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<br /> ` TO�iETHER�'�I'�H aU ths impmvemeiuts now or kerc3fter er�cxed on t�e Progerty.an�all easements,appuiteaances.and °_-
<br /> f�tyres naw nr hereafter a part of the praperty. All replacemenu and udditians shall also be coves�d by this Securiry �
<br /> Instiument.All aP ehe foregoing is�fem�d to in this Securiry Instrument as the"Property." ��:�:
<br /> • BORROWER COVENANES tha�Borm�ver is[a�vfuUy seised of Bte estate hereby conveyed and has the right to gant and �=�r
<br />• ,',. convey the Properr�and that th� Prap:rty is ua�^✓smh�ed.except for ensumbrances of record. Bnrroc+er warranas and will xrsa<-
<br /> defer�ge.�esally the 6de to the Propr�ty a�inst a!1 dEiau and demands.s��j.Yca to any encumbrances of record. r==-
<br /> THIS SECIJItfTY WSTR[JMENT combin�uniform ccvenants for n4tia.a use and tcon-uniform oovenants with limited --
<br /> ,._:, variutions by jurisdiction to cor�stimte a uniform sewriry insu�cnent covering real property. �__-:
<br /> ' " UIJIFORM C�dENANTS.Ba3mwu and Lender ooveflaxit and a�ree as Follows: �.
<br /> l. Feymeai of Prir�dpa! and Interesi; Prepsiyment anal �.sLs Chaeges. Borrower shall promptly pay when due the ����
<br />��� principal of and intesest on the debt evidenced by th�Note and any prepaymes►t and late charges due unsier the Note. R � �
<br /> _ !Si,��
<br /> ' • Z.Ftusds for T�x�s and I�ance.Subjact to applicable law or to a written waiver by Lender, 6arrawer shall pay to —_ -
<br /> ' Lender on the day monthly paym�nu are due under the Nots,until tiie l�ote is paid'm feill,a sum("Fur►ds")for:(a1 y�uty 3axes ---
<br /> "" and assessmenu which may attain priority over this Securit}�ltrirument as a li�n on the Pr�c�rty:(b)Yearly leaseb:�'r,'r�►yments �°=•_'
<br /> ar gronnd rents on the Property.if any;(c)Ye�urlY haanrd or pmprrty insumasLe premiums:td)Yearly tlo�d insuratv:e p�:rmiums. ��
<br /> if any: (e)yearly mortgage insusance p:emiums. if any;and(fl any sums g��bie by Borrower to Lr�r'.nrr. in aoeordance with ....
<br /> ���;• the provisioris of pamgraph 8,in lieu of the payment of mortgage insurana�pse�niuws.These iteu�s�crzhltr}"Escrow Itenns." �T
<br /> Lender may, at any time, collect and hold Funds in an Annount not to aza�d the maximum amoun�a te�l�for a federally �'°
<br /> related mortgage loan may require for Borrower's escro�v Paauw►t under the federal Real Estate Settlement Procedures Act of
<br /> 1974 as amended from time to time. 12 U.S.C.Section 2tf�1! et seq.("RESPA"),unless anothee law that applies to d�a Funds �;:
<br /> � sets a lesser amount. If so. I.ender may, at any time, coil�ct and hoid r�s►nds in an amount not to exceect the lesssr�ount. �;_
<br /> �', I.ender may estimate the amount of Funds due ua the basis of current a�ASa and reasonable estimates of expenditarc.s.�.�fi•mm R`�1,-
<br /> � Fscrow Items or otherxise in accordance with applicable lat��. ____
<br /> 17te Fwtds shaU be held in � institution whose deposiu are insured by a federal agency. instnunentatit�„ ��r entiry = -_-
<br /> •','+' (ir.ctuding Leader.if Leuder is`us�:,n institution)or in any Federal}Tome LQra�Bank.l.ender shall apply the Funds trr pay the �_-
<br /> �. Fscmw Items.i,eaxler may not chss�Borrowr�r far hotding and applying 4he Funds,annusdty analyui+g the escrow acco�t,or �"'"
<br /> • veritying the Fscrow Items,unless Lender pay�6Yrrrower tntesest on thg Ft�n'..s and applirable law p:nstit��sn@er to make such L
<br /> . a charge. However, Lender may require Boaoac�s to pay a an.-time c.h.�far an independent real est�'�r^.:�c r.e��servior �I.�,
<br /> ,�
<br /> � used by Lender in oonr.ection with this loan. unless app➢icabie !aw provides otherwis$. Unless an a�r:�! 'r�� �-,�de or
<br /> a licable law uites intetest to be aid,Lender shall aoE tr r red to' a Borrower an interest or a�t�r Funds. ��r��
<br /> ,.'.;� PP �I P � � P Y Y �€x . [„...�
<br /> Borro�ver and Lender may agree in writing.hotiveve�,th�t itttec+est shall be paid on die Funds. Lender shall give W 3ormwer, �-..
