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u~ ° <br />~ ' ~ 'r.-: <br />~ ~ ~C T.+ <br /> <br />~~ ~ <br />~ n~ <br />~ <br />m 7 <br />w <br />r ~ <br />~ r - <br />:~' ~ .....{ <br />~ rn f V ,~ <br />r~ <br /> <br />IV <br />- <br />= ~ <br />N 4~ ~ <br />._. <br />S <br />~, <br />ter _ <br />~ ~ r7 l <br />~ ~ ~.~ ~ Z <br />~ ~ rn _. -~ Ia a:~ O <br />~ = <br />~" <br />~ <n ~ <br />~ ~.] ~ cn <br />n N C <br />m <br />~~ <br />~. . cn <br /> ca ~ ~ ~ <br />~r~ <br />~~ O <br /> [Space Above This Line Far Recording Data] <br /> DEED OF TRUST <br /> ~ <br />DEFI NITIONS . <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. <br />Certain rules regarding the usage of words used in this document are alsc provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated JANUARY 4 , 2 0 ] 0 ,together with all Riders to this <br />document. <br />(B) "Borrower" is <br />KENNETH L PRICE AND DINA A PRICE. AS HUSBAND AND, WIFE <br />orrower is t e trustor un er t Is ecurlty nstrument. <br />(C)"Lender"is PLATTE UALLEY STATE BANK a TRUST CO Lenderisa <br />p organized and existing un er t e awe o -_1HE STATE OF <br />NEBRASKA en er s a rase is <br />ender is t e bane Iclary un er <br />t is ecurlty nstrument. <br />(D)"Trustee"is FIRST NATIONAL BANK DF OMAHA <br />(E) "Note" means the promissory note signed by Borrower and dated JANUARY 4 , 2 0 1 0 The Note states that <br />Borrower owes Lender ONE HUNDRED NINE THOUSAND U/100 <br />Dolars (U. S. 1 9 , plus interest. <br />orrower as promise to pay t is e t In raga ar erlo Ic ayments and to pay the de t in u not ater t an <br />FEBRU,~Y 1 20,40 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Nate, and <br />all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by <br />Borrower [check box as applicable]: <br />^ AdjustaUle Rate Rider ^ Condominium Rider ^ 8econd Home Rider <br />^ Balloon Rider ^ Planned Unit Development Rider ^ Other(s) [specify] _ <br />^ 1-4 Family Rider ^ Biweekly Payment Rider <br />(i) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative <br />rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. <br />(J) "Community Association Dues, Fees and Assessments" means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper <br />instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, <br />instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limitod to, point-of-sale <br />transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(L) "Escrow Items" means those items that are described in Section 3 <br />M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party <br />other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; <br />ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations <br />of, or omissions as to, the value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, ar default on, the Loan. <br />(O) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any <br />amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Rea! Estate Settlement Procedures Act (12 'J.S.C. ~ 2601 et seq.) and its implementing regulation, <br />Regulation X (2~f C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or <br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and <br />restrictions that are imposed in regard to a "federally related mortgage loan" even rf the Loan does not qualify as a "federally related <br />mortgage loan" under RESPA. <br />(Q) "successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has <br />assumed Borrower's obligations under the Note and/or this Security Instrument. <br />AFTER RECORaING RETURN TQ: <br />PLATTE VALLEY STATE BANK & TRUST CU <br />MORTGAGE LOAN DEPARTMENT ,~` <br />2223 SECOND AVE /H" <br />KEARNEY NE 68847 11 <br />NEBRASKA--Single Femlly--Fannie MaeJFreddia Mec UNIFORM INSTRUMENT Form 3028 1/D1 (page 1 01 7 pages) <br />3028 NE DOT 1/01 PGt ~, ,~ <br />