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<br /> _ _�,:,;.—� -�� � �� FHA MULTAS'1'ATE AUJUSTAULE 1tATE lt1DCR
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<br /> k` F.�.� , JaTM�a r ya 19 92 el8 RA1'B RIDER is mMk 1bf��!Is{nco�poralal IMo�nd shtll bc dccmnllo�mctMl aal wppk n�rn�t
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<br /> ti • •r Ibe MatRa�e. Deed of 7Fus1 a Sccutily Dcal t"Secwily I�pinat�M") of �ho aatio datc �ivco by �ho wMkni r- -
<br /> �,• ,•� ('rBoR,pwu')to tecwe Ba�owati Na1e("Nale"1�o
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<br /> �,,-w •* COLUMBUS FEDERAL SAVINGS HANR
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<br /> _._ •�::;;;,`. ' ��•�»�ot�ha�aiae dMe wxl rnvcrin�t�he prupeny dcsc�ibnl in Ihc Scru�f�y Imurumcm aml lucatcd+n: _....._-
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<br /> - �:-'�.,�`Ss�;?x!�'•. ' GRANJ I aLAND, NE 68803
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<br />=- { '` ..;h :, TIIE NU7'E Cl)NTAIN4 rRl1VISll)NS �l�.bUWIN�i FUR CIUN�:F.S IN '1'itl�. -_
<br />'_-`�� '�',�� . IIVTERF.3T RATF. ANI) 'f11M Ml)N'1'111.Y 1'AYMF.IVT. TIIFy NUTIs I.IMI'1'S '1'lll: ___-
<br /> ��.,:u;,, . � AMUUN'1'TIIF IIl11tROWlslt'SS IN7'I:RFR7'RA7'�CAN CIMNCF:A'f ANY 1/Nk'1'IMI: �.
<br />_: s : ;�,,�.. , ANU TI�B MAXIMUM RA'1'1:7'Ii�1{ORKl1Wb:R MU.S7'PAY.
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<br /> �_;��_����'•�• _ __ ADDITIONAL COVBNAN'fS. In nikli�Mn lu Il�c c+�vcnanl� aml a$rccmrnl� maik in Ihc Sccudly InauunMM. '
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<br /> ..s ., •'� BpROwer�nd Lender furllMr coven�wN and ogrcc a�fulluw�:
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<br /> �'y , INTERESf R/1TBANQ MON'ffil.Y PAYMCN'PCIIANOES
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<br /> '� , ' , ' (A) Chan�e D�te n p�'�� �� 1�9 3 f ti n�
<br /> s^•°. ;�,`:'�.•:,• The inleral nte miy changc an Ihc fir�t dny uf .aad Ihot day uf carh aur��ecdin�year. �`"''
<br /> }:��'%);"�'`'�,'� "Qianae Wte"me�ach datc oa which�hc imcresl rn�c rnuld changc.
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<br /> .:;.• „ . Bc4i�in�wGh Ihe Rnu Ch�nac Wuc.�l�c imrres� rut�wfll hc bascd w�nn InJcx. "Indca"mraas IUc wcakly uvemFc �,.
<br />�<�� , ° ykld on lMitcd Sutc�s Theosuryr Sccurilic!c a�IJu�trd u� a c�M�s�anl malurily af unc ycar,aa mnJc nvnilablc My U�c�Icrnl �...� �
<br /> ;r� � � ' R�aerve Bonrd. "Cument InJca"mcanx�I�c mus�rcrc��� Indca ligurc ovailabic 3U daya befurc�lic Chungc Dute. U�hc Indcz
<br /> • +�:�- (�dcfincd above)is no Inager avaNablc.Lc�nlc�will use a�a new U�Jcx any inJca prc:�rit+cd by dir Sccrc�ary. As u�cd fu ,
<br /> � „ Ihi:Rider."Secrctary"mcans�he Scrre�nry uf I louaina mal U�ban Ucvclup���N ar hi�u�I�c�dcaignec. Lcndcr will aivc _ _
<br /> .` ;-�.--� Bomower notia ol�ha new Indcx. ---�--
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<br /> ".; � (C) Calculallon of Intcrc�t Rnte ChanRcs :���
<br /> • .�a - .. Befurc cnrb Chanae Uatc.Lc�alrr will cnkulu�r+�iuw b�nr�rac by adding u m+rc�in uf =_-- -
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<br /> •��µ •� •� � �'w� percenluFc �'.-':-=-.