<br /> � •..,? a+ithout ctiarge, an annuai accounting of th�Fands, sho�ving credits and de6its to the Funds und the pur�wse fo� which each
<br /> � • debit to the Funds was mzde.The Funds are pit�ad as additional security for all sums secumd by this Sacta�iry dnstse�ment. —
<br /> ��,�'`. If the Funds held by I.ender exoeed the sur�.r�rs peimitte�to be held by applicabte law.I.ender shafl accou�txz Borrower
<br /> • � • for the excess Fands in accnrdanos with the re�-�ments of applicable law. If the amount of the Funds�eld by I.�:�er at eny �
<br /> , time is not sufficient to pay the P'.�w tc�wl:�.due.Lender may so natify Bamower in wridng,e�ul,in such case Borrawer =�-
<br /> shall pay to I..ender tl�e.exao�nr�rxu�ss�y tn mxls��:p the deficiency. Eorrcvoer shall make up the drS.Ya�ey in no mo�than �
<br /> �``" . taelve monthly paym�F�;�t L�tx:r�x=s sole dii�ir,xi. �
<br /> � . Upon payrr�nt in•fuil of�i�'i:�s secure�c i�y Wis Secwity Instrument, Lender shall prompdy refund to Borrower any
<br /> . • �, Funds hetd by T.endef Jf,under�r.:�aph 21.L.ender shaU���re or sell the Praperty,Lender,prior to the acguisition or safe
<br /> of the Property,s6s�l�pply any Fnnds held by I.ender at the time of ar.quisition or sale as a credit against the sums secured by �=�'�=�
<br /> ����.�;� thls Security Intitn�:. � —
<br /> � 3.Appflcalion of Payments.Untess applicab2e law pmvides othezwise.all payments rcctiived by Lender undr.s pamgrapAs '
<br /> 1 arr�1.:Z s�a11 be appfied:fiisT.w any prepayment charges due under the Note;second,to amounts payable under parag�ph 2; —
<br /> . . third;fa'tAterest due:fourth,to prin:i4n1 due:and last.to any late charges dae under the Hote. �`
<br /> . ' ' �i:Ctwrges;Uebs.Barrower shall pay all taxes.assessmenta,chazges, fines and impositions attributuble to the Froperty ` ��
<br /> � �.;�. .
<br /> �'� ��� � which may attain�pv�u�iry over this Security Tt�strument. and teasehold puyments or ground renta. if any.Barrower shall pay
<br /> �• these obtigations it��im manner provided in paragraph 2,or if aot paid in.that manner.Bor¢ower shall pay them an time directly —�
<br /> to th�,p.rson owed payment.Borrower shall promptty fumish to I.ender all nodces of amounts to be puid under this puragraph. _.__
<br /> If Hacm�'•�gr malces these payments dkeetly,Borrower shall pmmptly fumish to I.ender neceipta evideneing the ptrymenis.
<br /> {ir,rc;ower shall promptly discharge any lien which has priority over this Sewrity Insrcument unless Borrower. (a?agtees 9n �
<br /> wridm��tn the payr,�r�i of the obligadon secured by the lien in a manner axeptabte to Lendar;(b)comests in goo���it��he lica �'
<br /> .��,..:� by. at•i:sfends a�r3nax enforcement of the lign in, legnl prooeedings whicl� in the Lender's aplr�Ic��r�perate tv 'Ixcvent the
<br /> � . . enfnxva�n�tnt of Ifis lien:or(c)sacures from the holder of tha lien an ageement satIsfactory to LeL��:bordinatirr�;L'�e lien to --
<br /> ' thts l�+a�rity Instrum�nt. If Lenr.Ers�d:termines that any parc af the Property is subjoct in a 1Ien whic6 may attain gaiority over ��
<br /> this Scra�rity Insmtment.Ixnder ��:t.��give Bosz�vrer a natioa identifying the lien.Borr+:res��r;�all satisfy the lien or t�lce orne or _
<br /> inore of the acdans sei forth above within 10<L�v��c�the giving of notice.
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