCifaine�tntwillbe mp at�in�trauuaU'lthena�t ChanSe�A�e_
<br /> .. 'i'Q�3Vote Holda wDl shen datrr�ifs t6e uaount of We wons�`.yt�+a�t that�vontc!be sufHaez�t�re�oy in°�f'���}��
<br /> �m awe aa tAnt�tz 1AUe ir�su6stantia}Iy equ�DaYments b9 thzm3mrlry dztea�my near interest rate.'iRss r�ti!:�f eiiln ri.�Hon . �,.�,._
<br /> �. wil�R.tPr.a3wamo�ta�d'�ts'a�'rhtYR.'+Y��- �,� �•, .
<br /> (� �w[rRete�z�rse� 9.00D �A ar,Eess than __ ----.-
<br /> 'i'he intaast rau 1 am requitrrb�to piy u tde fust Chansc Dau w�l net 6c grc�ur than .-
<br /> � ' ,�pQ�_�h.TGara4ier.mq£ni�zst tatewdl never be insreased or dec�sed oa any singte C�anS,e Dnreby mores�s�n }i��— �
<br />; ,' —.�,�, f[omthet�eo4inunstlluveb�nPaY«Sfatthcp�e�n�twdvemoa:t�.TTtem3atmnmintercstrnteoAthitlmWt•iv�lne+rubr F"�;�;:_
<br /> . ��, S.OtlQ �➢I�aa4tIumuimmn(nt+eresicst�w�laevubegrxaterthan » nnn %. "_' .
<br /> � (q Y1I�clireDrit�t�t�s — --
<br /> My aew�nLerest rate will Docame effeatve on euh CAanQe Du�.t vr�b pay thz a�oaas of my new monthll►PuYmmt tx�ipA�O q.�the first
<br /> ., meothiYD�Y�d�teaftat6e�►YeDateuntiitheamoantofmymoat7ihlWY�tc�g�a�in• .
<br /> . (� NWcsoiCir� . ••�`.
<br /> 74xNoteHolder w,ifl�ma�larddlverto msanoriceLzd'c�eeacUChan�e Dnta 7'hsA�cira w�7ladvLsemeot:
<br /> (ij tt�e�rinterestcateonmy[oaaasolelr�aDate: . .
<br /> . (i�� theamwntofmY�nthlyDaymenifoAowin4tkeChac�TAute: � �
<br /> � (�7 �Y��o�matte�s which tAe No!e f3oider ia requ'sr�1 ca diselo;�aad :�,
<br /> '�`. � (iv) theadQres+oftluassociuianYOOCa:ii��:ntastregatfiinSan3►aucstia:satovtth:cdjustmeatnotins. :
<br /> • �. d�AAGES:l.�IVS
<br /> , Unitoet�rt�avtatnt�oftheSecurityi¢�owmentisamsndedtuarda�fa;It�u�: � __
<br /> i.�;Lie�.$araaer�ll p�y ap wus.assasmmts.and ather t�ss.Ciaes.and impostttos�a�aibutabla t4 tito Ptopaty R'�ri�:�iay .
<br /> swJn�Riocieyuv�rtt�3ecurity[nsuumen�andteaseLad payments ol4rouad rm�.eS'aaY.ia themtnnc prd�'Jut.r{u�WnR�Db,�i�eoY
<br /> uume
<br /> ur.tf uot p�i0 im such muiaer.bY BaraWet�Ad�DaNnenb+h'Aen dtso.dlztctlY to tt►=Issyee tHeroof.Borraaes tht�:�tcmDtlY futnLsl►I.endv
<br /> �Nti��f.G9�DY S�fSl�t9 dB:na�cr this y+uz;�aytt.aad In the eveno Borrawrr shal!m�e paymcnt direcUy.Kom��dSwSi prar�ptIy it..�'^�',.::h to
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<br /> • Lci:et eacctpt�eeideadn6�WY�� �n sh�ll promgUy d'vscbarga eny lien wbtcb h2s�iiorin�o�uQ thi�SecurltY 1rsu�ceat; _—_
<br /> . hawt.er.Borio�aer shaU aot De rtquittl c�distAafge aaY snch llen r��ung av$orrower:(a)sII�11 ugroe in,��vidng to tlte pay�:r.�P the
<br /> . - ob1lgatinn s�ecured by sucb Iicn ia the maaner acaptab'e to Lendet:(b)sIlsi.7 in good faitb wnust such lita by.or deio�d egainst enfos,mmra►t ot �_�
<br /> avcte liea in,tegal Droceed'u�s whicH tn tha ofliaion o!Lender operate ta prevent the rnforament ot the t3w qr forieinue o!the Pmpesty or any �
<br /> part thereofp or(c)shall sec�ue irom eM hoider of such lien an aIIreement in a[orm sattsfactory to L�dcr su6ordiaatin8 such lien to th3s ��
<br /> Securityln.tmmc�n�
<br /> IP l.ender determinea ttnt all or any part ot the Proy+erty is sutjcss:co a lien wtilch m�y attain a yrinrity over thls SesnritY ics�r:nmer►t. n '��
<br /> s-:
<br /> ' .. E,mder shall�ve Bsnawtr a aofloe id:ndfying ansh tien.Boaowa shn'd aatisfy such llen or tate onr or mnrc of the Qaians set foreh above __
<br /> `:`i witnID tm days of the siving of tLe notioe.
<br /> `-.'. .
<br /> • C. NO'�'ICE -
<br /> � � Unl[orm Covetunl 14 of the Security tastrumeat is amended to read as follows: --
<br /> 1!.PlWiat+�Exoept for any aoitce requ3rtd tu�der apylicabte liv�w 6e gfven in nnother man�r.(a)e�f�c�otioe to Sorrower provlded for in ttds
<br /> Stpuity Instniment sbaU be Biven by deli�erin8 tt or by matling it by fust clasa mail to Borrawu ut the�tupzrcy AQdr�s or at such other address L::.'
<br /> • ¢s Botrower may desigaate by notice to 1.eadv as prwided hcrein,and(b)ttnY notda to Lender shtll�he givtn by ftrst ctass mail to.Lcmder's E"-
<br /> � � edffr�ss srated h:rc3n or to such oiher address as Lcndet may daignate by natice to Borror�u�s pravida!harin.Any notice provided for in tNs �_.
<br /> _.._ Securiry instrument shall be deemed to have beeugivaa to Borrovrsr or Lender when Qivrn in the ms�►tr�ignated haein. �—_-;
<br /> � ' ;�r.
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