<br /> points( � •0000 �) �� ���c currcm Indez ai�l nw�xling �hc �um �o U�c ncArc�t unc•ci�hih �d ��nc perccm�Qc point
<br /> �� . (O.IZS'b). SubJecl to Ihe limilt atateJ in 1'nrogr�h(U)of Ihia RWc�.ihia ruundcd a�wunt wNl bc�hr new i�qc�c��m�c unlil ,,;,�..
<br /> . Uie nexl Clmnae Dale.
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<br />• � (U) LIm11s aa Inlerest Rale Chunacs '
<br /> •..;,,:� . 7'hc Mtcrcsl ntc will ncvcr inctcn�c ur drrrcs�sc by murc Ihan rn�r perccmugc�wint l I.U7o)un any sioglc Chnu�c Ua�r. �
<br /> '����''Y�' 7'be fntereu rnle wHl novcr bc�uo�c ihm�fivc prncmagc�xrims(S,U9F)bi�tl�cr ur luwer Ihan�hr ini�fal intcrer�rnk.
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<br /> �E) Calculalinn o�Paymen!Chan�e `
<br /> If�he intetat rate chongcs on a Clinnge Ua�c.Lc�xler will calculvle tl�c nmount of monlldy paymcnt uf prim:ipal anJ �
<br /> ' � iMerest which would be nececspry w repuy�he unpaid pri�Kipal bulance in WII a��he muturity J►ne nt U�c new inlcrcs��ratr
<br /> • , thmugh subs�an�i�lly eyual payn�cm�. Im m�king�ucb colculaliun,LcnJcr will ucc Ihc unpaiJ priocipul balmnc�vhicl�wi�uld '
<br /> be owed on�he Chmge D��e if d�erc Ic�J Ixcn no defaW�in paymen��H�the NWC,mluceJ by�he nmuunt uf Any�xrpaynxnts �
<br /> a.nrinri.+al. TM n�ul�of�hit cokulnti�x�will lK Ihc amuum nf Ihr ncw mnnlhly paY��»uf primipul niHl inicresl. �
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<br /> (F) Nolke otChanqes
<br /> . Lendcr w{II jive nutiec to Aiwrowcr u�any rhpn�er in�I�e{�ucrcU ralc aiNl munlUly paymcnl aoiuwd. 'ilic nwi�r mu.�
<br /> 6e Qiven a Ieost 23 J�yR bcfure �he nrw mun�hly paymrnt omnunt is due.nnd mus�sct fimh (il�lir Jntc uf tl�c nolicc.
<br /> , (li) the Chnnge DNO,(i8)thc uIJ imcrr�l �atc,lfv�d�e��cw intcrc�� ratc, (v��hc ncw inw�ddy pnymcn� amuunl.Ivi►U�r
<br /> � � Cun+tnt I�xle�u�d IIK date i1 wa�puhlf�l���l.l�iil�I�c oxUhd uf calrulo�fng�hc changc in munthly pnyiucut anwunt,onJ
<br /> � (viii)uny Whcr infomw�iun which mny hc rn�uircd Mq Imv fnan limc w�in�c. ?��
<br /> �wr baw 11.�r.�..Yr ■
<br /> ITNI{pt n101) 1/�l�'I��:pu��l T�IMtf 1�/1/0p�10�0l�tl�At�ta1�11111
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